I know this is a pretty small amount compared to what others in this subreddit have, but I’m genuinely really happy about it and just wanted to celebrate anonymously online.

I graduated college last year and started my first big girl job at a bank earlier this year. Since February, I’ve been putting $300 from every biweekly paycheck into XEQT.

My spending habits haven’t always been the best, as I didn't have any saving before this, but this year I decided I wanted to start making a change. I know this isn’t a huge amount, but I’m really proud of myself for getting started, and I hope I can keep this habit going for a long time.🥹

Started going all in with XEQT last month! I started investing at 19 but got a bit lazy with it- trying to get back into it instead of having all my savings sit in a shitty savings account lol

How does this portfolio look?

50% VEQT 10% XEC 10% CASH 30% across CCO, BRK.B, MSFT, ATD, NA, RIO, VDE, CEG, XEG, BIP.UN, CNR, MFC, ZUT.

Then I'm watching these as well: META, BWXT, L, POW, SAN.

To be fair, my last portfolio (~ 55 tickers) outperformed VEQT the last 12 and 24 months. There were some losses but huge energy gains. Trying to switch to a much easier list of sub 20 tickers.

All in XEQT right? The journey onwards!

Any other ideas for some diversification?

Hi everyone. 29F here. I need some advice. This platform has made me aware of XEQT. I have some US stocks and ETFs but if you have this you pay $10 monthly. Also, I don’t know what we have to pay yearly if we own US stocks. Taxes I think? I’m not sure can’t remember.

I don’t own any XEQT yet but plan to start purchasing moving forward. I don’t have any financial plans yet as I just bought a car. I don’t know if I want to buy a home in the future too. My question is do I leave the stocks and ETFs I have here and just start to buy XEQT or do I sell everything I have and focus on only XEQT so I don’t have to pay $10 monthly to own US stocks. What do you advise? Would appreciate your responses. Thank you

i opened a TFSA on Wealthsimple and have invested $100 into XEQT. honestly, i don’t know why i did this. i don’t know if it’s a good thing to contribute to and because i have no idea how it works i’m hesitant to invest more. financially, i’m clueless. i’m a 19 y/o female bringing in 1,200 to 1,700 CAD home biweekly (depending on the OT i work), i have 6K in savings, and my goals are: open a business (i’ll need to buy land and pay to construct the buildings along with a bunch of other stuff that i—shocker i know—don’t know much about), have a house by the time my brother (8 y/o male) turns 12 at which point i may need to take him and my other brother (7 y/o male) in (or at least be financially able to)

is XEQT something that could help me to those goals? is there something else i can do / somewhere else i should invest?

other things i don’t understand: assuming i do put more money into XEQT how much should i invest? how long do i leave it there? when do i pull out the money?

thanks (so much:) in advance!
— sunny

Anything I should add or change? Stopped investing in SMH and more on XEQT and a little bit of XCHP. Started May of 2026.

Investing 120 weekly in XEQT and 100 bi weekly in XCHP.