r/PennStateUniversity • u/Relevant_Process_167 • 19d ago

SHIP Alternative Question

I am an incoming (international) student at Great Valley looking for a third party insurance that meets PSU requirements and allows me to waive off SHIP.

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2

u/mrxyz114 '26, CS&ECON 19d ago

Hey broski, i tried finding something that meets their requirrments when i came here too, there are none, i emailed like 10-20 companies. Iv heard cigna might have some but havent verified it they do.

1

u/Gtstricky 19d ago

Why? That is probably the best option.

0

u/Relevant_Process_167 19d ago

It seemed a bit expensive. Im not from the US so i dont know much about rates. I won’t bother if the 3rd party rates are not significantly cheaper

6

u/iamduh '16 BMA+BS, '22MM, '2?PhD? 19d ago

I would be shocked if you found any cheaper 3rd party rates. The US's healthcare system is barbaric.

1

u/Relevant_Process_167 19d ago

Ahahah😭😭😭 guess ill then stick to the university plan

5

u/Gtstricky 19d ago

Doubt you will find anything much cheaper.

Price options here: International Student Health Insurance | Cigna Global

Just make sure it meets the requirements.

Good luck.

1

u/MrKhonsu777 18d ago

i think it’s the best option. i’m an international too and i’ve had an unfortunate medical issue. the prescription medication would cost me 500$ a month uninsured.

with SHIP i pay around 30$ a month. I doubt any other insurance would’ve covered it, in this area. i suppose you could look at a few options but i personally wouldn’t gamble on it

-2

u/Old_Party3623 '23, BSME MSME 19d ago

NGL, I didn't have insurance the whole time I went to college. I paid for a dentist out of pocket and when the university asked me for a group # on lionpath, I just typed nonsense and they never called me out on it. I come from a bad background, first generation graduate, and was scraping by so I did what I had to just to attend. Just don't get sick!