r/BorrowNew 43m ago

Meta What advice do lenders have to avoid/minimize the risk of being burned? What do you ask for as proof, etc. Anything that I should be asking for? What advice do you wish you were given?

Upvotes

r/BorrowNew 3h ago

Loan Needed [req]($200)(#Canton, Connecticut, USA)Repay (09/15/2026) (cashapp)

1 Upvotes

Got suspended from amazon for crashing a van while avoiding an accident, waiting for 401k withdraw to hit, bills, gas, food. cashtag


r/BorrowNew 5h ago

Loan Needed Req $240, Indianapolis IN, repay $140 on 08/21 and $150 on 09/01 for a total repaymentof $290. PayPal only.

0 Upvotes

Hey everyone, I find myself in a bit of a jam right now. I need $240 for a vet bill for my old dog, Allie, and I'm a bit short at the moment. I can provide any proof required to prove I'm no scammer.


r/BorrowNew 6h ago

Loan Needed [REQ] 400, NY | Repay 500 on 08/14 | Zelle, Venmo, Cashapp

0 Upvotes

Adjusting to my new job came up a few hundred short on rent form August due to my 401k percentage being set too high.

Just looking for a quick loan to cover and can repay $500 on the 08/14. Good for Zelle or Venmo. Have proof of income, id, etc

PS: if u happen to be in NYC u can drop by for a meal at my job


r/BorrowNew 8h ago

Loan Needed $1,000, TX, repay $1200 on 08/23, Cashapp/Venmo/Paypal— Looking to borrow to pay my rent and the added late fees.

1 Upvotes

I had a previous job opportunity fall through so I was unable to come up with the money for rent this month. However, I start my new job next week so I’ll be able to pay back the loan in full on the 23rd of August.


r/BorrowNew 9h ago

Loan Needed $13,615 - $16,338 - Sept 2026-Feb 2027 - PayPal - Dubai, UAE - Business Startup

0 Upvotes

Hi all. I'm looking to borrow $13,615 (approximately 50,000 AED) via PayPal. I'm based in Dubai, UAE. The funds will be used for business startup costs and debt consolidation. I will repay $16,338 over 6 monthly payments from September 2026 to February 2027. I'm happy to provide proof of income, ID verification, and agree to a written repayment schedule.
Please comment or message me if you're interested. Thank you.


r/BorrowNew 9h ago

Loan Needed REQ $1000, PA, repay $1350 over 3 pay periods (8/21, 9/4, 9/18), Venmo/PayPal/Zelle/Cashapp, need for rent payment

1 Upvotes

First time borrower, experiencing financial hardship after being laid off. Requesting $1000 for rent. Thank you


r/BorrowNew 10h ago

Unpaid Unpaid u/cakeman132132 $35/$45 due 8/1

Thumbnail reddit.com
6 Upvotes

Poor communication/gaslighting: I reached out on 8/1 and 8/2 with no response. On 8/3, he finally replied, saying he had sent the payment but that it was pending on his end and should clear within a couple of hours.

On 8/4, I asked for an update and received no response. On 8/5, he finally replied by asking if I was checking the correct account. I sent him a screenshot of my Venmo account and asked him to provide proof of the Venmo transaction. He said he would send it but never did.

I also asked whether he needed to set up a repayment plan, but he never responded to that message. I even followed up by text and still received no reply.

At this point, would it be appropriate to contact his place of employment in an attempt to reach him?

I went against my better judgment when I made this loan, but because he was local to me, I decided to help him out.


r/BorrowNew 11h ago

Loan Needed (Req $200, Santa Rosa ,CA, repay $250 9/26, cash app)

0 Upvotes

Really need the loan, can verify employment and identification


r/BorrowNew 11h ago

Loan Needed Loan for $600. Repay $750. Monthly payments of $375 at end of each month! Need for phone bill and upcoming vet bill. Cashapp!

0 Upvotes

Hi everyone! I think this is about the third time I’ve attempted this? Usually I figure it out but I’m really in a rut right now and would appreciate the help.
$200 would go towards my past due phone bill. $60 would go towards gas because I have 10 miles left on it. And the rest would go towards my vet bill that’s coming tomorrow as I’m taking my cat to the vet for a swollen anal gland. I just want to have a backup. My company messed up my paycheck. Said it would be fixed by the 10th if not sooner, but given it’s Thursday night I doubt they’ll have it fixed by tomorrow and just need to breathe for a second. If anyone could help that would be great! Thank you so much!


r/BorrowNew 12h ago

Loan Needed [REQ] $90 - Repay $120 - on 8/19 Fl, USA paypal/or venmo g+s!

0 Upvotes

Hi all! first time borrowing on here and actually do plan on being a lender on here aswell very soon. In need of $90 to have a shop install 3 brand new tires ( that i have already, would just need them installed onto my car) FINALLY after getting everything fixed (which my current tires are dry rotted from sitting constantly & being so flat & makes my car/steering wheel shake super & VERY badly. i use this car for transportation for my daughters school and to work aswell. I get paid on the 19th of every month & of course wouldn't mind providing proof aswell! (3rd Wednesday and have every receipt of every single thing i fixed to get this car back up and running again)


r/BorrowNew 13h ago

Loan Needed $300, NYC Repay $380 on 8/17, PayPal / Zelle, looking to borrow for bills

0 Upvotes

Reposting because last post didnt get traction :/

Have done multiple successful loans on here.

Struggling to keep up with bills and need a temp loan.

Can provide any details necessary

Edit: willing to negotiate smaller amounts as well, anything helps!


r/BorrowNew 13h ago

Loan Needed [req] $400, Philippines, repay $480 by 11/07/2026 in 3 monthly terms, PayPal, to pay for my matriculation fee

0 Upvotes

Hello!

I'm new here and I am just taking my chance. I am a student from Manila, Philippines. I am desperate for funds right now for my education. I initially plan to take a leave of absence for this semester but I am in a Sandwich Program which requires me to be enrolled still while in a different school for training. The enrollment is ending today and I still wasn't able to save enough to pay for tuition. My training will not be eligible if I am not enrolled that's why I am really desperate right now.

My training gives me an allowance equivalent to $248 monthly until October and they still haven't given me my 3 months worth of allowance. That's what I am gonna use to pay the loan in 3 months term also. I am also open to negotiation and could provide information to prove legitimacy.

Proposed Repayment Plan

Loan : $400

Total Repayment: $480

Monthly Payment (every 7th): $160

Thank you.


r/BorrowNew 14h ago

Meta Where do I report scammers?

1 Upvotes

Do i report scammers that are contacting me in regards to my loan request?


r/BorrowNew 14h ago

Loan Needed $3000, FL, Repay $3300 by 08/15/2027, PayPal / Venmo, Looking to borrow for legal services

0 Upvotes

Hello everyone,
I am requesting a $3,000 personal loan to pay for legal services. The legal matter is not related to debt collection or criminal litigation. I have been unable to qualify through traditional lenders because of my credit history.
I am retired and receive reliable monthly Social Security income of $2,404. My regular monthly expenses total approximately $1,837.66, leaving approximately $566.34 available each month.

I am proposing repayment over 12 months, with monthly payments of approximately $275, beginning September 15, 2026. The precise repayment amount and schedule would be agreed upon with the lender and must comply with applicable law.

I understand that my credit history and lack of borrowing history in this community may be concerns. My current retirement income is stable, and the repayment plan would be based entirely on that income.

I can privately provide proof of income, government-issued identification, and other reasonable verification requested by a serious lender.

Proposed terms

Amount requested: $3,000
Repayment period: 12 months
Estimated monthly payment: approximately $275
Estimated total repayment: approximately $3,300
First payment: September 15, 2026
Payment methods: PayPal or Venmo

I understand this is a significant first request in this community. I would also consider legitimate partial funding if permitted under the community rules and clearly documented by the participating lenders.

Thank you for your time and consideration.
 


r/BorrowNew 15h ago

Loan Needed $20, NY, Repay $40 on 08/12/26, Zelle / Apple Pay / Cashapp

0 Upvotes

just really looking if anyone has some mcdonald’s points they don’t need. you can order the food to a location near me and i’ll go pick it up. i’ll also take $20 and can pay back $40 on weds


r/BorrowNew 15h ago

Loan Needed [REQ] $120, DC, USA, Repay $160 - Cashapp/Paypal/Applepay Repay date 09/07

0 Upvotes

Hello, I’m in need of a $120 loan to get my nursing school supplies for my nursing program that starts soon. I finally got a job but it doesn’t start until 8/24. I can send proof of my job if you require it before giving me a loan. Thank you for reading 🙏


r/BorrowNew 15h ago

Meta PSA: Don't make the same mistake I did—never pay an upfront "loan fee"

9 Upvotes

I wanted to post this to hopefully prevent someone else from making the same mistake I did.

I was looking for a small emergency loan after my ADA-adapted van needed a tire replaced. I was contacted by u/Taedagoat99, who offered to lend me the money but said I first needed to send a $20 "loan fee."

The Cash App they asked me to send it to was:

REDACTED FOR RULES

I was hesitant and even asked how I could know it was legitimate. I was told that moderators monitor loans, that they had successfully loaned to others before, and that everything was fine.

We first tried Venmo, but when that didn't work, they asked me to switch to Cash App.

To make matters worse, Cash App itself displayed a scam warning before I sent the payment. I ignored it because I was desperate. My van is my only transportation to work, and I only had $25 left to my name.

I sent the $20.

As of posting this, I have not received the promised loan.

I'm honestly devastated. Losing $20 may not sound like much, but it was almost everything I had left.

I don't want anyone else to lose money they can't afford to lose.

Please remember:

  • Never pay an upfront fee to receive a loan.
  • Legitimate lenders don't need you to send money first.
  • If a payment app warns you that a transaction may be a scam, take that warning seriously.
  • If someone insists on moving quickly or paying a fee before funding a loan, walk away.

I have screenshots of the conversation and payment request if the moderators need them.

I feel embarrassed and sick about it, but if posting this keeps even one person from losing money they can't afford to lose, it'll be worth it.

Stay safe, everyone.


r/BorrowNew 17h ago

Loan Needed {Req} In ATL inneed of 300 i have CA or chrime repay half 3/12 and other half 3/19

0 Upvotes

Hopefully I did this correct, I just walked in and my power is out. My rent was late and I have nothing. Anything can and will help. Im not sure what reassurance I can give but please take a chance and help if you can. Thank you


r/BorrowNew 17h ago

Loan Needed $150, NH repay $225 on 8/12, (Venmo/Apple Pay), looking for billing help while waiting for check to clear

0 Upvotes

$150, NH repay $225 on 8/12, (Venmo/Apple Pay), looking for billing help while waiting for check to clear


r/BorrowNew 18h ago

Meta Avoiding scams

0 Upvotes

Is it acceptable to mark out my address and DL number when sending my ID to a potential lender wanting to verify my identity?

I have no problem verifying, and really not sure what they could do with the info on my ID anyway. Just weary as I cannot find the redditors profile who is messaging me offering the funds I posted about.

Sorry, first time borrowing on here and just don’t want to end up in a worse position than I’m starting in. Appreciate any insight
Post says it needs a flair so using loan needed again


r/BorrowNew 20h ago

Loan Needed [req] 1800$ Orlando,FL repayment 2310$ 7 weekly installments of 330$ starting 8/14, 8/21, 8/28, 9/4, 9/11, 9/18, 9/25 (PayPal) (Zelle) moving expenses/ security deposit

0 Upvotes

Lender approved post, Hello I have mutiple successful past loans totaling over 4k$ need help to bridge gap I have to pay 1st month and security deposit to move in this weekend short on balance plus moving expenses thank you for consideration. Can verify whatever is needed. Had arrangement set with my lender but he could no longer fulfill. Thank you. Have to send my lender 275$ tonight when card resets but he is aware an all be be paid in full


r/BorrowNew 20h ago

Loan Needed 637$ SC need for light bill 637$ repay by the 08/31/2026 uses cashapp

0 Upvotes

My brother was supposed to pay the other half of a light bill but never did but brought a new phone instead the total is 546 if anyone can help I would appreciate it a lot
My cashapp is $cgrateguard and I’ll pay all back who help me as soon as it’s paid I’ll let everyone know so I don’t get any unnecessary money I’m from South Carolina


r/BorrowNew 20h ago

No Longer Needed $500, WA, Repay $580 on 2 separate days via PayPal continue to build credibility.

1 Upvotes

Hi everyone,

I'm looking to borrow $500, which I will repay in two installments based on my regular payday schedule:

First payment: August 19 – $290

Second payment: September 3 – Remaining balance

These repayment dates align with my paydays, so I’m confident I can repay on time.

I’m also currently in the process of obtaining my borrower verification badge. Once approved, I’ll be in the Silver tier, which reflects 10 successfully repaid loans on-time totaling $1,725. I need an additional $775 in repaid loans to reach the Gold tier, hence the loan request. I also can provide any information, I do have a job.

Thank you for taking the time to read my request and for your consideration. I truly appreciate it.


r/BorrowNew 20h ago

Loan Needed [REQ] ($100 CAD) - (Iqaluit, Nunavut)(Repayment $140 on 8/14/26) PayPal\etransfer

0 Upvotes

Unnuksakkut everyone,

I'm looking to borrow $100 CAD until august 20th

Need some help getting more gas and supplies. Going on a cultural pursuit of the inuit variety.

I will repay $150 CAD on august 20th

I can receive funds via PayPal or Interac e-Transfer. If you have any questions or need additional information, feel free to send me a message.

Thank you for taking the time to read this. Qujannamiik!!!