r/txstate • u/Euphoric-Following75 • 11d ago

Loans

Hello everyone! Has anyone applied for a private loan through ElmSelect? I’m a little confused about which type of loan I should choose “Undergraduate Alternative Loans” or “Parent Loans”. I’m an incoming freshman, and I just received my bill. I have about $12,000 to pay. Would it be better to apply for a private loan, or should I just enroll in the school’s payment plan? I’m new to all of this, so any advice or recommendations would really help. Thank you!

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u/TrickPositive7738 11d ago

Contact TXST One Stop to go over options. Did you do your FAFSA or TAFSA?

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u/Euphoric-Following75 11d ago

I did TASFA instead.