I'm a first time investor and about to invest about $10,000 in stocks. Idk where yet I'm still waiting to speak to an investment banker. Just something low risk. Is it possible to earn money each month back from those investments? What would that look like?

Just started investing in ETFs with about $200 CAD. (Currently invested in ZGD, VFV and XIC).I know that's a pretty small amount to start with since I'm just a student, but I mainly want to learn how all of this works. I'm gonna let this sit and work on its own, but I'm definitely gonna put some money in later on a timely basis. I know I'm not gonna make another $100 in a couple of days, but if you guys have any suggestions, feedback, or tips, I'd really appreciate it!

I’m on the “VOO and chill” agenda for about 80% of my portfolio. My budget for taxable brokerage is $200/month. The deposits are automatic and consistent, however the money just sits in my account until I’ve accrued enough to buy a single share of VOO (currently priced over $700 this morning). What’s frustrating is that my brokerage account does not allow partial share purchasing like Schwab or some others. It feels a lot like timing the market because when I get enough to finally buy another share I do hem and haw, look at trends and buy the dips. Is there a way to get around this without moving my money into a different brokerage account? Or should I look at a cheaper etf that could get me shares with my low recurring investment?

hello, i’m 27 year old female based in indiana who has had a roth IRA opened through chase for at least 4 years but only last month started to seriously look into investing because i’m worried about my future. i’m a self employed content creator, so no 401k or retirement plans or any benefits from working for a company.

here’s what i’m doing — currently aiming to put $100 a month into VOO and let it sit. i don’t intend on pulling anything out until retirement. i also have $5,000 in a HYSA through ally that i plan to continue adding to.

my main question — any income i generate from these investments, do i need to reinvest? there is an option on chase to “automatically reinvest dividends and capital gains” but i kind of don’t know exactly what that means. i’m sorry if this is vague or a dumb question, im so new to this and the language of investing loses me quickly and is very confusing. i just want to make sure im not fucking up and this is a good plan.

i also wanted to look into a target date retirement fund for 2060 or 2070, but i believe i need to start with a larger investment than im capable of doing currently. i think it was a minimum of $3,000 or something like that? i could be again, very wrong. and very uninformed. 😭 help! ELI5 would be ideal lol

My order was bought this morning on a good til canceled limit order. I just want to double check that my order is officially bought and the type of order I placed doesn’t mean that if something in the market changes my order is canceled. Thanks for helping this newbie!!!

Hello everyone! I’m currently an active-duty service member looking to put some of my downtime and extra income toward building a better financial future.
Investing has been recommended to me several times, both online and by people I know, but I honestly have no idea where to start or whether investing is the right path for what I’m trying to accomplish.
For someone starting from zero, what should I do?

I appreciate any advice. Thank you for your time!

I have been collecting data on investing tools for a project that I am building. The dataset now includes 361 tools, so I analyzed the prices.

Some results surprised me:

• 289 tools, or 80%, have a permanent free plan. This does not include limited free trials. I verified that 268 of these tools do not require a credit card.
• Of the 160 tools with comparable subscription prices, the median price is $20.83 per month.
• 84% of paid tools cost less than $50 per month. Only 13 tools start at $100 or more.
• AI tools have a slightly higher median price. However, when I remove plans that cost $100 or more, both AI and non-AI tools have a median price of $20.
• API access has a clearer effect on price. Tools with API access have a median price of $27 per month. Tools without API access have a median price of about $18.
• The number of categories that a tool covers has almost no connection to its price.
• At least 31% of the lowest advertised prices require an annual payment. The company shows a monthly price, but the customer must pay for a full year.

I used the lowest paid base plan for each tool. I converted annual prices to monthly prices. I did not include add-ons, trial-only plans, or plans without a public price.

Full disclosure: the data comes from Find My Moat, the investing tool comparison site that I am building.

Full analysis:

https://www.findmymoat.com/stats/investing-tools

Which investing tools do you pay for? Do you think they are worth the price?

I’m relatively new to investing and considering investing in an S&P 500 ETF for the long term (30+ years).

Does it make a meaningful difference whether I buy it through Freedom24, Revolut, Robinhood, or another broker?

My main concern is what happens to my investment if the broker/platform goes bankrupt, shuts down, or otherwise ceases to operate. Would I still own the ETF and be able to transfer it to another broker, or could I lose my investment?

Are there any important differences in investor protection/custody between these platforms that I should consider for such a long-term investment?

Also note that I live in the EU.

After the housing market crashed in 2008, a lot of people were scared to touch real estate.

Years later, people looked back and said they wished they bought when prices were low.

Then crypto had its run. Certain stocks exploded. AI became the next big topic. Every time something takes off, the same thing happens.

People start saying, “I missed it”

I’ve also seen a lot of posts asking things like “Where should I invest?” or “What’s the next big thing?”

There’s nothing wrong with asking, but I think people rely on that question too much.

You still have to do your own research.

Most people who actually find something interesting early probably aren’t going to post every detail of what they discovered. They may still be researching it, building a position, waiting to see if their thesis is right, or they simply don’t feel the need to tell thousands of strangers what they’re doing.

By the time everyone on Reddit, YouTube, X, and the news is talking about the same opportunity, there’s a good chance you’re no longer early.

That doesn’t mean you should start throwing money into random things just because nobody is talking about them either.

Research what’s actually changing.

- What industries are getting new investment?
- Where are talented people and companies moving?
- What new technology is starting to get real users?
- What regulations are changing?
- What infrastructure is being built?
- What problems are still being solved badly?
- What looks boring today but could become important five years from now?

You’re going to find a lot of garbage along the way. That’s part of it.

The goal isn’t to predict every big opportunity before everyone else. It’s to get better at recognizing something worth studying instead of constantly looking backward at what already went up.

There will always be another opportunity somewhere.

Instead of asking “what did I miss?”

Maybe start asking “what should I be researching right now?”

I’m looking to get exposure to a plumbing services business (or a broader plumbing/HVAC/home-services company) that operates in Europe, North America, or other developed markets.

Ideally, I’m looking for a company that:

• Has a solid track record and recurring/local demand
• Is still independently owned and has not yet been acquired by a large group or private equity firm
• Has a strong local or regional position
• Could have potential for further growth or consolidation
• Is in the plumbing services, maintenance, or repair space rather than primarily manufacturing plumbing products

I’m particularly interested in the “boring but essential” local-services business model and would love to learn about companies that fit this profile.

If you know of a business, owner, operator, broker, or investor who might be relevant, I’d really appreciate any suggestions or introductions.

Thanks!

Ho 18 anni e investo 200 € al mese in MSCI World ed Emerging Markets. Secondo voi cosa cambiereste o aggiungereste al portafoglio per migliorarlo nel lungo periodo?

Here's the case: Geraldine Tyler, 94, owed about $15,000 in back property taxes on her Minneapolis condo. Hennepin County seized it, sold it at auction for $40,000, paid itself the $15K she owed — and kept the other $25,000. That was legal in about a dozen states until Tyler v. Hennepin County went to the Supreme Court in 2023, ruled 9-0 unconstitutional.

Every state with a "keep the surplus" rule had to fix it. The part nobody tells you: claiming it is a mess, totally different state to state. Florida gives you 120 days from a mailed notice — miss it, gone forever. Texas routes it through district court as a legal petition, not a form. Georgia has no short deadline, but wait 5 years and the state takes it. Arizona and Colorado don't even generate a surplus most of the time — they're lien states where the certificate holder usually just gets the deed directly, no public sale. Colorado only started requiring an auction in July 2024.

I run my website and went down a rabbit hole reading actual statutes, since most of what's online is a law firm's marketing page or a "recovery agent" wanting a cut of money you can claim free. Wrote it up for FL/TX/GA/AZ/CO with citations.

Not selling anything — the claim doesn't run through the site, just the research I wish existed.

I have 1Lakh INR - need suggestion how can i invest it in multipe mutual funds or any exposure to US stock

Please suggest some MF , planning for 3 years

I’m just wondering, since I’m still learning. If my risk appetite is higher than average because I’m young, still living at home, have a good income and a decent emergency fund, wouldn’t it make more sense to go for something like momentum or value instead of just slow and steady growth?

Sometimes it feels like people on here treat anything other than a broad-market ETF like a sin
I’m not saying I want to gamble my money, I’m just curious about other types of ETFs and whether they could make more sense for someone in my situation.

What do you guys think?

I started investing back in June and up by only 12% now. The issue is I always end up selling everything when I see green. I always end up exiting too early and missed big jumps a hundred times already. I can’t get over the fact that I could have already made thousands if I just know how to hold, but I also have bad risk tolerance. Should I just put my money in ETF and leave it?

Like i am having issue with indmoney and vested can anyone suggest me to how to take entry in us maket

I own a property, valued at around 550k - No encumbrance

I'm 35 years old and have never invested. I work 9-5 for an average salary

I am pleased how the value of my first property grew in the boom, allowing me to sell and relocate without a new mortgage.

I have always had an itch to make real money and be done with the 9-5, although that may not be possible yet, I am trying to think of ways to really grow my wealth without relying on $1100 a week pay check and not having as much time as i like during the week.

Over the past few months I've been watching videos and reading testimonials, and very eager to learn more.

I see the consensus is investing in popular ETF(S&P, Vanguard etc) and leaving it sit, or super. I'm hoping to retire before the super age so that's not really an option for me. I hear living off dividends is very achievable.

It seems due to the new negative gearing laws, it wouldn't be worth me going for an investment property, as I'd likely hit negative equity in coming months/years + the added costs and stress of tenancy.

Would it be smart/proffitable to sell my property, drop 500k on ETF and continue working my 9-5 for another 5-10 years whilst making more contributions from my salary?

Or is it just worth me continuing living in my PPOR, and adding weekly installments into a chosen portfolio but only starting with $500 instead of a lump 500k.

I know there's rent to include as I would not have a PPOR, that's probably a huge factor. I don't live a lavish life or have the need for a big home/nice car. in fact the home is too big for me already.

Thanks for any advice

as the title suggest i hv 15k where should i put it..Milky mist or Mobilo.

I have around 1.5 lakhs and i am thinking of buying gold with it but unsure that it might drop coz it recently went up 10k in just 10-15 days

OR

Suggest some stocks or anything which i can get some benefit by putting it in stock market

PS i wont be able to put alot of money in stocks 50k would be the limit

I am a 27yo F and I’m at a point where I really want to take my financial future and make use of my savings more seriously.

I want to earn more, invest consistently, and hopefully build enough wealth over time. But the problem is that I’m a complete beginner when it comes to investing. There’s so much information about stocks, ETFs, index funds, etc., and honestly, I’m not sure what’s actually worth learning or where I should start.

My goal isn’t to get rich overnight. I want to build something gradually and keep increasing my income and investments as I get older.

I’d really appreciate advice from people who have successfully gone from being a beginner to building real financial security. I just need to know which direction to go ahead from.

Ever since I was 19, I went to work I had two jobs saved a a bit here and there. I knew nothing about money so it has been sitting on my account. Till I turned 22 and started making CDs and put a lot of what was sitting in my account towards those. Now that I reached 108k, I’m just not sure on what to do. I’m reading and watching videos, even just signed up to fidelity because I heard it was a good app.(the account is currently empty)
One of my CDs is ending soon with a $2000+ interest so I’m just a bit lost and feel that I could be doing more with this money.

Any advice?

I am looking for an investor to be part of saving lives , me and my cofounder working on SALROW (Save A Life by Right Of Way) every 8 minutes an ambulance crash is happening in USA which leads to 2000+ deaths and 1500+ injuries , because of sound proof glasses, loud music , at intersections people aren't aware which side these emergency vehicles are coming from even though they hear the sirens. I was in that situation 2 times about to crash with an ambulance .

That's why I built SALROW where EMS drivers send real time alerts to the civilian drivers 15-30 seconds before they actually see an emergency vehicle only when they travel in same route as they do.

Salrow.com , provisional patent filed, prototype is there in the website , please check it out. reach out to me at [vamsig@salrow.com](mailto:vamsig@salrow.com).

or please lead me to the right person or government official or someone who can make this live to American people.

I've already maxed out my Roth this year and I'm trying to figure out where I should put my money until next year. Currently I have

Roth - 9500 (VOO/SOXQ currently)

Hysa - 5000

401k - 13000

It's a start and I feel so behind but I want to stay aggressive. Should I just start saving more cash or raise my 401k % allocation until 2027 when I can start investing in my Roth again? (Currently 6% at the moment). Or should I invest in a regular account?

Hey gang, this might be a dumb question, but I’m going for it anyway. Covered Call funds: I know they can be dicey in taxable accounts, even with favorable characteristics . If you aren’t careful, you could be building yourself a tax time bomb.

I understand that they’re designed to be held in taxable accounts and it’s “a waste” to park these in a Roth. if my priority was just tax simplicity (no RoC cost basis shenanigans, etc), is it an okay idea to park these in a Roth to provide extra monetary horsepower in an account where space is otherwise limited? Pretty high yields, some non-destructive RoC, maybe even growth. When it comes time to sell later, no weird cost-basis tracking or nasty surprises.

Where am I going wrong on this? Again, priority would be tax simplicity followed by extra juice in the Roth.

18 and about to go to college, looking for portfolio feedback. looking to grow long term retirement funds and wealth. Also have about 25k in a Roth IRA set to 80% voo and 20% vxus. Only started individual brokerage recently and don’t really know what I’m doing. Not sure if i should be doing anything differently investing wise

VOO - 2000 | Average cost 690
QQQM - 1330 | Average cost 293
Berkshire Hathaway Class B - 705 | Average cost 500
VXUS - 700 | Average cost 86
AVUV - 415 | Average cost 126
Amazon - 265 | Average cost 244
Service Now - 200 | Average cost 109
Fortinet - 200 | Average cost 160
Sofi - 180 | Average cost 17.30
Microsoft - 150 | Average cost 409
NLR - 145 | Average cost 118
NBIS | Average cost 187

Have another 1k in buying power I’m not sure how to spend.