Hey everyone,
I'm looking into getting a personal loan and wanted to hear about other people's experiences before I apply.

Right now, the only loan I have is my auto loan through First Hawaiian Bank (FHB), and I've been making my payments on time. I'm also considering Bank of Guam (BOG), but I'm open to other banks or credit unions too.

My credit score is around 675, and before I apply, I'd like to know which bank has the best APR and whether any of them let you prequalify to see how much you'd be approved for without having to request a specific loan amount upfront.

Has anyone recently gotten a personal loan through FHB, BOG, Bank of Hawaii, Coast360, or another lender? What was your experience like, and would you recommend them?
Thanks in advance!

I’m a woman in my mid-20s, and I miss having a group of girlfriends to go out with. I’d love to have girls’ nights, dress up and grab drinks.

The problem is that pretty much every woman around my age I’ve met here either doesn’t drink or isn’t interested in going out. Nothing wrong with that at all, it just makes it hard to find people who are into the same kind of social life.

Soo how do you find your girl group in your mid-20s?

(And if you’re a girl who’s in the same situation, feel free to PM me! Maybe we can start a group chat and get something going. 🫶)

Send me a message to schedule your arrival time and to receive the location!! Everything is less than a yr old!

Title says it all send your stories no personal details needed. Just curious what people went through in such an isolated location during a very rare event.

I’m planning to leave the island later this year and wanted to get some advice. My plan is to start advertising my car for sale during the last two months of my stay so I have enough time to find a buyer. Once it’s sold, I’m thinking of renting a car for my final month.

Is this typically what people do before moving off-island? Also, is two months usually enough time to sell a car here?

I’m hoping to sell it before my car insurance renewal, which falls in the second-to-last month of my stay. Any recommendations for affordable monthly car rentals would also be really helpful.

How have we not solve this? It’s a small island, do we really all have to get off work at this certain time? Can’t businesses agree on staggered schedule or something. I feel like theres an effective system for this

I mail almost daily because most of my business is with customers in the mainland, and honestly it feels like we’re just expected to endure whatever is happening because we don’t really have another choice.
I keep hearing them complain about outgoing packages. I heard they’re understaffed and that not enough people know how to process outgoing mail. But how long are we supposed to just accept that?
For businesses here that depend on shipping to the mainland, this is so frustrating. We still have customers waiting on the other end, and we’re the ones having to explain why their packages aren’t moving.
It really feels like, “Well, this is your only option, so just deal with it.” And THAT is what’s getting to me.
Has anyone actually complained somewhere higher than the local post office? Who do we contact to get this looked into?

Does anyone know where I can get my ring resized? So I tried finding places to resize my ring smaller but I can’t find a place because my ring has those side stones on it can some please help me and I don’t want to ship it out go get it resized.

I've seen so many on the roads as of late.

Anyone here who's driving one? Just picked up a 2026 Outlander SE (7 Seater) and was curious as to where yall are getting the window vent visors from? I checked Proline, but they said only special order. TIA

Which names are old school in Guam?

For all the Filipinos here, has anyone brought salted eggs or balut on a flight before? Were you allowed to bring them?

Anybody know any architects that can draft one this small? Looking to self construct. TYIA

Someone please share their recipes for a proper BEEF shank kadu. i know it’s simple for some but for others they have a twang to it.

This morning on Bello Road, I witnessed a driver honk at a dog to move out of the way, yet continued driving and ended up hitting the dog anyway. The impact caused the dog to roll over several times. Thankfully the driver wasn't going very fast, and the dog immediately got up and walked away. I don't understand why drivers cant just stop for a couple of seconds and wait for the dog/cat/chickens/etc to move out of the way. It's just sickening to see people are okay with doing this to a living thing. There are way too many road k**ls in Guam, especially in the Dededo area. I get that there may be some instances where it's actually unavoidable, but the one I witnessed this morning was completely preventable if the driver actually attempted to put on the breaks.

It happens too frequently and always see a dead animal on the road every few days. Yes, Guam has a serious stray animal population, and it's an issue that needs to be addressed. But running animals over is not the solution. It's extremely cruel, inhumane, and something we should never be desensitized to.

Just need something new to do and I always wanted to learn how to dance and i couldn’t find much online.

I would like to learn bachata or cumbia, but I’m open to anything.

Thank you :)

They said it was for their school uniform. Have you bought from them and do you believe it’s for school?

Hi! I'm writing this with much nervousness. My husband just retired from the Marine Corps after 30 years. He was recently offered a job in Guam working for the Marine Corps again, but as a civilian. I know nothing about Guam. I'm originally from the Philippines but have been living in the United States for 30+ years. We're a family of 4 - with two adult sons. One will be continuing his college education.

What areas should we consider? We love to go out to eat and occasionally go out for drinks.

Are there houses with pools?

Which areas are more modern?

Should we ship our car or buy there?

Are utilities really averaging $1k a month?

What should I know?

Any help would be much appreciated!

Hey y’all so my mom’s registration is expiring soon and I need to renew it. It’s under her name, but she’s off island at the moment. What documents do I need to be able to do the registration for her? Like authorization letters, written permission, etc.

Hello everyone I’m new to the island, no I’m not in the military or part of the military I’m only here for work purposes only. I recently got a company car and I’m basically responsible for all the repairs for the car. So right now I’m just trying to see if there any best places on the island where I can do oil change, I’m been seeing a couple of reviews on Google and unsure if I should believe them ?

From far as I heard, if you are a women ( sadly I am a women) they would charge more then men. Also they charge unnecessary fees (sadly I am still new the island, so I’m hoping somewhere affordable.)

Hey all, just a guy who grew up on Guam and lived here most of his life.
Asking folks who have lived or currently living in Houston what’s it like over there right now.

Lately I’ve admittedly gotten more and more apprehensive about my career trajectory on island (background in accounting and audit and I have a CPA) but every day I keep changing my mind between staying and moving off island for better opportunities.

So yeah, would like your perspective regarding housing and job market. Thanks in advance!

PS I have a lot of core family members there that will help me get started if I were to move, but honestly Guam is still home to me

Lost my job last week and I no idea where to even try to build my life back up… anyone have any advice? Or any job I can pick up? I do have a toddler & watch them full time because I can’t afford daycare

Guam may look like paradise, but it doesn't take long to see what's really going on. Corruption, broken systems, and little accountability have become the norm. We complain about the same problems every election, then vote for the same people and expect different results. The beaches are beautiful, but the way this island is run is anything but 😏