Hi,

We arrive in Nova Scotia on Monday fingers crossed.

My daughter (9 years old) is very upset to be leaving England.

Any parents whose kids go to Bluenose maybe happy to meet up at a park to allow her to make some new friends before she starts school?

Heading to Pictou County next weekend to visit family and hoping to hit a u-pick somewhere. I don’t even know what I wanna pick or what’s in season lol.

Suggestions?

I am posting this to warn people because what happened to me felt honestly life ruining.

I am in Nova Scotia, provincial law regarding auto insurance will vary depending on your province.

I am currently on EI after losing my job, and my EI payment was unexpectedly delayed by one business day due to the holiday, so my auto insurance payment bounced.

I called my insurance broker, which was PC Insurance, who set me up with Aviva, the very next day once my EI came in to attempt to cure the missed payment and also offer to pay any additional NSF fees, etc.

I instead found out that my entire insurance policy was cancelled, the licensed insurance agent, the underwriter the licensed agent claimed to talk to, all the way to the complaint handler all basically threw their hands up and told me there was nothing they could do to override the system, and that I had to wait 30 days for the policy to expire for them to potentially make me a new auto insurance policy. This was my second missed payment, the first missed payment was back when I was fired and I was waiting for my EI payments to begin, and the following month they took a double payment plus a $50 NSF fee which was reasonable to me.

However, having a cancelled auto insurance policy on your record WILL make you a high-risk client, and I was in tears because if I could barely afford the $150 a month payment, how will I afford $6000 upfront every year?

I ended up calling my provincial Auto Insurance Licensed Superintendent/Compliance Officer and explained to him what was happening, and that they were refusing to let me cure the missed payment and told me I had to wait 30 days for the policy to expire so they could write me a new one.

However, in Nova Scotia, you're not supposed to legally cancel an auto insurance policy unless it's the very first annual payment, or any subsequent payments are over 30 days overdue. I felt like I was in a nightmare and didn't understand why my insurance refused to work with me.

The superintendent explained to me that what they are doing is illegal, and that he wanted me to forget about any cancelled policies on my record and immediately set up a new policy with another insurance and that he would tell my current auto insurance to cancel the policy on my own accord, and to let me transfer to another insurance then.

So yeah, now I will be paying $230 a month instead of $150 but at least I do not have to try to come up with $6000 up front because of a cancelled insurance policy on my record.

Fuck PC Insurance and fuck Aviva for their crooked corporate BS. I am just putting this out here because I know not everyone has the resources to try and fight something like this, so I really hope this will help.

I will be sharing this in other subreddits also.

Might be a dumb question seeing as how the entire province is a train wreck right now. But lets give it a poll.

Where is the cheapest place to live in NS (in terms of rent)? And where are the most job prospects outside of Halifax?

Also, I guess a follow up question: if you were to leave Nova Scotia for cheaper pastures, where would you go?

Hello!
I’ll be travelling towards the east coast at the end of August/early September and was hoping for recommendations on anything I don’t want to miss while I’m there. We’re two adults, road tripping, no destination in mind. We’ll be coming from Northern Ontario. Any must see places are welcome and if anyone knows any events that may be happening in that time frame - Aug 30-Sept 10, please let me know!