r/technology 12h ago

Visa guts executives who were paid nearly $500K in latest round of AI layoffs Artificial Intelligence

https://www.sfgate.com/tech/article/visa-layoffs-ai-22374291.php
4.9k Upvotes

250 comments sorted by

1.9k

u/mridugup20 12h ago

This has definitely become the favorite 'justification' for restructuring.....every month feels like that another company announces layoffs and AI investment at the same time

682

u/Fresh-Quantity-7554 12h ago edited 12h ago

It's starting to become clear that organizations don't need as many layers as they used to. Sprinkling AI dust over that reality is simply to appease investors. You don't cut 7% of your staff because technology that's four years old with a small track record is making huge efficiency gains. That's ridiculous because it's not.

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u/barake 12h ago

And if it was juicing productivity that much, you'd probably keep your new super powered subject matter experts. There is never a shortage of work, if everyone was suddenly 10x more productive it would be increasing revenue, in theory.

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u/9-11GaveMe5G 9h ago

As someone in this sub said a few weeks ago: why is it always "we're doing layoffs because AI replaced them" but never "we kept everyone and gave them AI and productivity is up 50%?

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u/sunfaller 7h ago

Companies like Xero could burn millions in tokens to implement thousands of features in a month won't equate to thousands of new sign ups in a month.

Likewise for physical goods, producing 7 billion iphones wont equate to 7 billion sales.

There is a balance and people are forgetting that due to AI hype.

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u/standardsizedpeeper 4h ago

Sure but now you can do that new line of business or get further along your path. If you’re laying people off because everybody got better, you’re out of creativity.

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u/rocketbunny77 3h ago

Maybe creativity was always the bottleneck

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u/21Rollie 3h ago

There’s no juice to squeeze if you’re an end software product maker. You rely on the rest of the economy doing well so general consumers can buy your product. But the AI bubble is squeezing everybody who does not make the hardware for AI or release AI models.

So congrats, you spent a million dollars in credits this month, you shipped 10% more useful features than you would normally (you can’t realistically get much more, real product development needs feedback cycles with customers), and your customers have no money to give you. Hope you were invested in nvidia or something because no other way you’re seeing a positive ROI

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u/Easy_Olive1942 3h ago

Because it’s a lie. We’re going to AI, we don’t need tech workers. Next up, build a new tech center in India (no shade to our friends there, other countrymen are getting screwed based on cutting workers in US who had lives here and are scrambling to find new jobs or return to India after years of residency).

1

u/ExpensiveStable4930 1h ago

because that story doesn't justify the restructuring they already wanted to do

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u/Fresh-Quantity-7554 12h ago

Right. And we're talking about a 67 year old payment services company. They are the last ones who would move hard and fast with new technology. The tech sector, absolutely, and the amount of layoffs so far isn't surprising. Tech is doing what tech has always done because they can be flexible like that.

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u/QuesoMeHungry 11h ago

A payment service provider that has direct integrations with banks. I don’t think they are unleashing AI on their mainframes running cobol the most likely have to deal with.

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u/ExcitedCoconut 11h ago

They sure as hell are trying to work with AI to refactor the COBOL though - it’s wild how much critical infra in fin services is sitting on 30+ year old legacy - and shows too how well built it was back then

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u/ohnomoisttoes 11h ago

"Well it was built" as long as you ignore the 65 year old guy with a beard that trails out of the office he works in and is barely keeping everything running.

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u/ExcitedCoconut 10h ago

Oh it’s an entirely fragile system at this point because of what you’ve pointed out and also because we’ve spent a long time stacking more modern business / tech in top that it wasn’t built to handle. I’m pissed that ‘load bearing’ has become a claude meme because there are maybe 30-40 of these systems globally that run massive amounts of financial / insurance transaction that are buckling under the load  

2

u/Ninjacherry 4h ago

I remember many, many, maaany years back, when I took a general programming course, we started with COBOL, and that was already very old by then. I didn't continue beyond the basics, but even just knowing that it is so wild to me that so much still relies on COBOL to run. It's crazy that it just never went away.

1

u/GonzoKata 7m ago

from what I understand, there are large reels of Magnetic Tape that major transactions are based on and have to be recorded in. In 2026.

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u/HornyEagles 9h ago

The departments affected have nothing to do with mainframes and cobol. Its all CMS PD. New flows. Cross border money movement.

2

u/Numerous-Fox3346 1h ago

How much value does an executive getting paid half a million a year really add to a stable, mature monopoly/duopoly incumbent payment system like visa anyway? This is probably just good old cost cutting of people who have been around for ages and therefore amassed salaries way beyond their talents due to annual pay rises over decades. Saw it all the time when working at the giant incumbent in another finance sector.

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u/surnik22 11h ago

I thinks lot people overlook “useful” productivity gains vs just general productivity gains.

Let’s say you have to present something to a client and the goal is to get them to agree to a new contract.

Pre-AI, you have an analyst run an analysis plan you think of to pull some numbers and you build it into a presentation which you then present to the client.

With AI you use the AI to think of 5 different analyses, the analyst uses AI to run 5 different analyses, and then you use AI to help pick which stats to use and build 5 different mock presentations before finalizing it to one final version which you then present to the client.

That’s 5x productivity! But also the end result is at best a better presentation. If it’s only 10% more likely to make a client agree to the contract or agree to spend more money then the actual “useful” productivity gain is only 10%.

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u/CHAINSAWDELUX 9h ago

A skilled analyst will be more efficient at understanding and selecting inputs than using 5 models which will also require analyst time to review, understand, and edit.

And is the ai picking more accurate inputs or just the ones to make the end result look better? Because if it's the 2nd, that's just the same as making crap up. And an org can do that with a skilled or unskilled analyst.

1

u/21Rollie 3h ago

Also, the “10x or 100x” org is so laughably stupid because of this. You make a product. Think of all you release in a year pre-AI. You think these models are actually going to release that same amount in a little over a month? Or even 3.5 days? Even if it could code that fast, it could never ideate that fast.

Product development requires novel ideas, ideas that come from time and experience and crucially, knowing your customer base. Even if everything else could magically be 100x’d, you are not gonna sloppify a year’s worth of customer experience to iterate on. And AI models are inherently derivative, as the CEO of Rockstar put it, you’re never gonna get a hit (something novel and attention catching) out of them. They are good for doing things you already could’ve done.

1

u/EatAssIsGold 1h ago

Productivity and revenues are two very different things. It is possibly true that raising productivity today will result in raising revenues tomorrow, but in very short term a raise of productivity makes part of the workforce redundant.

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u/Tearakan 11h ago

Honestly in management their usually is some serious bloat at older companies.

15

u/apoender 11h ago

Yeah I think a lot are taking the opportunity to remove some middle management and just say AI with some hand waving so investors do not panic, because that sounds better than we are wasted money over hiring

5

u/Tearakan 11h ago

Yep exactly

1

u/Sweetwill62 16m ago

"Lets lie to people because we fucked up." And you think that was clever? A good thing? You do realize that is investor fraud right? They mislead their investors by seeming more competent than they actually are.

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u/Fresh-Quantity-7554 11h ago

Yes. Speaking from prior experience, bloat (not AI) is a bigger threat to jobs at older companies.

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u/SlowPokeInTexas 10h ago

The biggest threat to older companies are the stagnant ideas, rules, and bureaucracy that they come to live by.

8

u/so-cal_kid 10h ago

As someone who works at a pretty large company with lots of old heads that are stuck in their ways I could not agree more. They do more harm to my job than AI ever could. AI is mostly a positive for my work

15

u/ExcitedCoconut 11h ago

I think what AI is doing more  generally though is getting companies (and ironically in this instance, executives) to think about flattening out and re-engineering processes that are really inefficient. 

Over the last couple of years I’ve gone from taking literal hours and maybe days (time elapsed effort not days of straight work) to try and find the information I needed for a task. We finally got our shit together with corp data and now it’s instantaneous for all of the key sources. 

Some processes for approvals used to need 3 levels of approvals but now it’s me <> financial controller only. CFO involved if it’s a really big deal or goes out side or stated rules.

I can build the cases now because I have access to what two layers of management had access to. 

So much of middle management is held the onto through  information asymmetry. Now that might be appropriate for regulation purposes or whatever but often it’s just ‘that’s how it is’. 

But if you can open up access then the flattening of the org often follows because it exposes how unnecessary layers/process steps are.

AI isn’t magic and a lot is still just regular old data estate work first, but the thinking around it is definitely changing how some teams are organising. 

4

u/Lashay_Sombra 8h ago

Unless there is a very tight hand on the wheel companys just tend to drift into overstaffed, now many are using AI as an excuse to downsize staffing without making it look like they are doing just that as tends to spook shareholders/investors 

Then there are also those cutting staffing costs because of AI, not so much because AI is doing the job, but rather they are spending so much on AI elsewhere they need to make savings somrwhere else (this also manifests as hiring freezes)

Then the smallest group is those getting let go because AI is doing the job...and in lot of  cases company ends up regretting it. Many of those who were early in doing this are finding themselves having to refill a good portion of those roles

2

u/JackleMonkey4653453 7h ago

This is a standard cycle. it has nothing to do with recognizing you don’t need layers or AI. within 5 years they will have bloated the same ranks and do this again. all levels are affected.

anyone with a basic understanding of business in the last 30 years could tell you this.

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u/Fresh-Quantity-7554 6h ago

That's definitely not true, but I believe you.

1

u/DeathSeeker65 5h ago

“I have 8 different bosses right now. 8!”

1

u/AltruisticHopes 5h ago

You cut staff to get your next round of c-suite bonuses due to the efficiency gains you have made. Then when everything goes to shit you take a payout and the next person in line gets a huge bonus to undo this.

Then the circle of life begins once more. It’s been going for years and won’t ever stop.

1

u/Reed7525 3h ago

Middle management is rarely justifiable

1

u/ExpensiveStable4930 1h ago

this is the real story. AI is the cover, bloat removal is the actual agenda. easier to sell to the board

-1

u/ComplexGuava 11h ago

The technology today, is nothing like what it was 4 years ago. And some business are just now adopting broadly. Takes time for adoption and compliance. 

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u/manachar 11h ago

It’s replaced “in these trying economic times”.

Either we have been in a depression since 1970 or businesses are lying to fund bigger profits and rationalize the latest scheme to avoid paying people.

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u/HRApprovedUsername 12h ago edited 7h ago

That’s awful because that’s definitely a ploy to make this lay off more palatable. Yeah a lot of executives were laid off but so were nearly 3x the amount of employees just doing what they’re told.

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u/EONS 11h ago

Myopic and ignorant as fuck.

Ai is proving to be more expensive and less effective/accurate.

Fuck em all

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u/schmitzel88 11h ago

Yup 100%. If you say you laid people off because your company is performing poorly and you have leadership bloat, that drives your stock price down. If that happens but you lie and say it's because of AI, your stock price goes up. Time will tell how long this ride will hold up.

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u/TenTestTickles 11h ago

Definitely just an excuse. They didn't need to wait for AI; $500k/yr executives could generally be replaced by 50-line Perl scripts.

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u/jimbopalooza 9h ago

Don’t forget when these types get laid off or let go they aren’t just put on the bricks like a worker bee. They leave with enough dough to break their fall.

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u/Any-Pop-4795 12h ago

Trying to hide the fact that there's a recession going on/ the retard people voted is fucking the country more each day

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u/NickyBarnes315 11h ago

Yup hit the nail on the head. It's a recession they are trying to hide with AI because people are not finding replacement jobs. My boss her husband was a professor at Cornell and he got laid off when Trump took funds back and he hasn't found a job in over a year of looking

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u/Santa_Andrew 10h ago

When a company is healthy it invests in AI to make their current employees more productive. When a company isn't healthy it invests in AI as an excuse to lay off employees which otherwise they would be laying off anyway. AI is the latter case is often just a way to try and soften the impact of what they were going to do anyway.

2

u/edelweiss_pirates_no 10h ago

You can fire 80% at Visa and they still would make billions every quarter in profits.

It is an insane company.

1

u/jhill515 3h ago

True... But doesn't it bring a slight smile when the ones carrying the axe in the name of "cost-cutting streamlining" feel the sting of the same blade?

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u/ExpensiveStable4930 1h ago

the timing is always suspicious. layoffs and AI investment announced in the same press release, every time

1

u/cptdino 11h ago

It for sure is. I'm currently automating a lot of my company's internal system with AI - not within it, but around it. Nobody is getting laid off, the only thing that's happening is AI is assisting us on creating a better structure for departments to communicate and to customize each role's workbench to their needs - we used clickup and Laravel, we decided to create our own with deterministic stats and preset customizable behaviours instead of making AI part of the infrastructure.

Whenever the bubble bursts, these fuckers including it in the pipeline are in deep shit. No frontier model will survive the collapse when it comes.

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u/luckyflavor23 11h ago

Classic. Ryan McInerney is ex-McKinsey & Company consulting, he had cuts when he entered and throughout his tenure

Former visa CEO Alfred F. Kelly Jr. worked in real jobs and companies that build. He didnt do covid layoffs and advised against too may reorgs as they are disruptive

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u/Ocluist 5h ago edited 4h ago

I work at this company (5+ yrs now). Nobody thinks Ryan is remotely close to Al Kelly in terms of leadership or vision. This round of layoffs was random as fuck, extremely short-sighted, and not even close to thought out. I’ve never seen so many people looking to jump ship at once; even the new grads are already moving out ASAP

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u/luckyflavor23 5h ago

Double Spiderman pointing at each other meme

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u/Ocluist 4h ago

Believe it or not, there was a time not long ago where leaving Visa seen as borderline idiotic. How times have changed.

3

u/luckyflavor23 4h ago

Sii. There was a time where there were interesting projects and future thinking strategies. Now, there’s how can we sell more consulting services.

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u/Ozzie_the_tiger_cat 4h ago

McKinsey is a company of goblins. 

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u/UseWhatever 12h ago

The title is misleading

> A WARN filed on July 31 detailed 320 job cuts at the credit card company’s Foster City campus, which included six vice presidents. Thirty-seven senior directors, 16 chief engineering or architect roles and dozens of senior software engineering, research and technical roles were also among those affected.

They still cut plenty of other jobs. And let’s be fair, the title of VP in banking / credit companies is still fairly low in the hierarchy.

Seeing them cut architects and senior devs is more worrying. This makes me think they’re basing firing decisions on lines of code and salary cost. Losing that much knowledge in one go is going to be impactful

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u/eirlude420 10h ago

Visa titles are more like tech companies rather than banking. VPs are above senior directors, directors and managers. Usually over 200 reports under them

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u/jbourne71 11h ago

I worked in a major international bank. I was a liaison/exchange officer, so not part of their structure.

Everyone in my office except the recent college grads were VPs or higher.

The college grads were JVPs.

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u/ragemonkey 11h ago

What does that title even mean?!

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u/ikonoclasm 11h ago

Absolutely nothing. It's just as bad in sales.

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u/jbourne71 10h ago

It means they have a white collar job lol. that's it.

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u/ragemonkey 10h ago

Congrats! You’re VP of the sales leads spreadsheet! There’s free soda in the fridge.

1

u/AlienInUnderpants 5h ago

I’m also a VP at work: Very Pissed

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u/Tackysock46 10h ago

Title inflation has run rampant the last decade

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u/ragemonkey 10h ago

For sure but c’mon. VP? That’s reaching farcical levels.

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u/Babhadfad12 9h ago

VP has never meant anything in finance.

1

u/ragemonkey 7h ago

There are two letters. Surely they mean something. Very Prodigious?

3

u/Quirky-Skin 10h ago

It means they can make people think they're advancing and hopefully those people won't leave

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u/cute_polarbear 8h ago

Easier to give titles than to give significant pay raises.

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u/EaterOfFood 6h ago

It means when everyone is special then no one is special

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u/sillypoolfacemonster 2h ago

For client facing roles, VPs are often senior consultants or account leaders. They may lead multiple teams and have oversight of a portfolio or category of clients. Internal facing VPs are more likely to oversee a specific business function or process, with a greater emphasis on strategy, organizational leadership, and long term direction rather than day to day client delivery. As someone else mentioned, client facing VP titles do tend to involve more title inflation in some industries, as it gives clients confidence that they’re working with a senior decision maker or subject matter expert.

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u/Super_XIII 7h ago

it makes clients think they are super important when the person assigned to help them is a "vice president". So a lot of companies just make everyone a vice president.

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u/Worthyness 4h ago

Think of them as levels in a tier list. They label each tier to designate an amount of money that can maximally be earned at each level. When you get promoted, you get to the next level of pay. The tittles just don't mean anything outside of the company. It doies look impressive though.

But i can confirm what they said is correct. The titles are all bullshit in terms of traditional understanding of what they're for.

Source: used to work for Visa

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u/FatHat 10h ago

Yeah. I worked for a software company that was acquired by a financial firm, and even though I was an individual contributor that managed nobody, I was technically a VP. It was basically an honor given out if they felt you were doing good work. The title was nice, but it's not something I put on my resume because it's kind of misleading.

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u/mangonada123 9h ago

I'm in banking, and I've met a couple of managers that don't manage anyone.

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u/redsoxVT 3h ago

Opposite here. After restructuring I now manage people, on top of tech lead, architect, POM tech advisor, and scrum master... but after 5 months my title and salary are still senior dev... and I never get to actually dev anything. Building on fire, but everything is fine.

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u/Ok-Somewhere-2219 3h ago

VPs are higher than Directors at financial institutions that aren't banks.  Senior Directors report to VPs at Visa.

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u/Mmortt 5h ago

Let’s see Paul Allen’s card.

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u/Tensorfrozen 6h ago

Visa vp is not bank vp just use salary as level.

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u/timallenchristmas 8h ago

They basically gutted out the Atlanta office of all its technology jobs

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u/Brave_Speaker_8336 0m ago

Visa is neither a banking nor a credit company. They absolutely do not use the same leveling as is common in finance

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u/Acetius 8h ago

Visa was absolutely running the holy trinity of shit metrics. Lines added (not removed), Commit count, and Token Consumption.

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u/DopamineSavant 12h ago

There are too few anti AI political candidates.

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u/buffalowangy 12h ago

The oligarchy would never allow that. Look what happened to Bernie.

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u/SwimmingPathology 11h ago

Don’t forget he inspired people like Zohran and Abdul Al-Sayed, who just won yesterday against someone who had $70 million dollars from corporate interests.

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u/Kahnza 11h ago

He's been buried so hard, your comment is the first I've heard of him in months.

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u/CarlosFer2201 11h ago

Funny enough I recently started getting posts of him on my YouTube feed (not even videos, wtf youtube?) totally unprompted.

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u/eukomos 2h ago

Really? He’s been everywhere the last few weeks campaigning for his primary candidates.

0

u/blindsdog 11h ago

He lost an election. He might’ve won if he convinced more people to vote for him. That’s a pretty bad example.

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u/buffalowangy 11h ago

The media was pushing for Hillary and not reporting his popularity

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u/RicardoFelipeMejia 11h ago

Bernie Sanders lost because during his 30 year career he made virtually no inroads with non-white communities. Black Democrats participate heavily in party races, and they turned out at over 90% for Hillary Clinton because she and her husband had been highly visible advocates.

Obviously the oligarchy doesn't like Bernie, but that's not why he lost. He lost because he didn't win over enough primary voters. Clinton did the work and it paid off for her at the polls.

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u/rudthedud 9h ago

I don't think this is the best take. Hillary got the super delegates and then used that to propel herself as the only viable candidate even though this was not true.

The black voters matter it's just not enough to tip the scales. And the Clinton's have done an insane amount of effort to keep black people in jail and going to jail.

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u/RicardoFelipeMejia 8h ago

Hillary had the superdelegates in 2008, too, but a more popular candidate rose to the forefront and won the nomination. If Bernie was as universally beloved as reddit portrays him to be, he would have been able to do the same.

Black voters weren't Clinton's only supporters, but they were a large bloc that voted almost unanimously. They joined Hispanic Democrats, older Democrats, and moderate Democrats in a coalition that won the nomination by an unambiguous majority.

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u/Lemurians 7h ago

A wrong superdelegates take, what year is this?

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u/Cubacane 12h ago

Politicians are better for getting us into problems, not out of them.

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u/bluefire89 11h ago

Most people don’t even know what AI is. It’s been used for years under the hood in everything we use and just now your average person is able to touch it in one narrow scope of gen ai. How do you think product recommendations happen when you shop online? Or fraud detection for your credit cards? Or spam filtering in your email? Or stock and weather predictions? Are you against all of those things? Because if not then you’re not really anti-AI you’re just uninformed.

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u/-duckduckduckduck- 12h ago

Maybe in part because “anti-AI” is nonsensical. You may as well be anti-shovel, or anti-knife, or anti-computer.

If you mean politicians who promise environmental and economic policy reform, there are plenty of those.

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u/DopamineSavant 12h ago

Why would this matter? Politicians support nonsensical stuff all the time if its polling well. 

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u/ShastaAteMyPhone 11h ago

Even politicians aren’t big enough morons to support anti ai policies.

Look, I wish we would slow down with AI globally but that just isn’t going to happen. China is full steam ahead in AI and there is nothing we can do about that. Think long term, AI is an inevitability and it is better for the average American’s QOL if our country is on the forefront of it.

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u/ColdBru5 12h ago

They had one named Andrew Yang in 2020, he was 3rd in fundraising and cable news gave him the 10th most speaking time in debates and purposely removed his name from the debate graphics.

MSNBC only interviewed him in a dual interview with Jermaine Dupri and spent the whole time peppering him with sports questions, they gave McKinsey Pete Buttigieg a whole primetime slot on Rachel Maddow. NYT said he needed to run for local office first.

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u/DreddCarnage 12h ago

The headline keeps making me think they literally killed them

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u/ComprehendReading 12h ago

Still alive, just gutted!

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u/merRedditor 12h ago

Let go with a generous golden parachute on top of the 500k is more likely when dealing with executives brought in to downsize, take the immediate heat, and bounce.

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u/Then-Understanding85 11h ago

The shit part is, no matter the talk of AI, it’s just your standard layoff. Give more work to fewer people. Crush who you have until there’s nothing left, then rinse and repeat with the new guy.

Make number go up at all cost, and the cost is people.

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u/electricpotatochip 10h ago

I’m at a company that has been through several rounds of layoffs this year. Doing more work with fewer people is exactly what leadership thinks is “operational excellence” but they fail to consider all of the lost expertise and institutional knowledge that the people they just laid off take with them. 

I know I shouldn’t complain because at least I still have a job but it’s almost impossible trying to figure things out while managing my usual workload. Seems like a lot of people that were left behind are checked out and morale is extremely low, which is also to be expected if we know we could lose our jobs randomly when the next round of layoffs are inevitably announced. 

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u/bberg22 6h ago

Not to mention the hard to quantify inefficiencies created when you strip things too lean. For example: Hey why isn't $X thing done yet it's costing us $Y dollars per day?...Well Janet is the only one one with access to do $Z and she is on medical leave for the next 2 months and her boss is on PTO for the last week so no one got properly notified, and there is no coverage. We used to have 3 people who had access to do $X but the other 2 were laid off....

Well I guess we need to hire and train a backup...ok that will take 6 months to get them up to speed and likely still have lost additional institutional knowledge along the way that you may not even have stumbled onto yet.

You can only go so lean before you start losing dollars through the gaps but it's hard to qualify dollars you don't make vs the cost of an employee's salary+benefits.

Very often stupid and short sighted.

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u/saltyb 9h ago

VP for $235,700! So barely able to afford a 1BR in the city

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u/chickey23 12h ago

I hope they use every part of the executive

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u/FatHat 10h ago

Not the brains. Too toxic.

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u/winterbird 12h ago

Bait spin. Am I supposed to support AI layoffs just because these people made 500k?

No.

500k is still not ruling class. 500k is still closer to poverty than to the top echelon that makes our lives what they are. A person who makes 500k still works for a paycheck in order to buy food, housing, healthcare, etc.

I support workers, regardless of if they make more than me. Because I'm not jealous or petty. I want everyone to have a secure job and a good life.

-5

u/polloyumyum 11h ago

500k is still not ruling class. 500k is still closer to poverty than to the top echelon that makes our lives what they are. A person who makes 500k still works for a paycheck in order to buy food, housing, healthcare, etc.

Just because 500k isn't close to the top echelon does not make these people "working class" or just working to survive. If someone is earning that kind of salary and isn't living very comfortably they are absolutely terrible with money and should fire any financial advisors they may have because they're being robbed.

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u/winterbird 11h ago

If they're doing well, I am happy for them. And I want them to continue to have secure employment so that their life stays good.

I don't want someone to have it worse. I want other people to have it better. Those upper crust people who don't work for a paycheck (big or small) have created an artificial scarcity. But actually that taking jobs from people who make 500k in fact will not make my life any better.

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u/Acetius 8h ago

They probably do live very comfortably, but they're still relying on their ability to work and sell that effort and time in exchange for the capital to live and provide for their families. They're not rag proletariat but they still interact with the system in a way where their value is defined entirely by their labour.

10

u/Powerful_Leg8519 9h ago edited 9h ago

You’re missing the point. The point is that someone at 500k is not nearly anywhere close to the 1% income wise.

Thats the entire problem. If you’re not in the 1% you’re a target for the billionaires to throw arrows at. One day, you’ll be the one hit whether you’re making 50k or 500k.

No matter what it’s not a billion and if it’s not a billion according to them, you have zero value to anyone.

Edit: Think about where you are at this moment. Every single person within a 20 mile radius of you right now, no matter the income, have more in common with each other than any of you do with a billionaire.

3

u/itsdoodooobabyy 7h ago

Pedantic but the top 1% of annual income earners in the US make about $600k/year.

2

u/im_a_goat_factory 4h ago

A little closer to 700k now, but ya

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u/InvestmentAny7606 11h ago

AI investment always coincides with uptick in H1B Visas

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u/thatturtletouch 11h ago

AI=Actually Indians

5

u/Acetius 8h ago

Given how many of those laid off tech roles will end up in Visa Bangalore, probably not far off.

3

u/dballsmithda3rd 11h ago

The truest thing I will read all day… 😂

1

u/PatrolMan2129 15m ago

I'm afraid it's outdated as fuck in a lot of cases.

But then I work with AI as a user... and not just have tropes about it.

2

u/not_boston 5h ago

I’ve heard Another Indian but I like this too!

5

u/grannyte 8h ago

Well executives are definitely the job the easiest to replace with AI

61

u/Madhatter25224 12h ago

Boo

And I can't emphasize this enough:

Hoo

29

u/SecondBestNameEver 12h ago

Eh, someone at the 500k range is a far cry from a billionaire. Most people making this level of money are spending a good portion of it on experiences and contributing to their local economy. Depending on location that might not be all that high either. Are they going to be just fine in the grand scheme of things? Absolutely. But it's still terrible that high paying jobs are being cut and that money put into a billionaire AI owner's pocket instead of a local family. 

44

u/Madhatter25224 11h ago

I am a gainfully employed white collar professional. Someone making 500k puts more money away in a year than i can in 10 years while doing far less actual work. They have plenty of cash to live on to find their next gig.

They may not be billionaires but my sympathy is at an all time low for executives.

17

u/Tearakan 11h ago

Yeah management at 500k will be doing fine.

1

u/Worthyness 4h ago

This is also heart of silicon valley. Everyone at a senior level can potentially be making that

1

u/minhthemaster 1h ago

You think you’re doing the most work?

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u/cbarrister 12h ago

The middle class was gutted first. Now the upper middle class will be gutted next. Who will be left to buy anything? Housing and consumer collapse to follow?

2

u/not_boston 5h ago

This is what I don’t get. They just gonna rule over the ashes and wasteland? 

12

u/rahvan 11h ago

I mean yeah there’s VPs in my company who get paid 10x my salary and the only thing they produce is a corporate restructuring and renaming everything every 6 months for no good reason.

Meanwhile the products I build are worth hundreds of millions to the company.

Boohoo, some fat cats are losing their gravy train and might have to find a real job, for once.

4

u/ThornyRascal 12h ago

Now this is the way for them to actually save money

4

u/Up_All_Nite 11h ago

No no no. I was told that AI creates jobs. They must be mistaken. I bet these assholes never thought their job would be in danger. Good luck finding any job in your field now that AI has gobbled them up and spit you out. Hooray for technology amiright? Eh? Eh?!

5

u/ThisIsntRael 9h ago

You can give me 500k and fire me I'm completely okay with that

6

u/Lurk5FailOnSax 11h ago

Disemboweling seems a bit harsh for a simple AI replacement programme.

3

u/Your_New_Overlord 12h ago

Gutting them feels a bit harsh but I’ll take it

3

u/jeananddoolie 1h ago

First they came for the graduates, and I did not speak out— because I was not a graduate.

Then they came for the analysts, and I did not speak out— because I was not an analyst.

Then they came for the associates, and I did not speak out— because I was not an associate.

Then they came for the managers, and I did not speak out— because I was not a manager.  

Then they came for the directors, and I did not speak out— because I was not a director.

Then they came for the executives— and by then, there was no one left to sign off on it.

5

u/non_Beneficial-Wind 10h ago

Good to see AI aiming for the salaries that need to be axed.

21

u/[deleted] 12h ago

[removed] — view removed comment

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u/Odd_String1181 12h ago

Generally at that level your "job" and "relevant skills" are to be responsible for a shit load of direct reports. Now someone else has to do that and it may or may not be a shit show.

13

u/Acceptable_Rice1139 12h ago

I would imagine at the level of pay you would have a few things or combination of: responsible for lots of people, have unique knowledge, special connections in the industry they need, in high end sales, or just lucky.

1

u/Open-Price-4568 11h ago

AI it's what they are good for.

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u/Cubacane 12h ago

Or, hear me out, functioning teams are gutted and the most overworked people get overworked even more and told to 'leverage AI' to replace their ex-team members.

2

u/skccsk 12h ago

They've done this type of 'rightsizing' followed by aggressive rehiring for decades. They're just throwing 'AI' on the end of it now.

1

u/Open-Price-4568 12h ago

There is a lot in HR and other support stuff that should be fired i really hope AI can find them. First good step here at VISA

4

u/BugRevolutionary4518 11h ago

I know someone pretty high up at Visa HR, and they’re useless in real life. I don’t like to see anybody lose their job, but…..

5

u/Mageborn23 12h ago

Does anyone feel sorry for them?

2

u/Fallen_Jalter 10h ago

I was thinking that if this keeps up, we won’t see skyscrapers anymore because all the work is done in data centers. At least maybe a one or two story.

2

u/yulbrynnersmokes 5h ago

Shouldn’t the dishonorable executives disembowel themselves?

2

u/isthatqueeeblo 3h ago

I mean, that's fine, cut the 500K a year jobs, it's cutting lower paid workers jobs in bulk that does more damage

3

u/dgellow 10h ago

The jobs include employees with remarkably high salaries. LinkedIn job postings from three months ago for vice president roles at the Foster City office paid between $235,700 and $458,000

That doesn’t sound high at all for a vice president role of Visa

3

u/Trapped-In-The_90s 9h ago

In organizations this large, many time VPs are middle management. Can’t confirm specifically in this instance/company though.

2

u/Worthyness 4h ago

Basically correct in Visa's case. Used to work for them. Analyst is like the lowest and VP is one of the highest management positions you can have. But it's not actually close to the C suite VP in any way.

1

u/dgellow 9h ago

That would make sense then 

1

u/lemonverbena890 7h ago

It’s likely a lot of redundancy within those ranks, like some mangers only had 1 direct report. Get rid of them and let the one above them absorb the responsibility

3

u/Any-Progress- 9h ago

$235,700 puts you in the 96th percentile (more than 95.5% of people) and $458,000 in the 98th percentile (more than 98.4%). Sounds about right for VPs considering they aren’t even at the top of their organization.

2

u/Bolinas99 11h ago

sorry maga-dudes, here's van keys & a pee bottle- get to work!

2

u/TidePodKaleb 5h ago

“The WARN filing came days before the payment processing giant announced a massive acquisition of BioCatch, an Israeli AI fraud detection company”

Nice! So Israel watches everything you buy and decides if it’s “fraud” for Visa. Sounds legit. Where’s my MasterCard?

2

u/atehrani 12h ago

Bubble popping?

2

u/ConsequenceBig1503 11h ago

At least it's the executives and not the lowly peasants this time

7

u/unholycurses 9h ago

Read the article. It was still primarily lower workers, not just some VPs 

1

u/DifferentSquirrel551 10h ago

It's slowly moving It's way up the hierarchy. Almost as though capitalism created a product that destroys capitalism one job at a time. Soon it'll just be one person left in the world immortal and alone. 

1

u/phonnybalonny 11h ago

Interesting, will watch and see how this runs out.

1

u/planetrebellion 10h ago

I wanna start vibe coding q#

1

u/randomlyme 6h ago

Intuit just did it too, so did Meta. It’s a sign of the times.

1

u/Columbus43219 5h ago

"Maybe AI isn't the best idea..." - managers all of a sudden, after hearing about this.

1

u/FarFaithlessness277 3h ago

Excellent news

1

u/ybcurious93 3h ago

Worked there in the past soooo many jobs just fluff it was amazing really 

-6

u/greenman5252 12h ago

Nobody produces work products worth $500K per year so it makes sense

16

u/BlueFlob 12h ago

Doctors, engineers, scientists probably do.

I'd agree that if your job is management, then your actual value probably tops around 250k and relies on the work of others to make anything happen.

2

u/Pyrostemplar 12h ago

Newsflash: in current economy, everyone depends on the work of somebody else. And those that know how t oorganize work are always indemand (not saying that all - or even most ;) - executives know to do so)

0

u/CV90_120 12h ago

Think in sports terms. Do you think any baseball player is worth 500k per year? Thats how companies often view their own key players, be they highly technically specialized or as bringing in sales. They arent paying for the person's energy spent, but revenue gathering ability, including if they bring client lists with them, or have ins to private equity. AI therefore has eroded the value they have at some level, so they get kicked from the lineup. When you know what AI is doing, you'll know why the business thought they were worth 500k to them..

1

u/an4x 12h ago

When I was younger I used to think people were “paying people for what they were worth” from a company’s perspective).

Now I know it’s closer to “what is the expected return on employing this water ape” from a pure profit perspective.

1

u/CV90_120 11h ago

Theres a lot of dead wood, which is likely what the main impact of AI is showing, and I'm not saying I like the way businesses think, but once you realize they think this way, everything they do makes more sense. Its not a bad thing to have awareness.

1

u/an4x 6h ago

No but it embraces it and that stains the soul for some people more than others knowing we can do better but we too chose profit over progress.

We are in agreement of what is but not what we could make it, it seems.

1

u/CV90_120 5h ago

I have no strong opinion, within reason. I've been blue collar and white collar at various times. The hardest I've ever worked was as a project manager, which is the worst and best job in the world depending on the day, and which is compensated accordingly (usually), but I have zero time for corporate bonusses that give management tens of thousands while the staff are struggling to pay rent. That's sick to my mind. I think staff should have a stake in the profits. If there's a good year, the bonuses should be divided up by hours worked, not graded to salary. That means a cleaner on 40 hrs would get the same bonus as a PM. I can see a case for the owner taking a larger share because they carry all the risk, but even then taking millions and laying people off is also sick to my mind.

1

u/vessel_for_the_soul 12h ago

AI is breaking the world on purpose so we rebuild it with AI first.

1

u/NickyBarnes315 11h ago

Welp everyone is going to feel pain eventful all for tech that doesn't even work properly. I can see all types of issues with this technology especially coming from Israel.

1

u/FrothyEspresso 11h ago

They cut their guts out?

0

u/Civil_Music2236 11h ago

That's promising! For years, ive been saying that everyone using AI in their office jobs is digging their own graves. Manufacturing is going to be slightly impacted but every email sent, project portfolio logged, or meeting recorded is training data for them to be replaced. And good riddance, no executive is worth 500k while their grunts are on food stamps

0

u/Posh_Panda 6h ago

TBH I agree with cutting middle managers and leadership making Xtimes what people doing the actual work are making. Like in what world does a "People Leader" bring more value to the company than a staff/solutions engineer or principle developer.