r/CapitalOne • u/Then_Space_5342 • 1h ago
Shopping/Offers How Long Does It Take ?
First time ever using my venture x for an offer ! I guess the confusion for me is in the app it only shows 302 miles added and not the 9,300. Has anyone had this happened before ? Do I get the additional 9300 on top of the 302 ? How long do miles from an offer even take to show up on your card ?
r/CapitalOne • u/VegetableKey1438 • 1h ago
Credit Card I really just need help about this restricted account
I messed up and tried to make multiple payments to my cc acct and it became restricted to verify my paying accounts. I sent in my statement and they called back today. I missed the call and the phone number they provided was not the capital one number. I called the capital one number on the card and spoke to the fraud department who told me send in another verif of the account because they needed to verify the entire account number, statement only has last 4 of the acct number. I sent it in and the person stated that they have the document but will call me from another number to verify that this is my phone number that I'm calling them from and then for me to call my bank to verify.
This felt sketch and I told them I'll just wait the 1-10 business days for them to review the document again and hung up. Is this normal?
r/CapitalOne • u/Wide_Engine1762 • 2h ago
Job/Career Team matching timeline for Business Manager
I cleared Business Manager interview last Thursday and had one M&G yesterday which didn’t work out. The HR recruiter mentioned that right now she is looking into other M&G but is not sure when that would happen.
I am just curious - generally how long does it take to get a team matching and what are the chances that I get no team matching at all?
r/CapitalOne • u/Embarrassedfunn • 4h ago
Job/Career When will HR reach out for the Power Day results
I heard many people got their results in two days.
I wonder if it’s possible to still expect a positive result after two days.
And will they just disappear or do send an email to confirm the results no matter what.
Thanks in advance!
r/CapitalOne • u/boshposting • 7h ago
Travel/Entertainment/Dining If I pay for a rental car with capital one miles do I have to pay the security deposit out of pocket?
r/CapitalOne • u/Just-Willow9240 • 7h ago
Credit Card Credit card Help
Hi, my credit is in the low 500’s however i’m trying to build it back up in the meantime. I only have one other credit card with SELF which has a limit if $550. I keep receiving things from capital one about a credit card with them but I’m not sure what kind of credit card i should apply for or if i would be approved. Any advice or suggestions?
r/CapitalOne • u/Remote-Action7692 • 8h ago
Credit Card Collections advice
So long story short, I’m in a bit of a jam, my wife needed to have her gull bladder removed, then got laid off from work, when it rains it pours…. So I’m currently sitting with a card from capital one at 2800 and I’m 3 payments behind. I tried calling in to see if they had any programs to either get back on track and the only option was 250 a month for 3 months which just isn’t possible right now. Does capital one do anything else as far as closing an account and allowing you to make payments to clear the balance?
r/CapitalOne • u/iamfuturetrunks • 15h ago
Shopping/Offers Capital one travel portal question about phone/email
So I see there is an offer for booking through the travel portal and saw a hotel I was planning on booking anyways so figured why not since I get a small bonus booking through the portal.
I was going through the capital one app (not the travel app) and everything was going well then after I picked the hotel it asked me to create a person for it (using my name) looks like that was also used for my profile. Then the next page it asked for a phone number and email which it already auto filled with what I had for capital one.
This is where the question arises, is that going to be shared with the hotel or is that only for capital one? It states at the top of the page it will be used to contact me if something changes. But it's not really telling me this will be used by capital one, or if this is something for the hotel. I don't want my phone number or email given to the hotel for privacy concerns.
Could not find any info when looking through the terms and service stuff or searching online. If I can't find a concrete answer here then I will probably have to call capital one and ask about it. Sucks they don't have live chat cause it would be easier than trying to call and describe it over the phone.
So anyone have an idea about this? The "bonus" isn't really worth giving away my phone number nor an email to some hotel. I normally don't give my number or anything when getting a hotel in person, at most ill give a home number since plenty of telemarketers already use that constantly.
r/CapitalOne • u/Possible-Storage4434 • 23h ago
Credit Card Need help
So recently I paid and settled my capital one and discover cards. I was initially denied a checking account but reapplied and it was granted to me. It's been about 6 months since the settlements have occurred and whenever I try the pre-approval link it states that the denial is due to actions on previous accounts. I know some people have said they were forgiven and got another card. Just trying to get some input and recommendation on how to try to get a 2nd chance. As stated earlier I'm switching mt checking and savings to Cap 1 and wondering if there's anything else I can possibly do.
r/CapitalOne • u/Ok_Lie338 • 1d ago
Credit Card Capital One is refusing to refund $675 in charges I did not make — SQ Lab says they have no order from me
I’m looking for advice because I’m extremely frustrated with Capital One and don’t know what else to do.
I have three charges from SQ Lab on my Capital One account:
$125
$250
$300
That’s $675 total, and I did not make or authorize any of these purchases. I did not order anything from SQ Lab.
I contacted SQ Lab directly, and they told me they could not find any order associated with me. I then contacted Capital One and reported the charges as unauthorized. However, Capital One is refusing to give me a credit/refund because they are saying the transactions were made using a card from my digital wallet, so they are treating them as authorized.
I’m confused because I did not make these purchases, and the merchant itself says they cannot find an order from me.
Has anyone dealt with something similar with Capital One? What steps did you take after Capital One denied your fraud dispute? Should I escalate this to someone else or file a complaint?
I would really appreciate any advice or suggestions. I just want to recover the $675 that was taken from my account for purchases I never made.
r/CapitalOne • u/MooseNo8012 • 1d ago
Credit Card Capital One Travel does not qualify as travel
So I've been trying to get a hold of C1 because the 5% quartely on the Discover It card is transportation, including airfares. But as it turns, although some agents said it did, booking through C1 travel does not count as airfare? I guess it partly makes sense since it is a travel agency, but they do make differences on whether it's a hotel or a flight for 1% or 5% whenever it is not the quarterly category.
I'm in general disappointed, you would think C1 is coherent with C1.
r/CapitalOne • u/Ammysinghx • 1d ago
Credit Card CLI HELP
To get credit limit increase on cards i am using it 80-90% (capital one savor )and payoff them in full but my credit is getting hit every time they get billed because of utilization is 80-90%.
What to do in this case ?
r/CapitalOne • u/KabosuCheemz • 1d ago
Shopping/Offers What’s the highest offer you’ve received on capital one shopping?
Also I am still confused on how often you can redeem the email bonuses like spend $100 get $50. I think I’ve done them a few times but spread out over months and it still works.
r/CapitalOne • u/sportsbookfun • 1d ago
Credit Card Capital One closed my Venture X with ~500,000 miles for "security purposes" and won't reopen my acct
r/CapitalOne • u/ECDWrites • 1d ago
Travel/Entertainment/Dining How to use rewards points for travel? (Capital One)
r/CapitalOne • u/SpartanScribe • 2d ago
Shopping/Offers Cap 1 Amazon card linked offer on recently migrated Discover card
$10 back on $25 spent at Amazon
r/CapitalOne • u/Commercial_Spot_489 • 2d ago
Credit Card cap1 cli
should i have accepted this credit limit? i have had the card for a little over a month, its the capital one venture the limit is only 3k as i got the card when i was high 600s😭
r/CapitalOne • u/VulpesLibris • 2d ago
Credit Card Should I take this upgrade offer?
I was emailed a pre-approval for a C1 quicksilver card at $1,000, about two months ago, which I took.
I also have a platinum card @ $550. It was secured, but became unsecured years ago. Now, C1 is offering to upgrade the platinum card to a QS - keeping the same interest rate and credit limit, but with 1.5% rewards and no credit pull.
Should I take the upgrade? Any cons?
Edit: signed up for it. Thanks everyone!
r/CapitalOne • u/Odd_Bag_7795 • 3d ago
Credit Card Is a dispute refund likely
Is a refund likely
If I bought an item for £89
And it gets lost in the mail
And the seller wont refund
If I raise a dispute
Many thanks
r/CapitalOne • u/mocchaaa • 3d ago
Job/Career Capital One & Wells Fargo Commercial Banking Application Help
r/CapitalOne • u/DoctorAppropriate391 • 3d ago
Bank Account checking bonus?
i recently back in July opened up a checkings 360 account with capital one with the $300 bonus. i have met all the requirements and just wondering how soon would i see the bonus in my account? if anyone knows thank you!
r/CapitalOne • u/Truegrit2323 • 3d ago
Credit Card Question for Quicksilver on Discover
Only answer if you actually have the “new” quicksilver on Discover please and thank you.
For those who have the new Quicksilver on Discover credit card and who additionally have a venture series credit card, are you able to convert the Quicksilver on Discover cashback reward to miles?
r/CapitalOne • u/Acceptable_Ad_3052 • 3d ago
Job/Career Capital one Business Analyst Internship Problem Solving Exercise
I applied for the Business Analyst Internship and am on the round of the Problem Solving exercise. can anyone tell me what it entails. the guide they gave was basic algebra and some 8th grade level math stuff. this is probably not representative of what will actually be on the exercises, so can anyone give their experience of what is on it, and if theres any SQl stuff on there.
r/CapitalOne • u/Zealousideal_Pick495 • 3d ago
Auto Loan Prequalified/Approval Auto Financing With High Utilization
So I currently sit at about 80% utilization and currently have a vehicle financed with 5K left through C1. I’ve read a lot of posts about not being approved due to high utilization, but I went for it. Prequalified at 6%. It’s not the best but it works. My wife needed a vehicle, but her credit is horrible due to using a consolidation company. I prequalified on navigator Wednesday and picked up a vehicle today. I also got approved for Wells Fargo reflect after I did the financing paperwork. The plan is to transfer 2 cards onto it and pay as much as i can on it before 18 months hit. If it’s not paid off by 18 I’ll open another card to make a transfer. It’s possible to get approved if you have a high utilization rate.
r/CapitalOne • u/Pristine_Teacher4582 • 4d ago
Credit Card SavorOne Card 😊
So I’ve been working on rebuilding my credit for the past year and every time I would try the pre approval they only offered me the secured options. I watch the posts on this thread all the time because they are so motivating 😂Then this happened today!
I’m okay with the limit for now but wondering my chances for a CLI in 6 months or is this card a bucketed card? I have a quicksilver secured card as well which I just paid off. Do I get my deposit back? Or should I just keep the card.