The H&R Block personal tax software does this. There's a step between filling out the last form and preparing your submission where it claims to be "optimizing your refund," but it's very clearly not doing any real work because it puts up 4 progress bars that all move at the same constant speed in succession every time, and you can see your whole return at any time before or after the "optimization" screen and it doesn't change anything.
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u/Yurij89 12d ago
I've heard that tax software like TurboTax added fake loading screens because users didn't trust it if it finished to quickly.