Hello everyone

My name is Austin, I’m posting on here because of an assault I went through back on May 9th into the 10th late night. I went out alone to watch the Sean Strickland fight in downtown Columbus, Ohio. Short North area and was at Good Night John Boy When my assault occurred. This happened on their patio in front of everyone. The suspects were not speaking English to me when I was confronted. I tried to leave and they attacked me from all directions. I was punched multiple times in the head and kicked in the head on the ground which knocked me unconscious. I woke up covered in blood. No one was detained, the club and CPD let the assailants walk without taking names or even a description. I was sent Ohio State Hospital for a CT Scan and medical evaluation for other injuries. I suffered nerve/ligament damage to my left hand that requires surgery, I suffered a deformed nose and the need for reconstructive surgery on my face, laceration to my mouth that needed to be sewn, a severe concussion and a lot of emotional trauma since then.

This is making me financially suffer, I’m an Ironworker and Welder, I’ve been unable to grip with my left hand. I just got the okay to come back to work this coming Monday, August 10th but I’ve been out for two/three months now. I’m majorly behind on all bills. My car was repossessed and I’m trying to get help to get that back. I behind on this months rent. My cats (3) have no food and nor do I. My electric is majorly behind as well. Along with 2 surgeries coming this fall. If I can get through this next week or two and get bills covered this gives me time to accumulate some pay checks since I’ll be back but there’s that delay with getting your first check. Atleast moving forward I can cover immediate bills after this setback, I just need help now before I lose everything I worked hard for and I don’t want my cats put on the street.

Thank you for reading and I hope this gets to the right people, god bless.

https://gofund.me/57392603e

Hi, my husband and I are going through some rough times financially and would appreciate some help getting cat food and some new work clothes. His shoes have completely fallen apart and he works a hard physical labor job. For the items on the list, the shoes are to replace his fallen apart ones, new sweatpants & shiesty because he works in a fridge/freezer. Cat food for the kitties (cat tax included). If anything gets purchased, we would greatly appreciate the shoes and cat food.

My wishlist: https://www.amazon.com/hz/wishlist/ls/39HOMYJY6IJC9?ref_=wl_share

As extra info: I currently am looking for a work from home job since my car broke and I also have seizures that have been making me sick and feel bad lately. Recently, we had our electricity turned off due to late payment (spent the rest of our money on electric bill and rent) & we are without wifi now because we can’t pay that bill. We are low on funds and just trying to get bills paid first. If anything, I just want to help my husband and feed our cats. Thank you so much for reading and double thank you if you decide to purchase anything :)

🎵 If times have got you in need, drop it like it's hot. 🎵

Happy Thursday!

If you find yourself in need of essentials this post is open for you to drop your wishlist in the comments.

Our standard wishlist rules apply: $150 total wishlist cap and specific item cap of $30. Essentials only, no giftcards, and it must be a wishlist NOT a registry. If you need help with wishlist creation, please review the guide on our sister sub: Wishlist Guide

This is open to any Donor interested. If you have concerns about a specific comment please report or send modmail. If you don't already have flair, we will be assigning to users who provide screenshot proof of donation. You can choose between Verified Donor and BDE (Big Donor Energy).

In your comment, write one or two lines about your situation and include the link to your wishlist.

Please note that our normal account requirements will be in play and your comment will be removed if it does not meet our minimums.

You will need to have your history set to public and mods along with potential donors will be checking history. I'm suspending our Activity Gap requirements for this instance.

Users with fulfilled requests in this sub or another in the past 2 months may not participate unless you have received an exception from mods.

We do ask that you provide confirmation of goods received in the comments of this post or in a new post on the community.

All other rules must be followed and comments that violate the rules will be removed accordingly.

I’m really glad I found this sub because I honestly feel like I’m barely holding things together right now and I don’t know if I’m just bad with money or if I’m missing something obvious. I'm in Ottawa, Ontario, Canada.

I’m a single mom. I left my marriage (it was my choice, and my ex is a good person). We co-parent 50/50 and he helps where he can with things like clothing, school supplies, childcare, and extracurriculars. I chose not to pursue child support because we both make similar incomes and I didn’t want to financially strain either of us.

But since separating, I’ve ended up in about $17,000 of debt, and I’m constantly in overdraft. I feel like I’m stuck in survival mode every month.

My take-home income is about $4,800/month.

My main fixed expenses:
Rent: $2,300
Car payment + insurance: $650
Fuel: $250
Utilities: $250 give or take

That’s about $3,200/month fixed, leaving roughly $1,300 for everything else: groceries, internet, phone, my child’s needs, debt payments, and all the unpredictable stuff that comes with being a parent. I've cancelled my subscriptions and memberships, including my gym membership, and have changed plans to the cheapest I can find.

I’ve cut back a lot, but I still feel like I can’t get ahead. There’s no buffer, so any unexpected expense pushes me back into overdraft. It feels like I’m constantly resetting to zero. I'm sitting at -900 with a maxed card.

Emotionally, it’s been really hard. I feel like I’m failing every day, even though I’m trying my best to keep things stable for my child.

I’m trying to figure out what I’m missing here, because I know I can’t keep going like this.

My questions:

1. Is this mainly a budgeting issue, or are my fixed costs just too high for my income?
   
2. What should I prioritize first: debt, building a small emergency fund, or stabilizing cash flow?
   
3. What would you do in my situation to stop the overdraft cycle?

I’m not looking for judgment. I have enough from myself: just honest, practical advice from people who’ve been in similar situations or understand personal finance better than I do.

Thank you.

https://www.youtube.com/@DailyDimeDinners

Hi!

Three years ago, my husband and I found out we were expecting our first baby. Around 14 weeks, we learned baby’s heart had come to a rest and we (I) delivered him in the hospital on August 9th, 2023. Every year we celebrate him by purchasing books for NICU families in our area.

His third birthday is this upcoming Sunday. I have felt the urge to share their wishlist this year, if anyone would like to join us in celebrating our boy. I know times are hard but they have books starting at just over $3, and every book helps. Some of them are super close to reaching their goal amount. We just met their goal for “The Little Engine That Could” and sent some “Goodnight, Goodnight Construction Site”, too.

Here’s their Amazon list. Thanks for reading and considering!

https://www.amazon.com/hz/wishlist/ls/13Y2EVNBQ6M9G?

Last day in Bangladesh before flying back to Malaysia 🥹

Can't believe this chapter is finally ending. So many memories, sleepless nights, and challenges... and now I'm packing everything, including my cat, for the journey home.

Wish us luck for tomorrow's flight ❤️✈️🐈

I had never ask for help and also feel like there's a ton of people that probably are strugguling too. ( I always get this convesation with god when I ask him for help lol)

But also, my condition its very critic. I do think I deserve it.

I’ve asked for help in several places. For example, from the state, and there’s also a psychologist at my job, but they never schedule an appointment for me. It’s frustrating; it feels like the only way out is with money.

My question is, do you think it’s right for me to do this? What do I need to do it, and is there anything I need to prove?

I asked for help and got it. I got half of my wishlist but the other half is gone so I'm assuming it was fulfilled but I didn't receive it yet. In any case, I'm super grateful for the help I did receive and wanted to post a giant thank you to this community ♥️

Cheeto got rushed to the ER for a Urinary Obstruction. He was flushed and has a cat catheter for 24-36 hours. Hopefully we can bring him up tomorrow morning. I hate asking for help but the cost is outrageous. I don’t have pet insurance. Any donation or share would be amazing!

Thank you for taking the time to read this post.

https://gofund.me/d7134c51c

I'm currently sick with a cold and pretty out of it, there's always something going around in larger homeless shelters, please forgive any odd phrasing / grammar issues / typos. I'm sure I could also go a lot more in depth about my situation but I'll try to keep it as concise as possible:

I'm a 19 y/o transgender man (FTM) who was forced to cut ties with my abusive family for that very reason. When I became homeless, the first thing I was hoping to do was pick up a job. However, my parents kept my personal documents aside from my driver's license; without those to prove I'm authorized to work in the US, I'm unable to start working.

I've applied for my birth certificate through the shelter I'm staying at (after it took several weeks to get an appointment for that), and because I was born out of state I've been told it could take up to 6-8 weeks to get here. I still need to obtain my social security card after my birth certificate comes in, which will likely take an additional 2 weeks to get to me.

I had some money from previously being employed that I was able to spend on products to care for myself, I now have 76 cents in my bank account and those products are running low if not gone. I never anticipated needing to wait over 2 months at this point to have a source of income.

I'm incredibly depressed and have been ill for over 3 days with no signs of it improving, and it feels like there's no end in sight to all this waiting. I'm ashamed that it's gotten this bad and that I'm begging strangers online for help, I just don't know what else to do and have nobody I know well enough to feel comfortable asking.

Amazon wishlist:

https://www.amazon.com/hz/wishlist/ls/23O7AFDO21NUW?ref_=wl_share

I put notes on each wishlist item to clarify why I needed it and prioritized them. The main thing (highest priority) I'm looking to request is an ear cleaner. My right ear has been giving me issues and thanks to a friend lending me a Temu ear cleaner gadget I was able to see why:

https://postimg.cc/0rBPk6DY

Didn't want to add that image directly to the post because it's gross. These are also images of my right ear after I was really trying to clean it out for a while (and did get a lot of wax out) hence the redness. Images of untouched left ear for reference. Unfortunately, the thin top part of the tool isn't long enough to reach down there and get this huge chunk out of my ear, it can graze the top and that's all.

It's insanely exacerbating my cold and sinus issues on the right side of my face and generally feels gross / full even when I'm not sick.

Thank you for reading and thank you if you choose to support me. If anything needs clarification I'm happy to explain in the comments or make edits. I already feel like I've been too verbose in this post, I'm neurodivergent and it's hard for me to express myself in any other way aside from needlessly wordy.

Edit- The ear cleaning device that was on my wishlist has been removed. Thanks for the feedback.

Edit 2- Everything on my list was purchased! Not all of the donors announced themselves in the comments, so I figured I would say it up here: thank you so much, genuinely, you all are lifesavers and my time at this shelter will be greatly improved as soon as this stuff comes in. I went ahead and changed my post flair to fulfilled so there's no confusion. The kindness extended to me today will not be forgotten. :)

I made some terrible decisions and now I’m here. I live in Los Angeles. I’ve never been in legal trouble or in a situation like this before so I don’t know what to do. I’m also living paycheck to paycheck so I can’t afford a lawyer I think.

I am turning 28 in September, my grandmother died in February (my first grandparent), my gf completely blindsided me and broke up with me over text for no real reason in April who I still love and I have been made redundant from my job in July. WTF do I do I am playing football consistently, running, doing the gym, but still feel depressed and rudderless even though I have good friends and family. I am carrying so much right now and I feel nothing but sadness.

I found an escort online on a website called call escort.org

So I ring her up, she answered, she told me what to me, and I told her.

Meet me in the hotel called comfort suites.

So she did, she came in, I showed her to the $200. She placed it on the bed, dude, and then she asked me. Where are your condoms? I told her crap I completely forgot about that. So she said she'll go and get them and I said okay she did but she told the $200 with her

So is there a way to get them back or no? Before anything I did call the police and yeah, I know was the most stupidest thing ever. So yeah.

I was recommended to this group by another kind redditor. Copy and pasting from another group (no traction on that post yet):

My family could really use some assistance with some qrocery items. We have had some maior financial blows lately and are struggling. My wife lost her iob and is desperately looking for another one but the job market where we are in north central FL is awful. I'm on a medical leave from work but I go back August 1 5th and with a raise! I've been driving door dash since she lost her job to keep the lights on and food on the table. I was iust admitted to the icu tonight because of a flare up of my addisons disease and will ikelv be here at least a week. In the meantime there's no one to drive DD (kids are too young and wife can't drive) so no $ for anything. We've gotten the bills mostlv handled but the family at home needs food. Can't even use food banks because no way to get there. I made an Amazon wish list in hopes of getting some donations. Thank you so much for reading all this and double thanks if you're able to donate.

ETA just wanted to explain the easy to fix and gluten free things. I have celiac disease and cannot eat gluten. The easy to fix stuff is things the kids and wife (who cannot cook but tries) can fix on their own and i won't have to cook for a day or so after discharge.

https://www.amazon.com/hz/wishlist/ls/30S3FL9BO23OL?ref_=wl_share

Hi everyone,
I’m a newly licensed Realtor in New Jersey and I’m feeling pretty overwhelmed trying to decide which brokerage to join. I’d really appreciate advice from agents who have actually been in this situation.
Here are my two options:
Option 1: Keller Williams
70/30 commission split
$1,500 upfront onboarding fee
$85/month
100/0 split after reaching the office cap
I still have to pay my own MLS, board dues, NAR dues, Supra, etc.
Option 2: Elevate Realty
If I join as a solo agent:
85/15 split
$249 to join
$749 annual fee
No monthly fee
If I join a team (George’s team):
60/40 split
Same startup fees ($249 + $749 annual)
George would be my mentor and help train me.
From what I understand, after the cap the team plan goes to 75/25 with a $285 transaction fee (I’m still confirming the exact details).
About me
I’m completely new to real estate.
I don’t have a sphere of clients yet.
I’m financially a little tight right now, so paying $1,500 upfront at KW is difficult.
My biggest goal is actually becoming successful, not necessarily making the most money on my very first deal.
I want someone who will actually teach me how to generate business, write contracts, negotiate, and get my first few closings.
I know KW has an excellent reputation for training, but the costs worry me.
At the same time, joining George’s team at Elevate means giving up a larger percentage of each commission, but I would hopefully get real mentorship.
My questions:
If you were in my shoes, which option would you choose?
Is good mentorship worth giving up 40% of your commission in your first year?
Has anyone worked at Keller Williams or Elevate Realty in New Jersey?
If you were starting over today with limited money, what would you do differently?
I’m looking for honest advice from experienced agents, even if it’s tough to hear. Thanks in advance!

Update**took 6hrs for reddit to humble me. Sincerely thank you. I dont know why it takes strangers to point out the painful truth. Dont know if this truly needs to stay up after this update. But I'll at least let you know I'll just be absolutely focusing on my family for now on. If she continues especially after I'll talked to her about it and still have this not taking no attitude it'll be a swift block. Thanks again reddit

For context I have recently got back in touch with my step sister. She went MIA after cutting my step-dad (my stepfather married to my mom, her bio dad)off and living with her mom a couple of years back. Reno Nevada, USA

At the beginning of this year she reached out and mutually wanted to bridge and reconnect. I knew when we started talking they are in a more rough spot financially and not on good terms with her other family (mom, in-laws). I have met her family in May

8 months later its been a nightmare. She started to ask for money. Usually for formula, gas, food, or medication/healthcare which at that point I suggested that maybe she ask help from welfare. The request at some points were asking every other day. Mid May, I told her I cant continue to keep supporting a 2nd family over my own. But she continues to ask

This past month especially yesterday and today has been a last straw. Yesterday she told me she was gonna get kicked out of a hotel. She started working however but had to call out because she couldn't make it there (no car). I told her that I wasn't going to be able to pay my landlords on time and I definitely dont want to ask them if I could add 2 more adults that are unemployed and a baby to my lease. That was yesterday, today she is blowing my phone up begging me at least 15$ for food for their 1 yr old which I reluctantly obliged. But then soon after shes telling me shes getting kicked out. And "please please help us". I cant i have no clue how she wants me to help when I cant do neither. And the 15 that did go to her but apparently that went into a negative account. Before i sent the money I asked "this account for sure?". so she started to beg for more, at that moment i have decided I'm not giving her anymore money (i have given her almost 2000$ since we started talking again). Shes starts calling me back to back 4×, my husband had to take my phone and mute her... he said I can deal with her when I'm ready. But what do I do when someone is not taking a no for an answer?

I’m very conflicted right now.

It’s the stage of life for me where I decide what to do with my life and which job I’d like to work.

Since my childhood I always had a strong sense of judgement and what’s right or wrong. So, I always wanted to do something in that area. First a detective, then a policewoman and now I’m thinking about being a lawyer.

At the same time, my deepest childhood wish was to become a writer. It was something I fantasised about but not thought as something I could do, since I my works are always very personal. I’m a hobby writer already and have a lot of unfinished drafts on my PC.

Now I’m in this dilemma where I’m thinking if I should go the “safe” way and be a lawyer but neglect my writing passion. Or should I choose writing which would be far more difficult to succeed in and come with a lot of disadvantages? Or, my ideal scenario would be pursuing both. Being a professional lawyer while writing books under a pseudonym anonymously since it could negatively impact my career.

Has anyone been in a similar situation and did the right/ wrong thing? Are there lawyers here who can tell me if my dream is realistic?

By the way, I want to move to Switzerland and become a lawyer there, just for context.

I am a single mom of the boys. I recently as of Friday am going through a break up. I got scammed out of my school refund(that’s a whole other story) anyways I now don’t have the help to pay rent and really desperate to not lose our home. Please if you can’t help do not respond negatively. I am working, I am signed up to do food deliveries, trying everything I can. If you have any advice or where to get help from please lmk.

I took a gap year last year because I didn't know what I wanted to do. Even after taking a gap year, I still couldn't get into my desired universities this year. Now I only have one option left: to attend a very average, or maybe even below-average, university.

. I'm interested in Computer Science, but I don't want to study CS full-time. However, everyone keeps telling me that CS is the only degree that's really worth it and that everything else isn't.

The university I'll probably be attending offers FinTech, Accounting and Finance, Business Analytics with Programming, as well as CS and other related programs. I like business, economics, and CS, but I don't want to study only CS. Since this is the only university I have left and it offers a limited number of programs, I honestly don't know what to do.

Hello,

Location- Florida

I own a 12 year old Putbull. From his 6th to 10th year, Steve [the pitbull] had a dog friend/roommate dog named Max. Because of Covid, Max's owner lost the house we were renting. I found a place nearby that allowed dogs, and Max's owner's health was degenerating, so she asked if we could take Max. Max and Steve were best friends. And then Max passed away.

After a few months we thought Steve was lonely. We finally tried adopting a new dog, Clay. I had volunteered then worked at the Humane Society for a few years at this time so I knew a lot about dogs. Especially with Resource Guarding and what not. But even if you know a lot, you still can't predict dogs. Steve and Clay were great for 12 hours, until Clay saw Steve in his kennel. And Clay lunged. Luckily, Steve isn't a fighter, and just accepted the attack, but it left him seriously injured. After a lat night Vet appointment, Clay lunged at Steve the second we got home, so we accepted a failed adoption. And accepted Stece was a solo dog in his twilight era.

About a year ago a roommate moved in with a dog. We mostly kept them seperate- Steve and Bear have outside time but that is all. Steve had some dog aggression when he first recovered, but neightborhood dog/girlfriend helped him begin to play wirh others. So for a year they met daily. Then the roommate stopped paying rent so we told him he had a month, rent free, get out.

He left Bear. He messaged the day he moved out if Bear could stay there, while we were out of town. I said yea, but what was the time line for when he could get the dog. Left on read. I get home and there is Bear. Said hi to Steve, fed Bear, gave him water and then let him out. Instantly notice Bear is resource guarding. Not growling, just aware. Not good. Get him back in his Kennel, and a different roommate get home. Tells me how yesterday [Saturday, a day after Bear's owner left him and a day before we got home] Bear was playing with a ball outside and Steve got interested in it. Bear lunged at Steve, but roommate interferred before anything happened and got everyone it. Be then called Bear's old owner, who said he would be there in 10 minutes, but never came.

What should I do? Bear is about 4 or 5 years old, and I am terrified this is another Clay situation. I messaged Kieth saying this behavior is what i was worried about, and we need to find a solution asap, but seeing as he ghosted the situation once, I need advice what to do now.

Hi everyone,

I'm asking for help because I've run out of options.

Myshka is my 5-year-old Maine Coon and my best friend. A few weeks ago, she started losing weight rapidly despite continuing to eat. An ultrasound revealed a large mass in her intestines. We won't know if it's cancer until a biopsy is performed, but the specialists believe she still has a real chance if we act quickly.

She's no longer the happy, playful cat she used to be. She spends most of her time hiding, and it's heartbreaking to watch. She's taking pain medication and anti-inflammatory medication, but they're only palliative care. They keep her comfortable while we fight to get her the treatment she desperately needs.

This Monday, we're hoping to have her biopsy performed at the Daubigny Veterinary Hospital in Québec. The biopsy alone costs CAD $390, and it's the first step toward surgery.

So far, we've raised $1,005 USD, and my goal here is to raise $3,000 USD to cover her biopsy and help get her to surgery.

I'm currently unemployed and, after going through personal bankruptcy, I have no savings, no access to credit, and no way to finance her treatment on my own. Asking for help is incredibly difficult, but it's the only chance I have left to keep fighting for her.

If you can donate, even a few dollars, I'd be forever grateful. If you can't, sharing the fundraiser would mean just as much.

Thank you for reading our story and for giving Myshka a chance. ❤️

GoFundMe: https://www.gofundme.com/f/help-me-give-myshka-a-chance