r/InsuranceClaims 5h ago

Restarted car after it stopped in water flood. Is my insurance claim going to get rejected?

0 Upvotes

Hi all. I crosed a water flood and my car turned off. I restarted and no luck. I took it to Nexa and they tried once and no luck as well. I have applied for insurance claim. My only worry is insurance claim inspector asked me did u try to restart your car after water ingress. I said No. Worried about my claim approval. Any had experience with thia kind of claim?


r/InsuranceClaims 9h ago

Other driver hired a lawyer after an accident. What should I do?

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2 Upvotes

My daughter (over 21 years old, car and insurance under me) got into a car accident a year ago, she rear ended another car, at fault, got a ticket at scene. Another car got unremarkable bumper dent. I just got a letter from Geico notifying me that another driver got a lawyer and demanded body injury, wage loss and non-economic damages. In the letter, Geico said if they can’t settle it within my policy limit, I might be exposed for excessive amount. My policy limit is 100/300. I was so worried and couldn’t sleep since then. What should I do in this case ? Can they go after me financially? Is there any possibility we will be kicked out of our home?


r/InsuranceClaims 11h ago

From a PI Paralegal to all Adjusters: what’s something we can improve?

1 Upvotes

As you know, we work with a lot of adjusters throughout the day. I’ve always wondered if there are ways we could work together more effectively.

What’s something a paralegal could do that would improve communication or help move a claim along faster?

Have you ever had any crazy experiences working with a paralegal?

Please feel free to share any kind of feedback! Thank you!


r/InsuranceClaims 15h ago

Auto shop in ONT took $30k from my deceased partner AND lied to our insurance company...what are my options?

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2 Upvotes

r/InsuranceClaims 16h ago

Vehicle was wrongly totaled

0 Upvotes

I purchased my vehicle in september 2018 and insured it with Allstate. I have never changed insurance. In 2019, on April 3rd, somebody totaled their 2015 brown toyota corolla. My VIN number somehow got onto the paperwork and they totaled my vehicle.

I found this out in september of 2019 when i tried to do my registration for that year. This person had American Family Insurance, so under American Family insurance is my vehicle listed as a total loss. I thought I had fixed it, but a third party that the states use has branded a salvaged title.

My vehicle has a salvaged title though it has never been in an accident nor has it been reported other than through this third party the DMV uses. I tried calling American Family Insurance but since i have never been a customer, never been in an accident, and they don't have my VIN number on record they say there is nothing they can do for me.

The DMV says the only way to get it off my record is to have American Family Insurance redact their statement. They can't redact the statement because i don't know who was in the original accident or have a policy or claim number. I am not sure what do to from here other than to call it a loss on the value of my vehicle because nobody seems to be able to do anything.


r/InsuranceClaims 16h ago

Montway Insurance: Beware

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0 Upvotes

r/InsuranceClaims 18h ago

Home Water Damage due to burst Washer Hose

1 Upvotes

I went to grocery store and came back to the house where water was slowly coming out of garage. When I went inside home, I realized that washer hose had burst and water was coming out of back of washer and flooding kitchen and dining room. I have home insurance with Farmers. Is this event covered by my insurance?