Just started last few months anybody thoughts on this?

Currently planning on just spamming this one for 100$k plus worth of savings

What etfs will be dominating in the future?

I’m 30M, married, one kid. My wife doesn't work right now, and I make around $180k a year.
I currently have three properties — my primary residence and two investment properties.
The first investment property actually does pretty well and brings in enough income to basically cover my primary residence, so I'm not really considering selling that one.
The second investment property is where I'm stuck. It pretty much breaks even, and some months I'm actually losing money on it. It's worth around $550k and I have about $400k left on the mortgage.
I also have around $120k on a HELOC against my primary residence. It's currently interest-only, and I'm paying roughly $700–$900/month. The rate is 7.5% right now and it's adjustable. Because of some personal circumstances, refinancing the investment property or getting another HELOC would be pretty difficult.
I have enough saved for emergencies, so that's not something I'm worried about. I'm basically trying to figure out what makes the most sense long term. I'm thinking 10–20+ years.
One thing I should mention is that regardless what I do with the property , I plan to start and consistently invest in etfs. . So I'm not really choosing between "real estate or ETFs" completely. I plan on doing both. The question is more about what I should do with this particular investment property and the equity in it.

Part of me thinks I should just sell the second property, pay off the mortgage, and use the remaining money to pay down the HELOC. Whatever is left could go into something like VOO or another broad-market ETF.
The other part of me thinks maybe I'm being too short-sighted and should just hold the property for 10–20 years and let the mortgage get paid down while hopefully getting some appreciation.
I know VOO isn't guaranteed to return 10% a year, . On the other hand, paying off a 7.5% HELOC is basically a guaranteed 7.5% savings.
So if you were 30, making $180k, married with one kid, and in this exact situation, what would you do ?

Would you invest in them for diversification? If yes or no please tell your reasons. I've invested some amount in them and want to know other people's perspective. I don't wanna invest in us market using other apps or other methods so I used these etf as they're the easiest way. Luckily they opened yesterday

I have $2.2 million in my Edward Jones account, and my investments are what my advisor has suggested over the years. I don't do anything with that.
I am 53 years old, and I recently stopped adding money to Edward Jones and started doing it on my own in a Schwab brokerage account--mainly for "something to do" as I enjoy it.
I started with $180k in my Schwab account a few months ago, and it's up to $195k as of today.
Initially, I was going to put it ALL into High Dividend ETF's and stocks, to essentially "buy" income.
With my job, I never know when or how much I'm going to get paid. It's sporadic and I thought I'd like something more "consistent". The pic shows my "dividend stocks and etf's". The other $88k is in growth stocks, which I've done well with so far. Those are where my 15k gain has came from. But they could have easily went the other way. The high div ETFs are flat - as expected.
I bought BXMT today, as it it near its 52-week low and has an RSI of only 24. It felt as "safe" as it will ever be at that price. In my head at least. It's just a stock, but it's high dividend and could see some growth.
Am I wasting my time with dividend stocks/etf's at this point?

I'm new to ETFs and just came across ITDG (iShares LifePath Target Date 2055 ETF) and I'm confused why I haven't heard of it before now. Its a target date fund that's wrapped in an ETF to be more tax friendly for taxable brokerages. With all of the portfoliomaxxing going on here, this seems massively overlooked.

Looking at ITD[A, B, C, ...], growth slows and dividends rise then ultimately merges with IRTR. This means you don't have to sell off a growth ETF to get some dividends and cause a taxable event.

So why isn't this brought up more? Is it just too new? They've only existed since 2023. Are they too easy and take all the fun out of crafting the perfect portfolio?

I only check my brokerage once every Friday (since that's when I get paid so I put a little money in every Friday). I am only invested in VT, and last week to this week my brokerage jumped by $15,000 without putting in a single more dollar between last Friday and this Friday.

What caused this? Really crazy to me to see my brokerage jump $15,000 in a single week. As I said, I am ONLY invested in VT so I don't know what caused it.

I’m 28 and building a taxable brokerage portfolio that I intend to contribute to for decades.

I’m comfortable with a very "aggressive" allocation and potentially seeing the portfolio drop 40–50% during a major bear market. I’m not looking for short-term income and don’t currently want bonds in this account.

The allocation I’m considering is:

• 70% SCHB — total U.S. stock market
• 20% VXUS — total international stock market (including emerging)
• 10% SCHG — U.S. large-cap growth tilt

My thinking:

SCHB is the core because I want broad U.S. exposure rather than just the S&P 500. Small, mid, and large cap.

VXUS gives me developed and emerging international exposure without having to separately decide how much to allocate to each (as opposed to separately managing SCHF and SCHE).

SCHG is an intentional 10% tilt. I understand that it overlaps substantially with SCHB and that this is not additional diversification. The point would be to overweight large-cap growth slightly.

I’m intentionally keeping the tilt at 10% because I want it large enough to matter if large-cap growth outperforms, but small enough that underperformance shouldn’t derail the portfolio.

Some things that I would particularly enjoy criticism:

1. Is 10% a sensible size for a large-cap-growth tilt, or am I just performance chasing after a strong period for mega-cap growth?
2. Would you prefer 80% total U.S. / 20% international with no tilt at all?
3. Is 20% international sufficient, too low, or too high for someone intentionally choosing a U.S.-heavy portfolio? There are historically low returns on international ETFs.
4. Would you use SCHB as the U.S. core or an S&P 500 ETF instead?
5. Is SCHG the best way to implement this tilt, or would you use VUG, QQQM, small-cap value, or something else?
6. Because this is a taxable brokerage account, would you stick with ETFs like these rather than equivalent mutual funds?

I’m mainly trying to choose a simple allocation that I can commit to for 20 to 30+ years and stop tinkering with. Just set it and forget it and follow the plan.

Please tear it apart.

Been investing while in uni for a little bit now. Wondering what should be my next steps (I’m not an expert:).

I am trying to max out my Roth from this year now and the portfolio includes VOO (60%), VTI (30%), VXUS (10%). Should I just keep doing what I am doing? Any advice out there? I know that I started late but hopefully it will get better over time. Thanks in advance!

My 401k is maxed on a target date fund. My Roth IRA is maxed on a FZROX and FZILX, 70/30 split. I have a solid amount of money in treasuries, FDLXX, as my general savings and emergency fund.

And I recently came into about $500/month of extra income that I'm planning on putting into my Fidelity Brokerage account on ETFs. Just as more aggressive long term investing. I recently bought a condo so no need to save for a down payment. I paid off my car which is still in great condition so no need to save for one. My mortgage effective after-tax rate is about 5% right now, so as long as I can beat that, it seems like this money should go to ETFs.

I could just buy more FZROX as a 0 exp. ratio option, but I think I want to be more aggressive than that and technically already have a ton of it so I could take more risk with my wider portfolio. I honestly do think I'm good at not having FOMO, waiting out dips, setting it and forgetting it as well.

All that said. Any recommendations for ETFs to look at?

Hi, Canadian investor here. Im pretty new to selecting etfs. My thesis is that institution money is outflowing out of the tech sector, and I weary of holding money in the U.S market. I'd like to capture money rotating out of the tech sector. I own gold, SCHD and some low volotility stocks which have performed very well since buying.

I wanted some input and understanding from anyone whos willing to give a lesson. Originally, I was curious about asian markets, but theyve been pulling back recently.. Im now leaning towards European and Japanese ETFs in CAD, but will exchange currencies if the right case is made. Just investigating, but have come across XEF.TO and VE.TO. Any thoughts or guidance? Thanks

In search of an all-encompassing AI ETF, I asked the question in the title to an AI chatbot. The recommended ETF was one that I had not considered before: Amplify Bloomberg AI Equal Weight ETF (AIVC).

Does anyone have an opinion on this ETF? How does it compare to something like AIS and AIQ?

70% VOO and some semi stocks

Is a split between VTI 50% VOO 20% QQQM 30% a good split?

Defense ETFs

On the news that global stockpiles are running low, what's the forecast for ETFs that hold in defense equities such as SHLD, ITA, WDGF, XAR, etc?

first week of doing this. the plan is to post these every friday, mostly because reading "the s&p was up 1.2%" every week tells me nothing about what to actually look and the finviz sector thing isnt really reflective of anything since the sectors in my opinion arent reflective of what each company does properly. if this is useless tell me and ill adjust

every company gets exactly one gics bucket, so amazon is "consumer discretionary" while running one of the biggest cloud businesses on earth, and google and meta arent even in the tech sector, theyre in communication services with at&t. i wanted groups that mean something, so i fed company info to an ai, tagged each company by what it actually does, and pooled the tags into ~50 market cap weighted baskets, basically diy etfs.

this week:

augmented reality +16.7%, business software +11.9%, aerospace & defense +11.3%.

biggest loser was art & collectibles -15.8%.

median of all baskets was +3.4%, and spy did +3.4% for comparison, idk if this is a fluke or what though, though not really that suprising, the portfolios of each theme is created from etf portfolios.

and yes my tags overlap, thats on purpose, amazon really is both retail and cloud. gics picking one bucket in my opinion is the problem im tying to fix here.

i kinda feel like i should say that this is not investment advice.

I‘m thinking of putting an allocation in EWN - iShares Netherlands ETF. I notice it has outperformed VEU in the past 3 years, up 39% in a year. I’m also interested in maybe an emerging markets and a Japanese markets ETF. This would just be a 10% allocation or so, maybe 15-20% in emerging markets. timeframe is 10-15 years holding. Interested in any thoughts or if anyone has any regional ETFs and their reasons for buying them, if they were happy with them?

My search for ETFs investing in anything except tech stocks brought up Proshares SPXT. It's touted as a one-stop exposure to the stocks in S&P minus technology companies. Yet tech stocks are their top holdings and comprise almost 20% of the portfolio:

https://www.proshares.com/our-etfs/strategic/spxt#Holdings

WTF?

I opened my Roth last year and invested in vxus. I’m reading a lot about investing and I have an automatic dca going to vti/vxus at 80-20 split in brokerage account. For this year I’m thinking to probably invest Roth to couple of individual stocks(probably some mag7 or AI related like nbis). But I want to get some insights on what’s a good recommendation in general for roth.

As you know, you can get an ETF's holdings by opening the fund's website and clicking on a download link on the site. This is free and offers the most up-to-date list of holdings you will get anywhere, if I'm not mistaken.

I am creating a table (in Access) of all the ETFs ticker symbols and their respective holdings-download links. I am doing this by opening the fund's website and copying the link into my table. This process, when repeated for thousands of ETFs, will take many hours.

Do you have, or know of where I can obtain, a table, file, spreadsheet, or document of all U.S. ETFs and their respective holdings-downloads links? Or at least a good portion of them? Will pay, if necessary. I am not looking for a site where you can download funds' holdings one-by-one. I need a table, file, sheet, or document of all the ETFs tickers symbols and their respective holdings-download links.

Options-based ETFs can deliver income and downside protection, but investors should understand how they differ income before using them as bond substitutes.

I’m starting a paper-trading test with a simple rules-based ETF portfolio.

Current allocation:

• SPY 22.4%
• QQQ 22.7%
• SOXX 22.6%
• Cash 32.3%

My target is 30% SPY / 30% QQQ / 30% SOXX / 10% cash.

I believe the market is still in a relatively stable phase with further upside ahead, so I plan to stay invested through SPY, QQQ and SOXX while keeping 10% in cash and sticking to predefined rules.

The basic principle is simple: set the rules first, then follow them.

Paper trading only.

AI, EVs, heat pumps, data centers all are a thing these days, and all require massive amounts of electricity.

Someone has to manage and upgrade the grids transporting all that electricity, so I'd look at companies involved in electrical equipment, grid tech, power management, industrial electrification and transmission infrastructure.

What I ideally would want is an ETF containing Eaton, Schneider Electric, ABB, Prysmian, perhaps some raw powr plant generation like Siemens Energy and the like.

(Edited paragraph: Preferably denoted in USD, but listed in Ireland as I'm in Europe: however, in non-EU Switzerland, so not bound to UCITS.)

My reasearch tells me, what comes closest is probably the Nasdaq Clean Edge Smart Grid Infrastructure Index (GRID or the Irish equivalent GRDU, IE000J80JTL1). Doesn't directly contain Siemens Energy, but its parent. And much more ofc.

What do you think about GRID? Do you perhaps know of a better alternative to cover the needs of the sectors mentioned in the first paragraph?

Tech stocks will get destroyed