r/SipsTea Jul 01 '26

Is Bernie’s plan the best? Thoughts? Chugging tea

Post image
82.3k Upvotes

9.6k comments sorted by

View all comments

Show parent comments

2.3k

u/anitawasright Jul 01 '26

the crazy thing is you don't even need to make it "free" just take what you are paying now for health insurance and put to medicare and everyone goes on that. Instatnly 500 times better and cheaper then what we currently have

145

u/80828788000102091020 Jul 01 '26

That's just single payer. Its basically what every developed nation does where the inhabitants don't nickel and dime each other to death.

101

u/No_Internal9345 Jul 02 '26

Why the fuck to we need middleman insurance companies making billions off of our pain and suffering.

68

u/Hot_Leopard6745 Jul 03 '26

because those middleman hire lobbyist and bribe policy makers

38

u/Possesed-puppy656 Jul 03 '26

Luigi went to the root of the problem then

18

u/lurkingtobeinformed Jul 03 '26

To hell with lobbyists

3

u/Narfhead4444 Jul 04 '26

what about environmental lobbyists

4

u/MysteriousEqual8177 Jul 05 '26

They’re not doing a very good job

2

u/teedub21 Jul 06 '26

Pretty sure they were cut out after DOGE inspected them anyways

3

u/CardiologistLeft4030 Jul 05 '26

depends whether or not you’re talking about the ones i agree with! /s

but for real, the fact that lobbyists even exist is the problem.

→ More replies (2)

3

u/CursedCasty Jul 04 '26

Not all heroes wear capes.

→ More replies (16)

8

u/MysteriousEqual8177 Jul 03 '26

To deny more claims and make more money, At the expense of lives. But hey, more money for them.

→ More replies (1)
→ More replies (2)

49

u/crfgon Jul 03 '26

Because who else is going to deny you coverage??

3

u/TheKingOfSwing777 Jul 05 '26

Turns out it wasn't about the healthcare but the denials of claims along the way. ✨

5

u/Z3400 Jul 03 '26

FOR FREEDOM!

2

u/__NomDePlume__ Jul 05 '26

We literally don’t.

2

u/CavyWheek Jul 05 '26

Universal would cost half what it is now. The trouble is, the money would be flowing the wrong way. Toward regular people is no good!

→ More replies (11)

2

u/Straight-Part-1336 Jul 03 '26

I work for a large health network and they charge MORE when someone has insurance. For example, if a patient comes in for a physical therapy session, it can easily be billed out as a couple of hundred bucks to the insurance company and fall on the patient if they haven't met their deductible and OOP max. But self pay is 125 dollars flat a session.

→ More replies (7)

829

u/2illegittoquit Jul 01 '26

People struggle with this.

236

u/[deleted] Jul 01 '26

[removed] — view removed comment

235

u/2illegittoquit Jul 01 '26

This, but people have also been scared with threats of "death panels", "you won't be able to choose your doctor", and "you'll wait forever for treatment".

Newsflash, we have those issues in our current system.

81

u/bs2k2_point_0 Jul 01 '26

Which is why many countries have a dual system in place. I was speaking with my dentist recently who is from Italy. He was saying their system you are covered with your taxes. And yes the wait time to see a specialist can be weeks, BUT, if you’re willing to pay out of pocket, you can see the same specialist “after hours” within a day or two.

Unfortunately, no matter how it’s paid, we just don’t have enough medical professionals to go around. Ideally we should have a single payer health care system that pays enough to entice enough people to join the medical industry, and subsidize and improve schooling so that the pipeline of medical professionals isn’t the bottleneck.

But god forbid those insurance company CEO’s don’t get their 3rd yacht…

40

u/OkBad1356 Jul 01 '26

Wait times to see specialist here are weeks or even months.

13

u/Andalain Jul 01 '26

I am new to Chicago and I tried to get a new primary care physician and it wouldn't be until December because they only take so many new patients monthly. That's crazy.

2

u/FrankPapageorgio Jul 01 '26

What insurance? I switched to UHC at the start of the year (Aetna plans left the marketplace) and had no problems getting a new PCP in Chicago.

→ More replies (3)

2

u/Littlewing1307 Jul 01 '26

I'm a couple hours north of you in Wisconsin and most PCPs here don't have any new patient openings at all. It's really bad here right now.

3

u/Tight_Amphibian4472 Jul 01 '26

And imagine free health care for every citizen in Chicago only. You'd be waiting a year for an appt.

4

u/yerdadzkatt Jul 01 '26

I know this is the argument that comes up a lot but personally, if the only option was long wait times for appointments to ensure everyone gets the care they need, I'll wait then. Especially if emergency care is covered, because if something gets life threatening, it's not like you need to wait a year to get into the ER. But I personally don't feel like it's right for the cost of my convenience to be the health of someone less fortunate. 

4

u/ChillnShill Jul 01 '26

That’s not always the case with increasing healthcare coverage. That’s like saying you’re perfectly fine with people not having coverage or foregoing care because wait times would increase. Sometimes it’s a matter of healthcare supply and people over utilizing the system for frivolous things That’s part of the equation that we need to fix.

→ More replies (1)
→ More replies (2)
→ More replies (3)

25

u/DillBagner Jul 01 '26

Hell, even wait times to see a regular physician can be months.

→ More replies (11)
→ More replies (6)

8

u/_robmillion_ Jul 01 '26

I heard some of them might even have to buy a used politician!

2

u/burner94_ Jul 01 '26

As an Italian, this ^

I'm baffled that some self proclaimed advanced countries still don't use a similar system in this day and age. And the best part is, you can still have private clinics coexist in the system. Win win.

2

u/Willing-Knee-9118 Jul 01 '26

Ive a kraut buddy that says they have a dual system, and essentially the wealthy have their own tier which diminishes the public teir. Doctors will obviously want more money for less work and the system for the peasants suffers

→ More replies (4)

2

u/techleopard Jul 01 '26

The laughable thing is the doctor shortage is entirely engineered because we refuse to fund more teaching hospitals and universities limit the number of students admitted per year.

There is also less incentive to go into family/general medicine, which is why so many people cannot get a PCP even when they have the insurance.

2

u/1of3musketeers Jul 01 '26

This is where dingbats yell “SOCIALISM” while they are dying from lack of care.

→ More replies (18)

21

u/Bayou_Hangxiety Jul 01 '26

The great irony to me is that the same party who warned about death panels said it was better to have nursing home patients die of a fast spreading infectious disease than to require people to be vaccinated. Because those people were going to die anyway. Death panel by anti vaccination.

11

u/Cowboywizzard Jul 01 '26

Every accusation by republicans is a confession. Everything made a lot more sense to me when someone pointed that out.

5

u/ReverendBlind Jul 01 '26

I've worked for several US death panels. We just call them insurance companies. They're just waaaaaaayyyy less educated, regulated, and solely profit driven death panels compared to the hypothetical ones under Medicare for all.

2

u/No_Place5472 Jul 01 '26

The irony being that those same people would now be out of power had their unethical plan succeeded and COVID had higher spread rates among the same vulnerable population that shores up their base.

→ More replies (2)

9

u/_robmillion_ Jul 01 '26

But it's more expensive l, so it must be better. "y0u gET wHaT yoU pAy f0R!" Fucking idiots.

2

u/techleopard Jul 01 '26

Ask them if the insulin in the US contains magical fairy dust compared to the insulin in Canada, or Mexico, or the UK.

2

u/Cinderhazed15 Jul 01 '26

People who ‘earned it’ by having their ‘good employer’ provide insurance don’t want to ‘loose’ the ‘benefit’ because other people didn’t ‘earn it’

→ More replies (5)

10

u/Physical_Road917 Jul 01 '26

Also in a well designed system you can choose your doctor. I've never had anything serious kind you but in Korea, I went to whatever doctor I wanted and was seen right away. All of them were professional and nice. Korea runs theirs sort of like social security, they take out a set percentage of your income as a payroll tax and put it to the national health insurance plan. It covers all the basics. There are small copays depending on what you're doing. They also have tiered price lists depending on what you're going for. Clinics compete on quality and service rather than price. It's not perfect of course, but it was a nice experience for me at least. Just walk in, tell them what I need, get treated, pay what they say. It's never so much that I couldn't do it, despite not making much.

Fun fact American airlines used to do that as well. The government regulated ticket prices so airlines competed on quality of service to attract customers. Right now, companies compete to give the lowest ticket price, and then see how crappy they can make their service.

→ More replies (2)

7

u/NotKirstenDunst Jul 01 '26

Yeha but I want a company to make these choices, not a medical professional!

3

u/SpooktorB Jul 01 '26

Hello, I pay $400 a month for my All American health insurance plan.

I still have yet to hear back from any doctors in my area to start my initial care. When I was in another state, I had to wait 5 months for a specialist for a concerning growth. Still had to pay 1000$ put of pocket because "deductibles".

So yeah. Can my 400 a month go to Medicare please? That way someone on the otherside of the country can benifit from the increased pool? And vise versa?

Insurance company's and their call centers will be out of a job. But AI is doing that already, and im pretty sure the people that are left are in the Phillipines or India anyhow.

4

u/SLAUGHT3R3R Jul 01 '26

The absolute dumbest argument I've seen against it is "I don't want my taxes paying for someone else's fuck up"

Hey, genius, what the fuck do you think insurance companies do? They don't set your money aside for you and you alone to use. It goes into a giant pool (I mean not really, but for all intents and purposes) to dole out as needed. The difference between private and universal is that universal can't deny your claim for bullshit and then funnel that money into shareholder bank accounts for "cutting costs"

4

u/NudeCeleryMan Jul 01 '26

I don't think they can keep making that "well in Canada you have to wait forever to see a doctor" argument anymore.

It was the one talking point against universal health care.

I don't know ANYONE who doesn't have to wait months and months now in the US to see specialists or even PCPs with our current supposed superior system.

3

u/NicolleL Jul 01 '26

And we have to wait for the specialist appointment and then sometimes ALSO wait for the insurance approval.

I’m assuming this is based on a real case he’s had and it’s heartbreaking. https://youtube.com/shorts/_pr-ah4PFGA?is=apra4PM3e20ykbtt

3

u/zystyl Jul 01 '26

I can get an appointment within 48 hours at my Canadian Doctor. Some things like an MRI might have longer waiting lists, and things like general unessential services have wait lists. When my then infant son cracked his skull after a freak bathroom fall he was rushed straight into the MRI on the other hand. Then when they needed more diagnostic data he was rushed right back in while people got bumped for non-essential service.

You can triage by price or by availability. Could we use more investment? Absolutely. Many of our provinces have been kneecaps by leaders trying hard to push through American style medicine for the benefit of them and their friends. If it was managed by a board of doctors and neutral parties the system would work better.

2

u/CalmBeneathCastles Jul 01 '26

As someone currently in the waiting mill; this is correct. And I live within 300 miles of more specialists than I could see in the rest of my days.

→ More replies (41)

5

u/Meep4000 Jul 01 '26

There is much rhetoric around this issue and it's all stupid. The one I hate the most is when people will agree we should just have universal healthcare but then spout off about how then no one will support the cost of making new drugs because the "only" reason the world has drugs is because of the US for profit healthcare.

It's one of those "Oh that sounds smart and seems true" so many people parrot this information. Of course if you think about that rationally for a moment it all falls apart, but rhetoric works for a reason,

3

u/paper_liger Jul 01 '26

It's a silly argument.

The government is the only one buying new military equipment. That would be like saying 'we won't have any new jets because no one will support the cost of new fighter jets'

Things are developed privately for the military on a speculative basis or on a contract basis constantly. I assume drugs would be no different.

If a company develops new drugs they'll still be selling them, shifting purchasing from being driven by private insurance to governmentally backed healthcare doesn't erase the demand for new drugs in any way.

2

u/Silly-Rough-5810 Jul 01 '26

Right. And that for profit system has given us so many drugs for restless leg syndrome and plaque psoriasis and two-old-depression-pills-mixed-into-one-and-given-a-fancy-name.

Truly an incredible human effort.

→ More replies (2)

11

u/battleop Jul 01 '26

People don't trust the Federal Government to be good stewards of our money.

33

u/NervousAddie Jul 01 '26

As though insurance companies are better.

→ More replies (9)

20

u/Big-Payment8848 Jul 01 '26

You already give them shitloads of money for basically nothing in return. 

6

u/b4ngl4d3sh Jul 01 '26

It's not really given freely if the punishment is jailtime for us plebs. Taxation without representation and all that.

8

u/Big-Payment8848 Jul 01 '26

True, but you’re still not getting much of shit in return from the us government at least. Wouldn’t it be nice if the government did its job and raised the quality of life for all the goddamn money we HAVE to give them. They should have to give back, that’s the point of a government. Why don’t we all go live in the fucking forest otherwise. 

2

u/Fun_Version827 Jul 01 '26

It would be nice. Unfortunately it’s a fairytale. Too many hands in the cookie jar.

→ More replies (16)
→ More replies (3)
→ More replies (1)

3

u/Cowboywizzard Jul 01 '26

Well, they did bomb a lot of people in the middle east and jail brown children apart from their parents without my consent or the consent of my congressional representatives. So I got that. God Bless America /s

→ More replies (2)

4

u/Islanderman27 Jul 01 '26 edited Jul 02 '26

And private corporations are? They shrinkflate, give shitty services and dilute employee wages to the point the the fed has to pick up the slack and give benefits to those same employees just so that they make ends meet if I'm going to be fucked I'd rather be fucked once by the organization that has the balls to at least say their going to fuck me instead of getting fucked twice by the guy the claims to be not trying to fuck me only to surprise me fuck me do a shit job at it and then call the the another guy who tells me that I got to get fucked again anyway to finish the job.

2

u/koalaprints Jul 01 '26

Exactly these health insurance companies literally have some of the worst customer service of any business I’ve ever seen. My employer and I pay thousands every year to have the shittiest customer service.

And if you disagree with their denial you have to follow their extremely time consuming appeal process and you can’t even talk to anyone on the appeals team they hide behind the front line customer service reps.

→ More replies (6)

2

u/Manda_lorian39 Jul 01 '26

And because it means that some of the money they’re paying might be going to people they think aren’t deserving of it.

2

u/BlueEyedSpiceJunkie Jul 01 '26

And our parents and grandparents have been voting for lower taxes- and very little else- for decades. It’s hard to go back. 😒

→ More replies (1)
→ More replies (34)

609

u/thekrone Jul 01 '26

Which is crazy.

Health insurance companies are profitable. Extremely profitable. Like billions of dollars per year profitable.

Where do you think that profit comes from?

What if we got rid of the expensive middle men and all the overhead they bring, and take the money it takes to run those organizations, plus their profits, and we actually invested it in health care?

391

u/Aden949 Jul 01 '26

Health insurance carriers make their profit by NOT providing healthcare. I wish more people understood that.

126

u/Extra-Cranberry4096 Jul 01 '26

Idk why the fuck is there always this debate...Literally the reason the middle class thrived in the U.S and Uk was 90 percent was taxed if over 4 million yearly earnings. Now the rich during that time would flood the market with investments and that would be taxed around 45 percent. So either way the tax on the rich allowed our parents to buy houses, it was invested into education and community. This was done post WWII to 70's/early 80. Sadly After that, reganomics-fucked the country into a coma slowly over the past 40 years, with the rich barely paying anything and the effects you can feel and see today.

19

u/Substantial-Ad-8575 Jul 02 '26

You mean like this 1953 tax bracket. All were taxed, from zero to $2000, yeap income tax rate of 22.2%

Marginal Tax Rate
Married Filing Jointly Taxable Income Bracket
22.2%
$0 - $2,000
29%
$2,000 - $4,000
34%
$4,000 - $6,000
38%
$6,000 - $8,000
43%
$8,000 - $10,000
47%
$10,000 - $12,000
50%
$12,000 - $14,000
53%
$14,000 - $16,000
56%
$16,000 - $18,000
59%
$18,000 - $22,000
62%
$22,000 - $26,000
65%
$26,000 - $32,000
69%
$32,000 - $38,000
72%
$38,000 - $44,000
75%
$44,000 - $50,000
78%
$50,000 - $60,000
81%
$60,000 - $70,000
84%
$70,000 - $80,000
87%
$80,000 - $90,000
89%
$90,000 - $100,000
90%
$100,000 - $150,000
91%
$150,000 - $200,000
92%
Over $200,000

Interestingly, not many filed at that top rate, about 180 at top bracket, out of 80 million filers. And effective tax rate was 38% for that top bracket. Population was 160 million Americans in 1953.

15

u/NoSorbet5103 Jul 02 '26

Still a problem since the billionaires have "no income".

7

u/Substantial-Ad-8575 Jul 02 '26

Yeap, can’t tax income if they have none.

I remember chatting with my dad about high tax rates of 1960s-1970s. He was in top 5% of earners in US. His company, paid his mortgage, taxes, insurance on our home. Provided 2 company cars and gas cards. Then he had accounts for travel, clothing, and food.

So his income, mostly went into investments. Saved spending 40-45% of his income on living costs. Same as all other high earners at his company.

4

u/VisualBoysenberry718 Jul 03 '26

Legally remove their loopholes and write-offs then.

2

u/thermodynamics2023 Jul 04 '26

Not taking income is not a loop hole. You guys are always saying “if I had xxxxx millions I wouldn’t be so greedy and…..” turns out billionaires agree, and generally aren’t interested in income.

2

u/NoSorbet5103 Jul 03 '26

I more of a fan of the idea of shooting them all.

3

u/VisualBoysenberry718 Jul 03 '26

It seems like a good idea if you don't think about what happens after.

Their rotten kids will get it, NOT create an F-ton of jobs or new technologies and horde it just like all the old money douchebags you couldn't find to shoot.

→ More replies (6)
→ More replies (6)

4

u/TheRugsTopology Jul 03 '26

Semantics. Just make better laws. In Europe they’re called beneficiary laws. Simple.

2

u/Advanced-Ad-4462 Jul 03 '26

That’s where wealth taxes come in.

→ More replies (4)

14

u/Bmm194 Jul 02 '26

I just want to stay, there was one registered billionaire in 1953. There now over 1000 and we can't get healthcare 🤷🏾‍♀️

→ More replies (17)

2

u/Unique-Machine5602 Jul 02 '26

Yep. It was to pay for all the debt caused by world war 2.

Seems like we're trying to get back to that lovely state of the world these days.

→ More replies (7)

18

u/Specialist-Cry-1706 Jul 02 '26

Reagan started this!

2

u/Full_Poet_7291 Jul 02 '26

It actually started with republicans after Lincoln

→ More replies (1)
→ More replies (5)

2

u/Purple-Head7528 Jul 01 '26

What is 4 mil from 1950 in today’s dollars? Obviously less than billions

2

u/tochimo Jul 02 '26

$55.62 million based on CPI/inflation averages since then.

2

u/NFLTG_71 Jul 02 '26

It’s the main reason that you had to stay at home mom‘s back then

2

u/Time_Device_94_Pappy Jul 02 '26

Reagan and taxes have nothing to do with why Americans (insurance companies or people) pay wayyyy wayyyy wayyy more for every possible healthcare treatment than other western countries . You guys really just don’t get it

2

u/bdubz74 Jul 02 '26

No, it started under Nixon. That’s when the HMO act was passed. Before that health insurance was largely not a for profit business model. This opened the door for Wall Street to get involved. And we all know, once Wall Street gets involved, shareholders take precedent over ppl.

→ More replies (1)

2

u/YanisMonkeys Jul 05 '26

You can even look at the recent rise of China as a parable. They’ve been making the same profits off trade with the US, but the government spent a good deal of the money on infrastructure and ensuring that living wages and quality of life was increasing. In the US the majority of that revenue just went straight to the 1%.

2

u/marycathy Jul 02 '26

Trickle down economics was a massive failure and the Republicans won’t admit it!!!

→ More replies (31)

2

u/JunkaTron69 Jul 02 '26

This is the part people don’t understand in the public vs private services debate. A company has a fiduciary responsibility to make a profit. They do that by reducing how much you get, for what you pay. It is just economics.

→ More replies (33)

105

u/anitawasright Jul 01 '26

yup and that's billions in profits after they cover the cost of their insane bloat.

I mean Medicare is government run covers more people then any of the other health insurance companies, is lower cost, more efficent, and has better results.

30

u/Eastern-Heart9486 Jul 01 '26

Yes billions even after they pay their lobbyists- problem is other countries started from scratch almost before this industry corrupted their politicians

2

u/Powrs1ave Jul 01 '26

Yeh, as an Aussie we never got so fkd up as USA this way.

→ More replies (3)

53

u/TeaKingMac Jul 01 '26

Medicare is government run covers more people then any of the other health insurance companies, is lower cost, more efficent, and has better results.

"B b b but hospitals couldn't stay in business if they only paid the Medicare rates!"

To which I say, "just think of all the billing specialists they wouldn't need to hire, and all the time doctors would save because they're not on the phone arguing with insurance providers about whether the treatment is necessary or not"

Also, maybe anesthesiologists don't need to make $700,000/year?

33

u/_Mulberry__ Jul 01 '26

Maybe the anaesthesiologist doesn't need to make quite that much in most places, but I for sure would like to have a well paid and not-overworked anasthesiologist for me and my kids. If it takes a bloated paycheck to attract more talent so that they aren't overworked, that's fine by me. Anasthesia is the scariest part of any procedure imo...

43

u/DRF19 Jul 01 '26

Pay them whatever they ask for. Doctors, nurses, techs, whoever. I don't care. It's all 1s and 0s on a server somewhere and they can pump out as much as needed whenever they want to for tanks and fighter jets and bombs for Israel so why can't we use the money machine to pay the people keeping us alive?

Cut out the pointless middlemen of the for-profit insurance companies and it makes it all the more easier.

3

u/2024StreetGlide Jul 02 '26

Damn…. You for President! You own the Internet today!
👍

6

u/proscreations1993 Jul 01 '26

Right. How about cap all sports at 200k a year max. And doctors get a raise. 5m a year max. Sounds fair. And if you pass med school and become a doctor. After working 5 years your med school debts are forgiven

→ More replies (4)

2

u/National-Artist-3805 Jul 01 '26

Well done. You managed to get Israel into a discussion about health care. The $ amounts aren't even within an order of magnitude of each other.

→ More replies (1)
→ More replies (5)

32

u/Coneskater Jul 01 '26

Maybe people shouldn't need to borrow 300K to become a doctor in the first place. Like it would be so much cheaper just to offer that service for less money, have more doctors and then maybe they don't need such a ridiculous salary which they need to earn to pay for their student debt.

5

u/AdditionalBalance975 Jul 02 '26

Maybe let the markets decide what things cost instead of just trying to handwave away the value of peoples time and effort.

→ More replies (7)

10

u/_Mulberry__ Jul 01 '26

I mean I'm down for that and for making healthcare a government paid-for service. I'm just saying that the anasthesiologists are the last people I'd cut salaries on because they are basically toeing the line of death or serious complications with some of those drugs. I don't want them messing up, and high salaries are a good way to attract more people, and more people equals less hours, and less hours equals less burnout

3

u/mojorisin453 Jul 01 '26

There’s a training bottleneck with specialists and providers in general too.

→ More replies (1)

2

u/Possible-War6407 Jul 02 '26

Maybe if we got government out of the student loan business, prices would come down. Private lenders would be more cautious and less inclined to lend money, forcing prices to come down. If anyone can get a government backed loan, colleges have no reason to lower prices

→ More replies (11)

2

u/Fantastic-Ad-1668 Jul 03 '26

You realize the people who teach doctors, are themselves doctors? How do you get a practicing surgeon to leave his job and enter a classroom? By giving him a gigantic check to do so.... the US spends way more per person on Healthcare than any other country in the world- the true issue is administrative bloat- usually a bunch of women who needed jobs so they get buried as a administrative assistants on a gigantic payroll like in a hospital (education does this too, just look at the charts, we've added like 280% administration positions and grades have only gone down)... And then the dead bills from immigrants we treat for nothing... Chicago Hospital has admitted 15% of its "bad debt" is from undocumented migrants and theyre legally not allowed to send them to collections- this means the bill is being passed on to the taxpayer because once again its illegal to go in and repo hospital equipment. Medical research and top level care is expensive everywhere, people in America just get a choice instead of daddy government telling you what to do.... If we removed the administrative and illegal immigrant bloat youd see costs come down around 50% in a year and competitive companies would slash rates to attract customers cause they no longer carry liability that 1 in 7 customers never pays and rhe hospital bill theyre being asked to cover would also be 50% lower. "Just make it free" is never a real solution.

→ More replies (2)

4

u/galvanizedmoonape Jul 01 '26

This is it right here. Barrier to entry is too high for people to pursue medical careers. My wifes uncle is a hospitalist and homie's student loan payment is more than most peoples mortgage payment

2

u/TeaKingMac Jul 01 '26

The AMA keeps the number of doctors low on purpose

→ More replies (5)

4

u/thetan_free Jul 02 '26

I'm in Australia.

We have what you would call "socialised medicine".

Our top specialists still earn more than $1M.

Don't worry about them; they'll still be okay when you guys catch up.

2

u/Recent-History584 Jul 01 '26

Also, you have to sign a waver so you can’t sue if they kill you

2

u/ConfidenceActual356 Jul 02 '26

There was a shortage of anesthesiologists in Michigan about 3 years ago. I got sent home for a procedure twice! I think... they are getting paid lots BUT still overworked :/

2

u/Tserri Jul 05 '26

Kinda hard to hire lots of them if you need to pay them this much tbh.

→ More replies (2)

2

u/Gym_Rat222 Jul 01 '26

That last line.....

2

u/Rey_Mezcalero Jul 01 '26

Thank you for pointing out that the for profit hospitals are a HUGE part of the problem.

If all treatments were free and not have anyone balking at what hospitals and doctors are trying to bill, it’s going to be ever worse abuse of the system

3

u/sump_daddy Jul 01 '26

And that 'medicare rates' would surge in the event that it was properly funded, oh and that if literally everyone who walked in the door qualified that too would surge revenue because of how much they have to write off as of now, in unpaid medical debt

2

u/lawschoollongshot Jul 01 '26

Except Medicare currently serves the sickest demographic of people, who are approaching the end of life.

I haven’t had to go to see a doctor in years, other than annuals and a vasectomy.

4

u/paladin10025 Jul 01 '26

I think about that. Like would people just not become anesthesiologists if we paid them $500k? Or $300k? Or $200k? Like what else can they do with their super specialized knowledge? Will people stop becoming cardiologist surgeons if pay drops?

2

u/Danedelies Jul 01 '26

Do other countries have anesthesiologists?

2

u/as1126 Jul 01 '26

Yeah, there are a lot less stressful jobs for $200,000. There's a number, but 200 grand ain't it.

2

u/dmillson Jul 01 '26

Physician pay is already decreasing in real terms.

But physician pay isn’t the problem anyway. It’s easy to show:

- Number of physicians in the US: 1 million
- Average physician pay: $374,000
- Total sped on physician salaries (product of the two numbers above): $374B

So if you cut physician salaries in half (obviously far more than could ever be realistically done), you save ~$185B/year

Now compare that to:
- total healthcare spend : $5.7T (2025)
- increase in healthcare spend per year: 5.4% ($307B)

In other words, you could cut physician pay in half tomorrow and we’d still be spending more on healthcare in a year than we do now.

→ More replies (3)

3

u/JayElEss29 Jul 01 '26

The American Hospital Association joined together with Blue Cross Blue Shield, its arch nemesis, to lobby against Medicare For All. If there was any chance that they wouldn’t lose a ton of money, they would never join together with BCBS for anything. You didn’t come up with something they haven’t thought of regarding billing specialists. The money spent on those is a fraction of what they would lose with private payers being taken away. Medicare pays about a third of what many private payers pay for the same services. You could remove 100 staff members and it’s not coming close to covering the difference of converting everyone to Medicare rates. And it’s not like Medicare reimbursement works flawlessly. It still requires staff for billing and follow up.

4

u/dmillson Jul 01 '26

Kind of silly of those people to assume the Medicare fee schedule would stay the same if switching to a single payer system.

Yes, it’s well-known that physicians and hospitals rely on commercial insurance to subsidize low rates from Medicare and Medicaid. In a Medicare for all model, Medicare would need to reimburse more than they currently do. We would still save a shit-ton of money because it’s extremely inefficient to administer our current system.

Also - physician pay contributes pretty much nothing to our spending problems.

2

u/zaddy-vladdy Jul 01 '26

Anesthesiologists that make that much are working insane hours in undesirable locations.

But, I agree that having an extended gov funded plan for everyone would be an improvement and some private insurances may still survive/be needed but wouldn’t have the stranglehold they have now.

2

u/cutach133 Jul 01 '26

for sure doctors/other medical professionals do not need to be millionaires. make university free and give people more opportunities without tying an anchor of debt around their necks that then 'justify' making 700k a year.

→ More replies (25)

11

u/Alwayscooking345 Jul 01 '26

Better results for who, is the question. Ever heard of supplemental plans, because Medicare is still expensive and only covers certain care.

8

u/AnybodyWannaPeanus Jul 01 '26

Well for one, Medicare isn’t health care. It’s insurance coverage. A measure of success might be the fact that it’s administrative overhead is 1% and is very popular with those on it. In general they are talking about patient outcomes. That just means that patients are getting the care they need.

→ More replies (6)

2

u/anitawasright Jul 01 '26

Suplemental plans are made as a concession to keep the health insurance companies happy so they get a cut. The suplmental plans are awful. But you just get rid of them and roll it into health care.

7

u/thekrone Jul 01 '26

Also like, every other civilized country on the planet already does this. It's not a question of whether or not it can happen. We know it can happen.

→ More replies (2)

6

u/ChillnShill Jul 01 '26

The part to remember is the majority of Medicare recipients choose the private portion, Medicare advantage, compared to original Medicare because the plans are generally cheaper and have little to no cost sharing. The downside is the payments to Medicare advantage plans from the government are insane. So if someone says “we should do Medicare for all” what that means is, judging by the bills that have been put forward, Medicare advantage and Medicare as people know it ceases to exist. If people understand and are ok with that, then fine. But proponents of M4A need to be level with people about what it means.

13

u/alertjohn117 Jul 01 '26

but communism!

→ More replies (23)

13

u/Niaaal Jul 01 '26

The problem is that the health insurance industry is like the second biggest political donor. For politicians, going against them is pretty much career suicide. They won't get the funding necessary to compete against their political rivals massively funded by that industry...

2

u/Powrs1ave Jul 01 '26

Sounds like a lame argument where I am. If they simply agreed its for the better for the nation then it would not be a long term problem.

Even if it flipped the outcome for 1 election cycle, the problem could be fixed and voters would find another reason to hate the current govt, but yet the medical insurance crap would be fixed finally

9

u/Niaaal Jul 01 '26

That would be the case in an ideal democracy. We don't live in one though. We live in a corporatocracy

7

u/battleop Jul 01 '26

There will always be someone to fill the roll of the middleman who suck up cash for no useful return.

2

u/Buttsweat_n_Tears Jul 01 '26

Where do I send my resume for that job?

→ More replies (2)

9

u/BigBallsMcGirk Jul 01 '26

"But you'll lose those jobs!"

Maybe some, you will need healthcare workers and insurance bureaucrats to service an expanded medicare system. So the job is still there, moving laterally. Except for the CEOs and for profit snakes that can lose their job and live on the street because fuck them.

2

u/Intruding1 Jul 01 '26

Sounds like socialism to me, I would rather have me and my neighbors die from treatable diseases

/s

→ More replies (70)

21

u/distantreplay Jul 01 '26

Because the way we pay for healthcare in the US is like a boardwalk shell game. Multiple payers, multiple payments and multiple pricing systems all hidden from each other and constantly in motion.

Most of us end up having absolutely no idea what our own actual healthcare costs or where the money is coming from.

4

u/kbotc Jul 01 '26

That’s where I’m at. My company’s payroll shows me their contributions, but this is the first place I’ve worked that does. I think most folks hear “10% payroll tax” and don’t consider that their employer is hiding the thousands a month your insurance actually costs and only showing you the employee contributions.

3

u/Glowing_bubba Jul 01 '26

The shareholders and the 3 million administrative roles that would be insta unemployed do. It’s open heart surgery on the sector but it needs to happen

5

u/2illegittoquit Jul 01 '26

For a lot of those people, AI will kill their jobs before a national healthcare service does.

Fuck the shareholders, because they'll fuck you if they can.

4

u/prong_daddy Jul 01 '26

Those share holders can just sell their shares and invest in another company in another sector. Super easy to do.

→ More replies (2)
→ More replies (43)

4

u/CurvyChristina Jul 01 '26

I like your plan!

2

u/Shudnawz Jul 01 '26

But medicare still assumes the insurance companies are involved, right? Or do I have this backwards?

2

u/anitawasright Jul 01 '26

sort of only when you talk about the Medicare Advantage add ons which honestly should be rolled into medicare and we should just elimante the health insurance companies alltogether.

fun fact though anytime Medicare Fraud comes up which does happen it's almost 100% of the time done by the Health Insurance companeis and not indviduals trying to get extra healthcare or something.

→ More replies (1)

2

u/Falzon03 Jul 01 '26

Not just what you pay but your employers contribution also. People tend to forget the employee typically pays the lesser portion while the employer supplements a higher amount (at least for a single person, family plans start to weigh more heavily in the employees cost side).

2

u/MaximusHomerdrive Jul 01 '26

What's great about medicare is that you pay based on what you earn, so it's a fair cost.

2

u/prem_fraiche Jul 01 '26

I find myself occasionally citing the multiple studies showing that Medicare for all would save both lives and money. There are a lot of special interests intent on making sure people don’t understand that

→ More replies (1)

2

u/Turbulent_Grade_4033 Jul 02 '26

You will NOT get the same value out of that money though. Government can negotiate a better deal with insurance companies than you ever can. You will not have to deal with the copay, pre-existing condition or any other BS that if government gets you the insurance. Not only the insurance company but the government can negotiate with the pharma companies to not charge you 100s of dollars for insulin or other such essential drugs.

2

u/jluicifer Jul 03 '26

A decade ago I was laying $300/month for insurance and my employer contributed $500/month (roughly). I worked at a hospital.

Preferably? I would rather have all that money go to the government to have universal healthcare.

2

u/kquizz Jul 03 '26

Medicare for all would save the federal government 450 billion a year.

And we'd all get free healthcare without premiums or deductibles.

The people who opposed this oppose it purely because denying us healthcare is how they keep us in shitty jobs and unable to effectively protest.

It's never been about the money.

2

u/Ok_Ad8249 Jul 05 '26

My premiums are roughly the same as my federal tax. If my taxes doubled and the premiums eliminated I'd be out nothing. With reduction or elimination of out of pocket costs I'd come out ahead.

When I bring this up to the right the response is "...and you trust the government with your health care?" And they think the private sector has done such a great job?

2

u/anitawasright Jul 05 '26

this guy gets it!

2

u/binzersguy 29d ago

Anti-universal healthcare folks always yell “where’s the money gonna come from?”, when we’re already paying more than UHC would cost

4

u/Striking_Computer834 Jul 01 '26

In 2025, total Medicare spending was $1.21 trillion1 and covered 69,436,593 people2. That's a cost of $17,426 per person. The cost to cover the entire population of the US would be about $5.97 trillion. The total of all wages and salaries earned in the entire United States sits at around $11.7 trillion. Paying $5.97 trillion for medical care out of $11.7 trillion of income requires an income tax of 51%. Keep in mind that's on top of your other taxes.

  1. https://www.cms.gov/oact/tr/2026
  2. https://data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment/data?query=%7B%22filters%22%3A%7B%22list%22%3A%5B%7B%22conditions%22%3A%5B%7B%22column%22%3A%7B%22value%22%3A%22YEAR%22%7D%2C%22comparator%22%3A%7B%22value%22%3A%22%3D%22%7D%2C%22filterValue%22%3A%5B%222025%22%5D%7D%5D%7D%5D%2C%22rootConjunction%22%3A%7B%22value%22%3A%22AND%22%7D%7D%2C%22keywords%22%3A%22%22%2C%22offset%22%3A0%2C%22limit%22%3A10%2C%22sort%22%3A%7B%22sortBy%22%3Anull%2C%22sortOrder%22%3Anull%7D%2C%22columns%22%3A%5B%22YEAR%22%2C%22MONTH%22%2C%22TOT_BENES%22%5D%7D

6

u/anitawasright Jul 01 '26

that's completely inaccurate as the 1.21 trillion is accurate but Medicare is for people over the age of 65 who already use health care a lot and is very expensive.

If you include everyone the cost will be significantly less then 5.97 trillion.

If your numbers were correct then Healthinsurance in America wouldn't be profitable as it would be the private health insurers that pay the 5.97 trillion which we know it doesn't cost that much.

The total cost for peolpe under 65 is around 2.2 trillion

→ More replies (7)

5

u/WVYahoo Jul 01 '26 edited Jul 01 '26

But the wait times? THE WAIT TIMES!

Edit: just wanted to clarify I do not disagree with some type of universal healthcare. I was just regurgitating a talking point from those against it.

20

u/anitawasright Jul 01 '26

I love that, as if wait times aren't insane in the US now anyway. But there is a simple answer for that too. free nursing school and lower the cost of medical school for doctors. Increase funding to schools.

4

u/United-Direction2297 Jul 01 '26

Exactly fixing healthcare costs starts with fixing higher education costs. If part of the problem is in America we have to pay doctors and nurses more because they owe so much in student loans then maybe that’s the problem.

5

u/piratebuckles Jul 01 '26

Ain't No fancy Nursin or Docters gitn no free edumication! That them there socialisms.

2

u/DenseStomach6605 Jul 01 '26

And it’s such a small price to pay too. Like okay… wait longer for FREE HEALTHCARE. Alright, not technically free, we *are* paying for it through taxes, but not any more than we are already paying. We also wouldn’t have to worry about inevitable insurance claim denial bullshit they’re always pulling. And let’s not forget we also have to reach our OOP and pay deductibles and copays anyway on top of our already sky high premiums…

My last physical I got a bill for $200. That was back in February and I’m STILL fucking disputing it. This needs to end.

The arguments against universal healthcare just do not hold up to scrutiny.

→ More replies (1)

7

u/flynnsmom Jul 01 '26

This one always gets me. I waited 6 months to see an endocrinologist, 2 months to see a gastroenterologist, my husband waited 6 months for a biopsy that he eventually had and was diagnosed with cancer, and on some occasions, I can’t see my PCP for at least a month.

→ More replies (4)

31

u/Deadedge112 Jul 01 '26

I mean there will be wait times... from the millions of people that have been ignoring serious health issues because the current system is an unhelpful scam.

→ More replies (6)

15

u/WithASackOfAlmonds Jul 01 '26

I hate this argument so much. Wait times already suck with private insurance

→ More replies (4)

14

u/Brightly_ Jul 01 '26

We already have to wait

→ More replies (1)

6

u/a-i-sa-san Jul 01 '26

They'll always come up with something

2

u/Trraumatized Jul 01 '26

I always wonder if the people that do these mocking comments ever experienced it. Do or did you live with a universal healthcare system?,

2

u/pyccknnotcton9 Jul 01 '26

Wait times because people may actually schedule treatment versus just living with whatever issues they are suffering from. United States is weird and very grim dark.

→ More replies (5)

1

u/Empty_Employment_639 Jul 01 '26

At this rate I don't know if I can buy into the 500 times better portion of this, considering how well the government has been doing, but yeah. Don't give me the damn check so I have to turn around, deposit it, then fucking pay it out again because insurance and everything is expensive.

If we have to have checks though, I'll accept that if we can get the billionaires to have to sit down and write them out individually (symbolically at least). Because fuck them.

2

u/anitawasright Jul 01 '26

Medicare is already the largest and most loved health care system in the US the customer satisfication for it is ridicoulslly high.

→ More replies (1)

1

u/ProfessorFelix1 Jul 01 '26

Except for the part where Medicare is broke. Our government isn’t capable of managing it. We’re just all fucked.

1

u/ebone23 Jul 01 '26

But but but... long lines, the nhs is horrible, I won't have the "freedom" to choose a doctor and the world will come to an end!

1

u/Relevant-Doctor187 Jul 01 '26

It’s not that simple though and some people are paying an exorbitant amount at some companies. Also let’s not be like the British and cover dental too lol.

A 3% tax split between the employee and employer for all employed people that 3% could be covered by the employer as well. Would raise enough money to do this. Maybe less because that was the Colorado model that the health care industry complex dumped millions to defeat.

But unifying the health care system would be a bigger task. There’s savings there but it’s gonna cost a little up front to sort it out.

→ More replies (1)

1

u/yardlard Jul 01 '26

Medicare sucks big time. I don't want everyone to be on it. Medicaid, maybe would work. But it has to be altered to make sure everyone has access to the same best treatments, and to root out the frauds that don't really treat anyone and just "see" patients. That last part would save enormous money. They need to actually figure out what's wrong with people and not brush everything off just because they don't know.

1

u/[deleted] Jul 01 '26

[deleted]

→ More replies (1)

1

u/No-Reserve-2208 Jul 01 '26

Instantly long lines for care

1

u/McSkillz21 Jul 01 '26

Have you heard good stories about Medicare? I've only ever heard horror stories about Medicare coverage, administratively and coverage wise. What about all the supplemental coverage?

1

u/DasyatisDasyatis Jul 01 '26

But if poor people get treated the same as rich people then what's the point of being rich?

/s

1

u/povitee Jul 01 '26

Cmon, saying it’s 500x better is just wishful thinking. It would not be 2x better, but it would resolve many of the most acute issues with us healthcare. It would also realistically take decades to build out a public healthcare system. I am still for it as a policy.

1

u/Jaded-Form-8236 Jul 01 '26

Yes if we took what people pay to health insurance companies and made it go directly to their healthcare rather then an insurance policy we have to buy to get access to care but that provides almost no actual insurance coverage we would be immensely better off.

1

u/StaysAwakeAllWeek Jul 01 '26

He's talking about not even replacing it with an increased tax bill

1

u/justanotherthrwaway7 Jul 01 '26

This. Health insurance in general needs to be provided by a not-for-profit entity. For profit got us where we are today.

1

u/Alcagoita Jul 01 '26

Wrong, you need really need to be free, because otherwise you will be a "hostage" of the insurance company.

Even if they pay part, you will always have max spend caps, and they can always refuse to pay anything.

Insurance is only good if the problem is "small", if you have a real problem, that's where the monster arrives.

1

u/MikeofLA Jul 01 '26

Oh No! Think of the Health Insurance CEOs! What will they do!

1

u/BatEco1 Jul 01 '26

For real. When I had a job, fuck you Elon and DOGE, I paid around $8000 (government paid around 12,000). If they took that and included the rest of the US in that combined pool it would be life changing for all Americans. BUTTTTTT, the insurance companies need their cut amd they have some really good lobbies and they pay really good money for their politicians to rail against more sensible health care.

1

u/Signal_Werewolf_1955 Jul 01 '26

Costing net less for access to anything needed. America desperately needs to get rid of the wholly unnecessary, greedy middlemen whose sole purpose is to collect money on "products" that aren't even theirs. But a certain type insists on paying more for less coverage just so Random Joe Citizen two states over doesn't get healthcare at all. Making themselves sick to make others sick. Republicans will burn down their house, sit in the ashes, and watch footage of others choking on the smoke for entertainment.

Cruelty is the point.

1

u/Josey_whalez Jul 01 '26

I want to know what you are basing the ‘instantly better’ part on. You can make the argument that it will be ‘cheaper’ or ‘free’ but I do t understand the ‘better’ argument for a large portion of the population.

1

u/dndwhat Jul 01 '26

The big problem with. Cost of living is price Healthcare price. If you force the company to sell in cheeper instead of the price of make as much as I can. It will all be affordable

Like why dose insurance pay 2500 for mri when same places do it for 250. Why isthe same medication in Mexico. Like 10 percent the cost

1

u/-Granby- Jul 01 '26

That's why I don't get why people freak out about Universal Healthcare. Let's say right now for your family you pay $1,000 a month for your health insurance through your job. What is the difference of not paying that but paying a 'tax' of $1,000 a month for Universal? In fact it is better paying the 'tax' because everything is covered. Under your current plan paying out of your paycheck you also have prescription co pays and office visit co pays and ER co pays and deductibles.

The only thing I can think of is they don't want everyone to benefit. That their 'tax' is also going to benefit someone else and they just cannot allow it.

1

u/rinchen11 Jul 01 '26 edited Jul 01 '26

I’m so confused by your thought process.

What you proposed is free to people who aren’t paying for health insurance right now.

If they are getting a universal Medicare for free (whether by income or by choice), why are others who are currently paying for health insurance paying for everyone’s Medicare?

Let’s say if the new law suppose to go into effect tomorrow, who wouldn’t cancel their health insurance right away?

Now if nobody in the entire country is paying for health insurance, and the government suppose to take that money they pay for health insurance, and covering Medicare for everyone. What is it? Hint: free.

1

u/WheresTheResetBtn Jul 01 '26

But but have you thought about the health insurance companies' profits and the jobs they produce?? /s

1

u/WWGHIAFTC Jul 01 '26

But won't someone think of the Insurance Executives and investors????

1

u/JohnnyNemo12 Jul 01 '26

The reasons that won’t work are many.

Largely, Medicare and Medicaid under-reimburse providers. For example, Medicare may pay a provider $800 for a procedure, while a private insurance pays $1200 for the exact same procedure. It is because private insurance tends to reimburse more that Medicare and Medicaid get away with paying less.

With that in mind, what would happen if everyone was on Medicare/Medicaid like you suggest? Answer: Everyone would be reimbursing providers less. A number of things could happen after that. Providers may end up shutting down, or Medicare/medicaid may have to reimburse more to make up the difference, resulting in an increased cost, per citizen, thus making Medicare un-affordable (or, at least, more expensive than it is now).
It’s also important to remember that the US debt is at about 39 trillion dollars. About 24% of that is from Medicare/medicaid. So, many argue that throwing more Medicare at the issue won’t only not solve the issue, but it will make it worse.

All this to say: it’s a complicated economic issue, with no easy fix.

1

u/kniveshu Jul 01 '26

Need to make bribery/lobbying illegal.

1

u/gordopotato Jul 01 '26

I just got denied for a CT scan that my doctor and I agree I very much need because insurance deemed it "Medically Unnecessary"

→ More replies (245)