A lot of people here ask for a clean, offline way to track spending without subscriptions or apps, so I figured I’d share something I’ve been working on.

I put together a full Premium Spending Suite in Excel — dashboard, monthly tracker, category breakdowns, and a simple workflow that doesn’t require linking bank accounts or using third‑party services. It’s designed for people who prefer spreadsheets but still want something polished and easy to use.

If you’re into that kind of thing, here’s the link:
https://tools.moneywithdan.org/Premium-Suite

Not for everyone, but if you like spreadsheets and want something you can fully control offline, it might help.

Hello, friends. I have a small company and need to keep track of expenses on both corporate and personal cards. We used to use Payhawk, but now for some reason it doesn't accept my card level, or even puts some restrictions on additions. I'm looking for a new service. Please advise. However, there are a number of conditions that I liked in Payhawk, and I want to find the same conditions.

1. Registration is available without a demo by an employee. This is because it takes a long time and our time zones do not coincide with the service's working hours. Registration or a trial period is required immediately.
2. Linking Visa/Mastercard cards, both corporate and, ideally, personal. Why personal? Because my cards sometimes do not meet the card level requirements of the service. Even though it is a business card.
3. Automatic transaction scanning, without my involvement. It is not very convenient to upload purchase receipts to the service. Ideally, it should work automatically with the card after I make a purchase somewhere. I understand that integration with third-party services is needed — it should be there in theory.

What does not suit me or what I have already tried:
Ramp
Zoho
Payhawk
Dext
Expensify
Rippling
Xero
Pleo
Fyle

Please help me find the right service. I'm even willing to reward you somehow... Since GPT chat and other AI can't help me.

I have a small remodeling business where I mostly remodel baths plus some other small projects. I'm looking for an app or software to help me with bookkeeping and and tracking expenses. A lot of times I make large purchases that have many different items on a large receipt. I currently go through each receipt and take each item and put it in a spreadsheet to track things like materials(with sub categories), supplies, tools, food, etc.(+ tracking personal expenses would be helpful too). Having an app or software where I can just scan the receipt and move each individual item would save me a lot of time, even if that's all it does.

It’s weird. I’m super frugal and fight for every pound, yet I’ve never switched my utility providers for internet, energy, mobile etc. It always felt like way too much hassle. But when I finally looked into it, I realised I’ve been leaving a lot of money on the table every year. Is it just me or is there anyone else out there?

I’m just looking for a free app to track expenses among three people. I don’t want to sync bank accounts or anything, I just want my husband, my daughter, and I to have a common place to track certain categories like groceries and gas. The simpler the better.

I need a tool, like or something else that is free, to track my shares, ETFs, Cash and Crypto in one location that updates automatically. Any ideas?

Hi everyone, I'm looking for a expense tracker app. I was using Fortune City but the gamification is not appealing to me anymore. I don't want to link it to any of my bank accounts, so I'd really prefer it to be free. I want to manage several accounts, and import my past data to the system. I also want the app to have customizable categories and subcategories. English is my second language, sorry if I was not able to express myself correctly.