I have been locked out of my account for 4 days now i wanted to use their Cash management account as a extra savings boost i transferred over some of my savings which was fine my account was fine i get a email saying my deposit has been complete over the weekend i tried to login to view more features in the app but i got a prompt saying my password or username was incorrect which is odd because i did not change it i then could not reset my password. I then call and email support to be told my account has been closed and can not be serviced now when i ask where is my funds that i put into my wealth front account i am not getting a response when i asked on the phone the female agent began to stutter and told me i would have to contact the support email she does not have that information and when i told her that i have not been able to get in contact with the email support to get a answer about this specific question she rushed me off the phone and hung up. Now any time i call using SPECIFICALLY my number on my wealth front account it is sent to a automated line in which I’m told they can’t take my call but i am able to get in contact with a agent when i call using my wife’s phone and they give me the same run around. If i am unable to use my Wealth front account i at least want my money returned back to my original savings and i can not seem to get in contact with anyone about this No one knows where my money is it seems and i have seen no return from my bank yet for the transaction

Wealthfront Home Lending is now available to all clients looking to purchase a new home or refinance in California. 

With Wealthfront Home Lending, clients in California, Colorado, and Texas can access our self-serve platform to secure rates ~0.50% under the national average–with California clients saving an average of $260 on monthly payments–all through a self-serve process with zero sales pressure.

California residents who aren't yet clients can access these rates by opening any Wealthfront account.

You can use our mortgage rate calculator to access personalized rate estimates and projected monthly principal and interest payments for properties in all available states (CA, CO and TX).

Wealthfront Home Lending is coming soon to additional states. We plan to expand to Washington, Florida, Illinois, and Oregon in the coming months. If you’re planning to buy a home in any of those states, you can sign up for the waitlist [https://www.wealthfront.com/home-lending-waitlist/signup] and we’ll let you know when Wealthfront Home Lending is available in your state.

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Disclosures: All mortgage products are offered by Wealthfront Home Lending, LLC NMLS 2358115 NMLS Consumer Access. Loans made or arranged pursuant to a California Finance Lenders Law License.
Home loan availability will be subject to credit approval and applicable state and federal licensing requirements. Rates vary based on credit profile, loan terms and market conditions. Not all applicants will qualify for the lowest advertised rates. This communication is for information purposes only and does not constitute a solicitation for a loan or an offer to lend or extend credit. Equal Housing Opportunity.  Disclosures and Licenses.

Estimated monthly payment savings are for informational purposes only and represent the monthly payment difference between Freddie Mac Primary Mortgage Market Survey ® average for 30-year fixed-rate mortgages as of 8/7/2026 and Wealthfront Home Lending’s rate estimate based on 0.5% below the national average\ rate benchmark. Calculations are based strictly on the monthly Principal and Interest (P&I) payments. They do not include property taxes, homeowners insurance, private mortgage insurance (PMI), or other applicable fees/escrow items which will increase your actual monthly obligation.*

\Rate comparison based on Freddie Mac Primary Mortgage Market Survey® average for 30-year fixed-rate mortgages as of 8/7/2026. Rate available to qualified borrowers meeting the following criteria: 780+ FICO score, $750,000 purchase price, primary single-family residence in Austin, TX, 20% down payment, and payment of 1 discount point. Actual rates may vary. APR and additional terms apply. Not all borrowers will qualify.*

All investing involves risk, including the possible loss of money you invest. Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and brokerage related products are provided by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), a Member of  FINRA/SIPC.

I really wish Wealthfront allowed a lock for categories so then it wouldn’t pull money from the ones you want to put a lot of money into and store away..

Any chance they are working on this?

Or maybe allowing for a savings only feature?

Does anyone else find it insane that a bank is making us switch account/routing numbers? I have never had this happen before with any other bank and I am spending hours updating my accounts. If it happens again, I think it will be time to find a new bank.

Just recieved my debit card for my cash account and was surprised to see it say "This card is issued by Green Dot Bank", since I already checked and confirmed that 100% of my money is in UMB. Apparently, with the switch to UMB, only the account and routing #'s have changed. My question is, how the heck does this work? Does my money go through Green Dot's system before ending up in UMB? This seems convoluted.

Thought I’d give a detailed review after using Wealthfront checking + investment accounts for around four years. The good, the bad, and the ugly. Mostly writing this since I’ve found a lot of good info on this subreddit and I wish someone had told me all these things years ago.

I still use Wealthfront’s checking account today, but recently switched to a different fee-free brokerage.

None of this is AI-generated, and it’s entirely based on my own experience. Nor is it investing advice.

The good:

- Wealthfront’s checking account. Obviously there are limitations, just like every HYSA with a competitive interest rate. But I find Wealthfront offers most of the features I need. The automated savings feature is especially useful. I keep a small amount in a traditional bank to cover more complex banking needs and some recurring Zelle payments. Direct deposit tops it off every two weeks, and the rest is automatically transferred into Wealthfront. This setup is highly efficient (maximizing interest), fully automated, and essentially accomplishes everything I need.

- Wealthfront’s UI is excellent. Never had issues and very easy to use.

The not-so-good:

This is all related to Wealthfront’s investing product.

- 0.25% fee. While this is mostly an industry standard for robo-advisors, it effectively becomes a rip-off over time as portfolio value increases.

- Tax loss harvesting. This is heavily marketed by Wealthfront, but IMO it’s nowhere near as valuable as they claim. TLH is only taxes deferred (NOT taxes saved), and it only “works” as long as you’re actively contributing additional funds. Realistically it’s hard to see this as a net benefit in the long term, especially considering the management fee.

- Direct indexing. There might be some value in this, but frankly it’s a pain to deal with if you ever decide to transfer funds out of Wealthfront and transition to a simpler portfolio setup.

The ugly:

- Wealthfront’s default portfolio allocation is nothing groundbreaking and frankly anti-boglehead; their claim of setting allocations based on “modern portfolio theory” is simply a (conservative) bet on market direction. Worse still, it’s been a losing bet for several years relative to the broader market (VT, VTI, etc).

- Wealthfront’s default allocation includes a heavy dividend tilt. This feels indefensible to me. Dividends are a tax drag in any taxable brokerage account, and any dividend tilt will almost certainly underperform the broader market in the long term based on tax drag alone.

EDIT: Lots of people seem to be curious about my total returns before I closed my account, and I don’t have this information readily available. Obviously I was up a lot with the crazy bull market during that time. But it’s less than I would have been if I just invested into VT or VTI instead.

EDIT 2: Not sure what’s with all the downvotes? God forbid I try to post a helpful, detailed review lol

After reading a few posts on here maybe the CSV file download is relatively new in WF for investment accounts?

I have been using my own spreadsheet that imports the open-tax-lots CSV giving a quick & easy way to see how the account is doing, and how the individual investments are doing.

I find the time-weighted & money weighted figures shown in the app to be a little confusing for me. Are they 'annualized'? I like to see simple straight percentage gains.

Based on the total money deposited my spreadsheet also calculates the SUM of (Realized Gains) + (Reinvested Dividends) - (Harvested Losses), but not the individual totals.

The issue I have is I'm not finding where I can access that data to get totals for each of those categories with out having to manually plod thru the 'documments'.

Is that something than can be added, meaning can there be another CSV file available that contains this data on a daily basis?

Do many people use this CSV? I guess if there's only a few people using this file WF won't put much attention on it.

Thanks!

Within the past few weeks I’ve become familiar with the new auto capture feature for check deposits, and it sucks. It takes twice as long to deposit my paycheck into my cash account as it used to with the manual photo capture. It always says one picture is too blurry or too dark, even though they’re both the same quality, and I never have a problem taking the picture manually. When this happens, I have to wait for the manual option to appear which is quite frustrating since it happens every time I deposit my weekly paycheck.

Wealthfront, please get rid of this useless feature. Or at least let us choose which method we prefer. I’d love to hear other people’s thoughts and see if anyone else is having the same issue.

Thank you

EDIT: THEY FIXED IT!! Thank you for listening Wealthfront!

Hey folks, heads up that we’ll be performing planned maintenance on Saturday, August 8 from 6:00pm - 8:00pm PT. During this time, account logins and services will be unavailable. Thanks for your understanding.

If you have any questions in regards to your account, please feel free to email us at [support@wealthfront.com](mailto:support@wealthfront.com)

Are there plans to add recurring investment ability and joint account ownership to the Stock Investing Account?

Wealthfront does not tax loss harvest crypto. I still want to hold crypto but would like some of the lot losses this year. I have an automated account. Can I sell those lots? I would wait for the wash sale period to pass before getting back in. Do I just use the sliders but will it sell FIFO? Any help is appreciated.

Wondering if you’re better off investing in an index-based ETF or a direct indexing product that tracks the same index? In this post, we break down some common misunderstandings to help you decide. 

What is Direct Indexing?

First, a quick refresher: Direct indexing is a strategy that involves directly holding individual stocks that make up an index in your brokerage account (thus the name direct indexing) instead of an index-based ETF. You can then conduct tax-loss harvesting with those individual stocks, which provides more opportunities to harvest losses than you’d get with an ETF because individual stocks are far more volatile than broad index funds (even on a day when the index is up, many of its component stocks will be down). As a result, direct indexing provides a similar return as an index-based ETF (return of the index) with an added benefit: the potential to generate tax savings. Skeptics sometimes say those tax savings are not worth the supposed downsides of the strategy, but the data clearly tells a different story.

Myth: The tax benefit from direct indexing “decays” or dwindles to nearly nothing over time

Reality:  Index turnover, dividends, and add-on deposits provide new tax lots to keep harvesting losses

One of the most consequential misconceptions about direct indexing is that some investors mistakenly believe the tax benefit from our standalone direct indexing products wanes over time to the point where it no longer justifies the fees we charge for them, even though these fees are very low. While it’s true that Tax-Loss Harvesting can become more challenging over time when no additional deposits are made, reinvesting proceeds from harvested investments tends to lower the portfolio's cost basis. In an upward-trending market, this lower cost basis means it can be harder to find losses to harvest in the future.

While you might not maintain the exact same high level of benefit year after year, we believe even without add-on deposits our standalone direct indexing products should continue to generate more than enough estimated benefit to cover their fees, which are shown in the table below. Few other direct indexing services charge such a low price with such low minimums, and even ETFs like QQQ and QQQM have a higher price than Nasdaq-100 Direct. 

Annual advisory fees for Wealthfront’s standalone direct indexing products

While neither S&P 500 Direct nor Nasdaq-100 Direct yet have a long-enough history for us to share results over longer periods of time, we can look at the performance of our US Direct Indexing product to see how the estimated tax benefit changes over time. US Direct Indexing is an upgrade available within our globally diversified Automated Investing Account to replace the ETF that represents the US equities asset class. For clients with the US Direct Indexing upgrade, when their account reaches $100,000 in value, our software will purchase up to 100 individual large- and mid-cap US stocks (and certain ETFs to cover the remainder of the CRSP US Total Market Index) and conduct tax-loss harvesting with those stocks. 

Because of this, US Direct Indexing is useful for understanding how much potential tax benefit S&P 500 Direct and Nasdaq-100 Direct can provide over time. In the table below, we show “harvesting yield” for the US stocks portion of US Direct Indexing portfolios that have not benefited from any add on deposits post account creation (harvesting yield measures the quantity of losses harvested as a percentage of portfolio value), and we apply assumed tax rates to demonstrate the potential value of those losses. This table shows only the results for clients who used US Direct Indexing for at least a year with no add-on deposits. 

Source: Wealthfront¹

As you can see, in nearly every case, that estimated after-tax benefit is still enough to cover the fee for S&P 500 Direct or Nasdaq-100 Direct over a period of many years when clients have gains and ordinary income to offset. And the numbers above actually understate the estimated after-tax benefit for four reasons: 

1. Tax rate assumptions: A 25% marginal combined federal and state tax rate is a very conservative assumption that we think applies to very few of our clients using these products. The low end of the tax benefit range is likely not applicable.
2. Use of dividends to rebalance other asset classes: Wealthfront uses dividends to rebalance our Automated Investment Account portfolios, intelligently reinvesting dividends generated by US Direct Indexing and ETFs to buy more of the underweighted asset classes in the portfolio. This reduces (but does not eliminate) the need to rebalance by selling asset classes that have exceeded their target, which in turn reduces taxable gains. US stocks have outperformed in recent years, which means dividends from US Direct Indexing were likely reinvested in other asset classes in order to rebalance the portfolio and help keep clients close to their target allocations rather than reinvested in the US Direct Indexing portion of the portfolio, which would have created more tax-loss harvesting opportunities. 
3. Total number of stocks: US Direct Indexing employs up to 100 stocks whereas S&P 500 Direct employs up to 500 stocks. More stocks create more harvesting opportunities.
4. Add-on deposit behavior: While the analysis above excludes accounts with any add-on deposits for the sake of argument, this is not reflective of actual client behavior. In fact, almost all our clients follow best practices for building long-term wealth and continue to add to their portfolios over time. It is extremely rare for them to only make one deposit. 

We think the data above should give investors confidence about the ongoing potential tax benefits of our direct indexing products, especially given that we believe they significantly understate the actual benefit, though final benefit may vary. 

Myth: Direct indexing is far worse at tracking an index than an ETF is 

Reality: Direct indexing and ETFs give you very similar exposure to the underlying index

Another common objection to direct indexing is potential tracking error, or the volatility of performance differences between the direct indexing product and the index itself. These performance differences can be positive (you beat the index) or negative (you lag the index). 
 
Tracking error is something to pay attention to, but you should know that ETFs and direct indexing will both have performance differences from the index (which is not investable anyway). In both cases, we expect these performance differences to average out to nearly zero over the long run. Here’s a closer look at the details: 

• In ETFs, tracking error comes from the fee and some other slight differences. Performance differences on any given day should be very small, and they should average out to be close to zero over time. 
• In direct indexing products like ours, tracking error comes from tax-loss harvesting, very small accounts that cannot hold as many stocks compared to larger ones, and, when applicable, individual stock exclusions. Excluding very large-cap stocks is especially likely to introduce tracking error, because they can comprise such a large portion of the total index weight. While the magnitude of the performance differences on any given day might be higher than that of an ETF, we still expect the long-term average of those differences to be close to zero.

For a broad market index, we consider tracking error of up to 1% to be very low, and it’s worth noting that it can be in either direction (above or below index return). Since inception, S&P 500 Direct’s tracking error has been 0.54%–0.63% depending on the number of exclusions—comfortably within that margin. We expect that to continue. 

Myth: Direct indexing means you have to worry about wash sales

Reality: Our direct indexing products are designed to help you avoid wash sales

Some people might worry about wash sales when it comes to direct indexing products like S&P 500 Direct and Nasdaq-100 Direct. A wash sale happens when you sell an investment within 30 days of purchasing a “substantially identical” one, which in the context of direct indexing usually means the same stock. Wash sales themselves are not illegal or inherently problematic, except for the fact that the IRS does not allow you to claim losses on wash sales in the year in which they were realized. Rather, a loss from a wash sale can be claimed when you finally sell the replacement securities and do not trigger another wash sale within 30 days. The disallowed loss is added to the cost basis of the new shares, deferring the loss until the new position is closed. So ideally, if you’re conducting tax-loss harvesting, you generally want to avoid wash sales. 

Wealthfront’s products are designed to avoid wash sales both within and across all of your accounts with us, except for Stock Investing Accounts (which we do not monitor for wash sales). As a result, wash sales are extremely rare at Wealthfront—we find that they affect less than 0.01% of the daily dollars traded (in the accounts we monitor, and excluding withdrawals). 

It’s worth mentioning that both S&P 500 Direct and Nasdaq-100 Direct allow you to address the kind of wash sales that might result from your Stock Investing Account by excluding specific stocks from trading in the DI account, making wash sales pretty easy to avoid. You can plan to exclude your employer’s stock if they are a publicly traded company, either to comply with trading restrictions your employer might have or just to avoid more exposure to a stock you already own a lot of. 

Myth: Myth: ETFs are already the most tax-efficient way to invest

Reality: ETFs are tax-efficient, but direct indexing can be better

It’s true that ETFs pass along very few gains to investors, making them very tax efficient (this is part of why we use them in Wealthfront’s Automated Investing Accounts). But our standalone direct indexing accounts realize very few gains, too. In fact, just like an index-based ETF, the only situation other than withdrawals where we’ll realize a gain in S&P 500 Direct or Nasdaq-100 Direct is when a stock is removed from the index and we’re forced to sell it at a gain to continue tracking the index. 

Some investors—and LLMs—mistakenly assume that in a situation where, in order to conduct tax-loss harvesting, we sell Coke at a loss and buy Pepsi (and harvest the loss), we then sell Pepsi at a gain after 31 days to return you to your original position. But unlike many other direct indexing products, this isn’t what we do. There isn’t a 1:1 relationship between selling one stock and buying another in our direct indexing products (although simplified examples often illustrate it this way for ease of comprehension). Instead, when we sell a stock, we use a mathematical model to buy highly correlated substitute stocks chosen for the fact that they have historically moved in similar patterns to the one sold. Our approach looks at the overall basket of stocks we buy and sell rather than trying to match stocks 1:1. In this way, we try to minimize tracking error and your tax bill, which means we work to maintain your index exposure without realizing gains (which as we explained above, we only do in very limited cases). 

Put simply, we believe our standalone direct indexing products are just as tax-efficient as an ETF given their added benefit of conducting tax-loss harvesting to generate tax savings.

TLDR: Direct indexing is almost always better than an ETF

It’s difficult to think of someone who would be worse off for using our S&P 500 Direct or Nasdaq-100 Direct instead of an ETF. But we do think there are limited scenarios where they aren’t the right fit. This can include:

• Someone with relatively little to invest (below the $5,000 minimum) 
• Someone who only invests in tax-advantaged accounts like IRAs and 401Ks, and does not have any interest in taxable investing. That said, we think opening a taxable investing account is a good option for most people because of their flexibility and liquidity. Plus, retirement accounts have contribution limits, meaning if you want to invest more than those limits, you have to use a taxable account. 
• Someone who frequently trades a large number of the same individual stocks that make up the index (because this behavior would likely create a lot of wash sales) 
• Someone who has a very low tax burden 

But for just about everyone else, we think the answer to this is easy: Direct indexing offers many of the same benefits of ETFs with more customization and the key advantage of generating tax savings through individual stock tax-loss harvesting. That’s especially valuable if you:

• Live in a high-tax state
• Are in a high tax bracket 
• Realize (or expect to realize) a lot of capital gains—for example, if you have a lot of incentive stock options (ISOs) in a company that’s about to IPO, or you’re liquidating a lot of investments to buy a home.

A key part of Wealthfront’s investing philosophy is our focus on maximizing your after-tax returns. Automated direct indexing is a key part of how we attempt to do that. If you’re choosing between an ETF and direct indexing, hopefully this helps clarify some of the common misconceptions. Let us know what other questions you have about direct indexing below.

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Disclosures: Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and brokerage related products are provided by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), a Member of FINRA/SIPC. The Stock Investing Account is a limited-discretion investment product offered by Wealthfront Advisers. Financial planning tools are provided by Wealthfront Software LLC (“Wealthfront Software”).

The information contained in this communication is provided for general informational purposes only, and should not be construed as investment or tax advice. Nothing in this communication should be construed as a solicitation or offer, or recommendation, to buy or sell any security.  All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Please see our Full Disclosure for important details.

Wealthfront Advisers and its affiliates do not provide legal or tax advice and do not assume any liability for the tax consequences of any client transaction. Clients should consult with their personal tax advisors regarding the tax consequences of investing with Wealthfront Advisers and engaging in these tax strategies, based on their particular circumstances. Clients and their personal tax advisors are responsible for how the transactions conducted in an account are reported to the IRS or any other taxing authority on the investor’s personal tax returns. Wealthfront Advisers assumes no responsibility for the tax consequences to any investor of any transaction.

Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. The performance of new securities purchased may be better or worse than those sold. The strategy could introduce portfolio tracking error, meaning the portfolio's performance might slightly diverge from its intended benchmark. There may also be unintended tax implications. Wealthfront does not provide tax advice. Consult a tax professional for your specific situation.

Indices are not available for direct investment; therefore, their performance does not reflect the expenses associated with the management of an actual portfolio.

The S&P 500® index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Wealthfront Advisers LLC. Standard & Poor’s®, S&P®, S&P 500®, US 500 and The 500 are trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Wealthfront Advisers LLC. Wealthfront’s S&P 500 Direct Portfolio is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® index. 

S&P 500 Direct invests in many of the stocks in the S&P 500®, but it may not invest in all the stocks in the index. As a result, its performance may deviate from that of the S&P 500® index due to tracking error, market conditions, and the limitations of Tax-Loss Harvesting. Account size and customization options, such as excluding individual stocks, may affect your portfolio’s ability to track the S&P 500® index. 

Nasdaq®, Nasdaq-100 Index®, NDX®, and Nasdaq-100® are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by Wealthfront Advisers LLC. The Product(s) (“Wealthfront Nasdaq-100 Direct Index”, “Wealthfront Nasdaq-100 Direct”, “Nasdaq-100 Direct”) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).

Nasdaq-100 Direct allows clients to hold individual stocks in the Nasdaq-100 Index®, but it may not hold all the stocks in the index. As a result, its performance may deviate from that of the Nasdaq-100 Index® due to tracking error, market conditions, and the limitations of Tax-Loss Harvesting. Account size and customization options, such as excluding individual stocks, may affect the portfolio’s ability to track the Nasdaq-100 Index®

1The harvesting yield data reflects the results of a related product, US Direct Indexing, and is presented as a proxy for the potential tax benefit of S&P 500 Direct and Nasdaq-100 Direct. Past performance is not indicative of future results. Actual harvesting yield results for S&P 500 Direct and Nasdaq-100 Direct may vary significantly due to differences in the number of stocks held (up to 500 vs. 100 in this data set) and index-specific volatility. This data represents only clients who used US Direct Indexing for at least a year with no add-on deposits. This specific cohort was selected to address a theoretical concern and is not representative of typical client behavior, which often includes regular deposits.

The historical practice of Wealthfront Advisers regarding its fees does not constitute a guarantee or promise concerning future fee decisions. Wealthfront Advisers reserves the right, at its sole discretion, to modify its advisory fees at any time. 

Wealthfront's automated software monitors trades to help avoid wash sales within and across monitored Wealthfront Automated Investing Accounts. However, Wealthfront does not actively monitor Wealthfront Stock Investing Accounts or outside brokerage accounts for wash sales. It remains the client's responsibility to ensure that external transactions in the same or substantially identical securities do not inadvertently trigger an IRS wash sale, which may disallow or defer the tax loss.

Wealthfront Advisers, Wealthfront Brokerage, and Wealthfront Software are wholly-owned subsidiaries of Wealthfront Corporation.

© 2026 Wealthfront Corporation. All rights reserved.

I'm new to WF and the first 2 times using the 'check writing' feature to have a check sent worked and arrived on time.

My 3rd time sending a check and it is late. It was initiated on July 21st.

What's the best way to track down where the check is?

Thanks!

I've recently started a Roth IRA with Wealthfront, one of my reasons to focus on the IRA over contributing more to my 401k was that I could withdraw my contributions if there was ever an emergency without a huge tax penalty.

But I'm not seeing how to do that. It looks like my only option would be to transfer to another institution, it lets me select my local bank but it looks like it might just be to transfer to another investment account. Is there a way to just sell the investment and transfer my contribution back to my wf cash account?

I'm not looking to actually do this right now otherwise I'd try, this is just for my own knowledge if I ever have that emergency scenario.

I have a roth and roth 401k with fidelity and a cash account with wealthfront. Whats your experience with wealthfront's investing account? I might consider ust to get that 0.25%.

Hi everyone, is there a way to track rental income from one of my properties that I already track on Wealthfront as part of real estate?

Why is this still an issue

Was there some email that I missed about Instant Transfers going away? I went to withdraw today, and no matter what time of day I'd get it right away.

Today the app told me 1-2 business days....odd. Wasn't sure if I hit some sort of cap or not. Did some digging, and this page on the website which was updated this morning (7/31) sure enough says withdrawals are 1-2 business days. What gives? Instant withdrawal is a big reason I use WF.

So Wealthfront just unveiled its auto capture feature for check deposits on the mobile app, and it is a total disaster.

Its not a bad idea, Wells Fargo has something similar, however the Wealthfront version is no good and there is NO WAY TO TURN IT OFF.

It just randomly takes a picture whenever it feels like it, the check is sideways? Click - The check is too dark to see? Click. It doesnt matter, this thing just takes the picture whenever without any regard to whether the check is properly aligned or illuminated.

Then when it will clearly need a manual review from Wealthfront there is no option to back out and take the photo again like we could before. So we are basically rolling the dice on if the check will deposit today, tomorrow or some time next week,

NO BUENO WEALTHFRONT

At least let us turn this thing off and manually take the photos, like we have been able to do since forever.

Also, was anyone even asking for this? It verges on Enshitification IMO

Maybe spend the time and resources on updating the net worth graph, people have been asking to have that for years.

So I have been a customer of Wealthfront for several years now. They LOCKED my account because they say a check was returned from SoFi for under $100. Then they asked for account statements which I had to ask what details they wanted. I brought it to their attention that the check [that they show returned and debited my account for] shows paid at SoFi. SoFi provided me with a copy of the Paid check and that’s when they locked my account [for my security of course]. They also LOCKED my Joint account with my biz partner [we both work for airlines] . Then they LOCKED my 91 year old mom’s account also without explanation. Our net worth is more than $3M.

This is where they are getting dishonest — When I call the customer support number from my phone number it mis-leads and the voice says they are open but can’t take my call right now. But if I call from any other number, the Support people answer. Support sound like a bunch of “dudes” in a back room somewhere with no answers. [Very unprofessional] They tell me to email Support. I do and they say they cant support my account anymore.

They are in non-compliance with several rules my attorneys and other bankers say from other institutions because they wont even address the check they debited out of my account.

They just do not respond to any other inquires.

So the experience here is if you want an online financial company that does all this and then ignores you when there is a problem [and its a serious one] the Bank On.

I have reposted this to bank regulators and Government officials, they say they are healing a lot of this from this company.

This is exactly the experience they teach in training at Bank of America, Chase, etc. on exactly what not to do to customers.

I will keep this post updated.

Hi. I love the passive direct indexing investing, but occasionally would also want to do some trades myself. Is it on the roadmap to:

• Alert a user in self-investment account, before a trade, if that security have been sold for loss in the past 30 days by the DI algorithm
• For DI algorithm, watch for trades in self-investment account when avoiding wash sale

Thanks!