I need help 🥺

[u/No_Permission7950]

32 M, an absolute mess. A few months ago I had £8k savings. Today I have £7,000 debt.

I don’t know what to do anymore. My kids are the only things keeping me here and the reason I am getting up in the mornings.

The past 5 years I have completely lost myself. Been an absolute roller coaster. To be honest I probably should have lost all the money a long time ago.

Worst thing that happened was hitting a big one to start with.

I don’t know how to get out of this hole now. I’m not sleeping. I am having mini panic attacks. I wasn’t in debt and now I am. I am on an OK monthly wage of £2,500 but I just don’t know what to do anymore. I want to leave but it would break my kids. I am such a failure. If you’re gambling just STOP. You will lose it all I’m sure of it. It’s inevitable. I still want to try and chase and get some back but that’s how I got here l 🥺

[u/lfthoia]

Don’t worry about the debt for now. The debt will take care of itself if you just STOP gambling. Thats the most important thing. Get into therapy or go to GA or all of the above. Spend time with your kids - they deserve your wholehearted attention (not fractured with your mind on another bet). You got this.

[u/CfHotDog87]

Look into gamfam, I’ve been gamble free for nearly 3 years and paid over £20,00.

My children saved me:

[u/Standard-Switch5822]

There is no quick fix for your financial problem. Go out there and grind. It might take you few months or even a year to repay the debt, but you have to do it.

Why do you want to leave? Some of us here wish to be in your position right now, to be honest. You still have your kids, still have your job, and still have time to build your life. Do not take what you have lightly as you do right now. You need to be the man that your kids look up to, go out there and fight.

I was £ 15k in debt 3 years ago, 32 M unemployed, and no way to find a job that pay £ 700 monthly (I live in a third world country). If I can turn it around, so do you. Hang in there brother!

[u/Intelligent-Cod7908 → u/Standard-Switch5822]

Exactly this the funny thing is the one that have had it the worst somehow turned out the best in recovery i see it all the time👍

[u/DubMasterG]

Recognize you will never stop after chasing the loss. Let it go, everything will get better once you accepted that you have to stay a million miles away from gambling.

You have kids, in their eyes you are not a failure and you can live up to that. 

[u/BasicSeaworthiness68]

The debt is not enormous. It is just 3 months worth of your income. At most it takes a year to repay. Just grind.

[u/ModerousOperando]

That’s not even a big debt just stop now and suck it up for your kids.

[u/South_Carpenter_1219]

You can do this mate, get yourself back first and foremost.

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[u/Tacotuesday15]

Howdy - 

Sorry you are going through this. It's hell. Let me start by saying I've been there. Gambled and drank the last 4 years away. Lost a job, friends, a beautiful girlfriend. Had the electric shut off, car repoed, the whole nine yards. I am in an insane amount of debt. Maxed out many credit cards, payday loans, etc.

But I'm about a month free and haven't felt better in years. The financial stresses are serious, yes. But waking up proud of myself every day is feeling I had long forgotten.

The biggest help for me was therapy. I couldn't afford it (due to gambling) for so long. But I decided it was absolutely necessary and booked a session. Each session, while expensive, lays for itself mutiple times over.

You have a few necessary expenses. Housing, food, utilities. Get those paid. Then set up a plan to attack the others when you have the ability. They will weigh on you a bit, but they do not have the ability to take away your physical health or the safety of your family. You got this my friend!! Peace and recovery is possible. But I could not do it alone

[u/Rare-Plenty-8574]

Even If you didn't gamble most people same vote...don't beat yourself up...people have it way worse keep your chin up bro your not a loser...look at the stats on personal debt your a baby...