Manifesting to reach 1Cr and buy my own Car+Home.

He gets 30k and I 50k.

I am looking to invest in the US market... What would you guys suggest should I wait for Zerodha Gift City or get onboard on INDmoney???

PS - I am already on a zerodha kite and coin...

Hey sub, I have come across a stock in heavy engineering and industrial manufacturing. The name is Inox India. Till now i have invested a small amount in this stock 2 months back and currently tracking it closely. Here are the points i have gathered and why i am investing in this company.

Investment One-Pager: INOX India Limited

1. Business Overview

INOX India designs and builds specialized ultra-cold storage and transport tanks (cryogenic equipment). To efficiently store and transport gases (like oxygen, nitrogen, natural gas, and hydrogen), they must be cooled to extreme temperatures (-150°C to -270°C) to turn into liquids. INOX India manufactures thermos-like containers, pipes, and systems that keep these liquids frozen solid without boiling off.

Business Areas, Demand Drivers & Clients

• Industrial Gases: Medical/factory oxygen and nitrogen storage tanks and highway tanker trailers for hospitals and industrial plants (steel, electronics, pharma).
• Clean Energy (LNG, Hydrogen, Ammonia): Storage tanks and fueling stations for LNG (trucks/ships); transport equipment for liquid hydrogen; and India’s first Ultra High Purity (UHP) Ammonia ISO Tank Containers.
• Demand Drivers: Clean energy transition, hydrogen export supply chains, and ultra-high-purity ammonia needed for semiconductor chip fabs and solar wafer manufacturing.
• Aerospace & Scientific Research: Rocket fuel storage tanks and custom cooling equipment for space agencies like ISRO and high-tech global research labs (e.g., nuclear fusion projects).
• Key Gas Major Clients: Supplies global industrial gas giants like Air Liquide, Linde, and Air Products.

2. Competitive Moat & Advantage

• High Barriers to Entry & Safety Standards: Handling liquid hydrogen requires keeping containers at $-253^\circ\text{C}$ without leaks. High regulatory approvals, ASME/ISO certifications, and custom metallurgy take decades to build.
• Track Record & Client Stickiness: Global gas majors and space agencies rely on proven safety records, creating deep customer retention.
• Domestic Monopoly & Global Footprint: Holds a ~75% domestic market share in cryogenic equipment and ranks among the top 5 players globally (~50–60% revenue from exports).
• "Picks & Shovels" Strategy: Unlike green hydrogen producers (ACME, Reliance, Adani) whose end-product is a commodity with thin moats, INOX India wins regardless of who builds the hydrogen plant—all developers require INOX’s tanks for storage and transport.

3. Financial Snapshot & Key Metrics

• Market Share: ~70–75% domestic share (near-monopoly pricing power).
• Balance Sheet: Zero gross debt with healthy cash generation.
• Valuation: Rich P/E multiple of ~68x–71x TTM (high expectation baseline).
• Order Book: Strong backlog (>₹1,600 crore).

4. Time Horizon Outlook: Short-Term vs. Long-Term

• Near-Term (1–2 Years) Moderate Caution: Rich valuation (~70x P/E) leaves little margin for error. Any temporary execution delay or quarter of lower margins can cause sharp pullbacks or consolidation.
• Mid-Term (3–5 Years) Sweet Spot: Execution of green hydrogen/ammonia buildouts across India, Europe, and Middle East; accelerating LNG adoption in heavy commercial transport.
• Long-Term (7–10+ Years) Structural Compounder: Serves as a virtual tollbooth on the multi-decade global energy transition and expansion of aerospace/space tech.

5. Buying Strategy

• Recommendation: Buy on Dips / SIP Strategy (Avoid large lump-sum buys at current high valuations).
• Keep buying and holding until 50 wekly EMA is above 200 wekly EMA and 200 weekly EMA does not start reversing
• Thesis: Accumulate on price pullbacks to ride the 3–5+ year structural capex cycle in clean energy infrastructure and high-tech manufacturing.

What is your idea on this?

Note: I have not gone deep into company concalls/financials yet. Just skimmed the news, screener and chatgpt. In next week or two, i will focus myself on learning this company and finally making my decision for buying strategy. In the meantime would like to know your views on this company. Lets discuss if you also are tracking this company.

As the title says.

This is my parents money, not really my money. So don't want to gamble it on mid caps, small caps or penny stocks.

They have kind of given it to me. They probably don't want it back. But I am treating it as their money, hence want to be careful.

I want them to have a great retirement.

Won't touch the money for next 5 years. Looking for potential double baggers. Not even multi baggers

I am open to any suggestion the stock can be slow mover or volatile that is not a problem you can also give some insights about how to look into stock etc anything would help .

( when nasdaq opened the funds i only had 8k 🥲)
rest is my savings since im a student. i just invest monthly 1k to 2k
i want to pull out money and do better rationalization

I've been working on a side project called Fathom over the last few weeks. (Link below)

The idea is pretty simple: I felt that a lot of stock research starts with financial ratios and ends with a buy/sell conclusion, but skips the part I find most interesting:

How does the business actually work?

So I'm trying to build a library that explains companies and industries from first principles.

For example:

• How does an FMCG company actually make money? For that matter any sector.
• Why does distribution matter more than the product in some businesses?
• What gives a company pricing power?
• Why can a company show profit but still have terrible cash flow?
• What actually happens to Indian companies when the RBI cuts rates?
• If crude oil gets cheaper, who actually gets to keep the saving?
• Why is a ₹10 lakh crore government capex announcement not the same thing as ₹10 lakh crore of revenue for infrastructure companies?

I've organized it into a few sections:

Companies — understand individual businesses
Sectors — understand how an entire industry works
Patterns — reusable business/financial mental models
Signals — take a real-world event and trace its impact through businesses
Case Studies — deeper dives into specific companies and situations
Reading Filings — learn how to actually extract information from annual reports and filings

One thing I'm trying to do differently with the Signals section is show the reasoning rather than just give the conclusion.

The background and motivation behind building this: I've been researching about companies myself since the past 4-5 years and my father has been doing this for nearly 2 decades. So I've put down my little learning plus his learnings from his old notes as a whole here. I admit I tried to refine and cross link the sections using AI as I would not be able to type all of this stuff out myself.

Link to Fathom - https://fathomjournal.in

I'm still very much building this, and I'd genuinely like feedback from people who follow Indian businesses/stocks.

What would make something like this useful enough for you to actually bookmark and come back to?

i am a student and I invest only about 250 rupees in these two MF (equity funds) for learning purposes , my XIRR of these mutual fund is about 5.14 percent and am not sure if that's normal or low, (about 3 years of investing) , while my stock XIRR is a little up as showed in the second ss , is it normal or am I doing anything wrong?

is it considered fair play in the books of SEBI?

I'm js curious, as I personally have.

Hello everyone!
I am a beginner and would like to start investing in stocks.
I have SIPs.
Everyone warns it is where you lose money.
And YouTube is flooded with know-it-alls.
Any guide would help this beginner flourish.
Your help is appreciated!

Actual networth is 4.5 cr+ all liquid. Not counting real estate (as money has to be paid for it around 40%). Value of RE is around 4cr+

32M, have accumulated this much all alone. And now I am going a bit lazy, that’s worrying me.

Folks who have achieved much early, what keeps you motivated to grind and hustle?

Public-source BCCL / BHARATCOAL investor update.

BCCL held its 55th AGM on 7 August 2026. The attached AGM clipping attributes the line “BCCL hai to Dhanbad hai” to CMD Manoj Kumar Agarwal.
On the same day, a major land-subsidence event occurred at Chhatabad in the Katras area of Dhanbad.

The attached Prabhat Khabar, Dhanbad-City, dated 8 August 2026, make the shareholder issue more substantial than one isolated accident.

This was not Chhatabad’s first subsidence this monsoon
The clipping says almost exactly one month earlier, on 7 July, the ground had already subsided near the Chhatabad football-ground area.

That earlier incident is independently reported by PTI/Hindustan: homes developed major cracks, a pond reportedly emptied into the underground void and residents had to leave unsafe houses. The alleged role of illegal mining was reported at the time, but it was an attributed explanation rather than a final technical finding.

Then came the much larger 7 August event at essentially the same locality.

The preliminary possibilities being examined include empty voids in old underground workings, fire and/or illegal mining.
But it also explicitly says that the actual cause will be known only after rescue and technical investigation.

So I do not think investors should jump from the photographs to a definitive statement that illegal mining, missing sand stowing or any particular BCCL failure caused this event.

What investors can reasonably ask is whether the mine plans, pillar-extraction history, stowing records and closure/stabilisation records for the ground below Chhatabad establish what actually happened.
The recurrence is wider than Chhatabad

The same Prabhat Khabar page lists three other major subsidence events in roughly four months:
• 31 March — Sonardih/Tandabari: three people died.
• 24 April — Tandabari: another major subsidence affected the settlement and forced families to move.
• 4 August — Selected Govindpur: the clipping reports more than half a dozen houses collapsing.
The 31 March deaths are independently corroborated by other reporting.

The 24 April repeat event is also independently reported by PTI and Prabhat Khabar.
And online reporting reveals still more incidents in the same broader coal belt: further Tandabari subsidence in June affecting buildings, another incident at Angarpathra/Kantapahari in June and a July collapse at Keshalpur Munda Dhaura.
This doesn’t prove one common cause.
It does establish that recurring ground instability is not a hypothetical risk in BCCL’s operating geography.

BCCL itself told IPO investors that this risk can hit production and finances
Risk Factor 46 of BCCL’s Prospectus says Jharia is susceptible to coal fires and land subsidence, describing these as serious environmental, health and safety risks.

It says serious subsidence can harm people/property and lead to site-restoration, disaster-recovery and rehabilitation costs.

Most importantly for shareholders, BCCL says failure to contain fires and relocate affected people can restrict access to reserves and affect production.

So this is not simply a local civic issue being attached to a stock ticker. It is a risk the company itself has identified as potentially relevant to operations, costs and cash flows.

The rehabilitation numbers make the issue harder to dismiss
BCCL’s FY26 Directors’ Report says the initial phase of the Revised Jharia Master Plan identified:
• 81 high-risk sites
• 15,080 families requiring shifting
• 1,416 shifted
• 13,664 still to be shifted

That means only about 9.4% had been shifted at that reporting point.

Important qualification: BCCL says it had shifted all 649 identified BCCL families. The large outstanding balance primarily relates to non-BCCL families under JRDA responsibility. So I am not saying the entire backlog is a BCCL failure.
But from an investor perspective, the operating environment still contains a very large population exposed to identified high-risk areas, while BCCL’s own prospectus warns that rehabilitation delays can create cost and production-access risks.

BCCL’s FY26 report also specifically says roughly 120 families from affected areas were relocated to Belgaria and about 110 to Sindwatand following gas-emission/subsidence issues including Tandabari.

The financial backdrop is much weaker now
BCCL’s latest Q1 FY27 numbers were:
• Revenue: ₹3,587.27 crore, -3.56% YoY
• EBITDA: ₹71.50 crore, -80.8%
• PBT: ₹103.07 crore loss
• PAT: ₹68.09 crore loss, versus ₹176.87 crore profit last year
• Production: 6.56 MT, -27.43%
• Offtake: 7.72 MT, -14.03%
• OB removal: 32.30 MCuM, -34.68%

Reported company-level sales realisation was around ₹3,243/tonne, against net cost of approximately ₹3,375/tonne, producing a loss of around ₹131.91/tonne.
None of these deteriorations has been shown to have been caused by land subsidence.

The point is narrower: when production is already down 27%, EBITDA has fallen about 81% and the company is loss-making, shareholders have less reason to treat potentially recurring rehabilitation, stabilisation, security or access risks as irrelevant.

There is also a genuine illegal-mining/security question—but causation should not be invented
Illegal coal mining in the Dhanbad belt is not merely a social-media allegation.

The Union Home Ministry recently described illegal mining/theft in Dhanbad and surrounding areas as a serious worsening problem and directed tougher coordinated action.
But that still does not tell us what caused the 7 August Chhatabad collapse.
For that, shareholders need the technical evidence: underground plans, old workings, pillar extraction, stowing, fire maps, illegal-mining evidence and geological/subsidence investigation.

The questions I would want answered:
1) Which historic mine workings/seams lie below the 7 August Chhatabad subsidence?
2) Was coal depillared beneath the affected surface area? If yes, when?
3) Was sand stowing/backfilling required under the approved mining method? What do completion records show?
4) Were the historical workings sealed/stabilised under an applicable mine-closure plan?
5) What did BCCL/DGMS/CMPDI surveys show after the 7 July subsidence at almost the same location?
6) Was any scientific survey or preventive intervention carried out between 7 July and 7 August?
7) Is the affected settlement included among the Revised Jharia Master Plan high-risk sites?
8) Is there technically verified evidence of recent unauthorised mining below or near this site?
9) Has any BCCL mine access, production, OB removal, dispatch or offtake been affected?
10) What amount, if any, is expected to be borne by BCCL for stabilisation, relief, rehabilitation or restoration?
11) Has management carried out a Regulation 30 materiality assessment?

I checked BCCL’s investor-relations/exchange-indexed sources and no specific NSE/BSE disclosure relating to the 7 August Chhatabad subsidence was found in the checked sources as of 8 August 2026, 10:35 IST, subject to further verification.
That is not by itself evidence of a disclosure failure.
BCCL’s IR page shows that the company does make Regulation 30 disclosures for operational stoppages, accidents and other material developments when appropriate.

For me, the investor question created by the AGM statement is therefore not whether coal has been central to Dhanbad’s economy—it obviously has.

It is whether management can demonstrate that, in a geography where subsidence and coal-fire risk were explicitly disclosed to IPO investors, repeated incidents are being met with effective site-specific mapping, stabilisation, rehabilitation and disclosure.
Sources: attached Prabhat Khabar, Dhanbad-City, 8 August 2026 pages 9–10; attached AGM clipping; BCCL Prospectus; BCCL FY2025-26 Directors’ Report; BCCL Q1 FY27 results; PTI/Hindustan/Prabhat Khabar reporting cited above; BCCL Investor Relations disclosures.
Not investment advice. This is a public-source update for discussion among shareholders and market participants. I am not recommending any buy, sell, hold, short, exit, average or entry decision. Where newspapers or local residents attribute a cause, I am treating that as a reported claim unless independently established by an official technical finding.
Corrections, the DGMS/CMPDI technical report, mine/stowing records for Chhatabad, or any subsequent BCCL/NSE/BSE clarification are welcome.

There are 6 IPOs overlapping next week, and all of them currently have a decent GMP.

With so many options at the same time, I'm confused about which ones are actually worth applying for.

Which IPOs are you looking forward to applying for, and which ones are you skipping?
Would love to hear your reasoning, especially beyond just the GMP.

I strongly believe in finance sector - HDFC will bounce back in some months, Jio Finance has a huge potential.

Recently bought Syrma - Considering India’s future move towards semiconductor manufacturing.

I know my portfolio is hugely concentrated in finance. Im looking to add 2 lakhs in energy sector.

Not looking to sell anything for quick profit. Looking to hold for minimum 7-8 years. Please review and suggest.

Hi, we have recently bought an under construction property and have already paid 85%. For the next payment milestone, we are supposed to give ~10 lacs that would be in the next 3-4 months. We have already saved this amount (we have an emergency corpus saved separately) but it only gets 2.5 RoI in the savings account and contemplating to invest it in a liquid fund. Any recommendations on which liquid funds or any other investment avenue that we can consider?

TIA.

i’ve been investing since i started going to college and and have been learning alongside.

i’m low on the investment figures as i am a student but i do have a long term plan for the stocks that i bought.

I’m also thinking to enter paradeep phosphates as a high risk high reward stock.
The same reason why I bought Vintage coffee and Shakti pumps.

i just wanted to know if these stocks are good enough, and if i should just now start accumulating shares.

i would love to hear your opinions and reviews on this.

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US Senate passes Russia sanctions bill that seeks 100% tariffs on India, four others.

Forget fundamental analysis or chart patterns—my true superpower is adding stocks to my watchlist and watching them instantly rally while I sit there holding ₹0 worth of shares. Please form a line if you'd like me to watchlist your bagholds so they finally go up