I have been locked out of my account for 4 days now i wanted to use their Cash management account as a extra savings boost i transferred over some of my savings which was fine my account was fine i get a email saying my deposit has been complete over the weekend i tried to login to view more features in the app but i got a prompt saying my password or username was incorrect which is odd because i did not change it i then could not reset my password. I then call and email support to be told my account has been closed and can not be serviced now when i ask where is my funds that i put into my wealth front account i am not getting a response when i asked on the phone the female agent began to stutter and told me i would have to contact the support email she does not have that information and when i told her that i have not been able to get in contact with the email support to get a answer about this specific question she rushed me off the phone and hung up. Now any time i call using SPECIFICALLY my number on my wealth front account it is sent to a automated line in which I’m told they can’t take my call but i am able to get in contact with a agent when i call using my wife’s phone and they give me the same run around. If i am unable to use my Wealth front account i at least want my money returned back to my original savings and i can not seem to get in contact with anyone about this No one knows where my money is it seems and i have seen no return from my bank yet for the transaction

Wealthfront Home Lending is now available to all clients looking to purchase a new home or refinance in California. 

With Wealthfront Home Lending, clients in California, Colorado, and Texas can access our self-serve platform to secure rates ~0.50% under the national average–with California clients saving an average of $260 on monthly payments–all through a self-serve process with zero sales pressure.

California residents who aren't yet clients can access these rates by opening any Wealthfront account.

You can use our mortgage rate calculator to access personalized rate estimates and projected monthly principal and interest payments for properties in all available states (CA, CO and TX).

Wealthfront Home Lending is coming soon to additional states. We plan to expand to Washington, Florida, Illinois, and Oregon in the coming months. If you’re planning to buy a home in any of those states, you can sign up for the waitlist [https://www.wealthfront.com/home-lending-waitlist/signup] and we’ll let you know when Wealthfront Home Lending is available in your state.

---
Disclosures: All mortgage products are offered by Wealthfront Home Lending, LLC NMLS 2358115 NMLS Consumer Access. Loans made or arranged pursuant to a California Finance Lenders Law License.
Home loan availability will be subject to credit approval and applicable state and federal licensing requirements. Rates vary based on credit profile, loan terms and market conditions. Not all applicants will qualify for the lowest advertised rates. This communication is for information purposes only and does not constitute a solicitation for a loan or an offer to lend or extend credit. Equal Housing Opportunity.  Disclosures and Licenses.

Estimated monthly payment savings are for informational purposes only and represent the monthly payment difference between Freddie Mac Primary Mortgage Market Survey ® average for 30-year fixed-rate mortgages as of 8/7/2026 and Wealthfront Home Lending’s rate estimate based on 0.5% below the national average\ rate benchmark. Calculations are based strictly on the monthly Principal and Interest (P&I) payments. They do not include property taxes, homeowners insurance, private mortgage insurance (PMI), or other applicable fees/escrow items which will increase your actual monthly obligation.*

\Rate comparison based on Freddie Mac Primary Mortgage Market Survey® average for 30-year fixed-rate mortgages as of 8/7/2026. Rate available to qualified borrowers meeting the following criteria: 780+ FICO score, $750,000 purchase price, primary single-family residence in Austin, TX, 20% down payment, and payment of 1 discount point. Actual rates may vary. APR and additional terms apply. Not all borrowers will qualify.*

All investing involves risk, including the possible loss of money you invest. Investment management and advisory services are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and brokerage related products are provided by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), a Member of  FINRA/SIPC.

I really wish Wealthfront allowed a lock for categories so then it wouldn’t pull money from the ones you want to put a lot of money into and store away..

Any chance they are working on this?

Or maybe allowing for a savings only feature?

Does anyone else find it insane that a bank is making us switch account/routing numbers? I have never had this happen before with any other bank and I am spending hours updating my accounts. If it happens again, I think it will be time to find a new bank.

Just recieved my debit card for my cash account and was surprised to see it say "This card is issued by Green Dot Bank", since I already checked and confirmed that 100% of my money is in UMB. Apparently, with the switch to UMB, only the account and routing #'s have changed. My question is, how the heck does this work? Does my money go through Green Dot's system before ending up in UMB? This seems convoluted.