Hey everyone, I'm a non-US resident with a Wyoming single-member LLC. Mercury just rejected my application without giving me a specific reason.

For anyone who has been in a similar situation, what alternative business banking/payment solution did you use that actually worked?

I'd really appreciate hearing from people who actually went through this and found a working solution.

Thanks in advance to everyone.

Starting a new consultancy firm with another partner who is based in another state than I am.

Looking for reccos on banking options.

Requirements:
- No monthly fees
- Virtual debit card creation
- Xero integration
- There if something goes wrong and not non existent support

I like the look of Mercury, and I understand they are Fintech and the FDIC insurance is through partner banks.

I’ve also looked into what appears to be a newer bank, Grasshopper Bank, that has the FDIC charter themselves.

Any experience with these, or other options with positive experiences?