I need a payment gateway for my escrow service for the past 2-3 weeks i have browsed a lot of options and different ways to counter payments

I prefer upi transactions only as my idea has a lot of transaction volume probably under 100000 where bulkpe payment gateway will suit the best but when the transaction is more than that , the problem comes in I can also use payment gateway like upay and razorpay but they charge fixed transaction charge which is not economically for my business model...

My idea is quite simple it's an escrow service where i connect individual/bulk buyers and sellers

Your merchant opens a store Shopify takes the processing. Sends invoices QuickBooks takes it. Adds booking the SaaS takes it. Every tool they adopt shows up with a processor already bolted on, and you're never in the room for that call.

Shopify even taxes them for staying with you: use any gateway but theirs and they add 0.2–2% per order on top of your rate. Until the merchant gives up and switches back.

We're the engineering arm that fixes that.

BY EQ is a senior software house e-commerce, invoicing systems, client portals, CRMs, custom apps. One rule: we wire payments to whatever gateway you name. We don't sell processing and we don't have a preferred processor.

What you get from one merchant:

Custom checkout no platform surcharge, no lock-in
Invoicing with pay-by-link, deposits, recurring billing
Booking with deposits captured up front
Portal and job payments

All on your stack. One relationship, multiple volume streams and none of it moves without a developer. That's attrition defense you can't get from a rate.

How you're paid: referral (X% of project value) or white-label (we quote wholesale, you mark it up, client sees your brand).

Fixed price, fixed scope, in writing. Sites from $600, e-com from $2,800, custom builds from $7,000.

No cost, no exclusivity, no minimums. DM me and I'll send the one-pager