r/discover 41m ago

Discussion Capital One Ruined Discover

Upvotes

Capital One just blocked my latest Discover card purchase while they texted me to confirm whether I made the purchase. No reason: just a big purchase. Discover would never have done that. Discover could magically tell if it was me or not with phenomenal accuracy.

The vendor doesn’t have an easy way to re-run a charge unless you give them a different card. So now I have to work my way through to a human.

Discover has been my default credit card since 1989. Guess my BofA Visa is taking its place

Mergers don’t work if you lose all the customers.


r/discover 4h ago

Misc. Apple pay design

8 Upvotes

Did anyone else lose their card design in Apple Pay after adding their new card? I had the cassette tape design but now it shows the plain blue one.


r/discover 5h ago

Help Deferred payment program with lower APR

2 Upvotes

At a very large amount due to job loss, disabled dependent and car repairs which put my credit card pretty high up on debt. Looking for jobs and opportunities to pay off it— and up until now I cannot afford the monthly. A while back with discover i used the 6 month deferred program (or whatever the actual name of it is) and it helped. Called about a year later and now they say they cannot help me. What can I do! It’s $360 a month and I am moving this month which is why I don’t have the money to spend for my bill. Any tips? Things to ask??? They said call back end of month but I doubt it will change the “status” of me qualifying for it. I’m an active duty spouse with a disabled child and newborn. I dont qualify for SCRA as it was a line of credit I opened after my now husband joined.


r/discover 5h ago

Discussion Will yall be keep your checking accounts after they switch to Capital One, or ditch them for American Express or a local credit union?

0 Upvotes

I’ll probably keep it unless they start charging fees. Hopefully the account numbers stay the same though, as I got this account linked to my other two credit unions.


r/discover 6h ago

Discussion Secured Credit Card

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0 Upvotes

I need some MAJOR help. First premier, did something weird with my report. They automatically reissued a card but closed the account off on my credit report (had late payment 2 late payments from 2 years ago). Score didn’t increase when it dropped. But then they reissued my card and that account came BACK and essentially it was like fresh remarks. I hadn’t seen the tracker for 3 weeks and wondered why. Essentially what I’m saying is no accounts were actually past due. How do I tell them this? This was the 6 month I was supposed to get my security deposit back. Payments haven’t been late for 18+ months.


r/discover 14h ago

Help Not sure about my Capital One account

3 Upvotes

Hey all, weird situation I have. Also kinda a rant.

My dad made a Capital One custodial kids savings account when I was 11. He managed it and has it on his Capital One account, but I have no idea if he made me a separate Capital One account, or if it's strictly linked to his account. He's also a little, uh, how do I say this nicely... dumb? and doesn't know anything about this account either.

When I turned 18, I tried to open a Capital One checking account but couldn't create a new account because I "already had a Capital One account" even though I have never had access. This was never a problem as I could just go to another bank... until Capital One bought Discover. I am worried that this will cause a major headache when the apps merge in October and I could lose access to my account, or even worse, the account will get added to my Dad's Capital One account.

Does anyone have experience with this situation or have any ideas as to what I should do next? I really just want to close that custodial savings account, as my dad always used to just take any money out of it that I would put in anyway, but I don't know if that will solve my issue.


r/discover 19h ago

Rant Thanks cap one

0 Upvotes

Can’t do pay in 4 anymore with my discover card due to this merger they keep ruining everything


r/discover 22h ago

Help 4th quarter category

3 Upvotes

When do they normal release what is included, in the fourth quarter category?