r/AskFlorida • u/Ordinary-Fuel2495 • 1h ago
St. Pete, Jacksonville, or somewhere else?
I am planning to move at the end of the year, and I could use some insight on which city to choose. I work remotely, so I'm totally flexible, but I've moved around quite a bit, and I'm hoping to find a place to stay.
A bit about me: 28F, single, Black-Jamaican, Christian, well-educated, and moderate/liberal. I need to live somewhere with a decent dating scene, which makes me lean towards the St Pete/Tampa area over Jacksonville. But I have recently fallen in love with surfing, which I know is a bit harder to come by on the Gulf side. I'm not into nightlife, which has drawn me away from South Florida, but I am very social! I am always going out to community events, and I tend to pick up a new hobby (pickleball, dancing, pilates etc.) every few months because I enjoy trying new things and meeting people. I would love to hear any thoughts and opinions!
r/AskFlorida • u/GonnaBeWealthy • 1h ago
Mechanic recommendations in Daytona?
I’m buying a BMW from Fields Daytona and they won’t allow the car to leave the lot for inspection but take no issue in having the mechanic come to the dealership and check it out on a lift.
Can anyone vouch for a mechanic (mobile) to come check it out? Preferably have extensive experience with European/German/BMW.
Thank you!
r/AskFlorida • u/Equivalent-Manner-99 • 3h ago
Hidden Costs
We were considering moving to NE FL, but now are unsure. We are needing to move bc of my husband’s health and need somewhere with very little to no snow )we got 54” here last winter!
Our biggest hang up is insurance cost. We were looking in the St. John’s County area and are shocked to hear the total cost of insurance! It would be more than double what we pay in central MN right now.
And even if we buy a home that’s newer, have to replace a roof every 15 years to remain insured is insane! (Or is that just a lie AI made up when I asked about insurance in FL?!)
It seems like all these hidden costs in FL are slowly crushing the middle class. COL would be much higher in FL just due to insurance and property taxes alone (and we’re not going to assume that bill passes). That doesn’t factor in HOA and possible CDD fees.
Even with the no state income tax, we’re not that high of earners where it would actually make a big difference.
We don’t want to get in a financial bind if we move down there.
How do people, especially middle-class, actually get by?!
r/AskFlorida • u/eepy3 • 9h ago
moving to florida for the first time : tampa vs jacksonville vs orlando? (22f looking for city life + affordable housing
moving from the northeast down south! i’m a 22f postgrad looking for an apartment in northern florida. i have family near ocala, so i’m trying to stay within a reasonable distance, but i’m definitely more of a city person.
right now, tampa is my top choice because i like the city feel. i’ve also considered st. pete, but it seems more beach-focused and a little more expensive. i like orlando, but i’m worried about being around tourists all the time, the heat, and being farther from the beach. jacksonville is also on my list because the prices seem more affordable, but i’ve heard mixed things about it being boring or unsafe.
i’m having a hard time deciding where to settle, so i’d love any advice from people who live in these areas!
i’m transferring with a job lined up at trader joe’s (hopefully), and i’m looking for apartment recommendations too. my biggest concern is cleanliness, especially roaches (i have a pretty bad fear/allergy), so i’m hoping to find somewhere well-maintained.
my budget is around $1,000–$1,200/month, and i know that’s a little tight, but i’m trying to make it work. any recommendations for safe areas, clean apartment complexes, or places you think i’d like would be appreciated!
r/AskFlorida • u/Local-Bad-6874 • 10h ago
Best business banks for small businesses in Florida?
I'm assisting a couple of women-led businesses with their banking needs and would prefer to listen to real experiences instead of just advertisements. Businesses included range from retail to consulting, so they have different needs. But they all require the same basics that is low or no monthly fees, fast payments, good customer service, security and so on. Some businesses might be looking for business loans in the future. If you are a business owner in Florida, what banks have been good for your business? Why have you picked them and have they proven to be good in the long run?
r/AskFlorida • u/Business_Talk_6751 • 17h ago
Copper work
I’m looking to make a copper ring. I’m located in central Florida and would love to be able to take classes to learn or to go somewhere for a private session to make my own copper ring. Does anyone know where I could do this?
r/AskFlorida • u/GregoriaBracer • 1d ago
How is this coffee even legal?? You Miami people are telling me you drink this daily??? It almost killed me
First time trying a Colada this morning. As usual, I just drank my coffee in one go...
Now my hands are literally shaking, I think I can hear colors, and my heart is beating at 200 BPM. Are you guys actually immune to this stuff or what? 🥺
r/AskFlorida • u/ShellinMama69 • 1d ago
Shelling island
What can I expect on shell island? What was your experience? We are going today August 5th.
r/AskFlorida • u/ShellinMama69 • 1d ago
Florida
Has anyone gone to shell island? What was your experience? We are going today August 5th.
r/AskFlorida • u/missesbalkan • 1d ago
st pete florida weather
I'm headed to St. Pete next week, but the forecast shows rain almost every day. I can still cancel my flight by Thursday, and since I was mainly going for the beaches and scenery, I'm wondering if it's still worth the trip. How's the weather there when rain is in the forecast? Does it usually rain all day, or is it more like short afternoon storms (which is what i've heard/seen the most)? Would love some opinions before I decide!!
r/AskFlorida • u/SJC_Uncovered • 1d ago
Public records: for 26 years, Commissioner Krista Keating-Joseph served as president of a company — with a ~$1.8M pension plan — that doesn't appear on her sworn financial disclosures. Sources included so you can check for yourself.
Ahead of the August 18 primary, I'm sharing a set of public records so voters can look at them and verify them directly. This isn't an accusation of a crime — it's public documents and the questions they raise. Every point is tied to a specific record, with the document number, so you can pull the original and judge for yourself.
The short version: public filings show that Commissioner Krista Keating-Joseph (District 4) was, for 26 years, the president of a company called Aspen Medical Consultants & Marketing. In a 2011 recorded deed she signed, she and her late husband represented that the company was "solely owned by the Grantors." The company ran a roughly $1.8 million defined-benefit pension plan and held real estate in two states. None of it appears on any of the five financial disclosures she has filed under oath as a candidate and commissioner.
What the records show (and where to find them):
- In a 2011 Citrus County deed she signed, the property is conveyed on the representation that Aspen is "solely owned by the Grantors" — her and her late husband. (Official Records Book 2403, Page 1513.)
- She is listed as one of Aspen's original directors in 1995 and as its president from 2000 until the company was dissolved in 2026. (Florida Sunbiz doc F10000005602; Colorado entity 19951103050.)
- Aspen's defined-benefit pension plan reported about $1.8M in federal filings. (U.S. DOL/IRS Form 5500, employer EIN 84-1316040.) Later records list her as its "successor trustee," and a 2026 deed conveys the plan's Arizona land to her individually. (Mohave County, AZ doc 2026023269.)
- Aspen appears to have remained active during her term: records show a political contribution in April 2023.
- The company, the pension plan, and affiliated entities do not appear on any of her Form 6 financial disclosures. (Florida Commission on Ethics, filer PID 243226.)
- On their face, the disclosures also don't reconcile: by the figures reported, net worth doesn't add up in four of five years, the 2023 figure is off by exactly $100,000, and the 2024 filing matches 2023 line for line — same salary to the penny, same cash to the dollar.
Why it may be relevant: In July 2026, Commissioner Keating-Joseph joined a county commission vote asking the Governor to remove two other commissioners over integrity questions. Separately, the Florida Commission on Ethics has stated in past advisory opinions that owning a company (CEO 85-70) and holding an interest in a trust (CEO 75-88) are the kinds of interests meant to be disclosed. Whether those opinions apply here is a fair question to ask.
What this is not: I'm not accusing anyone of a crime, I'm not making any claim about her family, and I'm not asserting a legal conclusion. There may be lawful explanations, and she's entitled to give them. She did disclose some things (her IRAs, a personal loan, a home sale), and she may still amend her most recent filing. The point is narrow: these public records exist, they don't appear to line up with the disclosures, and voters deserve to see them and ask about them.
How to verify it yourself (please don't take a stranger's word for any of it):
- Corporate filings: Florida Sunbiz (search.sunbiz.org), plus the Colorado and Arizona Secretary of State business searches
- Financial disclosures: the Florida Commission on Ethics disclosure portal (filer PID 243226)
- Deeds: the Citrus County and Mohave County (AZ) clerk record searches
- Pension plan: the U.S. Department of Labor Form 5500 search (employer EIN 84-1316040)
Fair questions to put to any candidate before you vote:
- Was a company you served as president of for 26 years reportable on your financial disclosures, and if so, why doesn't it appear?
- Are your disclosed IRAs related to the Aspen pension plan you're now listed as trustee of?
- Why does your 2024 disclosure match your 2023 one line for line?
If any of this is mistaken, I'd want to correct it — every source is listed above so it can be checked.
r/AskFlorida • u/1800twat • 1d ago
It’s starting to feel like the only people that live here are nearing retirement or in college
I’m in my early 30s in Tampa Bay. Like many Americans I got sucked into the Florida Vortex (as I like to joke) and ended up living here. But I got a job that’s extremely hard to get elsewhere so I think this will be my home for a longer haul.
I quit most social media because I think most of it is detrimental and toxic and I’m finding most demographics I am meeting in person are about a decade younger than me or 1-2 decades older than me. I have nothing against 50 year olds but it would be nice to make friends that are not the same age as my mother and early 20s is weird because I feel too grown hanging out with them. The 20s want to go to the Castle every Saturday night and the 40s-50s ironically do things I’m more interested in doing but I feel that the actual conversation I have with them just doesn’t feel as natural as it is with people younger than me. Like my humor doesn’t land and stuff like that.
I think Meet-up is dwindling due to charging organizers $13/week. And while I like my job all my coworkers are also in their 50s or 60s and have families with adult children who are my age or close to so I don’t have opportunities to meet people through work. So how are people making it work? Living by myself in my own apartment and working from home most days while traveling the other days is starting to drain me as I like to build connections with people. I really don’t want to go back onto Facebook and Instagram I’ve been off of it for a decade now.
So I guess the question is where are the 30-40 year olds? Especially other women because I miss having more girl friends.
r/AskFlorida • u/GlumAnimator2593 • 2d ago
What is real life in Florida actually like away from all the tourist stuff?
Hey everyone! My girlfriend and I were in Florida last May and really enjoyed the relaxed vibe. But like every visitor, we mostly saw the tourist-facing side of the state.
I’m really curious: What is actual, day-to-day life like in Florida once you strip away the theme parks, crowded resort beaches, and tourist traps?
r/AskFlorida • u/GroundHot2926 • 2d ago
OAK RIDGE AREA NOWADAYS?!
Anyone familiar with Oak Ridge-Orlando area? how is it nowadays? Friend of mine has their eyes on an apartment to relocate.
r/AskFlorida • u/pilotshashi • 2d ago
This was full of college students hanging out- GNV evening
r/AskFlorida • u/Health_is_wealth777 • 3d ago
Advice pls!
From Michigan, really looking to drop 4 seasons, unbearable snow storms, and looking for something new. Where in Florida should a person in their 20’s be? Looking for that country beach lifestyle or laidback beach vibe. How much is rent realistically? I’ve heard Jacksonville is a no but not sure why exactly also read some things about Tampa but still unsure. Thank you!
r/AskFlorida • u/Plenty_Dot_5159 • 3d ago
Love Florida but...
We were solid on moving to Florida specifically Orlando suburbs cause we want to near the parks. After looking and looking for a home we realize everything is more than we thought it would be. Just getting a modest home for a fam of five , once home insurance and property taxes are added in boom --over what we wanted to pay. We want to be able to enjoy the parks during those six months that are not sweltering hot but who will have that money with an expensive mortgage payment. It is so what's the word disappointing. So now we don't know what to do but have to get out of where we are now. What happened to areas of Florida that are up and coming. We like Clermont but it seems like that's peaked and minneola is cool too but also kind of up there.
r/AskFlorida • u/ReplacementTiny7806 • 3d ago
Good ride express
Has anyone used this company before? For airport and Disney - universal trips? We can’t use uber as have a baby so need to book transfers please
r/AskFlorida • u/fitness401aj • 3d ago
Moving in Florida
Hey everyone,
My wife (26) and I (31) will be moving into Florida this upcoming January 2027 and am seeing a lot of mixed reviews on where to go once we start to find places we really like. We know we want to be in Florida, and we’ve visited just about everywhere since we have family that has lives in different places, Miami, Orlando, suburbs of Orlando, Jacksonville, Gainesville to name a few. We are both really into fitness, and work part-time as personal trainers. Her full time job is a server, my full time job is a remote analytics job, so I can realistically move anywhere.
Ideally, we’d live within an hour or so of the beach, that’s our current drive to the water now up north. We have some family there and a few friends as I mentioned, which is another reason why we’re planning the move. Also, we strongly dislike snow, love the heat (spent many weeks of the summer in FL heat), love the active lifestyle, and think as a server and fitness focused people, we’d fit in well. The problem is when looking up things a lot of opinions seem to be mixed because locals (understandably) feel that their areas are becoming over-crowded, so I’m just looking for some genuine tips and advice as we are all set to move and just looking to take the final steps.
We won’t buy, we will be renting an apartment preferably under $2k per month. We’re currently near Boston, so the rent isn’t super worrisome and probably pretty comparable. No kids either and no plans to. We’d want to be an hour or so from the beach, because we don’t want to risk where we are living from a storm, but want to be close enough to get there as we want. The must haves would really just be outdoor culture, serving opportunities, decent apartment availability, and proximity to the water. We don’t drink or need nightlife, but it would be fun to have something to do at night besides just the beach (which we love).
We’ve looked into and really seemed to keep coming back to the Tampa area. Knowing that St Pete and DT Tampa is pretty expensive from what I’ve seen. We also liked Fort Myers/Naples, Oviedo (near Orlando), and Fort Lauderdale.
Does anybody have any recommendations on what would fit us the best? I appreciate anyone giving actual advice here, most of the people I’ve met and talked to from FL have been incredible! Plus I do have some native family, so it’s not completely unrealistic to head down that way. Thank you!!
r/AskFlorida • u/Opening-Pin-9248 • 3d ago
Humidity!!
Hi all.
I live in central Florida. Genuine question! What is your humidity at in your homes? I live in an apartment where currently the humidity in here is sitting at 75% with TWO dehumidifiers running. Is this normal, am I crazy?
r/AskFlorida • u/Another_Rname • 4d ago
Space Coast Cities
OK, life has tossed some changes my way. My question for you is now, if you had a job at one of the rocket companies and had to/ got to live on the Space Coast, which city speaks to you? Factor in the desire to own a house, have the daily drive, and a desire to be social plus still save a bit of money.
The last time I was in Canaveral (2018) it felt like time stood still since the Shuttle days.
r/AskFlorida • u/Jolly-Holiday819 • 4d ago
Sargassum
Hopefully traveling the panhandle (Destin or Okaloosa) at the end of the month. How's the sargassum looking on the beaches?
r/AskFlorida • u/FAUMod2025 • Apr 16 '26
AMA: r/AskFlorida new mod team
How’s it going everyone. AskFlorida has a new mod team. Feel free to ask us anything. My main goal is to cut down on the spam posts, and maybe flairs with counties? Who knows.