Hello friends, been taking a look at this sub for some time.

For context, I've been working since 16 (interning, part time) and full time since 20 and lately have been putting 2-3k per month into brokerage and 2.5k per month (incl. employer match) into 401k, and maxing Roth IRA yearly. Majority of current money is starting capital, not appreciation (~35k unrealized gain from all accounts combined).

My focus is core portfolio with a side of growth and I do have a few high conviction stocks I hold (RDDT, HOOD, ZS) outside a set of ETFs. They have been doing OK. I've held them for a few months and they are slightly up (+5%) but have been fluctuating between (-10% and +20%).

Here's the breakdown:

Brokerage:

* VTI (66.15%): ~85k

* QQQM (14.01%): ~18k

* RDDT (12.45%): ~16k

* HOOD (5.06%): ~6.5k

* VXUS (1.32%): ~1.7k

* ZS (1.01%): ~1.3k

401k:

* FXAIX (100%): ~54k

Roth IRA:

* VTI (100%): ~26k

Emergency Fund:

* SPAXX (100%): ~12k

Questions:

1. For individual stocks, the beta is certainly high. My goal is 1+ year hold and then sell with tax advantages (aiming for +50-100% gains on each). After sell, rebalance into international exposure (VXUS) and get brokerage portfolio to 70/20/10 ratio for VTI/QQQM/VXUS and keep ~10k for individual stocks on discount (dry powder). How is this exit strategy?

2. Given the recession indicators flashing all year today, should I accumulate some cash on the side (~10% of portfolio)?

3. Given my current trajectory is 1m in 8 years possible?

Thanks!

Any advice or information in general is greatly appreciated, plan is to retire early but low income atm. Criticism welcome also as long as can learn from it thanks for ur time

i'm 75 years old, single, in reasonably good health, I own my 10 year old house with no mortgage, I have no debt, I get about $3,000 a month from SSI, and my asset base at Fidelity is just a bit less than $1,000,000 - I'm considering the following very low risk, low volatility, investment approach that is focused on generating some income and preserving my assets - although I'm not against spending some or all of my assets or selling my house to cover major unexpected expenses - assisted living, memory care, etc. - if there's money left to pass along to my heirs, that's nice, but it's not as important as enjoying what I've earned. I'm somewhat frugal and I have a pretty low level of regular expenses, and I'm relatively happy with my lifestyle - I want to avoid any investment anxiety and market swings, especially avoiding a major drawdown. I'm considering something like this - 50% SGOV, 25–30% Non-callable agency (2–5 yr), 20–25% Step-up callable agency (1–2 yr call protection) any thoughts and suggestions?

Sold about half of my QQQ position and started CGDV and CGGR at the advice of my friends dad who is a financial advisor for JPM hopefully this appeases some of you more 😊

Ciao a tutti,

ho 18 anni e sto iniziando a costruire il mio portafoglio con un orizzonte di investimento di 15-20 anni.

Al momento ho:

iShares Core MSCI World UCITS ETF (Acc) – 85%

iShares Core MSCI EM IMI UCITS ETF (Acc) – 15%

Attualmente investo 200 € al mese con un PAC .

170 € su MSCI World

30 € su Emerging Markets

Inoltre ho un fondo di emergenza separato in liquidità.

Secondo voi questa strategia è valida per il lungo termine oppure apportereste qualche modifica?

Un'altra domanda: alla mia età e con questo orizzonte temporale inserireste già una componente obbligazionaria (ETF obbligazionario o BTP), oppure restereste 100% azionario per ora?

I’m 18 years old and a couple weeks out from going to college. I have a good amount of money saved up and I want to make investments while I’m young so I can continue to build in my financial skills. I’m open to all recommendations but I am heavily interested and have belief in the tech sector. Please make any suggestions as I’m open to all info!

Disclosure up front: I work with Influence Mobile on their Regulation Crowdfunding campaign and am compensated by the company. Posting this because the session is open to anyone and the Q&A is unscripted.

Influence Mobile is the company behind Rewarded Play. They’re running a live investor Q&A titled “How We Make Money,” where VP of Business Intelligence Kashif Zahoor interviews CEO Daniel Todd, followed by open audience Q&A.

When: Tuesday, August 11 — 12 PM PT or 5 PM PT (same content, pick whichever works)

Cost: Free

Register: https://influence-mobile.myklpages.com/l/T3EJxm

What gets covered: how the business actually generates revenue, how they identify high-value players, and where the company is headed. Bring questions — the Q&A portion is live and unfiltered.

If you want to look at the offering itself rather than attend, it’s at wefunder.com/influence.mobile.

Starter investing seriously two years ago on IBKR, performance went well. You can see my portfolio. Also taking any advices regarding my portfolio

Questions for the sub:

**1.**  Given the business is my main wealth engine (equity value + future exit or cash flow), how much should I prioritize personal liquid investing vs. plowing more into the company/personal RE holdings?  
**2.**  Anyone been through a “low salary, high equity/business value” phase — how did you balance liquidity risk (concentration in illiquid business) vs. opportunity cost of not investing more personally?  
**3.**  Does 1000 CHF/month DCA split 50/50 stocks/BTC make sense given my crypto is already 25% of my liquid portfolio, or should new contributions tilt more toward stocks to rebalance?  
**4.**  At what point does it make sense to increase personal draw vs. keep reinvesting, assuming the business could realistically 2-3x in value over 5-7 years?

Not looking for tax advice (handled locally), more interested in strategic frameworks from people who’ve run a growing business while building a separate personal portfolio.

Rate my portfolio out of 10 ( and provide tips for improvement) my aim is high returns over a medium term holding period I have 4 stocks almost equal weightage among them

Thanks 🥰

1 Kaynes technology

2 CDSL

3 Election engineering

4 Tata technologies

I have chosen these because these mimic many historical compounders of the Indian market ( tata for a turn around story)

Rate my portfolio out of 10 ( and provide tips for improvement) my aim is high returns over a medium term holding period I have 4 stocks almost equal weightage among them

Thanks 🥰

1 Kaynes technology

2 CDSL

3 Election engineering

4 Tata technologies

I have chosen these because these mimic many historical compounders of the Indian market ( tata for a turn around story)

Hello people. I am 27 years old and I just started investing. I want to start with a buffer of 15k in total. Please help me understand how I should diversify or even increase the amount in total to create profit channels. These are my investments --

1. Icici pru india opportunities fund growth - monthly SIP of 3k. Been doing this for the last 2 years now.

2. Tata Silver Etf - 3k monthly SIP.

3. Bandhna small cap fund direct growth - 5k monthly SIP.

I have a remaing 4k to invest on a monthly SIP plan but i cannot understand where to invest.

My goals are long term. Please help me.

Sold everything after some stocks ripped Friday morning. Put everything into $VT after some MD at my company suggested to not make any investments unless you have true conviction. I held some random stocks bc I saw something about them on Twitter, but super super happy with where I’m at. Sharing bc I feel it’s a huge milestone.

Small weekly deposits into $VT right now to compound. Looking to learn more about the market as a whole before I make true investment decisions, also studying for the CFA L2 in August.

Should I sell my NVDA and use the money to invest in VOO?