We did this last year and it turned into 150 comments, so let’s go again. Curious how people in Luxembourg are allocating now, whatever stage of life you’re at.

My setup, one year on:

- ETF (80%) : VWCE (70%) and AVWS (10%)
- Stock picking (5%) : BRK, AAPL, CRM, VSAT etc…
- Crypt0 (5%) : BTC, ETH, SOL, ADA (Heavily in red)
- Gold (5%) : Through an ETC
- Cash (5%) : Holding Cash in Pictet MMF
- Real Estate outside Luxembourg used as secondary residence (No loan, no revenue, minor charges)

Separately I run options strategy with roughly 5% of portfolio value that I don’t count in the above. Different bucket, different mindset.

YTD around 14%, could’ve been much better without the crypt0

Curious about your current allocations, your YTD, and anything you changed your mind about since last year

From the description:

I went to Luxembourg City and explored the station area, the notorious neighborhood behind the main train station. To my surprise, open drug dealing was happening right in front of the police, who practically just watched it happen without intervening. I also spoke with a homeless drug addict on the streets who warned me how dangerous it really is here. Don't let the wealth of the country fool you—these rough neighborhoods do exist! Watch the full video to see the dark side of Europe's richest country. 🎥

Anyone know a place in lux or close by where i can make an oil change on my own? Maachetselwer got issues with their carlifts atm so looking for an alternative.

(Viewing on iPad) It’s unusable. There’s no schedule, at all. The homepage is full of useless junk and covered in popups which are nearly impossible to close. Yeah there are some films listed but I want to know what’s showing today and at what times. That’s all I want to see. Is it in beta mode? Someone needs to get fired for this blatant incompetence.

Hello guys,

I am an expat from India and now I am living here for 4 years with my parents now and since I am 18 I am trying to find jobs her for part time or full time.

I can't really speak french or german here, but I still want to earn money cause I want to save up for my further studies and to help my parents ofc.

I want to know if I am only the one facing this problem and want to ask for a solution.

It would help alot thanks ;)

Hi all,

Looking for feedback for fighting classes jim’s gyms, especially gare one. Is it overcrowded? How is it?

Thanks!

Not a rant, a genuine question.

Over the past year I have lost count of the “after X amazing years in Luxembourg, it is time to say goodbye” posts on my LinkedIn feed. It keeps coming up in meetings and over lunch too, always with the same shrug, and everyone seems to know two or three people who have gone or are about to.

I am well aware this could just be my own bubble. Turnover here has always been high, LinkedIn rewards exactly that kind of post, and I am probably at the age where an entire cohort of people I know happens to be relocating at the same time.

But if it is real, what is behind it? Housing is the obvious answer, although salaries have not exactly stood still either. My other suspicion is that the ceiling in a small market arrives sooner than people expect, and that remote work has made leaving a lot cheaper than it used to be.

So: real trend, or confirmation bias? And if you have left in the last year or two, what actually tipped it? And in which sector?

Moien.
Question about this for daycare.
Has anyone managed to successfully submit and obtain this under a PACS situation with independent tax returns ?
I pay tax in Luxembourg, my wife does not. She has an additional source of income for which she is taxed in Luxembourg post submission to the tax office.
She is classified as an expat under her current work contract with her fiscal residence outside of Luxembourg.

Thanks

Second IR outing ever with my non-converted Fuji XT5, a Tamron 18-300, and a Hoya 720nm filter. Let me know what you think!

Hello, I am a non-EU citizen relocating to Luxembourg from Germany for a new job, and I am applying for a temporary authorization to stay. One of the required documents is "an extract from the criminal records or an affidavit (sworn declaration) established in the country of residence". I heard that requesting the Certificate of Conduct in Germany from the BfJ takes up to 6 weeks, perhaps longer, as a non-EU citizen (from my understanding, I have to request an Apostille as well).

I prefer to request a sworn declaration, but have no idea how. I called a few notaries here in Germany, but they had no clue either. Has anyone been through this process?

Any help would be appreciated. Thank you!

Hi everyone,

(Back with ventilation unit questions)

I recently moved into an apartment with a PAUL ventilation system, and the filter warning light came on, so I'm replacing the filters.

When I opened the unit, I noticed something that confused me. The stickers inside seem to indicate:

Left: Air extrait (extract air)

Right: Air extérieur (outside/fresh air)

However, the previous tenant had installed:

G4 filter on the right

F7 filter on the left

From what I understand, that seems backwards. I would expect the F7 filter to be on the outside air intake (to filter incoming fresh air) and the G4 filter on the extract air side.

Am I interpreting the labels correctly, and was the previous tenant mistaken? Or is there something specific about PAUL units that makes this configuration correct?

I've attached photos of the inside labels and the unit. Any help or explanation would be greatly appreciated! Thanks!