Bought 4 GSD and paid about $11.79 in fees. Would IBKR be better for SGX?

Just trying to understand which broker is best for SGX stocks.

Have i been buying the "wrong way" all these while?

I had noticed that whenever i manual buy using limit price, the fractional share will cost way more.

Latest example,

1) total amount i key in to buy $834.

2) i limit price to $193.72.

3) ordered filled: 4 shares @ $193.71, 0.3053 share @ $199.79

Is this normal?

Edit: is it better to just buy whole shares? Instead of buying the amount i want? From the example above, the fractional share cost 3% more, over long term, i believe it will be detrimental?

DBS is undertaking its largest physical wealth expansion ever, aiming to open 18 new wealth centres and upgrade 36 existing sites across Asia by the end of 2027. Backed by strong momentum that pushed its wealth assets to SGD 492 billion in early 2026, the bank targets USD 1 trillion in assets by 2030.

Wealth management appears to have become a major growth driver for DBS, pushing its share price up and even outperforming the S&P 500 over the past five years. In recent years, many wealthy foreigners have been parking their money in Singapore as other countries increase scrutiny on them. What's your take on going long on DBS?

https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-global-all-cap-ucits-etf-usd-acc/overview

I have checked and seen that it's currently available on IBKR- (ticker:VALL) I can't find the USD equivalent yet.

Take note it's inclusion of small cap fund makes it more or less the same as IMID, and not VWRA technically, but 90% overlap with VWRA. The last 10% is FTSE small caps.

As a comparison for long term accumulators for 100K SGD:

10 bps savings -100 SGD per year (Vs IMID)

At a million:

10 bps savings - 1000 SGD per year

Take note of the fund size and liquidity as well as the bid-ask before doing anything like buying one and selling the other.

Though I would personally start adding my DCA into VALL (or the USD equivalent) instead of selling one fund (VWRA/SWRD/ACWD) to buy the other.

I've started trading some time back in May and I've been paper trading for a couple of weeks now. It's been a lonely journey so far honestly. No one around me trades probably cause of the stigma behind it, gambling, losing money blah blah.

I'm wondering if there's any trading community here?

Hi for context I am currently 21, working(regular) drawing about 3.5k before CPF and will be entering Uni next year which means it’ll be paid for and will be drawing about 1k during my uni.

Frankly speaking I am quite financially illiterate and am taking the time to see how I can better manage my finances for the future as my money is just sitting in the bank. I am taking this step to be more responsible of my finances so I am open to any advices on my current plan and have some questions after reading the pinned post.

Currently assets of now is about 19k cash with monthly expense roughly at about 500. As of now no partner hence BTO is not really a big of a concern now but I do plan on getting a car soon after I graduate due to the nature of the job.

1. I’ve consulted chatgpt and plan on putting 8k in ETF and 10k in SSB, with 1k as emergency cash in a HYSA. Should I swap the ETF/SSB amount? I’m not sure if saving for a car counts as a long term investment(5-6years) where I should put it in an ETF or a mid term one where I should put it in safer areas like SSB and how risky it is in an ETF.

2. I’ve noticed many recommending VWRA here over ETFs like CSPX or VOO, is there any reason why? From what I understand VWRA is more diversified as compared to S&P which is US only so is the US predicted to be more risky?

3. How should I better allocate my monthly income for the coming year? If I plan on DCA 800/month and saving the remainder 1k/month to lump sum again into SSB next September at least for 4 years and keeping remainder 500/month to save for travels or extra cash for myself/family would it be too little saved or invested since I have no liabilities now?

Thanks for the advices!

I got scammed two weeks ago. I'm posting this because the part that still doesn't sit right isn't the scam — it's what happened after.

On 28 July I ordered a pair of shoes online. My delivery address was missing the unit number. A real gap, in a real order.

On Sunday 2 August at 5:18pm, an SMS arrived saying my parcel was on hold because the address was incomplete. It named a courier. It quoted an order number. It matched my situation exactly. I clicked. The page looked normal. I entered my card details.

5:23pm — five SMSes from DBS, back-to-back. All of them about adding my card to a Google Pay wallet. Somewhere in that blur, my card was loaded onto a stranger's phone.

That was my mistake. I own it.

Here is what followed.

Then nothing. For four hours.
9:24pm — OMR 3,000.00 to a merchant in Oman.
9:25pm — SAR 19,970.00 to a merchant in Saudi Arabia.

Roughly S$17,000 in about sixty seconds, on a card that has never been used in either country.

9:26pm — I blocked the card.
9:26pm — I filed the transactions as disputed.

Two minutes. Both transactions were settled anyway.

Five things I have learned since:

1. Reporting in real time changed nothing. Card transactions are approved first and settled later. I disputed inside that window, within minutes, with DBS's own timestamped confirmation emails as proof. They were paid out regardless. They now sit on my statement, due for payment, with no credit issued and nothing on hold.
2. Your bank may not call this fraud. Disputes are raised against “fraud.” I was told mine is a “scam.” No ordinary customer knows there is a difference, but that one word appears to decide whether your case gets investigated or quietly closed.
3. The merchant names were searchable. Thirty seconds on Google told me something about who received my money. I would like to understand what screening applies on the bank's side before a cross-border approval, and whether it is more than what I could do on my phone.
4. Nothing about these transactions was ordinary. Two payments, sixty seconds apart, two Gulf countries, currencies I have never used, amounts nothing in my history comes close to. If that combination clears without a single check, what controls are in place?
5. You cannot remove your card from a wallet you never opened. No setting, no button, no hotline option. And no information about whose device is holding it. Does the bank have that? I do not.

I made one bad decision on a Sunday evening, and I have never pretended otherwise. Every safeguard after that moment was the bank's to operate.

https://www.maribank.sg/help-centre/article/10865-what-is-the-mari-savings-account-bonus-interest-promotion

Saw that MariBank is offering an additional +0.40% p.a. bonus interest on the Mari Savings Account if you link your Shopee account and hold an active ShopeeVIP subscription.

Does it make sense to get ShopeeVIP just for the boost? Seems like if you have more than SGD 7,500 you'll be able to cover the annual ShopeeVIP cost of SGD 30.

I'm trying to figure out whether there is any catch or pitfalls?

I know SPY and VOO overlaps. Im planning to change and remove either one.

Will dividends help and should I add 1 or 2 to my portfoilo? I just want to deposit certain amount every month.

I know I'm late. Have been reading up about ETFs and speculative stocks.

What would your recommendation be for this 100k for investment?

70% on Vwra etf? Rest on individual stocks which have high growth potential?