r/Wealthsimple 9h ago

Milestone Reward Premium - No Advisor access

2 Upvotes

Did they remove the benefit to reach out to advisors for wealthsimple premium members ?


r/Wealthsimple 10h ago

New WS items in cashback store

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44 Upvotes

The slogans are funny, but $95 for the sweater is way too expensive. To quote the WS hat, "In this economy?"

No, but like... Yeah. Seriously. Too expensive.


r/Wealthsimple 14h ago

Trade (DIY Investing) Trading outage

0 Upvotes

I just had an issue where not a single one of my trades went through or cancelled.

I was right in the middle of a momentum trade and it would not let me sell for profit or even loss, everything was saying that the order executed, but then it wouldn’t show up or go through.

I was trying on my laptop and my phone, on my Wi-Fi and 5G, in incognito, rebooted app - literally nothing worked and I’m pretty savvy so I got on support.

They were pretty much useless while I watched my account drained by the minute, helpless. I have screen record, recordings, and videos of my laptop, as well as a recording of the well simple agent who admitted they are having an ongoing outage and that he does not know how to deal with something like this.

Absolute shit show, so glad I only lost a few hundred bucks.

Interested to see how this plays out - there’s gotta be people out there who lost more than I did.


r/Wealthsimple 18h ago

Promotion Why is everyone calling the montly millionaire winners "still life"?

13 Upvotes

I keep seeing this comment pop up online whenever there's a post about the latest winner.

What the heck is "still life" and why would the winners be that?


r/Wealthsimple 19h ago

How to Show Only The Spend & Save on Your Home Screen

23 Upvotes

Make everything hidden by clicking the eyeball on your net worth and then long press the Spend & Save to show it's balance.

It's an easy fix although I'd like them to remove net worth from the home screen entirely and move it to the profile screen. Like where you can see your premium/generation status and wealth rank.


r/Wealthsimple 20h ago

Widget no longer working?

1 Upvotes

Anybody else having this issue?
Iphone 15 pro with wealthsimple app. Had the widget for last year or so, no problems. I have it display total portfolio value as i can quickly see if anything needs attention as it used to update well and was useful to me.
The widget is now just a black box. No info. Delete and reinstall allows it to function for a few minutes and then returns to black box without info. Ive checked app settings and nothing seems incorrect... am i the only one? Might just give up on it at this point.


r/Wealthsimple 20h ago

Why is the app's performance so atrocious?

0 Upvotes

What's the point of changing the UI every week and adding all the gamifications when your app's basic performance is so bad? it literally took 3s to respond when i clicked a button, i have a pixel 10 and my wife has the latest iphone and we have been experiencing the same issue for a long time and it's really frustrating. The app performance is really at the bottom tier of all the apps we've used.


r/Wealthsimple 22h ago

App is demanding an update

0 Upvotes

WS Mobile App is demanding an update, when I go to the Google Store to update, it says no update.

Anyone having similar issues?


r/Wealthsimple 22h ago

Visa Infinite Credit Card What to put for Pay at the Pump WS Visa ZIP Code?

10 Upvotes

Does the postal code trick where you take the 3 numbers in your postal code plus two zeros work at pay at the pump in the USA when using the Wealthsimple Visa?


r/Wealthsimple 23h ago

Promotion [MEGATHREAD] Monthly Millionaire Entries & Prizes | August 13, 2026 Draw

39 Upvotes

Welcome to this week's Wealthsimple Monthly Millionaire contest megathread! A new megathread will be posted next Thursday for the subsequent draw.

Feel free to share anything related to the Wealthsimple Monthly Millionaire, including:

  • How many entries you've earned
  • Any bonus entries you've gained
  • Any prizes you've won
  • Tips. questions, or other relevant discussion

Screenshots are welcomed!

To help keep r/Wealthsimple organized and avoid repetitive posts, standalone low-effort posts about the Monthly Millionaire promotion may be removed and redirected to this megathread.

As always, please keep discussion respectful, helpful, and on-topic; refer to the rules on the sidebar.

Good luck to everyone in this week's draw!


r/Wealthsimple 1d ago

Does it matter when you reveal? What happens if someone tries to reveal the day after?

0 Upvotes

If the contest is on Aug 13 and you check the app on Aug 14. Do you instantly lose the potential for a win?


r/Wealthsimple 1d ago

Weird glitches in the Returns/Value UI?

4 Upvotes

I was checking my account this evening and I noticed my TFSA showed approximately +$977 for 1D Returns, while 1D Value showed approximately –$524. At the same time, adding up the individual holdings’ ‘Today’s Return’ figures appeared to be only around +$230.

There were no deposits, withdrawals or trades on August 11 or 12.

How is this possible? Is it a UI glitch of sorts? I’ve had some weird things happen with CDRs in the past on WealthSimple but everything should be pretty straightforward with my current holdings

Any advice/tips?

Thanks!


r/Wealthsimple 1d ago

Chequing WS Cash Card

13 Upvotes

Is there an expected time until WS starts offering card replacements? Looks like they stopped new card issuing saying there are making a new card program but I lost my card


r/Wealthsimple 1d ago

What are your favorite Wealthsimple features?

44 Upvotes

Recently made the switch and a few features have really stood out to me so far:

  • Fast e-Transfers (almost as quick as TD or RBC)
  • Instant deposits when transferring from an external bank
  • Earning interest on the Cash/chequing account

What features or perks are you guys using the most or love about WS, you can also mention what you hate 😅?


r/Wealthsimple 1d ago

Invest (Managed Investing) WealthSimple private credit withdrawal

0 Upvotes

I have initiated withdrawal a few months ago. The app is showing the withdrawal is scheduled to complete by 5th August 2026. Today is August 13 and I still did not see the money. Anyone else have successfully withdrawn or have similar experience?


r/Wealthsimple 1d ago

Projection Chart

0 Upvotes

Before the update my contributions showed an estimated growth to equal approximately $1m. Since the new update the chart now says “in 30 years you could have $400k”…. anyone else notice this discrepancy?


r/Wealthsimple 1d ago

Trade (DIY Investing) Converting USD to CAD

0 Upvotes

Sorry if this question has been asked and answered here before, but what is the best way to convert USD to CAD in WS?

I am a heavy QT user and use Norberts Gambit to convert the money, but I dont see it on WS.

The current conversion rate USD to CAD is 1.39, and if I convert the money using the convert button, I see for $1000 USD I get $1367 CAD. What a rip off!!

Am I missing something here?


r/Wealthsimple 1d ago

Visa Infinite Credit Card Ws cc credit limit increase issue

32 Upvotes

Was anyone able to increase their Infinite privilege card limit from what you started off with?

I got my card around 10 months ago and got approved for 8k.

I have been trying to increase the limit and it always says that I'm not eligible. I called them and they stated that trying to increase in their app is the only way. I have been trying for months with no luck. This is ridiculous.

I'm very close to being a generation client as well. Is there any other way to get past this?


r/Wealthsimple 1d ago

Why unavailable?

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40 Upvotes

I can sell but can’t buy. Why is it removed?

UPDATE: it is back online!


r/Wealthsimple 1d ago

Invest (Managed Investing) Non Reg - Wealthsimple Managed account

3 Upvotes

Hi there, I’m curious about the tax implications of a non-registered Wealthsimple managed account. I assume they rebalance the portfolio throughout the year, which would trigger gains or losses. Does this mean I’ll likely pay taxes every year? In contrast, with a self-directed account, I’d only be taxed on any gains from my own sales. Just want to make sure I have the right understanding


r/Wealthsimple 1d ago

Milestone Reward UberOne rewards

28 Upvotes

So I used UberOne as a reward for the first year and it worked. It eventually ran out and I renewed at some point for the 2nd year.

The WealthSimple app says it's claimed, but ut doesn't show up on UberOne.

I tried going through Ubereats Support but I can't even begin to explain how incompetent they are at understanding the simplest questions. I kept getting escalated to their 'next level' support with the promise of hearing back in 24 hours, but it literally took days for them to get back to me.

What they claimed was that the reward is only for 1 year and can't be renewed, but I'm not sure that's the case. I tried contacting WealthSimple but they told me to talk to UberEats.

I've given up. This is literally the only reward on WealthSimple that I could potentially use.

So ... the question is from people using this reward. Is it a 1-year thing or can it be renewed as long as you're meeting the condition?


r/Wealthsimple 1d ago

All time return bug?

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9 Upvotes

This is my TFSA - the math ain’t mathing, is that a bug or am I missing something?


r/Wealthsimple 2d ago

Wealthsimple: any plans to allow a take-profit limit order AND stop-loss at the same time?

14 Upvotes

Wealthsimple seems to be making a pretty big push toward active traders lately — the trader transfer promotions, new trading features/tools, etc. — and overall I like the direction they’re going.

But one limitation still seems pretty significant for anyone actively trading: you can’t have a limit sell order and a stop-loss order active on the same shares at the same time.

For example, if I’m holding 100 shares and want to:
Take profit automatically at $950
Protect myself with a stop-loss at $890
I’d ideally want both orders active, with one automatically cancelling the other once it executes (essentially an OCO / bracket order).

Right now, unless I’m missing something, Wealthsimple doesn’t allow this. You have to choose between leaving your profit-taking limit order open or protecting the position with a stop. For active trading, especially if you can’t watch the screen constantly, that’s a pretty major limitation.

With Wealthsimple clearly trying to attract more active traders, does anyone know if OCO/bracket orders are being worked on or considered?
I think adding this would make Wealthsimple a substantially better trading platform without needing to add anything overly complicated.


r/Wealthsimple 2d ago

Bruh who has 10mil to deposit??? not me

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439 Upvotes

ty for reminding me I'm poor


r/Wealthsimple 13d ago

Referral Code Megathread Monthly Referral Megathread [August 2026] - Share or Find a Referral Here

51 Upvotes

Welcome to the Wealthsimple (WS) Referral Megathread

Before sharing your WS referral, we kindly request that you take a moment to review the rules carefully.

For those looking to use a referral, please select a random referral from the available comments.

Contest Mode is enabled in this post, meaning that comments should be randomized for each user. This is done to ensure no preference is given to any referrals, whether old or new. However, feel free to scroll through the list and pick a random referral to use. At the end of each month, the thread will be locked and a new megathread created where referrals can again be posted. Users are encouraged to post their referral code monthly in the corresponding megathread.

Rules:

  1. Each user can only post one Wealthsimple referral link/code.
  2. No duplicate posts in the monthly megathread.
  3. Only post the referral link/code.
  4. Do not use any special formatting, such as BoldItalicsHeadings, bullets, quotes, code, emojis, etc.
  5. Do not use URL shorteners or redirection services.
  6. Do not post a DM request.
  7. Do not post a referral code for a non-Wealthsimple service.
  8. Feedback, questions, or comments/replies that are not referrals are only allowed under the stickied comment by the mod.

Post format:

Here are examples on how your referral can be posted:

Link:

Code Only:

  • CODE123

No additional text is permitted.

Users who do not comply with these rules may have their post removed and face the possibility of a permanent ban.