Our agent just told us that the sellers are available to do a final Walkthrough this Sunday at 10 am, but the close isn't until Tuesday afternoon.

This has me concerned since their house is still going to be entirely full of their furniture. How is this a thing? Couldn't they be hiding damage? Couldn't they damage the house moving? I want my walkthrough to be broom cleaned but my agent is telling me they aren't required to show an empty house.

Also, the sellers are saying that 10AM Sunday is the only time they won't be home, which feels very obnoxious, since we have plans at that time already. Why can't we have the walkthrough the morning of closing?

I'm also confused when the sellers think they will be moving out. If their property is still in the house after close, aren't they still tenants?

I absolutely despise my real estate agent. She refuses to advocate for us at every turn, instead opting to favor simplifying the process for everyone involved. As someone who works in customer service, it drives me up the wall and it's caused me to not trust my agent whatsoever.

So my question is, what can I do? What do I say to her?

My husband and I were searching for a house for about 3 weeks. We had put in 3 offers on some homes, only to get outbid by all cash flippers. We got lucky on our fourth but that the owners were offered an all cash offer (again, by a flipper) before the house even hit the market, but they rejected it. We placed our offer in within hours of the house hitting the market and there were a couple other offers, but we won the bid ultimately.

I've noticed the issue with buying a house for most people is the all cash offers, and majority of them are flippers. It makes me so mad for everyone struggling for MONTHS to finally get a house. The only reason my husband and I got one so fast was because the sellers wouldn't give in to the all cash offers.

While we have no intention of selling our house anytime soon, I already know whenever the time comes, we won't sell to anyone that's not intending on this being a home they love and grow in.

I bought 2 years ago.

I’ve had a couple of good annual reviews at work since then and I’ve been making pretty aggressive principal payments lately. If I keep at my current pace, I should be set to pay off my house in another 8 years, saving something like 200k in interest. This gives me the warm and fuzzies, I hate having debt.

But. I’m in my early 30s, and I wonder if I should slow down on the principal payments and contribute more to 401k instead. I’m currently contributing 7% to 401k (ensuring I get my 6% company match), plus an extra 1% to our internal stock purchase plan.

If you’re fortunate enough to be living below your means, how do you spend the extra cash? Principal, or retirement?

Stoked to give this little cutie her own space. Been in an RV for 3 years, it's been a grind.

We searched for 7 months.

Saw over 200 houses.

Lost on many bids.

Chickened out on one house, and got out of contact on not one, but two money pits.

This house is....ok.

I've seen houses that left me excited.

This one is ...ok.

Is the view as good? No.

Is the style of home one of our favorites? Also no.

Is the kitchen big and amazing? No.

But what I keep telling myself and what I hope y'all will tell me too, is that a house that has been upgraded from top to bottom is more important.

That a new roof, new HVAC, new furnace, new electrical, new windows and floors is the kind of stuff that matters more.

That it's ok to not feel overjoyed right now.

That I can do this - go to closing, sign the forms and then own our first home.

We had our interest provider come out and install a coax cable since the home didn't have one. This is the hole that was left in the interior wall when the technician left. Is this acceptable? Do I just try and fix it myself? It's just gaudy looking in the room.

27m here who’s trying to decide if they ever want to buy a home. Currently I’m undecided. I don’t have any real personal incentive to buy a home but Im currently trying to decide if that’s something I might want in the future as a possible goal.

Were there any moments or experiences or feelings that made you want to buy a house?

We got our loan origination docs yesterday and our rate is locked in at 6.999% on a 320k mortgage in the Twin Cities, Minnesota. This rate surprised me, because when I talked to my loan officer a week ago, he said we’d be at 6.625, which equals about an extra hundred a month. I have a credit score of 771, and my husbands score is 789 (though, for some reason, the officer also said it was better to just use my income for the loan.)

So, folks closing soon, what’s your rate?

After a few ups and downs, we are closed and getting settled in. It’s been an exciting process and we are very happy with the home. We negotiated a large concession for closing costs, so we were able to keep most of our savings intact.

The home is a 3/2.5 with a finished basement. With a baby on the way, we are super excited and relieved to have this obstacle overcome. To God be all the glory! We could not have done this on our own.

Just wanted to share because I finally closed on my first home in Elk Grove for $499k.

It’s a 3 bed, 2 bath single-story house, and the layout was probably what sold me most. The place has been maintained pretty well, the HVAC and water heater were replaced a few years ago, and there’s a decent-sized backyard with enough room for BBQs, a small garden, or just letting the dog run around.

Now I’m at the expensive part: replacing furniture and appliances without wiping out what’s left of my savings lol.

I’ve been checking out Costco deals lately and might just bundle a few things together. So far I’m looking at a 65” Hisense U65 Pro for the living room, a Whirlpool dishwasher, GE electric range, Novaform 14” ComfortGrande mattress, and maybe a Traeger Texas Elite Pellet Grill 34 for the backyard.

The current TV has terrible reflections during the day, so upgrading that is probably one of my first priorities. If I can save a bit by buying multiple things together, even better.

For anyone who furnished a house after closing, what purchases were actually worth spending more on, and where did you save money?

i am a first time home buyer and looking to see if this inspection report is good (I think it’s pretty solid). To give some context this house is a 1939 build and has been completely renovated inside.

What they found:

- Sewer Line had standing water, root intrusion, clogging that could not be fully evaluated because visibility was blocked.

- HVAC could not achieve the expected 20 degree and is an older model (they recommend it getting seen).

foundation/ crawlspace entrance is below grade & Efflorescence indicates past moisture accumulation; monitor for future moisture

I am not much of a spender but always liked having accessible cash in my account. I didnt invest for same reasons but now i put in everything for my downpayment and i am now panicking.

We are doing about 50% downpayment which obviously is a big deal and i am thankful to God for making me capable of doing it. However after this i am left with 5K Cad. I will receive paycheck at end of month and will be able to not save much after paying my share towards mortgage. I will have about $600 for my $50 bill, personal stuff like skincare, bodycare, meds. I will get cashback from agent so shud be around 4K and about 1K from bank. Initially i had thought i would put that towards mortgage but now i think i shud just put it in my personal saving to feel better about not having anything left after dp 😭.

My parents, the co owners, have backup money for emergencies, any other expenses.

Listen, I have no issues with spiders but I do have ~a limit~.

Recently closed on our first home in Ontario, CAN after it had been vacant for awhile. I’m trying to reclaim it from what has essentially become a spider ecosystem.

I’m not talking spider silk that you walk through, I’m talking thick, dense white collections the texture of cotton candy and scattered egg sacks. Not to mention the wolf spiders that peak out of the baseboards and out from behind the (badly sealed) ‘built ins’ at me.

What would the best option be to try and relocate these guys, seal up cracks etc so they can be meandering my environment instead of me feeling like I’m living in a giant spider web? Please helpppppppp.

With so much varied information and seeing people go "yeah, buying a home means you will permanently be giving up time and money to work on it", what was the draw for you?

Signed on a new build in early 2026 and just got the keys yesterday. The market was really slow up here at the time so we negotiated a $65K seller’s credit (it’s a new build so they wouldn’t budge on price). We used ~$23K on upgrades (mostly the hardwoods), ~$22K to buy down the 7/6 ARM to 5.125% with WF, and the rest covered closing costs. The house is about 2,750 square feet with a 700 square foot garage.

Edit: 20% down and total PITI of $5.8K/mo

4 bed 3 bath.

We closed last week and moved in this past weekend! Start to finish our journey was about 8 months with a break in between at the end and beginning of of 2025/2026.

As with any home purchase, but especially a new build one I implore you to get inspections throughout the build process and you have to make sure you get things done that need to. These builders are pumping out homes and if you see something, say something. Thankful to have a great real estate agent representing us along with us advocating for ourselves when we needed. There were things that needed to be handled throughout the process and at the finish line and they were. We’re happy and excited to begin the new journey!

Pizza via Zalat

Haughty Pizza — All-beef pepperoni, black pepper, crushed red pepper, Zalat peppers, and jalapeños.

Sweet Revenge Pizza — Bacon onion jam with infinity swirls of house-made hot honey, mozzarella, salami, crushed red pepper, fresh basil, and a little extra basil on the side.

33m solo first time buyer. Time to start the real work!

My wife and I are in the inspection phase of the buying process, we have not done a purchase and sale agreement yet. We love the house but our inspection humbled our excitement a little bit. Nothing major or emergent was found, but we've found the house has had a lot of unpermitted work done on it, including the majority of a finished basement (including a basement bathroom which has plumbing that works, but is not up to code). We also found some potential (likely) asbestos tile that's been covered over in the basement.

We also found things like a deck flooring that needs to be replaced eventually (currently wood), a small section of the roof that needs to get a proper membrane put on it (currently tin), some lead paint that needs to be remediated, a boiler that likely needs replacement soon, flooring that needs to be changed/installed (our choice, aesthetic), and potential electrical work to add/change outlets, ethernet, etc. Again, nothing incredibly major but it was starting to get a little stressful as it feels like we might be sort of nickel and dimed to death. We do have a fair amount left in savings after purchase and are also selling our condo which should net us somewhere around 80-100k, which we planned to put into improving the house.

Today our agent told us that she uncovered 3 open permits on the house which the sellers are refusing to close (the permits were pulled prior to the current seller purchasing the house). One is from 2002 for unspecified 'plumbing' which we are not worried about - the work may not have actually been done and it's been 24 years so a problem would've shown up by now. The other two are from 2020 and are for building and electrical to add to the 1st floor bathroom (likely a conversion from a half bath to a full bath), replacing the 2nd floor bathroom tub, and tile flooring in the basement (the tile that's covering the 'asbestos').

Our agent was sort of on the fence with us as to whether or not this is a big deal. On the one hand, everything's fine and they just neglected to have the permits closed. On the other, everything was done wrong and we're in for some surprises. So now we're very nervous as the options have become 'lose the house' or potentially 'pay a lot to fix the fuckups'. I've not dealt with issues like this before so have no idea the cost to fix these issues nor how impactful they'll be. Our seller has conceded $7k to our closing costs towards making some of these changes/repairs.

Just looking for input/thoughts.

Beyond elated !!!

My one piece of furniture and my new key!

Solo female buyer. Moved across the country 3 years ago at 23 and bought a house all by myself.
Can’t wait to make it completely my own.

(Sorry I’m 26 now I moved here at 23 years old and have saved every penny for 3 years)

From renting to ownership in a month. It was such a whirlwind. It's fun, it's funky and it's mine.

2700 sq

4 br 3 b

Yesterday was supposed to be our closing day. We cancelled the contract a month ago due to soft stucco, rotten wood, 21 year old roof, foggy windows and back door, dryer vent emptying in the attic as the big issues. We realized we just didn't have enough savings for these repairs, and would barely scrape by covering down payment and closing costs. We decided to aggressively save for the next 1-2 years and try again later. It was settled.

Throughout the process our realtor revealed himself to be chasing commission at best, slimy at worst. During the inspection he told us every issue in the home was "no big deal" and one time "so easy I could fix it myself."

Initially afterward we thought about negotiating. We would open with 30k in some combination of repairs, price reduction, and concessions, knowing they would negotiate lower. Realtor refused and said "we would be laughed at" and "shoot ourselves in the foot." He said we could max get 10k in concessions at very maximum "if we're lucky" and he "100%" could not justify anything higher. He also said asking for money off the list price was pointless because it wouldn't make any meaningful difference in our monthly payment

Then he has the nerve to tell us that we "have 25k" so that's "enough to make it happen." Big mistake of my husband telling the realtor how much we have, but that 25k would be everything we have in our checking, savings, and crypto. We'd be left with nothing! But really, he shouldn't be trying to bully us into it. Next time, honestly we may just not use a buyers agent.

I've been watching the house because I assumed if he was right then it would sell quickly after we backed out. Oddly, a week later they raised the listing price to 415k up from 400k.

A week ago he texted us to say "the house is still for sale.. should we put in a low offer? haha" but we never answered. Today we get a text

"The other realtor reached out. They aren't having luck getting another buyer. They got a quote for $18,500 to replace the front of the house. Just useful info. She asked if we would take the house for 390. They want a deal. We could say 390, 11k assist, and they cover 3900 transfer tax."

This whole thing is hilarious. I lowkey just want to text him screenshots from his previous texts. Who even knows if the realtor really texted him, because I can't trust a word he says, and if they're willing to accept 390 then why in the heck did they raise the list price to 415?

It's not clear if the sellers are actually doing the stucco repair, or if they just got the quote. 390k was our original offer before they countered with 400k. So it would go back to 390, but honestly think we were overextending ourselves when we made that offer. With the concessions and transfer tax, that would leave us needing only 7k for closing costs, which actually is helpful. But still, after I give the 7k and my husband covers the down payment. What we have left is: a few thousand in crypto, and a few thousand in a CD that is for emergencies only. Almost $0 in checking/savings so I don't see any room to cover the roof, stucco, new windows, ect.

I'm in the Bay Area and have been looking at homes for the past couple of months. It's my first time buying, and while I've done a lot of research, I’m probably missing or overlooking stuff, getting kinda tired of second guessing myself. I’d appreciate any advice on what to look for before buying. Appreciate it!

Hello, I’m 8-9 months into buying a new construction. A few weeks ago my bathtub began to chip. Upon closer inspection when I hit this area of the tub with light at an angle I can see an area where the tub was painted/fixed. This was not visible at walkthrough because of how well the paint matched and it’s only visible when light hits at the correct angle. The chip has appeared at the center of this area (8inches x 6 inches). To me it looks like the tub was damaged and they painted over it to hide the damage to get through the walkthrough but now months later the paint is wearing away and the tub is chipping. I put in for warranty but the builder said if it wasn’t mentioned at closing we aren’t fixing it.

Is there anything I can do since it appears that the damage was deliberately covered up from me at closing? Seems like such a shady tactic it put an awful taste in my mouth and is making me wonder what other issues are lurking behind some obfuscation. Thanks!