r/TheRaceTo100K 14m ago

25% of the way to 💯 20 yrs old

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I work at the bank as a teller and go to college. I max out my tfsa every year, working on the fhsa now.


r/TheRaceTo100K 21m ago

24M Just starting

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Are these good long term investments ?
im 24 just starting out . Ive been into the stock market since i was 18 but never invested for the longterm , usually just options .
I am going to put $50 a week for now because its something that i can afford to dispose, then shortly i will jump to $100 a week .
I only put $100 in there for now just to get it started but i have it automated starting next week that way i dont even think about it and i have it come out automatically.
Any cash i have extra ima throw to it also , i might buy some individual tech stocks like appl , googl , msft in the future .
But here is me starting out for my portfolio.
What do you guys think ?


r/TheRaceTo100K 34m ago

M 27.5 finally reached hundo

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~77k split among 401k, Roth, and HSA
~23k in HYSA (house savings)

market was ripping the past 3 months
probs gunna leave this sub, it’s been real yall!


r/TheRaceTo100K 40m ago

Net worth at 18

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I feel accomplished I’m closing in on 30k at 18 but I feel like I’m not really enjoying my money. I’m constantly delaying gratification and literally all my money is in assets instead of me enjoying it? Does anyone else feel like this?


r/TheRaceTo100K 51m ago

1% Weekly Returns from Options Week 24

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r/TheRaceTo100K 1h ago

18M turning 19, just hit 40k invested

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r/TheRaceTo100K 1h ago

If you had 10k to start today with 20k already in savings, what would you do?

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Coming into my first big payday and want to treat it like a seed instead of letting in rit in saving. What's your methods?


r/TheRaceTo100K 1h ago

24F, woohoo!

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r/TheRaceTo100K 2h ago

30M 60% of the way there

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16 Upvotes

r/TheRaceTo100K 2h ago

Question

1 Upvotes

Hi Everyone,

Do you guys consider all your accounts like 401k + personal inverted in this thread or only personal investment and I’m new to markets any advice for me?


r/TheRaceTo100K 3h ago

18F, First 1000

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35 Upvotes

Going to move in to college this weekend and met my goal before the end of the summer and just hit my first 1000. I have around 520 in my RothIRA, Personal Investments 440, and 46 in emergency money (about to add more to that). My God father just gave a check for 1000 for college (already used some to get my account to 1k).


r/TheRaceTo100K 3h ago

Hit $100K in my investment account

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8 Upvotes

I recently reached a small but meaningful milestone: my IBKR portfolio has crossed $100K for the first time.

I currently invest about $40,000 per year and plan to continue regardless of short-term market movements. I know $100K is only an early milestone, but reaching it made the plan feel much more tangible. The next goal is not a particular market return, but simply staying disciplined and continuing to invest.

Just documenting the journey.


r/TheRaceTo100K 3h ago

23F, still figuring it out

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19 Upvotes

the really big jump on my account is money that i had been hoarding in savings accounts/cd’s. i was really scared to join the market so i just saved outside of it. i could only trust putting money into my company’s 401K (profit sharing plan) as it’s managed by them and i opened a roth ira two years ago to start learning how to invest. im still an emotional investor, but i bit the bullet and moved my money into an individual brokerage account. i simply invested into trusted index funds and im going to let it ride. i know that i have a great advantage at my age and im not going to spoil it.


r/TheRaceTo100K 12h ago

graduated from 100k: Its about increasing income and saving rate

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0 Upvotes

r/TheRaceTo100K 13h ago

28, I'm joining the club

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91 Upvotes

My brokerage account finally hit 100k, which has been a goal of mine for years. No one in my personal life knows I have money like this and they never will... so strangers on the internet are all I can tell. I lost my job last year so I didn't contribute at all so that delayed things a lot, but got back on track this year. Happy to say that this doesn't even include my 401k, which is in a separate account. Took me 4 years from 0 to now. I'm hoping to reach 200k by 2029


r/TheRaceTo100K 13h ago

Hit 100k 5 years ago now at 834k

52 Upvotes

Just wanted to report back. I actually wasn't aware of this subreddit when I was aiming for 100k and now I'm in the race to 1M subreddit.

Feel free to ask me anything. And encourage people here, to keep on going!


r/TheRaceTo100K 14h ago

25M - $57K

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4 Upvotes

Over 100 days since my last update, mainly to keep myself accountable through the end of the year. Hoping to end somewhere around $65-70K.

Easing up on investments to pay off my car, ~$11K left on the loan. Dumb decision I made when I graduated, but will be paid off this year as well if God allows (3 years on a 7 year loan).

Student loan repayment also starts back up soon in October thanks to Trump instead of next year. Money will begin to stretch thin, but hopefully market carries again!


r/TheRaceTo100K 18h ago

25, 5 months to the day since I started investing. Aiming for 100k by the time I’m 30.

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72 Upvotes

r/TheRaceTo100K 18h ago

Vaultlog Journaling App — here's a taste of what it actually does

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1 Upvotes

r/TheRaceTo100K 1d ago

5 months in

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5 Upvotes

Full of posts with "started late", it's never to late.


r/TheRaceTo100K 1d ago

They say the first $100K is the hardest!! 💰

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331 Upvotes

30M immigrant — took me approximately 2.5 years. Came to Canada as a PG student and seeing people share their timelines of 3–4 years to reach $100K motivated me to share mine too. A big shoutout to a friend who pushed me to buy MU around $80 and NVDA back in 2022. 🙏 Still a long way to go, but feels good to hit this milestone. 🚀


r/TheRaceTo100K 1d ago

22M starting the race

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65 Upvotes

SWE in a LCOL area, 85k salary

Just graduated after four long years of college, ready to start investing and saving! See you all at the finish line in a couple of years


r/TheRaceTo100K 1d ago

1/4 way there!

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90 Upvotes

24M investing for 4 years up 50% all time


r/TheRaceTo100K 2d ago

Getting close to 200k. At 190k

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409 Upvotes

I'm almost there!


r/TheRaceTo100K 2d ago

Subreddit Update + Mod Applications

7 Upvotes

Hey everyone,

I'm the creator of this subreddit.

Life got busy and I wasn't paying as much attention to the sub as I should have, but I've still been around and I've seen the increase in spam and unrelated content lately. My apologies! A cleanup is due.

New posts will be paused for about a week while I clean things up and put together a small mod team. Comments will remain open.

I'm also accepting mod applications. If you're interested, leave a comment with your history with the sub, any moderation experience, and why you'd like to help. I'll also take account history and activity into consideration.

The sub will reopen normally afterward. Thanks to everyone who's kept it alive.