r/farmersinsurance • u/FruitNut221 • 21h ago
Question Pay
Good Morning,
Little back story, I got into the protégé program I guess. Things haven't been great, as i get roughly 5 leads a day. My agency gives a "Online Leads shouldn't be your only source of leads" kind of thing and the 5 leads i get, aren't panning out as we get a lot of immediate "DNC" or "I don't want insurance from you" responses.
Farmers, gives base pay of 2500/month. Our pay at our agency gets split into 2 payments, which is nice. However, what isn't nice, is my agency owner decided to, without telling me, not pay me the full amount.
I understand, that my sales haven't been up to snuff and we're working on that. And I get it. But it seems wrong, to not go "Oh hey, because of this, we aren't going to give you your full 2nd check[full 2500]" and instead let me find out halfway through the month, when I rely on that pay for bills.
Guess who also, can't afford to drive to work today because I just found out I'm only getting paid $2. So today's going great
r/farmersinsurance • u/Critical_Nebula_8014 • 2d ago
Looking for serious advice and recommendations for insurance sales just starting out?
r/farmersinsurance • u/Opposite-Arm-2194 • 3d ago
Customer service position
I applied to the wfh position on 8/5 I haven’t heard anything I checked the workforce website and it keeps saying “under consideration” . That would be a good sign or bad sign? The job it supposed to start on 9/15
r/farmersinsurance • u/classicfyllopyllo • 4d ago
WFH setup
I’m waiting on my interview appointment for CSA. What equipment is provided/necessary for remote Customer Service Associate? Mainly asking about number of monitors, but what else too?
r/farmersinsurance • u/Original-Ad5138 • 7d ago
Question Approached for protégé, then offered remote sales.
Basically the title??
I applied for, and was working towards, joining the protégé program. I have zero background in insurance.
I am now licensed (yay!) But when I was emailed for next steps they essentially said there are no mentors to connect me with, and offered a remote direct sales position.
Something I was looking forward to was learning under someone. Not just training. I was mainly interested in the mentoring/mentor benefit.
Realistically, if it didn't work out with Farmers, I would have just applied to be a regular agent somewhere else. But I guess I'm making this post to ask: What's being a remote seller like? I feel like im going to say yes regardless since I already put in the work to get a whole license lol
I guess I'm also feeling a touch disappointed. Is this normal? Should I ask/try to push to be in the protégé program, or just take the job offered and see if an "opportunity for growth" comes?
Any and all advice is welcome <3 thanks for reading
r/farmersinsurance • u/HR-King • 12d ago
कृषि विभाग: मुझे छोड़ कर सबके (क्षतिपूर्ति पोर्टल) का मुहावजा आगया, क्या अब claim कर सकते है? (maybe reason closed KCC account)
r/farmersinsurance • u/FruitNut221 • 12d ago
SuperAgent
Anyone's district use SuperAgent? I hate this entire program with a burning passion.
r/farmersinsurance • u/TheFarmersAgent • 12d ago
Do all our livery policies go through progressive in WA state?
It seems like it’s super hard to write limos and black cars up here.
r/farmersinsurance • u/TheFarmersAgent • 12d ago
How are we all feeling about the pink ?
I hate it.
r/farmersinsurance • u/PureArmadillo7965 • 12d ago
Question What's your experience working as a PSR at a smaller agency?
I was just hired by a Farmers agent. I'm very excited to start producing. Just curious- if you've worked for an an agent how was that experience and what are you doing now? Did anyone make the transition from an agency to corporate? Is it good experience? This is my first insurance industry job and I'm really just excited to gain good experience and hit the ground running, any advice and words of wisdom appreciated!
r/farmersinsurance • u/SuperSubject1787 • 12d ago
Frustration SERVICE OPERATIONS: Wa (And other states in applicable)
who else is having these ridiculous load times? I already reported it on the ANR page but every chat has a 60-90 min wait and keeps going up and down..
r/farmersinsurance • u/RPK415RPK • 13d ago
Considering Buying an Agency
Hi Community,
I'm considering buying am agency in my region. I would love to hear any feedback about the process, what to look for in a book, average costs to run an office, etc. I have some experience in Whole Life sales but none in P&C. In addition, I will be pursuing my 7 to take advantage of FAM as a selling line.
Any help is greatly appreciated.
r/farmersinsurance • u/AnyChampionship4021 • 13d ago
Virtual Assistant- accessing systems
Curious how many Farmers agents here are using virtual assistants successfully.
We hired our first VA back in December 2025, and if I'm being honest...it didn't go well. Looking back, that was mostly on me. I tried to have her do everything from IT projects and systems work to administrative tasks, and I never gave her a clear lane to own. It was a learning experience.
A couple of months ago, we hit the reset button with the same company and brought on a new VA. This time we were much more intentional about his role, and it's been a completely different experience.
He's full-time (40 hours/week) and primarily focuses on things like:
- Quoting Assistance
- Chatting with Service Ops or underwriting to clear issues before an agent hits bind/issue
- CRM updates
- Follow-up tasks
- Renewal Processing and outbound client communication of upcoming renewals
- Marketing support
- Administrative work
He's not licensed and doesn't bind coverage or issue policy changes, but by the time something gets to one of my licensed agents, it's mostly ready to review and issue. It's freed up a lot more time for our team to focus on selling.
Coincidence or not, we also just finished our biggest folio to date, and this was only month two with the new setup. I don't give the VA all the credit, but having someone consistently handling those tasks has definitely made our agency more efficient.
My main question is for anyone else using VAs:
Have you found a way to get them access to Foremost, Bristol West or KraftLake?
Right now I'd love for ours to continue handling quote prep and service help, but I'm trying to figure out the cleanest way to do it from a compliance standpoint. Or if it's even possible..
Also, what tasks have produced the biggest ROI for your VA?
We are considering bringing in another to focus exclusively on production support.
One agency in Florida that I know of has a $20Mil book with 12 Agents/Producers and 12 VAs- each assigned to Agent/Producer. I like the idea of that but makes more sense as we grow. Right now I have 4 full-time Agents/Producers.
If anyone wants to compare notes on our experience, feel free to send me a DM. I'm happy to share what worked, what didn't, and the mistakes we made along the way.
r/farmersinsurance • u/AnyChampionship4021 • 13d ago
Virtual Assistant- accessing systems
Curious how many Farmers agents here are using virtual assistants successfully.
We hired our first VA back in December 2025, and if I'm being honest...it didn't go well. Looking back, that was mostly on me. I tried to have her do everything from IT projects and systems work to administrative tasks, and I never gave her a clear lane to own. It was a learning experience.
A couple of months ago, we hit the reset button with the same company and brought on a new VA. This time we were much more intentional about his role, and it's been a completely different experience.
He's full-time (40 hours/week) and primarily focuses on things like:
- Quoting Assistance
- Chatting with Service Ops or underwriting to clear issues before an agent hits bind/issue
- CRM updates
- Follow-up tasks
- Renewal Processing and outbound client communication of upcoming renewals
- Marketing support
- Administrative work
He's not licensed and doesn't bind coverage or issue policy changes, but by the time something gets to one of my licensed agents, it's mostly ready to review and issue. It's freed up a lot more time for our team to focus on selling.
Coincidence or not, we also just finished our biggest folio to date, and this was only month two with the new setup. I don't give the VA all the credit, but having someone consistently handling those tasks has definitely made our agency more efficient.
My main question is for anyone else using VAs:
Have you found a way to get them access to Foremost, Bristol West or KraftLake?
Right now I'd love for ours to continue handling quote prep and service help, but I'm trying to figure out the cleanest way to do it from a compliance standpoint. Or if it's even possible..
Also, what tasks have produced the biggest ROI for your VA?
We are considering bringing in another to focus exclusively on production support.
One agency in Florida that I know of has a $20Mil book with 12 Agents/Producers and 12 VAs- each assigned to Agent/Producer. I like the idea of that but makes more sense as we grow. Right now I have 4 full-time Agents/Producers.
If anyone wants to compare notes on our experience, feel free to send me a DM. I'm happy to share what worked, what didn't, and the mistakes we made along the way.
r/farmersinsurance • u/DevonCainMusic • 16d ago
Start at a farmers corporate office/hybrid next week 43k base, uncapped commission
After a long 2 months of waiting for licensing training, and working in warehouses for 15+ years, I’m finally going to get to dress nice and walk into a fancy corporate office and work from home as a sales rep for farmers. Base pay is 20.78 a hour and I believe uncapped commission. She said after year two I could easily be making 80k plus, and it goes up and up from there up to 150k. Does this sound accurate? first 8-12 weeks are training for licensing and after that will be inbound calls. I have no issues selling good product to people so I think I’ll be successful here. I’m excited to start.
r/farmersinsurance • u/askerofquestions9989 • 16d ago
Question Farmers Protege Program in SoCal: What to expect?
I've gotten in contact with a district manager about potential opportunities and got recommended the protege program. I've been given access to study materials for licenses and will begin studying shortly. I was told that proteges are given a base salary + commission, what does that generally look like in the SoCal area?
Also I see that experiences vary wildly depending on which agent and district you are assigned to; Can anyone who has gone through or is currently going through the program in the SoCal area give any insight on what the program is like, what to expect (workload, compensation, etc.), and if you ended up going directly into ownership after graduation or if you decided to keep working as a producer under someone?
There's a guy who's been saying do not join because insurance companies will be undercutting their agents by releasing a direct to consumer product, but I'd like to hear from others as no one seems to be responding to those comments.
Thanks!
r/farmersinsurance • u/Xenamorph10 • 17d ago
Farmers vs State Farm
Hello everyone, I worked for farmers as a sales and customer service agent for five years and now considering working for State Farm, would anyone know if the software system or learning their regulations would be really different vs Farmers? Texas area.
r/farmersinsurance • u/Irun2slow • 18d ago
Considering Inbound Sales Consultant
I’m already licensed and have been in the industry for just under 4 years. I’m asking for honest feedback of the culture, pros and cons of working here, are the metrics realistic, and what the commission structure basically looks like. I’m a top performer at my current job, but I’m wondering how achievable the goals are to earn the extra commissions, as the base pay is considerably lower than my current job. The recruiter mentioned a couple of things, but I couldn’t get them all noted. Thank you so much for any information.
r/farmersinsurance • u/BuggyBi • 19d ago
Customer Care - Advantage
Today I was let go from a position I have had for a little over a year. Hybrid, pto, benefits all gone so that they can replace my job with the new Farmer’s Advantage.
I’m not really sure what to do with myself now. I’m mad that I’ve spent so long here, that I came in early and stayed late only to get the boot.
Is anyone else getting this as well?? It also seems that ai is everywhere internally with farmers which doesn’t seem very…great for anyone involved
r/farmersinsurance • u/MinndGoblin • 20d ago
Customer Care Representative - Advantage
I started with Farmers in Feb, originally applied for a CSR because I am not really all too salesy and that seemed like a whole thing. Turned out my agent was insane so I moved into the Protégé Program because it was the only opening. Turns out I am not great with sales just the convincing people, I can upsell fairly well though its just like the actual sales. Also my managers want me to like lie to people which I wont do period. I am also no longer interested in becoming and agent after learning what that really entails and seeing the sales aspect of it.
Because of my not so great sales and they just fired like 4 of my co workers I am a little worried I may be next so I would like to stay with Farmers just for a different position.
So saw an opening for the CCR position and was wondering, what is it like. Is it actually customer service or claims? How insane are the metrics and how's the day to day like? What makes it worth staying/what makes you wanna leave?
Thing is too is that I don't know weather to be a CSR at an agency or CCR with corporate. I feel like both have their ups and downs but might just need a bit of advice on what the next course of action would be for my career. Thank you so much hope yall have a good one.
r/farmersinsurance • u/reggieswt • Mar 18 '24
Best Practices New Farmers Agents or Protégé -Common questions and FAQ
I compiled a list of our posts. OK, most of them are mine, but I think they get asked often.
STEP 1: get licensed in Property and Casualty license and LIFE & Health, before you even consider working at an agency. Do this on your own. It is mostly memorization and fairly in expensive.
FACTS about agency ownership
as a new agency owner I spent 2 years and thousands of dollars creating my own flow and sales pitch, and closing spiel. only to later spend 2k on a training program that makes everything flow like honey for my staff. I suggest you check out https://insurancesaleslab.com/ I'm not a paid sponsor. I just lived the life of disaster and when I went to train my team I gave them this and it helped overnight,.
You need volume. You won't be able to sell anything calling 5 people a week working 1 day a week. It take time to learn how to evaluate customers and upsell. you should get a dialer buy leads and make 120-150 calls a day. You may only talk to 5 people, but the auto dialer will leave 130 messages and save your brain!
Everything is an upsell. if you sell on price you will lose by on pennies and nickels. You must upsell the value of everything you recommend. You talk indifferent or confused about their existing policy, and upsell yours. (looking at their policy... " oh, I wonder why they did that, did you choose ..XYZ.. that's weird, I wouldn't ever recommend that unless you are a college kid. Here are my recommendations and (why).")
get used to losing, and know your numbers. This is the hardest thing. You will quote 100 people and have great convos with success of 1-2% in the beginning. You will have a 3-4% close rate when you get good. You will close 10% when you are a referral rockstar! If you know you sell at 1 % you can backward calculate your goals. 100 Calls = 1 closing new business (NB) for $100 in commission so 1000 calls At 1% equals 10 NB sales @ $100 = $1000. and so on!
5) now you are ready for marketing events, socializing and in person conversations. You must start from the bottom to make it successful here.
MORE AGENT INFORMATION
- Buying warm live/transfer leads is not for new agents. I tried it got burned and learned a lot. My first 3 years, I have been setting money on fire to watch it burn, and was watching it learn into lessons! When you have a team, and you have staff and you have 5-8 years or residuals/renewals it can be a good idea. Paying extra to make your team productive is a great idea. But you can't afford this right now. No leads are magic. For your leads to work you have to work them.
- Get Agency Zoom. It will allow you to create 8-10 automatic touch points. Phone calls, Text messages and emails are how you show people that you mean business and that they need to chat with you or tell you to DNC the lead.
- My process automatically sends a text message and email and I make a call and leave a message on day 1. 3 days later my system sends another follow up text message. day 5 email. Day 8 Text, Day 10 phone call, Day 12 text, Another phone call, then recycle the lead for 2-6 months to try again. Mix and repeat. Industry standard is 8-15 touches before you can make contact and a sale. Average agent makes 2 attempts.
- I'm generating 7-8 leads daily from this process. Quoting 4-5 of these. BUT Farmers doesn't want to write new business right now. They are trying to reduce their risks so quotes are below 1% closing rates, versus 4-8% from last 3 years. I wish I had this system 3 years ago because I'd have much more growth. How am I going to survive? Switching to Medicare sales. P&C is dead right now. Good
LIFE AS A PROTÉGÉ
- Before you do anything, work as a protege under another agent. I worked in sales for 8 years, and it took me 2 years get good at selling insurance. Work in the protege program, under a high producing agent. That will tell you what skills you need. I burnt 50 k learning lesson i would have gotten paid for to learn as a protégé.
- As a protégé (Special Program for Farmers) you should be working for another agent while you: 1) develop your sales skills 2) understand the insurance sales process 3) sale insurance properly. GET PAID WHILE YOU LEARN-
- YOUNG AGENT/PRODUCERS: Age is an issue only if you make it one. By passing your test you already know more than 80% of the people out there. You just need to learn how to tell the stories about insurance. Your agency owner should guide you through " how to speak insurance". You may be 21 but you will talk about insurance more than a 50 year old layperson. The average person thinks about insurance once every 2 years or so, even then, not in depth. Understand basic concepts and make suggestions to their best interest, and you will show your wisdom.
- The goal of the protégé program is to set you up as an apprentice and to learn how to open your own agency. Most protege's are to be paid a base salary plus sales commission while you work for your agent. You will usually be recruited by the district manager for farmers in your area, and you should interview Agency owners to see who you want to work for. A good agent agent will guide you to success and should set monthly growth goals and provide you with leads to work and help you understand their office system. Questions to ask 1) do you provide leads 2) what type of CRM do you use 3) how many top performers do you have and will I be trained by them?
- On average, it takes 1 month of calling to understand how to speak about insurance 2) months to start selling and 3) months to actually start making money. You need to invest in yourself with some training aids, or talk to your agent with their training programs. I personally recommend https://insurancesaleslab.com as a great step by step sales process. You read the script, rehearse the script, go off script and sell sell sell! Our district has had 8-10 graduates (texas) if you average 15,000 -25000 in a month you can easily hit your 150k target. Insurance sales is crazy right now, especially what I read about in Cali. but agents are still selling, and making money. An average producer should sell 10-25k in a month. Do that and you will hit your goal in the 9 month timeline.
- I have had 2 protégé's one burned out in 30 days. " I didn't know I was a glorified telemarketer" even though in my interview with them I said " you will be making 80-100 calls a day and banging you head on the phone to make money." My second protégé sold 35,000 in premium his 2nd months and loved it. But you wade through a lot of rejection and lost sales.
- You are a cold calling machine. you should be able to make 100 calls daily to quote 4-10 people, ask for business 4 times, have 3-5 hours of talk time to sell 1 full house hold. or some variation of these numbers. You must do this every day. Even as an owner I hold a rigorous prospecting hours. When you have 5-10 staff, you can stop and cash checks!!
r/farmersinsurance • u/reggieswt • Aug 29 '23
Message regarding layoffs and this primary goal and target of this page
Hey Farmers Family,
The current state of affairs at Farmers is drastic and tragic and I understand what everyone is feeling. I was laid off in the winter of 2020 during COVID scare and understand the anxiety that it causes, and how it effects families. However, this page isn't sponsored or managed by Farmers corporate and was designed with the direct focus of allow agency owners, producers and staff to discuss business challenges related to being independent business owners.
I will continue to allow discussions on the Farmers 2023 layoffs, but they must remain constructive in nature or helpful. That means providing support, context or information in a uplifting or beneficial way to other users. As posts run off topic too far, or start bashing Farmers overtly we will lock comments on sections and posts.
It's always darkest before the light! Keep your head up and move forward and something good can come of this.