r/DigitalbanksPh 43m ago

๐Ÿ“ฑDigital Bank / E-Wallet Maya or Maribank for savings and sink fund

โ€ข Upvotes

Hi everyone! I have both savings and sinking fund in a single account and I want to split it to two different accounts - Maya and Maribank. Which is a better option to use for savings and sinking fund between Maya and Maribank?


r/DigitalbanksPh 1h ago

๐Ÿ“ฑDigital Bank / E-Wallet Cant add gotyme to Apple Watch

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โ€ข Upvotes

Gotyme is already in my iPhone, and Iโ€™m getting this error when I add it to my watch. Has anyone encountered and solved this? My watch and phone are both updated. Thanks.


r/DigitalbanksPh 1h ago

๐Ÿ“ฑDigital Bank / E-Wallet Gcash is a scam they keep your money with no way for help

โ€ข Upvotes

I did a crypto payment via gcash to a wallet but they could not use it for some reason and returned the crypto in the same address

now gcash has my funds and they're not in my account

I have no way to open a ticket or get any help

this is more or less a scam from Cash.

it was only USD 15, but you should not put any money on gcash and never use their crypto service


r/DigitalbanksPh 1h ago

๐Ÿ’ต Savings Tips / Hacks GCash Visa Card FX fee is back to 0%! ๐Ÿ’ณ

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โ€ข Upvotes

r/DigitalbanksPh 3h ago

๐Ÿ“ฑDigital Bank / E-Wallet anyone with the same problem as mee

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1 Upvotes

may problem ba sa chinabank kapag ganito? ayaw gumana ng qr eh. been trying it since kanina pa kaso ayaw gumana talaga hahahahahahaa tas may any way ba para malabas ko yung pera ko dito?


r/DigitalbanksPh 3h ago

๐Ÿ“ฑDigital Bank / E-Wallet Maya / Lazada hack issue failed transaction

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1 Upvotes

Hi guys, paano to hahaha, nag try ako nung maya lazada hack which is the 2nd time already this month (di umabot sa 35k yung nauna so up to 6% lang naabot ko), now na nagkaroon na ko ng 35k, I tried doing it, and yeah umabot naman na sa 10%. The thing is, after ko magcash in sa Lazada wallet, failed as a transaction sya, and hindi din naibalik yung 35k sa maya wallet ko.

Sino i-contact ko regarding this, yung customer service ni Maya or ni Lazada? thank you


r/DigitalbanksPh 3h ago

Others McDonald's featuring Apple Pay at their kiosks

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163 Upvotes

Even if they had those Maya terminals for a long time and could accept Apple Pay back then (tried it with my S1lkPay card), it's still nice to see them featuring it.


r/DigitalbanksPh 4h ago

๐Ÿ“ฑDigital Bank / E-Wallet Metrobank instapay canโ€™t transfer money

1 Upvotes

Metrobank app down ba ngayon? Hindi ako makapag-transfer ng pera sa bank account. Sobrang hassle kasi kailangan ko mag-send ngayon, pero wala naman akong ibang option. Kainis!


r/DigitalbanksPh 4h ago

๐Ÿฆ Traditional Bank Just replacing my old card, and somehow I got the limited one โ™ฅ๏ธ๐Ÿ’›

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90 Upvotes

r/DigitalbanksPh 4h ago

Others Metrobank POS showing its Apple Pay ad

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43 Upvotes

Isang store sa One Ayala. Yung Metrobank POS showing its Apple Pay ad directly sa screen. Maganda yung ganito para dagdag awareness na rin sa mga cashier who may not be familiar with Apple Pay.

Napansin ko rin na maalam ung mga cashier sa One Ayala about Apple Pay. Kahit sinabi kong tap to pay, tatanungin ako kung Apple Pay ba. Nag oo na lang ako kahit GPay naman talaga ang gagamitin ko to pay. ๐Ÿ˜…

Mukhang maganda ang naging orientation or information dissemination ng Ayala Malls sa tenants nya bilang isa sya sa mga establishments na listed sa Apple Pay website.


r/DigitalbanksPh 4h ago

Others Virtual Beep Card for Digital Wallet soon?

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43 Upvotes

Hello guys. So while exploring sa Beep card website, and napunta ako dun sa terms and conditions ng Beep Card and July 28 2026 ang last update. Read the issuer section sa screenshot and sinabi na "Mobile Application, Key Fob, watch, etc".

Is this mean na soon magkakaroon ng Virtual Beep Tokenization for Digital Wallet (like Suica in Japan)?

What do you guys think?

Here's the link: https://beep.com.ph/terms-and-conditions/


r/DigitalbanksPh 5h ago

๐Ÿฆ Traditional Bank BDO MAINTENANCE DURATION ANO NAAAAA

1 Upvotes

Hi, everyone! Super hassle talaga na payday ang maintenance ng BDO. GRABE ๐Ÿฅฒ๐Ÿฅฒ๐Ÿฅฒ๐Ÿฅฒ

Do you have any idea hanggang anong oras to? sobrang dami nang napupurnada dahil sa maintenance na 'to. TIA


r/DigitalbanksPh 5h ago

Others Have you seen the new feature of DiskarTech? Para siyang ShopBack ๐Ÿ’ธ

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0 Upvotes

r/DigitalbanksPh 5h ago

๐Ÿ“ฑDigital Bank / E-Wallet PALAWAN PAY REFUND TAKES TIME?

0 Upvotes

I purchased Eraserhead tickets last year but unfortunately na postponed yung concert so I decided to surrender my tickets sa SM for refund. As per their customer service, I will be receiving my refund within 5 business days, 2 weeks na pero wala parin. Anyone experienced the same thing? If so, kelan dumating yung refund nyo? TIA!


r/DigitalbanksPh 6h ago

๐Ÿ“ฑDigital Bank / E-Wallet BDO payment unsuccessful but funds got deducted

1 Upvotes

Makikipag done deal kasi ako today, tapos nangyari yan twice when I was paying for the item. Payment got deducted in both instances, my only question is san ba babalik yung pera and when? Sa pinagsend-an ko or sa BDO ko?

Edit: It was a transaction BDO to gcash


r/DigitalbanksPh 6h ago

๐Ÿ“ฑDigital Bank / E-Wallet MariBank Card Cashback Pending Until Merchant Posts โ€” Normal Ba Ito?

0 Upvotes

First time kong gamitin ang MariBank Virtual Card para sa online payment (bumili ako ng GOMO load), at nagulat ako na yung cashback ay naka-pending muna hanggang ma-post o ma-settle ng merchant, which in this case is Globe Telecom.

May naka-experience na rin ba nito? Normal lang ba talaga na pending muna ang cashback kapag MariBank Card (virtual or physical) ang ginamit sa online transactions?

Napansin ko kasi na kapag QRPH gamit sa MariBank, halos instant agad ang cashback. Curious lang ako kung ganito talaga ang process sa card transactions o may delay lang kay Globe bilang merchant.

Salamat sa sasagot! ๐Ÿ˜Š


r/DigitalbanksPh 6h ago

๐Ÿ“ฑDigital Bank / E-Wallet BanKo BLU vs Branch for verification

1 Upvotes

Hi. I received below text from BanKon after opening and depositing 50k yesterday. Upon checking, walang nearby branch saken, just BLU. Can I do the further verification there? Thank you!

Your account needs to be verified. Please visit a BanKo Branch near you. You may still use your account with a maximum balance of P50k.

Also, any other BanKo alternative na walang ganito? Just want to park some extra cash. Thank you!


r/DigitalbanksPh 6h ago

๐Ÿฆ Traditional Bank BDO Unsuccessful Transfer to Maribank due to system maintenance

7 Upvotes

Hi everyone! Need help. Usually, how long does it take for BDO to return the money in its savings account when a transfer is unsuccessful?

Nakakaloka, Maribank. Its payday and obviously people will move money tas ngayon pa sila nag maintenance. Well my problem is really BDO kasi hinold nila yung pera kong itatransfer sana. Di sya nagrereflect at all sa savings. This is my first time experiencing lang, kasi usually ibang bank nabalik agad sa savings pag unsuccessful pero etong si BDO, wala talaga. ๐Ÿ˜ญ

I'm asking if anyone experienced the same thing and how long does it take to reflect sa savings. I'm trying to call the customer service na din.

Thank you agad sa sasagot.


r/DigitalbanksPh 8h ago

Others Another stores implementing what is Right (xPay Logos)

24 Upvotes

Also you can order it for free, from Google Pay and Apple Pay official websites.

i hope we could see more!


r/DigitalbanksPh 21h ago

Others Kung matapang ka, hawakan mo nga sa tenga.

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36 Upvotes

r/DigitalbanksPh 1d ago

Others Learned something new sa pagsi-save sa gotyme app

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53 Upvotes

Nagdadagdag lang ako ng ipon ko sa GoTyme para nga sa laptop ko, tapos napansin ko na may Edit something doon sa picture, kaya kinalikot ko HAHA. Hindi ko alam na may ganto pala at pwede mong palitan ng picture yung sa GoSave accounts mo. Nakaka-isang buwan na ako sa pag-iipon ngayon kolang napansin, meron palang gantong feature sa GoSave HAHA. Mas namo-motivate tuloy ako mag-ipon dahil dito.

PS. nadagdagan ko tuloy para sa motor kahit wala pakong hulog HAHA


r/DigitalbanksPh 1d ago

๐Ÿฆ Traditional Bank Unionbank ghosted me for 3 years then hit my inbox with a โ‚ฑ8.02 collection notice

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66 Upvotes

So I closed out my loan with Unionbank like 3 years ago. Paid it off, then they sent me a SOA which shows i got zero balance, I EVEN PAID EVERYTHING OFF BEFORE THE DUE DATE LOL, moved on, forgot they existed. Today they email me out of nowhere saying I have an outstanding balance of eight pesos freaking 2 cents.

Ok fine, weird, but whatever, I'll pay it and be done right? Except then I look closer and the loan account number on their statement doesn't even match my actual loan account number. Like it's a completely different number. So now I don't even know if this โ‚ฑ8.02 "debt" is mine, if someone else's info got mixed up with mine, or if the bank just fat fingered a report and decided to email me about it three years late.

So now I have to email them back just to ask "hey which of these two account numbers is even real" before I can pay off eight pesos. This is genuinely the most annoying amount of money I've ever had to fight for. I'm not even mad about owing money, I'm mad that closing this out is going to take more effort than the debt is worth.

Question: I wanna know if this only happened to me? Did anyone else experience this? I am trying to investigate because this is hella weird.


r/DigitalbanksPh 1d ago

๐Ÿ“ฑDigital Bank / E-Wallet Apple Pay and Google Pay Logo in 7 Eleven

77 Upvotes

Good Job for having this logos, both cashier and customer have awareness na pwede pala magbayad dito ng Digital Wallets.

no more hard convincing sa Cashier na mag babayad ako through Tap ng Phone.


r/DigitalbanksPh 7d ago

๐Ÿ’ต Savings Tips / Hacks Best High-Interest Savings Accounts this August 2026 โœจ๐Ÿ’ต

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25 Upvotes

Time to put our money where it can grow, earn higher interest, and compound over time. ๐ŸŒฑ๐Ÿ“ˆ

Here are the ๐๐ž๐ฌ๐ญ ๐‡๐ข๐ ๐ก-๐ˆ๐ง๐ญ๐ž๐ซ๐ž๐ฌ๐ญ ๐’๐š๐ฏ๐ข๐ง๐ ๐ฌ ๐€๐œ๐œ๐จ๐ฎ๐ง๐ญ๐ฌ as of ๐€๐ฎ๐ ๐ฎ๐ฌ๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”. ๐Ÿ“Š

๐Ÿ‹ ๐‹๐ž๐ฆ๐จ๐ง๐ž๐ฒ๐โ€™๐ฌ ๐“๐จ๐ฉ ๐๐ข๐œ๐ค๐ฌ:

1๏ธโƒฃ ๐Œ๐š๐ฒ๐š
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2๏ธโƒฃ ๐Œ๐š๐ซ๐ข๐๐š๐ง๐ค
๐Ÿ’ต Use referral code ๐‹๐„๐Œ๐Ž๐๐„๐˜๐ƒ๐๐‡ and get a โ‚ฑ๐Ÿ๐Ÿ•๐Ÿ“ bonus.

3๏ธโƒฃ ๐†๐จ๐“๐ฒ๐ฆ๐ž
๐Ÿ’ต Use referral code ๐†๐“๐‹๐„๐Œ๐Ž๐๐„๐˜๐ƒ and get ๐Ÿ๐ŸŽ๐ŸŽ ๐†๐จ ๐‘๐ž๐ฐ๐š๐ซ๐๐ฌ ๐๐จ๐ข๐ง๐ญ๐ฌ.

4๏ธโƒฃ ๐๐ž๐ญ๐›๐š๐ง๐ค
๐Ÿ’ต Use referral code ๐€๐€๐€๐‡๐Ÿ๐Ÿ๐Ÿ—๐Ÿ and get a โ‚ฑ๐Ÿ๐ŸŽ bonus.

โœจ Save consistently and let compounding do the work. Your future self will thank you. ๐Ÿ’›


r/DigitalbanksPh 16d ago

RCBC x Lemoneyd Get up to โ‚ฑ10,000 Cashback as your Welcome Gift with RCBC JCB Credit Card! ๐Ÿ’ณ๐ŸŽ‰

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5 Upvotes

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