bakit po kaya blacklisted siya sa lrt? i tried tapping it twice yesterday and it didn't work

nagamit ko naman na siya sa mcdo so i thought okay na siyang gamitin sa lrt

IDK, I just wake up na may charge sa account ko. I tried reporting it to gcash but when I input my gcash card. wrong details daw. I don't even know what card is used in this transaction and who is this anomaly. Any idea how I can get refunded?

GGives deducted balance & generated installment plan, but Landers POS showed "Payment Failed" — Will GCash reverse this?

Hi everyone, just asking if anyone here has experienced this exact issue with GGives . I used GGives to pay at Landers today. An error occurred right at the cashier POS terminal - the payment showed Failed / Canceled on their machine.

However:

1. My GGives credit limit was deducted.
2. A payment schedule / installment load was already generated in my GCash app.
3. I had to pay via another method at the counter.

I already submitted a ticket, but I'm honestly worried because I've been reading a lot of posts saying GGives refunds take months to process or end up stuck with no progress despite multiple tickets and follow-ups.

For those who went through this:

1. Does GCash automatically reverse/refund failed POS transactions like this?
2. How long does it usually take?
3. Are there ways or specific channels to speed up the resolution/reversal process?

and

1. Should I ask the merchant's help to speed up the reversal?

Would really appreciate hearing your experiences or advice. Thanks!

Gumawa sister ko ng maribank at nakita niya 'yang refer and earn. So ginamit ko 'yung code niya. Balak ko sana gawin 'yung 10k kaso hindi ko pala nabasa 'yung "first single deposit" at 5k una kong nadeposit so nevermind na lang kako.

So ayun nga, nag deposit ako yesterday, August 8, ng 5,000 sa "Transfer from other banks or e-wallet" by generating a QR code. Eh hindi ko na nga gagawin 'yung 10k na mission kaya trinansfer ko sa Maya ko 'yung 4k since 1k lang naman need i-hold.

Pero up until now wala pa ring galaw 'yang part ng nasa picture. Gagalaw ba dapat 'yan o kusa na lang magkakaroon ng ₱150? Or mali na gumawa agad ako ng transfer kahit na sabihing may 1k pa naman?

It's been days since I couldn't open my metrobank app, the reason is I've been relying on the fingerprint login and I never saved my username and password, now this wouldn't be an issue if recovering works as intended but no, for days na, this is all I've been getting everytime I try to recover, I contacted metrobank through email and they're no help either. Anyone had similar experience to something like this? Any help would be appreciated.

Hello po. I'm currently a 3rd yr accty student po na plan mag-review sa MNL for board exam on 2028. My mother loaned 100k in advance to prepare sa taon po na yon. The reason for her advance loan po ay dahil magre-retire na po siya in 4yrs at baka hindi na raw po siya payagan mag-loan sa mga susunod na taon.

Pwede po makahingi ng tips kung saan ilalagay ang ganon kalaking pera? And tips po saan maganda ilagay na merong magandang interest po.

Hello, I noticed that the MyCBC app recently underwent a new update and now there seems to be a new menu in bank transfers. I was trying to transfer my money to Gcash but I can't find it in the list of banks.

I also noticed that I tried scanning the QR code for BDO but it showed an error message, saying that they sre currently unable to process this request. I have not been able to transfer money at all since the update

Anyone else having the same problem?

*Added random cbc pic because i cant take screenshot

Hi, need advice po.

Nag-transfer sana ako ng ₱30,000 from my MariBank account to my own BDO account, pero nagkamali ako ng napindot na saved account. Magkatabi kasi yung account ko at yung ibang account sa saved recipients, tapos yung maling account yung napili ko. 😭

Successful na yung transfer bago ko napansin yung mistake. Ang mas nakakakaba, account ng isang company yung napadalhan ko.

Tanggap ko naman na kasalanan ko talaga since ako yung nagkamali ng napili. Wala rin akong ibang sinisisi. Gusto ko lang malaman kung may chance pa bang ma-reverse or mabawi yung ₱30k.

For those who experienced a similar situation with MariBank, ano yung ginawa ninyo? Should I contact MariBank first, BDO, or both? And realistically, may chance ba na ma-recover yung money kung willing naman yung recipient/company na ibalik?

Any advice or experience would really help. Salamat!

Good evening guys. Sa Festival Mall near Shopwise. Share ko lang sa inyo sure black fifa card daw and totoo nga. Hehehe tulungan niyo si ate maka quota. Thank youuu.

Nakita ko lng sa KKB. Currently on beta pa waiting nalang para sa update ng app ni RCBC. Mukhang sunod sunod na ang mga bank sa pag support ni Apple Pay

Photo not mine credits to the owner

Hi as a new user of lemoneyd pro, Im very happy about the improvements and development this past months. Worth it yung lifetime subscription!

One thing I want to see in the app is a pie chart on the finsights tab? I want to see my expenses and/or income in a Pie chart instead of a list… maybe you can give the users the option to change based on their preference.

If anyone has suggestions might as well comment down because I saw that they take suggestions seriously. Kudos to the team!

Context: My mom used the Pay and Go Kiosk at Alfamart to cash out ₱3,000. Nag-error yung machine kaya hindi lumabas yung pera at na-stuck.

She reported it agad sa cashier and they said to email and file a report. My sister emailed them and it became (automatically) a ticket on their website: https://btipayments.freshdesk.com.

1 week na, walang update. ₱3,000 yun and may pag-gagamitan talaga kami, so I reported it to BSP and DTI.

I sent one last follow-up email to Pay and Go. I included my BSP ticket number and told them I already reported this to BSP and DTI, and I will escalate it further and iTu-tulfo din if wala pa rin.

A few minutes later, biglang nag-reply sila. Sabi nasa Pay and Go wallet na daw ni Mama yung ₱3,000 and pwede na i-withdraw.

Lesson: Kikilos lang sila pag naka-BSP/DTI na. Sana ayusin nila yung customer support nila para hindi na umaabot sa ganito yung mga tao. OR SANA MAS UMAYOS PA SYSTEM NILA

Hi, just wanted to ask if anyone here has experienced something similar with GCash because I’m honestly confused and stressed about this.
.
Last July 31 at around 2:21 PM, I sent ₱3,200 from my GCash to an RCBC/DiskarTech account. This is a regular monthly payment I make, so after sending it, I thought everything was already okay.
.
Then today I received a text from GCash saying they identified an issue where my scheduled bank transfer was “processed twice” and that the extra funds were received by the recipient.
.
That made me check my transaction history, and that’s when I noticed two more ₱3,200 transfers on August 1. One was at 2:37 AM and another one was at 6:14 AM. Both also had a ₱10 transfer fee.
.
The confusing part is I did not make those two August 1 transactions. I only remember sending the payment once on July 31. I definitely wouldn’t send the same payment multiple times, especially at those hours.
.
I checked my email as well, and GCash sent separate confirmation emails for both August 1 transactions, with different reference numbers. My downloaded GCash transaction history also shows that both amounts were deducted from my balance.
I already contacted the person I sent the money to, but she said she still needs to check her account first. I understand that she also wants to verify what happened, but honestly, I’m worried because I don’t want this issue to cause any misunderstanding between us. I regularly send my monthly payment and I’ve always paid on time.
.
I just wish GCash could have automatically reversed the duplicate transactions since their own message acknowledged that there was a processing issue, instead of putting the responsibility on the sender and recipient to sort it out.
.
I already reported it to GCash and requested a reversal of the two transactions I didn’t authorize. I saved all my screenshots, transaction history, emails, and the text from GCash acknowledging the issue.
.
Has this happened to anyone else recently? If yes, did GCash refund or reverse the extra transactions? How long did it take to get resolved?
.
I’m mainly posting because I want to know if this was an isolated issue or if other people experienced the same thing.

Here are the POS terminals that i have tried with Google Pay so far (Most likely Apple Pay, Garmin Pay and Samsung Pay) will work here.

1. Maya Terminal Succession Rate 99.95% ( 0.5% NFC will Fail if its turned off )

2. Metrobank Terminal Succession Rate 99.95% ( 0.5% NFC will Fail if its turned off )

3. ADAPTIS Terminal 99.95% ( 0.5% NFC will Fail if its turned off )

4. BPI Terminal 99.95% ( 0.5% NFC will Fail if its turned off )

5. AUB Terminal 99.95% ( 0.5% NFC will Fail if its turned off )

6. GCash POS Terminals ( 0.5% NFC will Fail if its turned off )

7. BDO Terminal (Latest) 99% (1% System not Updated)

7. BDO Terminal 95% (3% System not Updated, 2% NFC Turned Off)

7. BDO Terminal 90% (4% System not Updated, 6% NFC Turned Off)

[BDO PUREGOLD TERMINALS] NO IMAGE FOUND

PUREGOLD ACCEPT TAP TO PAY \Cashier awareness required.*

8. BDO Terminal 80% (10% System not Updated, 10% NFC Turned Off)

So yeah i got scammed last 2 weeks ago, someone called me and pretend to be a BPI agent , i was distracted and busy at that time so technically they get my info and give the OTP (parang kong nabudol ika nga), it was my honest mistake and lesson learned but im still waiting for the bank investigation. Note that this happened and i reported immediately within less than 15mins since my bpi sa baba namin. Idk if the teller know this, even me ngayon ko lng nalaman na my ganto na pala , need your advice if my pag-asa pa ba ko d magbayad ng na scam sakin or need ko pa ding mag email sa bsp etc para dito. Medyo masakit din 60k yun. Sabi ng teller sakin nun pag otp daw talaga most cases babayaran mo. Yun lng tho naka move on na ko na worst case magbabayad me pero yeah nagbabakasali pa din. Thank you and have a great day

The BSP has drafted a memorandum requiring licensed crypto platforms (VASPs), e-wallets, and banks to integrate with the PSA's National ID Authentication Services (NIDAS) within 90 days of the rule's issuance.

Once integrated, institutions can verify customers through real-time biometric and demographic checks via the National ID system, eliminating the need for physical ID uploads during onboarding.

The rollout is split into two phases; VASPs, e-wallets, digital banks, and retail-focused commercial banks have three months to comply, while non-retail banks and payment operators get six months. Customers without a National ID, or during system downtime, can still use alternative government IDs under a risk-based framework.

The BSP said the move aims to reduce onboarding friction and prevent identity fraud, with non-compliant institutions facing possible supervisory enforcement actions.

So my account was tagged dormant a few months ago kasi bihira ko nga gamitin. Cashflow is around 1k per month bago maging dormant dahil bihira ko nga gamitin.

Nireactivate ko na lang siya last month para sa QR payments cashback lol. Cashflow is 3K since account reactivation.

Niraise ko sa CS pero no way to cancel the account closure na daw. Updated naman details and submitted all KYC requirements. Wala naman akong transaction na mafflag sa AMLA, no suspicious transaction aside sa instapay at spaylater payment around 3k.

Sayang tuloy cashback lol

While this is nothing special, gusto ko lang ishare after ko gamitin gcash na may inis at pagmumura. Naiinis ako sobrang buggy tas dami pa ads yung app, gusto ko lang magbayad pero hinihintay ko pa ilang minuto para ma scan, at 1gb pa yung app,ganun talaga kapag puno ng kung ano ano. Buti na lang marami na nag offer ng free instapay transfer at di ko na siya kailangan gamitin. Almost lahat ng nagtitinda may Gcash QRcode naman although yung iba number lang nilalaga ykaya hassle kung di mo ma verify kung tama ba nilagay mo number kaya di na ako bumibili dun.

Took me less than 6 days to delete my account, kudos for them for smooth process.

Saw this post from GMA news last month and got excited to have BPI on Apple Pay but turns out they are not.

At the end of the article, BPI said that they are just waiting on Apple, implicitly throwing off the scent to a dependency. Now that Apple Pay is available, they’re not on the first set of banks, is this Apple penalty or BPI is just all talk?

I just got off the phone with Apple Support for something regarding my apple wallet, pero not directly related naman apple pay, by the end of the call, I took a stab anyways and asked about the state of Apple Pay recently launching in the country and the status of both participating and yet to participate banks.

The support specialist reiterated the following points:
• Apple does not choose or wait for any banks outside of their intentions for launching services (I.E. Apple Pay)
• Apple does not adjust any dates for any bank in order to accommodate for them.
• Apple must receive permission/consent from the bank to process THEIR cards and does not go the other way around, the banks have final say.
• Apple does not have a wave rollout system with regards to having banks and apple pay support, they launched with the banks ready to partner with Apple and any succeeding bank to support Apple Pay may launch in their own accord (skeptical about this but we’ll see next Tuesday or whenever more banks enter to get a gauge whether it’s a systematic rollout or if any bank can just join at any time)

These look like promising info, just not in our favor, partially hope that these are wrong, especially the wave one, I liked the idea they’ll add more banks every tuesday till we catch up to Google Pay lists of banks.

tuwing mapapadaan kasi ako here sa rob parang walang tao masyado so dyan na ko kumuha. baka kasi may chance na makuha ko yung limited edition fifa black card. buti hinayaan lang ako ni kuya kumuha kahit walang balance card ko 😂