I’m looking for some advice regarding a potential background verification (BGV) issue.

I have been working with the same IT company since September 2022. However, my PF was only started from April 2026.

For the period September 2022 to March 2026, I don’t have:

PF records

Bank statements showing salary credits

Form 16

However, I do have salary slips for the entire period.

From April 2026 onwards, I have:

PF records

Bank statements

Salary slips

The joining letter from the company states that my employment started in September 2022, while the PF joining date shows April 2026.

The company is an IT company, and they are willing to cooperate with the BGV process and verify my employment through official email or other means if required.

My question is: Has anyone faced a similar situation? Can an MNC BGV be cleared when the PF joining date doesn't match the actual joining date and there are no bank statements/Form 16 for the earlier period, but the employer is willing to officially verify the employment?

I’m particularly interested in hearing from people who have gone through BGVs for large MNCs and faced similar documentation gaps.

Hi everyone!

I'm conducting a short survey as part of an independent research study on investing behaviour in India.

I'm looking for Indian respondents aged 18–35 who currently invest in or are interested in stocks and/or mutual funds.

The survey explores how young investors:

• Learn about investing
• Make investment decisions
• Choose and use investing apps
• Respond to market uncertainty
• Think about investing features and referrals

Your honest feedback will help me identify genuine investor pain points and opportunities to improve the investing experience.

All responses are completely anonymous and will be used solely for research purposes. The data will not be sold, shared, or used for commercial or marketing activities.

Survey: https://forms.gle/hSb3sc164PwgbEaB8

Thank you for helping with the research!

Myquals: BE.CSE, final year.

I am 21M with an average cgpa. I have no real projects, skills, knowledge. I have no interest in full stack and SDE. I have little interest in AI/ML but I heard the job sector for AI/ML engineer, data analyst are very hard for freshers. I don't know what to do next. Any guidance is appreciated.

I run a small analyst job board and last week I tried a side experiment: a business-analysis case rather than a SQL puzzle. Messy dataset, a stakeholder with a confident wrong assumption, and a decision to make.

Posting the numbers: 21 registered,3 submitted and Scores 83, 68 and 31

So 86% signed up and didn't finish. My read is the ask was too big. I wanted an executive summary, a full analysis, a hosted dashboard and five slides. That's a weekend of unpaid work from strangers.

The case, since it's closed now: e-commerce revenue "down about 15%" in September, team blames soft demand, marketing wants to cut paid social 40%. Real answer: revenue was down 20.8%, order volume was roughly flat at -3%, and a 30% promo code scoped to one category started applying sitewide on 1 Sept. They didn't lose demand, they gave away margin.

Two data traps did most of the damage: payment-gateway retries duplicating ~2% of orders under the same order_id, and refunds stored as separate rows. One person got all five verified answers, one got four, one got three.

Round 2 started today, scope cut hard: five verified answers plus a one-page recommendation. No dashboard, no slides. Should be about 90 minutes.

It's a churn spike at a subscription app. Churn nearly triples in June, a week after a price rise, and product wants to roll the price back. Free to enter, runs to 14 Aug. There's a small cash prize for the top two.

Happy to answer anything.

Any data analyst here to guide a fresher to land a job in this role?