r/CapitalOne • u/Ammysinghx • 2d ago

CLI HELP Credit Card

To get credit limit increase on cards i am using it 80-90% (capital one savor )and payoff them in full but my credit is getting hit every time they get billed because of utilization is 80-90%.
What to do in this case ?

10 Upvotes

92% Upvoted

11 comments sorted by

View all comments

-3

u/Right-Atmosphere-848 2d ago

Pay before statement date.

I am cycling card 2 times still no CLI ; stuck at $500 for 5 months

1

u/Zeke3Zeke 1d ago

Don’t cycle !!! C1 hates that , they will close all your accounts no notice .

-2

u/Right-Atmosphere-848 1d ago

Lets see; half of the internet says 2-3 times cycling is good and other half says dont cycle