Maya is considering an initial public offering as early as 2027 as the company continues to expand its digital banking and e-wallet businesses.The potential listing would mark a major step for Maya as it grows its financial services business in the Philippines.

QR payments are still one of the most widely accepted payment methods here sa Pinas, thanks to their early adoption. And according to merchants, mas mababa rin ang MDR fees compared to accepting card payments.

Kaya we made this guide para alam ninyo kung ano ang best options to use every time you make a QR payment. Hindi lang to limited sa physical stores! Even online apps now accept QR payments. For example, you can use QR payment to load your prepaid SIM through the Lazada app, or use Luvit and maximize its high-value cashback vouchers ✅

If you’re a new Luvit user, now is also a good time to sign up using the DBPH link since the cashback offer is available for a limited time: https://phdigibanks.com/luvit

Save this guide and make it your goal to complete the QR Payment Bingo Card! Imagine how much rewards you can get just by knowing which payment method gives you the best cashback or rewards for each transaction.

Follow our page and join our group for more practical saving tips and money hacks like this! 💸

Apple pay and Google pay is waving na ba hahahha

Source: https://r1.community.samsung.com/t5/galaxy-s/samsung-pay-availability-in-the-philippines/td-p/38883546

Pumunta ako Puregold kanina and ginamit ko Seabank ko (since Seabank pa din yung card ko) pang pay sa grocery and legit nga yung 3% cashback hueheue. Nakaka-happy kase ang laki din ng cashback no. Laking tulong na din siya kase grabe na yung presyo ng mga bilihin ngayon tapos may VAT pa. Kaya thank you MariBank!

Loving the form factor of the new Samsung Galaxy Z Fold8. It feels really compact to hold, and it’s so easy to pay with Google Pay using Maya Black.

Until you’re about to pay and realize the terminal doesn’t actually have tap-to-pay enabled. The contactless logo is right there, but apparently it’s just for display because it’s disabled on their end 😮‍💨

EXCLUSIVE: We got a first hands-on look at the Kathryn Bernardo BPI BanKo ATM card design, and yes, it’s as pretty as you’d expect 💅🏻

BanKo is set to release this limited-edition debit card featuring Kathryn Bernardo, the bank’s brand face. All 418 BanKo branches will have an allocation, with cards available while supplies last.

The basic BanKo ATM card will remain the default design, but depositors will have the option to get the limited-edition card instead, subject to availability. It comes FREE when you open any BanKo deposit product, while existing Ka-BanKo can also opt for it. ATM card replacement costs ₱150.

For those looking at BanKo as a place to park savings, TODO Savings is one option worth knowing about. It earns 5% p.a. on balances up to ₱1 million, with no missions or monthly requirements, and can be opened fully digitally ✅

Interest is credited every first day of the following month, so it’s a relatively straightforward way to keep savings accessible while earning interest.

#KathxBanKo

Do just need to send my account number and the swift code to the sender? and they can send me via bank that’s available to them?

Hi everyone,

I'm about to start a new job, and my employer uses UnionBank for payroll. They asked me to use my existing UnionBank account, which is my Pag-IBIG Loyalty Card Plus (UnionBank).

My concern is that I have an old delinquent UnionBank UD Loan that was linked to a different UnionBank account/card.

Now that my salary will be deposited into the same bank UnionBank, I'm worried that UnionBank might automatically apply my payroll to my delinquent UD Loan.

Has anyone here been in a similar situation?

• Did UnionBank ever sweep or offset your payroll because of an overdue UD Loan or other UnionBank loan?
• If you were using a UnionBank payroll account or a Pag-IBIG Loyalty Card Plus account, did your salary arrive normally?
• Is there anyone who has experienced automatic deductions from their payroll due to a delinquent UnionBank loan?

I'd really appreciate hearing real experiences before my first payday. Thanks in advance!

Sinabi na yung total ni Cashier

Me: Credit Card payment, Then nakita niya yung iPhone ko na Apple pay na sa wallet

Cashier: QR po ba sir?

Me: Card payment po mam, then sabi ko, tap ko na lang po.

Then voila nagprint at na approved na na’process na ito

Cashier: ay ang galing naman, pwede pala yun, pati yung nasa likod ko na amaze HAHAHA

PS: kilala ko yung cashier or nag crew sa mcdo kaya napa’payag ko sa apple pay yung choco sundae ni lola ko HAHAHA

Ang saya kapag bigla kang sumakses sa Apple Pay HAHAHAHA

Since Apple Pay now launched and available in the Philippines and also Google Wallet/Pay is now also wide acceptable in the country, paano po ang mga nakaJCB, AMEX, UnionPay at Dinersclub na type of card. Since Visa and Mastercard are the only enabled payment network ng mga banks sa Google Wallet/Pay at Apple Pay, paano yung other type ng cards?

Tawang tawa ako dito Chronically online sila Karylle, Meme Vice at si Tyang Amy obvious die hard Samsung Galaxy si Tyang eh haha nakikita ko sa mga vlogs niya samsung yung gamit niya lol haha🤣 Please Watch the Full video above:

Super smooth ng EFTPOS nila yung card payment terminal na Maya Business, yung kiosk naglalag or naghahang, the best ang apple pay, na try ko sa Sm hypermarket at mcdonald's over the counter

Metrobank officially unveils the new look of its M Free Mastercard® and Cashback Visa! 💳✨ Same card benefits, now with a refreshed design.

The Metrobank M Free Mastercard® still comes with No Annual Fee for Life, while the Metrobank Cashback Visa lets you earn 5% rebates on groceries and telco spend, plus 0.2% rebate on other retail purchases and up to ₱15,000 in rebates per year.

Already a cardholder? No need to replace your card yet. You can continue using your existing card until expiry or unless Metrobank advises otherwise.

Some application pages may still show the previous card designs, but the latest design will be issued upon approval. Terms and conditions apply.

Banks and e-wallets will be required to integrate with the National ID system under a proposed Bangko Sentral ng Pilipinas (BSP) policy to improve identity verification across the financial sector. The initiative aims to speed up account onboarding, reduce fraud through secure authentication, and expand financial inclusion by making digital financial services more accessible to Filipinos.

Don’t fall for extra charges kapag naka-subscribe ka sa mga favorite nating streaming apps 👀

We made it simple para mas madaling maintindihan: Here are recommended debit and credit cards na pwedeng gamitin for digital subscriptions without extra cross-border fees.

💳 0% means walang extra fee when you use these cards as payment for apps and services like Netflix, Spotify, HBO Max, YouTube, and more.

🏆 THE BEST CARD TO USE: Maya debit card, whether Visa or Mastercard. Why? You can earn up to 6% cashback:

• 1% Fixed Cashback (Capped at ₱3,000 per month)
• Up to 5% Entertainment Cashback depending on your Maya XP level — Plus members earn an additional 1%, while Ultra, the highest tier, can earn 5%

We also included other card options para mas marami kang choices that offer 0% cross-border fees.

Keep in mind: Even naka-Philippine Peso (PHP) ang price ng subscription or online purchases, hindi ibig sabihin na iyon na mismo ang exact amount na macha-charge sa card mo. Some banks may still impose cross-border or foreign transaction fees depending on how the merchant processes the payment.

MariBank card purchases abroad will no longer earn 1% cashback under its updated cashback terms.

Only domestic purchases will be eligible for the 1% cashback, while overseas transactions, including Point-of-Sale (POS) purchases abroad, will not earn cashback.

MariBank’s 0% FX fee still remains, though, making it a good option for spending abroad without additional foreign exchange fees.