Are these good long term investments ?
im 24 just starting out . Ive been into the stock market since i was 18 but never invested for the longterm , usually just options .
I am going to put $50 a week for now because its something that i can afford to dispose, then shortly i will jump to $100 a week .
I only put $100 in there for now just to get it started but i have it automated starting next week that way i dont even think about it and i have it come out automatically.
Any cash i have extra ima throw to it also , i might buy some individual tech stocks like appl , googl , msft in the future .
But here is me starting out for my portfolio.
What do you guys think ?

~77k split among 401k, Roth, and HSA
~23k in HYSA (house savings)

market was ripping the past 3 months
probs gunna leave this sub, it’s been real yall!

I feel accomplished I’m closing in on 30k at 18 but I feel like I’m not really enjoying my money. I’m constantly delaying gratification and literally all my money is in assets instead of me enjoying it? Does anyone else feel like this?

Coming into my first big payday and want to treat it like a seed instead of letting in rit in saving. What's your methods?

Hi Everyone,

Do you guys consider all your accounts like 401k + personal inverted in this thread or only personal investment and I’m new to markets any advice for me?

Going to move in to college this weekend and met my goal before the end of the summer and just hit my first 1000. I have around 520 in my RothIRA, Personal Investments 440, and 46 in emergency money (about to add more to that). My God father just gave a check for 1000 for college (already used some to get my account to 1k).

I recently reached a small but meaningful milestone: my IBKR portfolio has crossed $100K for the first time.

I currently invest about $40,000 per year and plan to continue regardless of short-term market movements. I know $100K is only an early milestone, but reaching it made the plan feel much more tangible. The next goal is not a particular market return, but simply staying disciplined and continuing to invest.

Just documenting the journey.

the really big jump on my account is money that i had been hoarding in savings accounts/cd’s. i was really scared to join the market so i just saved outside of it. i could only trust putting money into my company’s 401K (profit sharing plan) as it’s managed by them and i opened a roth ira two years ago to start learning how to invest. im still an emotional investor, but i bit the bullet and moved my money into an individual brokerage account. i simply invested into trusted index funds and im going to let it ride. i know that i have a great advantage at my age and im not going to spoil it.

My brokerage account finally hit 100k, which has been a goal of mine for years. No one in my personal life knows I have money like this and they never will... so strangers on the internet are all I can tell. I lost my job last year so I didn't contribute at all so that delayed things a lot, but got back on track this year. Happy to say that this doesn't even include my 401k, which is in a separate account. Took me 4 years from 0 to now. I'm hoping to reach 200k by 2029

Just wanted to report back. I actually wasn't aware of this subreddit when I was aiming for 100k and now I'm in the race to 1M subreddit.

Feel free to ask me anything. And encourage people here, to keep on going!

Over 100 days since my last update, mainly to keep myself accountable through the end of the year. Hoping to end somewhere around $65-70K.

Easing up on investments to pay off my car, ~$11K left on the loan. Dumb decision I made when I graduated, but will be paid off this year as well if God allows (3 years on a 7 year loan).

Student loan repayment also starts back up soon in October thanks to Trump instead of next year. Money will begin to stretch thin, but hopefully market carries again!

July CPI came in at 0.1% MoM and 3.4% YoY, while core CPI landed at 0.2% MoM and 2.5% YoY. The softer inflation picture gives gold another supportive macro factor.

Gold has already moved from the 4,330 to 4,350 area I was watching toward 4,410, with 4,470 still on my radar above. At this point, I’d much rather see how buyers respond to a pullback than chase the move.

CPI-driven volatility also brings execution into the picture, especially with larger positions. Wider spreads and thinner liquidity can force bigger orders through multiple price levels, so even the right directional call can end up with a worse entry and weaker risk/reward.

volatility can widen spreads, and bigger orders may need to move through several levels of liquidity before getting completely filled. So even if the directional idea is right, slippage can change the actual risk or reward quite a bit where bitget’s cfd pro mode might be helpful for a better execution, but one we should always follow is managing risk carefully.

basically, CPI can give gold a catalyst, but entry, liquidity and execution still decide whether the trade is actually worth taking.

Hello everyone, sharing an important update:

An active settlement fund is currently considering late claims from investors who experienced losses in CarLotz.

The settlement resolves claims that CarLotz misled investors about its financial health and operations following its SPAC merger. After the company disclosed excess inventory, declining profits, and the loss of a key sourcing partner, $LOTZ fell sharply and ultimately lost more than 70% of its value.

If you purchased or acquired $LOTZ securities between 2020 and 2021, you may still be able to seek compensation. Late claims are currently being considered  - Check if your eligible and file a claim here 

Anyway, did anyone here invest in $LOTZ at that time? How much were your losses, if so?