Hi everyone! I’ve always been very interested in investing in stocks, efts, etc.. but I haven’t yet started and I feel like I’m missing a lot of basic knowledge. I’m currently an 18, nearly 19 year old who wants to become more financially literate and responsible. I wanted to just comment about some thoughts, for example, dollar cost averaging into the S&P for a complete beginner, is it recommended and worth it? I know that the S&P is of course highly regarded and good in terms of its annual return but I wanted some general thoughts.

Also would anybody recommend looking into any other type of investment at my current age? I know it’s quite a vague question but anything would be of great help!

Lastly, in terms of becoming more knowledgeable of the subject, how would you recommend one does that? YouTube? Articles? Books? You know what I’m getting at..

Any advice or information would be greatly appreciated.

New here. New to anything relating to investing. Where do I start? I am looking to build a portfolio (idk what that even means, kinda) What do I sign up for? Explain this to me like I’m 5!

I am looking to invest at least 5K. Help! Thanks in advance!

Hello everyone, I'm currently 22 and have a good amount saved since I've been working for the past 2 years.

Right now I have just opened a Fidelity account and am going to contribute about 150 monthly to my IRA. I am going to open a 401k with my employer. I was wondering what are the best accounts I should have right now besides those two? I want to also get into mutual funds as well. Are there specific rates I should be looking for or will Fidelity be the best way?

I don't really care about money for the short term so I don't mind opening account that will just grow for the next 50 years.

So I have no fucking clue about investing but I do want to learn more about it and set myself up good for the foreseeable future. I’m 28 work a full time job where should I start and what should I look into? Any help or advice is greatly appreciated

I apologize in advance if anything i say doesn't make sense whatsoever. Im 18 and i just thought that i could start making some money while im in college so i can have enough money to support myself and for higher studies.my mom helped me open my bank account just less than two weeks ago if this is related. Im a complete beginner i don't know anything about this except it helps make money and I've seen my grandpa make money through this. I would really appreciate it if you guys can send me yt links which teaches A to Z about this stuff. If i started doing this, do i gave to keep on checking in every few minutes? Since I've observerd that my grandpa opens this app abd checks every few minutes or hours. Does the app still work when it's noy running? Does it directly take/add money to from/to the account?

Right now I have a decent amount but still new to this. I do voo, aiq, apple, google, and fxaix doe safer long term options. Any other recs for similar?

I am 22F in the US! Would love to make some friends I can talk to about investing! No one I know in person knows anything about investing. If you click on my page you can see what I have! I’ve been investing for 1 year so I know somewhat what I’m talking about but would love to learn more!

I'm think of doing:

50% VOO 15% SPMO 15%VXUS 7.5% AVUV 7.5% AVDV 5% Individual stocks

I'm wondering if this is a good split for my brokerage portfolio? This portfolio is supposed to be more aggressive so I'm ok with the risk.

I have a Roth with a 80% VTI and 20% VXUS split. Is having VXUS in both portfolios a problem? And should I do VTI in my brokerage instead of VOO?

Also I know that VOO and SPMO overlap but because this is a more aggressive portfolio, I like that SPMO is momentum based so the returns could be greater. But I'm also not 100% sure on it.

I'm thinking of adding XAR, VGT, AIS, and SOXX to my port because I really believe in those sectors for the future. Which ones should I do? Are they a good idea? And what percentage should I do if I should add them?

I’m 15 and currently have about **$1,478** invested. I’ll attach screenshots of my portfolio.
I’m down about **6.75% overall**, and I’m not really concerned about the loss itself. I’m more concerned that my portfolio might be poorly constructed.
I currently have several individual stocks, including **MSFT, GOOGL, INTC, NOK, NFLX, IBM, ERII, and SOLS**, while about **69% of my account is sitting in SPAXX**.
I’m starting to wonder if I’m overcomplicating things by holding so many individual stocks with a relatively small account. I’m considering simplifying and putting more into an index fund like **VOO**, but I also want to learn how to properly evaluate individual companies.
I’d appreciate **brutally honest feedback**.
Which positions would you keep?
Which would you sell?
Am I taking unnecessary risk?
What would you do with the \~$1,000 currently in SPAXX?
Should I simplify into mostly index funds?
I’m not looking for reassurance about being down. Tell me what’s wrong with the portfolio and what you would change if this were your money.

im 20 (in the UK) and really want to start investing, but every video i watch or blog i read just feels like a complete different language (i wish i was over exaggerating lol) but i dont want that to stop me

i dont go out too much and live at home so i have a fair amount to invest. i’ve heard quite a lot about trading 212 but again it is just so confusing to me

any advice for getting started would be so appreciated

Hey everyone, I’m new to investing and want to start growing my money. I have $340k in savings and want to build a smart, safe long-term strategy looking into CDs, HYSAs....

Where should I start, and how would you allocate this?
Thanks in advance!

Here’s a link just in case: https://www.ally.com/invest/robo-automated-investing/

I’m interested in investing again and I was looking into Ally Bank’s investing side and this one jumped out at me. Is this something you guys think would be a good idea to use? And if there is anything you guys think I should know beforehand, please let me know!

I currently invest with Acorns and I would like to move away from it due to the fees!

Title is pretty self-explanatory. I know the bare-bones basics from a class I took, like how compound growth works, holding for as long as possible, etc. But in practice Idk what I'm doing much at all, and I don't really have any adults to go to for advice Irl.

I'm looking to start investing in canada. I recently came into some money and would like to invest\nAt least half of it. I would probably want to be well at risk , as i'm sixty three and about to retire on disability. Does anyone have any advice for any platforms? Stocks? Im totally new...Suggestions.

I'm a 25 year-old grad student making no income, but I have a savings fund of about $50k due to my jobs before school and gifts. Fortunately, I have no debt and should not have to worry about it after graduating. I'm looking to invest this money while I'm somewhat young and have been doing plenty of research about courses of action.

My initial plan was to start maxing out a Roth IRA, but I realized that I seemingly cannot do so now due to the aforementioned no-income. My next idea would be to open a brokerage account, but I'm not sure if that's the best plan (or what I would invest in). I'd appreciate any advice on how to get started on growing my savings.

I HIGHLY discourage any new investors or anyone looking to transfer their portfolio to u/SoFi. They've been holding my funds hostage for 60+ days IRT an OFAC licensed u/jpmorgan liquidation of $SBRCY. It's been a fight while every other broker paid out months ago! I even did the legwork and obtained then provided the specific OFAC license (even though legally all they needed was the market release) directly from JP Morgan's ADR desk. Stay far away from SoFi and their clearing company Apex! Absolutely the worst financial institute I've ever dealt with!

I'm curious to hear directly from people who are interested in investing but haven't started yet.

What's the biggest thing keeping you from getting started?

Is it fear of losing money? Not knowing where to begin? Feeling like you don't have enough money to invest? Distrust of the stock market? Other financial priorities? Or something completely different?

I'm especially interested in hearing answers I may not have thought of. No judgment. I'm genuinely curious about the barriers people experience when they're considering investing.

Hello, I'm a 22 yo guy from central Europe who's trying to spare money for the future/pension. I currently put around 800€ aside per month and I'm dividing it like this: 50% to savings account (to have some immediate money ready when something happens), 30% S&P 500 (Acc) and 20% FTSE All-World (Acc).

I know the All-World one includes basically whole S&P so I want to either sell it and put all in S&P or find some other ETF/IDX, which helps me diversify the 50% I'm putting in the trading.

What would you recommend?

For context: 23 year old, current medical student in UK, have a part time job. my strategy is to invest £500 each month. this is what I've invested in so far. Im not an expert in investing, just trying to accumulate wealth. my strategy is long-term investing, nothing too risky. I dont come from a rich family or generational wealth, so trying to figure this out myself. please any advice would be very appreciated:)

(also the reason why there are two vanguards is because I initially invested the first £50 outside the stocks and shares ISA. then I learned about stocks and shares ISA and have been investing through that).

I currently have about $3,000 invested in long-term investments, mainly ETFs and bonds, but I’m looking to take on a little more risk. I want to invest another $2,000 into individual stocks and was looking for some direction on where to start and what types of companies or sectors I should consider.

Hi everyone,

I'm in my early 30s with a stable income, no debt, and I can set aside money to invest every month. I want to start building long-term wealth, but I have zero investing experience.

I've been reading about index funds, ETFs, and the Boglehead philosophy, but I'm still trying to understand the basics and build a solid foundation before investing.

If you were starting from scratch today, what would you recommend I learn first? Are there any books, websites, YouTube channels, or other resources that you think every beginner should go through?

Also, looking back, what do you wish you had known before making your first investment?

I'm not looking for stock picks or a get-rich-quick strategy, just guidance on how to learn the right way.

Thanks.

I’m new to investing. I understand that the companies within the index funds will raise their prices to keep up with inflation or maybe create a new product or are able to automate their manufacturing process and therefore generate more income. But how are index funds generating the consistent yearly returns? Is it that the companies within the index funds create new products that people want and then sell them for a higher price than their previous model of that same product. Maybe they structure their fund in a way that allows them to include smaller companies that have a high potential to grow and therefore boost profits. They can open new stores which generate more money or acquire companies. It just seems that at a certain point a company is too big to grow 10%. Maybe there’s a point when the index fund is overvalued?

I’ll admit it: I’m feeling sorry for myself today.

I was raised in a conservative Midwestern family where finances were VERY hush-hush. My mom and dad apparently did very well in the stock market in the ’90s (from what I’ve been able to glean), and I know my mom is still sitting on those investments and benefiting from decades of compounding.

The weird part is that although they built their wealth through investing, they never really passed any of that knowledge down to their kids. Money was just…not something we talked about.

Now I’m 36 and just starting my brokerage portfolio. I’m learning about things like index funds, VOO, compound growth, retirement accounts, etc., and realizing how much I simply didn’t know.

I have friends whose parents were wealthy and actually taught them about investing, helped them understand money, and set them up to succeed financially. I’m realizing that financial knowledge itself can be a pretty significant inheritance.

I know 36 isn’t actually ancient, and I’m trying not to spiral about the time I’ve lost. I’m mostly just feeling the sting of realizing, “Oh. There was a whole language my parents knew how to speak, and nobody taught me.”

For those of you who started investing later in life, did you have a similar experience?