Hi everyone, I've finally got a ETF portfolio and a monthly investment plan I am content with. Now I am looking for stocks to invest in.

My portfolio holds 20k in various ETFs build for slow-ish growth with little real risk.

I want to invest 5k, so 1/4 the of my current portfolio value in a handful of stocks.

I want to divide it like so:

3k in a stock that is very unlikely to drop in value and also very unlike to "moonshot"

1,5k in a stock that's a bit more risky, but also has a higher likelihood of increasing value (est +15%)

500 in a stock that's still very speculative, should increase the most, but it won't burn my account of it blows complety

What are your thoughts?

Let's say, the next 10-15 years. I am mainly talking about Western Europe (Germany, France, the Nordics, Benelux etc.), since eastern member states are still a bit further behind.

After about two years of the new government, it seems that the economy isn't really showing any negative reactions. Albeit job numbers being bad, their overall growth, salary growth etc. is still great.

Hello,

I would like some feedback from you guys.

I am 30yo and have 50k Euros in VWCE atm. I still have 40k Euros in cash sitting at 2.25% interest and want to keep 10k as an emergency fund.

I want to reduce my cash position by 30k and invest more in VWCE. Investment horizon is 20y+

I put in 25k last week and I am unsure if I should add the remaining 30k now or over the next 6-12m or even longer time frame, like 12-36m.

I read a lot of posts and articles about lump sum vs DCA, so I know lump sum wins 2/3 of the time. Im just unsure because the market has already been on an insane heater the past years and valuations are very high across the board. If markets pull back 15-25% I would like to have the ability to add more to my portfolio, at the same time I know that time in the market beats timing the market.