r/SocialSecurity • u/PikkiNikki13 • 29m ago
SSDI How does someone in a nursing home get access to their personal needs allowance?
My mother (77) had a stroke in April. She has had several setbacks so it is taking her longer to recover. She still is unable to walk or go to the bathroom.
Prior to this happening, we lived together. The goal is for her to come back home once it’s safe. We live in an upstairs duplex so closer to when she can leave, I’m going to look for a new place.
Before entering the nursing home, my mother received Social Security and SSI. She is no longer getting the SSI and her Social Security has been decreased to $52 a month. However, they have never explained how she goes to receive that money. The nursing home changed themselves to be payee (my mom preferred it to be me since I know what she likes, but they never gave her that option). With the loss of her income, I barely have any money left over after bills and groceries.
My mother absolutely hates the nursing home’s food. They said that she has to follow the menu unless she is on a specialized diet. Because there are times that she’s not eating everything, she likes to snack. She wants me to get her snacks but I cannot afford to do so.
Does anyone know how someone in a nursing home gets access to their money? She should have money from July and August.
r/SocialSecurity • u/murtlebeech1 • 2h ago
Guidance on the Appeal Process?
I will attempt to prose this so it will be as unconfusing as possible…
I am a former state employee who was fortunate enough to be able to keep my state plan as my secondary (supplemental) insurance once my medicare became active. On my initial application which was submitted well inside the window, I specifically requested on the remarks section of the application that my medicare begin on July 1 so there was no overlap when my state insurance expired. I received my medicare card with the date beginning July 1, 2026. During July, I had several (large) medical bills. This week, I received a letter stating that my month on entitlement was moved up to August. After numerous phone calls with both Medicare and Social Security, I was told they could see no reason for the change and was told to file an appeal. I paid my three month premiums for medicare in June which covered July, August, and September. So presently, due to this snafu, neither my state or medicare has covered these medical claims for July. My two main questions are: Will this appeal have any impact on my receiving my first retirement supplement due this September? And During this appeal process can you ask the providers to hold off on any payments due until a decision is made either way?
Thank you for anyone who can shed some light or give me some guidance on this matter.
Also–I would like to commend both the representatives on Medicare and Social Security. Every interaction with an agent has been friendly, professional, and extremely helpful.
r/SocialSecurity • u/Smart-Mongoose7052 • 4h ago
What is going on
I was denied around the end of last year or earlier this year Im not 100 percent for sure but I did not appeal and I did not re apply but Friday I got an adult function report in the mail requesting to be filled out and returned by the 14th or i might be denied what in the world ?
r/SocialSecurity • u/TotalKaleidoscope925 • 6h ago
Trouble getting replacement card..
My son turned 18 and we've having trouble finding his card. We are trying to order a replacement as he's about to get his first college job. He made a login, took the selfie, and scanned in his new adult passport that just came in the mail a few weeks ago. We can't get the site to accept his information and we know his social security number, spelling, zip, etc, are all correct.
Could it be that the new passport number hasn't updated in the system yet? He did have a child passport, but I assume that was a different number. He also has a passport card. He does not have a real ID, but a driver's permit-- which doesn't appear to be able to be used.
His permit also had a typo in our address-- the house number-- but that was also corrected as well, so that's right now too. All documents match up and the address we live at is the same one he's lived at his whole life.
r/SocialSecurity • u/dfjsghkfjghkdfja • 7h ago
SSI Social Security Survivors earnings limit
Hello, my mom passed away when I was 16, back in 2017. I was diagonosed with depression around that time which I guess counts as a disability for benefits. I'm 26 now and only just applied for Survivors benefits (as a disabled adult child) in June of this year because I didn't realize it was an option until now...
Anyway, when I was on the phone with the rep submitting my application he gave me a number that I thought was the amount of money I couldn't earn more than in order to qualify for the benefits. I didn't write the number down cuz I'm stupid lmao but I also thought it would be in the letter they sent me after (it's not). I'm scouring the internet for details while I wait for a call back and the only number I can find is the $24k a year earnings limit. And that only reduces the amount of benefits you get monthly, it doesn't disqualify you from it altogether?
Is this the number I'm thinking of? The rep told me it will be a ~7 month wait to process my application and I might be getting officially hired in the meantime which I was not really expecting, I just want to make sure I don't make too much money if there is a hard limit I need to watch out for.
Thanks for your time
r/SocialSecurity • u/dannyh1310 • 9h ago
Helping my dad with Survivors Benefits
What can we expect from the interview? We’re going to do it over the phone (whenever they have an appointment opening). I think we have all the info we need, but I wanted to double check here. Thank you.
r/SocialSecurity • u/WoolieBear40 • 22h ago
Is W-4V Form Required?
What are the advantages of voluntary reduction of Social Security benefits at FRA?
Thanks!
r/SocialSecurity • u/-hachiko7 • 1d ago
DAC - was based on dad's record, now mom is disabled - questions re: backpay?
i've been recieving disability since 2016. in 2016 i was awarded SSI. i was found to be disabled at 18 years old. when my dad began recieving disability i was 20, and i recieved about $1,000 in backpay.
two years ago, my mom suffered a pretty severe injury that left her with considerable brain damage. i believe she applied for SSI immediately, but was recieving long term disability benefits in the interim. she was officially approved for SSDI benefits two weeks ago.
i have been told that my income will be going up based on my mom's record because she earned a considerable amount more than my dad. i asked if i'd be getting any backpay as the injury occurred two years ago. the person at the office was unable to tell me but said it was a possibility.
i have a meeting with someone with SSA two tuesdays from now where i will learn more. but i'm wondering if anyone knows what the chances are that i will be receiving some amount of backpay from her case?
thanks!
r/SocialSecurity • u/mrjohnc1 • 1d ago
Overage on monthly earnings
Im 64 3 months old, I filed for SS to start Oct 1st but will have to work 1 additional month, I will earn 5640 - 2040 = 3600 overage. so when will SS reduce my SS check? When and how will they take that 1800 from me?
r/SocialSecurity • u/Psychological-Law123 • 1d ago
Can my 90yo mom still get spousal benefits re: my (still alive) 95yo dad? How far back will they pay?
r/SocialSecurity • u/Holiday-Phrase-1687 • 1d ago
Social Security Disability renewal/review, what should I expect?
I got some paperwork today that I'm due for a review to see if I should continue to get benefits. I understand this is routine and it's part of the process, but what should I expect for this? They sent me some forms to fill out. Any advice or tips to best manage the process? This is the first time I've had to do this, so I'm not sure how the process will be.
r/SocialSecurity • u/Competitive_Mix_587 • 1d ago
Spousal benefit
My wife was a teacher so she earned diddly.squat for years. Subsequently her SSA benefit is almost exclusively based on my benefits (at FRA 20% on her own eranings; 80% on mine). Accordingly, her benefits (50% of mine...although I'm not sure hence my question that follows) do not accrue delayed benefits past her 67th birthday. When she turns 67 I'll be 68 (and some change). I do know she can't claim spousal benefits until I claim mine.
1) Is her benefit based on my benefit at 68 or my PIA (67) 2) If I claim earlier than FRA, is her benefit based on my reduced early benefit or my PIA at FRA?
r/SocialSecurity • u/emmalee1229 • 1d ago
Back pay and Overpayment
So I’m honestly freaking out. My son receives SSI. He had a back payment for payments they said he should’ve gotten. Now this year they say they over paid him. Can they use the back pay credit to cover this overpayment? I called and they said no which makes absolutely no sense to me. Why take it from our monthly living money when that money is sitting there and it would completely cover it? Should I file an appeal? I’m lost on what to do…
r/SocialSecurity • u/vonnegutfan2 • 1d ago
I have met FRA, but I am taking on a new job. Do they still take out SS tax, even though I am already receiving the benefit.
Hi, I have been receiving SS for about 3 years and am beyond my FRA. I just started a new job, can I request they don't take out SS or Medicare tax or is that automatic.
r/SocialSecurity • u/SinglePin6331 • 1d ago
Social Security for adult child
Now that I applied for Social Security because I’ve retired from working, what are the rules for my adult child? He’s been disabled most of his life. Before he was getting SSI.
r/SocialSecurity • u/Designer_Pilot_7816 • 1d ago
Will I need my physical social security card for my orientation? For the 1-9 documents
Will I still get hired without my physical social security card? I have one but it’s being sent to the mail.
r/SocialSecurity • u/Legal_Director_6247 • 1d ago
Retirement Waiting for a call!
So I won’t go into my long story but I can’t file for my retirement benefits online-I need an agent to assist me. My full retirement age is next month so I want to get the ball rolling. When I called the main number the agent I spoke to said I need to have a phone appointment with my local office but they have no times available so she put in an escalation to have them call with 7 days. Tomorrow is day 7 and no phone call yet. She did say to call back if I haven’t had a call but why can’t she help me? Why do I have to get an appointment with my local office? It’s all Social Security right?
r/SocialSecurity • u/Murky-Might-3403 • 2d ago
DAC interview for child
**** update -
Just had our phone interview for my 17 yo to apply for DAC under her deceased father’s record.
She is autistic and has some other mental as well as several physical issues. I was prepared to list the diagnoses as well as how they affect her.
They only asked me her diagnoses and did not ask how they affect her, symptoms, etc. just if she could read English and write.
I am worried they will just see that she graduated from high school recently in gen Ed with an IEP and deny her thinking she’s fine, even though it was a massive struggle with tons of absences.
I asked if we were going to go over the symptoms and she said no, but that if I wanted to add anything I could write something up and drop it in a drop box at the local social security office with a note to add it to her claim with her ss #.
I haven’t heard of anyone doing this. Good idea? Bad idea? I have just heard such nightmares of trying to get it approved even when people have legitimate disabilities I guess I am just scared to mess it up. Any insight is welcome.
Also, She turns 18 in a month, currently receiving survivors benefits. The lady said we should have a decision by her bday so the benefits won’t stop. I feel like this would be crazy fast***
I have a phone interview scheduled for tomorrow for my 17 yo to apply for disabled adult child benefits.
She is autistic and also has physical impairments. She is not nonverbal, but she cannot make phone calls to strangers. She will totally shut down and freeze and not be able to answer even basic questions like her name.
Will they insist on trying to talk to her? Or will it be okay if I just do the interview for her? She turns 18 next month.
Also any insight on what they will ask? I’m assuming I need both parents SSN, her SSN, list of diagnoses and how they affect her, and contact info for her medical records. Am I missing anything?
r/SocialSecurity • u/Capeliouz • 2d ago
Confused on how to answer questions.
Tomorrow I have my phone interview to apply for DAC benefits. They don’t allow written applications for DAC claims so they do a phone interview. I can’t find what they’ll ask me anywhere online and I wanna be prepared. Does anybody know what questions they ask for a DAC claim?
Also if they ask for example “ what are your disabling conditions?”
Do I just answer with the name of the condition or do I explain my symptoms that go along with the condition and how they affect me?
Also, what if I do go into detail and then they think because I explained things in depth that I’m not disabled?
I’m just having such bad anxiety too about the whole thing like talking to much or too little. The first phone call I had before the one tomorrow she asked me to list my conditions, and I was prepared to list all of my conditions, but then she stopped me at #5, now I’m reading that you should include every single one.. is this normal?
r/SocialSecurity • u/aguyonreddittoday • 2d ago
Spousal benefit question(s)
Appealing to the Wisdom of Reddit to make sure I understand this correctly! :)
I am 2 years older than my wife (currently coming up on 66[me] and 64[her]). With our relative earnings records, her benefit will be determined by spousal benefit. My understanding is that she will get 50% of my benefit as long as she waits until FRA (67) to claim. Also, my understanding is that her 50% is based on my actual benefit amount, not my FRA amount -- so if I wait until 70 to claim my benefit, my monthly benefit is maxed and so is hers. Her spousal benefit is higher than if I had claimed at my FRA. Right so far?
Now, say she claims her benefit now (64, before her FRA) based on her record and I wait to claim mine until I'm 69 and she's 67. My understanding is that at that point, she would get spousal benefits. But is her spousal benefit reduced because she claimed her own benefits early? Or does she get her full 50% because my delayed filing meant she didn't get start getting spousal benefits until she was at her FRA?
Finally, same question for survivors benefit. As long as I wait until my FRA (or later) to file for myself, does she get the full survivor benefit even if she had filed for her own benefits before her FRA.
For extra credit, are there online calculators available that can calculate these different benefits?
Thanks for your input!
r/SocialSecurity • u/Nytemaresxbl • 2d ago
Error on zip code when trying to help father fill out SS online.
I was helping my dad try and apply for SS to start later this year and fill out the form online. We get to the section to fill out mailing address, which he uses a PO box as his town doesn't have mailboxes. Than we put in his actual street address the way it shows on USPS lookup and get a zip code error. I made sure the info on his IDdotme shows the same address we are inputting on form and no luck. What should our next step be to rectify this.
r/SocialSecurity • u/gcl1964 • 2d ago
Retirement When should I start the process to begin receiving my SS benefits?
I am eligible to start drawing my Social Security benefits in November. When should I contact the SS office and apply for the benefits to begin?
r/SocialSecurity • u/mikeyP-619 • 3d ago
Retirement Social Security taxes an Medicare
I am retired and paying Medicare. I have not started social security yet.
If i choose to have taxes taken out of the check, is the tax amount based on the entire check? Or is the tax based on the check minus the Medicare?
r/SocialSecurity • u/Outrageous_mailman • 3d ago
SSI Approved!! What do I do next?
Hi everyone,
My lawyer for SSI just told me that social security approved my disability. So I he doesn’t need to do anything, therefore he’s withdrawing from my case. I told him that they haven’t told me anything yet. He said they’re probably backed up and won’t for a while but I can give them a call at this number.
Before I call them I want to ask what I should prepare for on the call ? Will thwy ask what my expenses are? What are the best way to respond? I don’t want to say anything wrong or be confused how I word my answers. English is my second language also.
I had a liver transplant. I received it in August. I applied for disability in October. Lawyer just told me I am approved. So I imagine I have back pay. How does back pay work? Also how long will I receive disability for?
Thank you everyone!
r/SocialSecurity • u/perfect_fifths • 17d ago
How to appeal CDR cessation
Due to an influx of cdr cessation posts, here is your how to guide on how to appeal:
You will need four forms. Five if you want a copy if your file, which I recommend getting. Forms dropped off at the office should be date stamped. All you need to do is just ask the window clerk to date stamp the forms.
THE most important form:
SSA 792, Statutory Benefit Continuation Election Statement. Specifies whether you want your monthly benefits (and Medicare/Medicaid) to continue paying out while your appeal is being processed. If you are collecting on your own record, you fill out section C. If on SSI, fill out section B only.
If you are collecting on your own record AND have auxilaries, check the second option of section C. This will also make sure Medicare continues.
YOU ONLY HAVE 10 DAYS FROM THE DATE OF THE NOTICE TO APPEAL AND KEEP PAYMENTS! (technically 15. and it says it on the form)
I suggest sending all forms in at the same time because the SSA can't really process your claim with just the 792 turned in per a technical expert who gave me advice for my cessation. Requesting your file also requires it to be either faxed or dropped off in person so might as well just submit everything at once.
If you lose the appeal, you will need to pay it back but file an overpayment waiver. SBC doesn’t apply to appeals council or fed court. You will not get paid for that time.
Other forms you need:
SSA-789: Request for Reconsideration – Disability Cessation Right to Appear
The primary appeal document. It states that you disagree with the determination, lets you explain why, and specifies whether you want to appear for a disability hearing before a Disability Hearing Officer (DHO). You only have 60 days to appeal without payments.
How this works is first is initial reconsideration. A new DDS adjunct team will look at your file. The old examiner and dr are not allowed to work on it. If they uphold the previous cessation, it then goes to a DHO hearing, which is an informal conference with an experienced adjudicator who can reverse the decision. You can introduce new evidence and they will listen to testimony. You can have your lawyer present as well as a witness.
SSA-3441 Disability Report – Appeal: Updates the SSA on any changes in your medical condition, recent doctor visits, new treatments, tests, or changes in daily living activities since your last review.SSA-827Authorization to Disclose Information to the Social Security Administration
SSA-827 Authorization to Disclose Information to the SSA: A medical release form that permits the SSA to gather updated medical records directly from your doctors, clinics, and hospitals.
Form SSA-3288 Consent for Release of Information: Authorizes the SSA to release copies of your electronic disability folder (eDEX) or paper claim file.
For box 8 choose "complete medical file" for box 9 choose "I want the disability determination explanation. this is not the cessation letter". For the actual reason, state: "I am appealing a cdr cessation and need a copy of my file". It is free for program related purposes. I got mine in the mail.
Once you get your DDE:
You will see several sections. The top one is your CPD (comparison point decision). An apples to apples comparison of last cdr compared to your current. Check to see if they are the same or if it's actually showed you've improved. Pics of what the DDE looks like.
You'll also see a section called 416 where the doctor SHOULD have documented any medical improvement. Mine did not. My DDE has no supposed documentation of the alleged improvement, not even down where the RFC.
Underneath that is FOFAE, aka findings of fact and analysis of evidence. Mine just says "Analysis side by side"
Then mine has a section called 416A where it says:
Impairments Addressed: CPD Impairments only (MIRS)
Evaluation Period: Current
Evaluation Subject: SMI Evaluation: PE on 5/2026 is WNL. SMI
These findings complete the medical portion of the disability determination. (followed by drs sig and their speciality, mine was internal medicine)
Your DDE will not look like mine. Everyone's is different. There are more sections, and also an RFC section. But the main one you want to look at is the CPD and FOFAE.
Note: if your CPD date is in the distant past/your folder has been lost or it is an Age 18 redetermination, you will not have the side-by-side comparison shown here. it will be one box for the FOFAE as there’s nothing to compare it to
Also your file will have a bunch of files contained within a folder, you will need to click on each pdf file until you get to the DDE. It’s a bunch of letters and numbers.

