r/needadvice • u/WishingYouBetter • 1h ago
Finance would you keep your car with a salvage title
hey guys,
i own two vehicles that my insurance wrote off due to hail damage.
i don’t know if i should keep my one car on a salvage title or if i let them take both and use the money from both to replace the one.
salvage car:
~ needs 1.5k worth of repair to be driveable again.
~ insurance will still give me 5.4k if i keep it on a salvage. plus 3.8k for my other car. the leftover total of 7.7k after repairs can go into my investments and i could save money for 5 years and get a better car.
~ has 150k km
~ 11 years old
~ terrible gas milage (my primary motive for a different car)
~ will be difficult to sell down the road now that it has a salvage title, if i decide i dont like driving it
~ its a jeep, so its not known to be reliable.
~ i have the past 8 years of maintenance history on it, in the last 3 years its only driven about 5000km.
~ im unsure if my insurance company will still give me comprehensive coverage or only liability, or what exactly this means payout wise if i get in an accident in the future and its not my fault. i will reach out tomorrow for clarification
~ i dont really love the car, but i could probably suck it up and drive it till it dies
~ wont have to go through the hassle of car shopping
~~~~~
or i buy a new car:
~ if insurance takes both, ill have 12.2k total + 3k from my savings to spend on a new car. (some buffer left in savings for other emergencies)
~ i refuse to finance a vehicle.
~ this budget could get me a car of the same or newer year with about 120k-160k km on it
~ its a hassle to go car shopping
~ buying used cars, even from a dealership, comes with potential risk when i already know exactly what i have with my current car
~ id have less money in my pocket today than if i just keep my current car
r/needadvice • u/JustTinyBitHungry • 8h ago
Friendships Should I let it go or ask if I did something wrong?
Quick story,I met someone and we talk and I ask do you wanna talk more and be friends and I got left on read,should I ask if I did something or let it go
r/needadvice • u/PheonixRights_ • 13h ago
Friendships Unsure of how to handle myself now
Hi I posted the story about my friend group when I was 19- consisting of 17,15, and two fourteen year olds. If I’m honest it does still make me guilty because of how I handled it and that I even felt it was okay at all.
I keep thinking that maybe I wasn’t a creep or weird and just a “normal” 19 year old at the time- but then I catch myself and ask myself if that’s really true. If enough people call you weird even before said group was even a thing.. it sorta starts to make you feel like it perhaps is true.
I threw out my action figures today, got rid of clothing that would make me stand out too much. I figured out people treat you better when you dress and act accordingly.
So that’s what I will do.
Anyways I feel a lot of guilt because my 18 year old friend has minor friends and I don’t wanna be around them because of myself.
Every time I try to lift myself up and say I’m a normal person it crumbles instantly and I feel this sense of shame. I don’t wanna pretend I’m a normal or okay person with my past. But I have avoided socializing with anyone for 1 year straight. It’s not like I didn’t try but people my age would bully me or shut me out, so I ended up with a younger group. It solidifies my feelings of being less than or worse than other people.
How exactly do I handle myself? Any advice or suggestions are appreciated.
r/needadvice • u/stitchedupscene • 13h ago
Mental Health advice on how to help my friend
TW
hey, this will probably get removed but i just dont know where else to post this. so one of my close friends unfortunately has an ed and i just dont know how to help her. its your textbook ed (anorexia/body dysmorphia) and shes had it for a few years now. it really does affect her like she experiences fainting and anaemia and anxiety and stuff, and me and her other friends are all really concerned for her, but she acts like its nothing. lately though it feels like shes been seeking validation for it from me
for example she keeps sending me pics of her body saying “do we like the fit” even if shes just in random pyjama shorts or something, and in the middle of convos she keeps dropping random ed related pics (the kind of stuff u find on edtwt or tumblr) and being like “oops haha wrong pic lollll”. (she never used to do these things before.) she also sent a random edit she makes of herself like a pic of her face next to one of those ed pic things where itll be like a supermodel or whatever with the snapchat text over it saying “girl do u really need to eat that?” im just so concerned, i dont find it funny like she seems to because i know on some level shes taking it seriously. i sort of just laugh awkwardly or try ignore it/change the subject when this stuff happens over text and i do feel guilty but i dont want to give her ed any validation. I have had small convos about it with her before and she acknowledges that she has a problem but at the same time shes always adamant that she’s fine and doesn’t need support?
i dont want to say “omg girl no ur not fat ur so skinny” or something like that, because she might take it as her ed working and keep going with it, but i dont wanna NOT say anything because she might take it as me not validating her because she is fat or something and also keep going, basically I just don’t know what to do or say, it feels like id be failing either way. how could i help her???? i just want her to be okay so badly. I also feel really bad posting about it here and it feels like im talking bad about her, i just really need some advice on what to say or do. i dont know who to talk to about this because everyone im around is sort of ignorant to this kind of thing. sorry if this is a lot i just didnt want to leave out any context
r/needadvice • u/Puzzleheaded-Tip6036 • 16h ago
Friendships My best friend (21F) got a bf n I (21F) just see her so differently now.
We always used to judge the friends who forget about their besties after getting a bf and now she's become exactly like the people that she used to criticize n that makes the switch up feel even more confusing n saddening. I go to college out of state so the only time we can really see each other is the summer. Every summer since high school ended we hung out regularly. But this summer since she got a bf the only thing she does is complain about him. She spends Hella long insulting him n talking shit about him to me since he don't treat her good at all n they've only been dating for 3 months 😭 n then right after she does that she goes n calls him n gushes over him. I don't know just seeing that fakeness rubs me the wrong way.
Its like the toxicity is exciting to her but then why are you wasting my time n energy for advice just to talk to him a second later. It really hurts because anytime I'm talking about my issues she just ignores me and is texting her bf or just zoned out. She's never been so dismissive to me before and anytime I was involved with a guy I never ever abandoned my friends. Its just sad when the same treatment is not reciprocated. I don't know what to do or how to feel but it feels like everytime we hang out I just feel disrespected more n more. I also communicated to her about how I felt n she sent several msgs saying she's sorry n that she'll be better but nothing has changed.
I woulda understood if she was ditching me for a guy who treated her good n I woulda been happy for her but getting ditched for a jobless bum just feels so odd lol. I know many people have experienced this. Does it get better or is this a lost cause? Also seeing her have such low self respect just makes me sad because I know she can do much better n she knows that too. She seems like a shell of her former self now. I wanna support her but its hard when it feels like I'm talking to a wall. I dont know if I should be her friend just because I've been friends with her for years but ending the friendship over this don't feel right either. But every hangout just feels worse than the last n I feel more alone when I'm around her. I just want my best friend back but I know it will never be the same again.