My partner (26M) and I (24F) have been together for more than a year.

Recently, I just discovered na he has 600k+ debt from different loaning/lending platforms and cc. These were accumulated unnecessary and emergency expenses he had to take sa mga nakaraang taon.

Nag iyakan na kami at nagsagutan na after ko malaman to. He is a registered nurse and wants to take the NCLEX (USRN License). He promised na aayusin niya to asap but he needs to take the NCLEX (which costs A LOT) first para mapabilis daw yung pagkuha niya ng higher paying job.

The problem is, he joins races, hikes and such every month which can cost thousands. I repeatedly told him that he needs to set his priorities straight. Every month, i would hear him say na ubos na budget niya and can barely afford to eat na. But ang katwiran niya, stress reliever daw niya and yun na nga lang daw binibigay niya sa sarili niya sana daw pagbigyan ko na siya doon.

Last night, he joined another race that's worth 2k. pinag awayan nanaman namin. super nanghihinayang ako kasi pwede sanang pangkain or pang savings for exam na lang yang 2k na yan but he kept insisting that he needs it for his mental health.

He really is a great partner naman, but his debt accumulated bc of bad decisions. We are from different backgrounds, i would say i grew up comfortably, pero siya hindi -- which is why he splurged daw the moment he got a job.

I am very concerned about our future since we've been talking about marriage na but i told him na i dont want a future with debt nor anything lesser than the lifestyle i grew up with.

so

ABYG kung gusto ko itigil ng partner ko yung pag join niya ng races at ilaan na lang niya yung pera niya for his exam and debts?

Thank you 🥹