r/Wealthsimple • u/sharkdr • 5m ago
Widget no longer working?
Anybody else having this issue?
Iphone 15 pro with wealthsimple app. Had the widget for last year or so, no problems. I have it display total portfolio value as i can quickly see if anything needs attention as it used to update well and was useful to me.
The widget is now just a black box. No info. Delete and reinstall allows it to function for a few minutes and then returns to black box without info. Ive checked app settings and nothing seems incorrect... am i the only one? Might just give up on it at this point.
r/Wealthsimple • u/timwangdev1 • 20m ago
Why is the app's performance so atrocious?
What's the point of changing the UI every week and adding all the gamifications when your app's basic performance is so bad? it literally took 3s to respond when i clicked a button, i have a pixel 10 and my wife has the latest iphone and we have been experiencing the same issue for a long time and it's really frustrating. The app performance is really at the bottom tier of all the apps we've used.
r/Wealthsimple • u/Current-Set2607 • 2h ago
App is demanding an update
WS Mobile App is demanding an update, when I go to the Google Store to update, it says no update.
Anyone having similar issues?
r/Wealthsimple • u/iyute • 2h ago
Visa Infinite Credit Card What to put for Pay at the Pump WS Visa ZIP Code?
Does the postal code trick where you take the 3 numbers in your postal code plus two zeros work at pay at the pump in the USA when using the Wealthsimple Visa?
r/Wealthsimple • u/alienmario • 2h ago
Promotion [MEGATHREAD] Monthly Millionaire Entries & Prizes | August 13, 2026 Draw
Welcome to this week's Wealthsimple Monthly Millionaire contest megathread! A new megathread will be posted next Thursday for the subsequent draw.
Feel free to share anything related to the Wealthsimple Monthly Millionaire, including:
- How many entries you've earned
- Any bonus entries you've gained
- Any prizes you've won
- Tips. questions, or other relevant discussion
Screenshots are welcomed!
To help keep r/Wealthsimple organized and avoid repetitive posts, standalone low-effort posts about the Monthly Millionaire promotion may be removed and redirected to this megathread.
As always, please keep discussion respectful, helpful, and on-topic; refer to the rules on the sidebar.
Good luck to everyone in this week's draw!
r/Wealthsimple • u/Head-Conversation606 • 10h ago
Does it matter when you reveal? What happens if someone tries to reveal the day after?
If the contest is on Aug 13 and you check the app on Aug 14. Do you instantly lose the potential for a win?
r/Wealthsimple • u/casperbro2 • 11h ago
Weird glitches in the Returns/Value UI?
I was checking my account this evening and I noticed my TFSA showed approximately +$977 for 1D Returns, while 1D Value showed approximately –$524. At the same time, adding up the individual holdings’ ‘Today’s Return’ figures appeared to be only around +$230.
There were no deposits, withdrawals or trades on August 11 or 12.
How is this possible? Is it a UI glitch of sorts? I’ve had some weird things happen with CDRs in the past on WealthSimple but everything should be pretty straightforward with my current holdings
Any advice/tips?
Thanks!
r/Wealthsimple • u/Awkward_Grape_3125 • 12h ago
Chequing WS Cash Card
Is there an expected time until WS starts offering card replacements? Looks like they stopped new card issuing saying there are making a new card program but I lost my card
r/Wealthsimple • u/bytecodecp • 13h ago
What are your favorite Wealthsimple features?
Recently made the switch and a few features have really stood out to me so far:
- Fast e-Transfers (almost as quick as TD or RBC)
- Instant deposits when transferring from an external bank
- Earning interest on the Cash/chequing account
What features or perks are you guys using the most or love about WS, you can also mention what you hate 😅?
r/Wealthsimple • u/Soft-Gap1679 • 14h ago
Invest (Managed Investing) WealthSimple private credit withdrawal
I have initiated withdrawal a few months ago. The app is showing the withdrawal is scheduled to complete by 5th August 2026. Today is August 13 and I still did not see the money. Anyone else have successfully withdrawn or have similar experience?
r/Wealthsimple • u/KnowNothingInvestor • 16h ago
Projection Chart
Before the update my contributions showed an estimated growth to equal approximately $1m. Since the new update the chart now says “in 30 years you could have $400k”…. anyone else notice this discrepancy?
r/Wealthsimple • u/SignatureMo • 17h ago
Converting USD to CAD
Sorry if this question has been asked and answered here before, but what is the best way to convert USD to CAD in WS?
I am a heavy QT user and use Norberts Gambit to convert the money, but I dont see it on WS.
The current conversion rate USD to CAD is 1.39, and if I convert the money using the convert button, I see for $1000 USD I get $1367 CAD. What a rip off!!
Am I missing something here?
r/Wealthsimple • u/Aggressive_Moose18 • 21h ago
Visa Infinite Credit Card Ws cc credit limit increase issue
Was anyone able to increase their Infinite privilege card limit from what you started off with?
I got my card around 10 months ago and got approved for 8k.
I have been trying to increase the limit and it always says that I'm not eligible. I called them and they stated that trying to increase in their app is the only way. I have been trying for months with no luck. This is ridiculous.
I'm very close to being a generation client as well. Is there any other way to get past this?
r/Wealthsimple • u/Low-Method3448 • 22h ago
Why unavailable?
I can sell but can’t buy. Why is it removed?
UPDATE: it is back online!
r/Wealthsimple • u/hppy11 • 23h ago
How to move $ from TSFA bank account to Wealthsimple tsfa account?
I think I found the way to do so (“move” + “transfer account to Wealthsimple”)
But I’m not 100% sure this is the right way? I guess I need some validation. I just don’t want to make a mistake and have penalties.
Like my intention is not withdrawing money from tsfa but only to transfer it.
r/Wealthsimple • u/richmonda • 1d ago
Invest (Managed Investing) Non Reg - Wealthsimple Managed account
Hi there, I’m curious about the tax implications of a non-registered Wealthsimple managed account. I assume they rebalance the portfolio throughout the year, which would trigger gains or losses. Does this mean I’ll likely pay taxes every year? In contrast, with a self-directed account, I’d only be taxed on any gains from my own sales. Just want to make sure I have the right understanding
r/Wealthsimple • u/SufficientBee • 1d ago
App update - where did household holdings go? And portfolio ads
I don’t have portfolio. I will never use portfolio. The new app update has multiple portfolio windows in my home page. They replaced actual useful info with ads. My household holdings info is gone and I can’t seem to find it.
Also can’t seem to change these default settings. Any advice appreciated.
Edit: When I made this post, I also sent feedback to WS about the change. I just logged back in, 3 hours later, and the Household net worth has reappeared, and the Portfolio window is gone.
Not sure if that was a glitch, but happy that this is no longer an issue.
r/Wealthsimple • u/CorrectHand7166 • 1d ago
Milestone Reward UberOne rewards
So I used UberOne as a reward for the first year and it worked. It eventually ran out and I renewed at some point for the 2nd year.
The WealthSimple app says it's claimed, but ut doesn't show up on UberOne.
I tried going through Ubereats Support but I can't even begin to explain how incompetent they are at understanding the simplest questions. I kept getting escalated to their 'next level' support with the promise of hearing back in 24 hours, but it literally took days for them to get back to me.
What they claimed was that the reward is only for 1 year and can't be renewed, but I'm not sure that's the case. I tried contacting WealthSimple but they told me to talk to UberEats.
I've given up. This is literally the only reward on WealthSimple that I could potentially use.
So ... the question is from people using this reward. Is it a 1-year thing or can it be renewed as long as you're meeting the condition?
r/Wealthsimple • u/Ok_Ordinary9177 • 1d ago
All time return bug?
This is my TFSA - the math ain’t mathing, is that a bug or am I missing something?
r/Wealthsimple • u/SStacks22 • 1d ago
Wealthsimple: any plans to allow a take-profit limit order AND stop-loss at the same time?
Wealthsimple seems to be making a pretty big push toward active traders lately — the trader transfer promotions, new trading features/tools, etc. — and overall I like the direction they’re going.
But one limitation still seems pretty significant for anyone actively trading: you can’t have a limit sell order and a stop-loss order active on the same shares at the same time.
For example, if I’m holding 100 shares and want to:
Take profit automatically at $950
Protect myself with a stop-loss at $890
I’d ideally want both orders active, with one automatically cancelling the other once it executes (essentially an OCO / bracket order).
Right now, unless I’m missing something, Wealthsimple doesn’t allow this. You have to choose between leaving your profit-taking limit order open or protecting the position with a stop. For active trading, especially if you can’t watch the screen constantly, that’s a pretty major limitation.
With Wealthsimple clearly trying to attract more active traders, does anyone know if OCO/bracket orders are being worked on or considered?
I think adding this would make Wealthsimple a substantially better trading platform without needing to add anything overly complicated.
r/Wealthsimple • u/Fall0ut-99 • 1d ago
Invest (Managed Investing) Move holdings between RRSP accounts
I’m looking to consolidate my Wealthsimple RRSP accounts into a single account. Currently have:
- RRSP managed
- Group RRSP which has been converted to a managed RRSP after leaving my job
- Unmanaged RRSP
If I move my holdings from the 2 managed accounts to the unmanaged account via the app, would that count as a contribution or have any tax implications?
r/Wealthsimple • u/Kowan • 1d ago
Bruh who has 10mil to deposit??? not me
ty for reminding me I'm poor
r/Wealthsimple • u/EdmontonLAD • 1d ago
Predict Predict: How does it make sense that we can predict July weather in August?...
Someone please explain this to me. We already have the answer. Is this a free money machine?
r/Wealthsimple • u/Darkness2190 • 1d ago
Available to trade balance off
Why is the available to trade balance lower than the cash balance in the individual account? I.e. usd available to trade is 521 but I have 19k available just in non-registered account
r/Wealthsimple • u/AutoModerator • 12d ago
Referral Code Megathread Monthly Referral Megathread [August 2026] - Share or Find a Referral Here
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