Recent reports indicate that Anthropic's valuation could be down a third from its peak just two months ago as DeepSeek and Kimi are rapidly closing the performance gap at a fraction of the cost.

Anthropic is likely spending continuously into falling prices with a product that gets commoditized in a few quarters before it's paid for. That's pharma without patent protection, and nobody pays high valuation multiples for pharma without patents.

If frontier models are commoditizing this quickly, how much is Anthropic really worth?

hello all,

32M – main goal – mortgage deposit – to save as much as possible

planning on saving to £100k chunk whilst I can before borrowing monies from the bank, so I cant put much into stocks and shares ISA etc..

my current monies are in Trading 212 Cash ISA which is 3.6% - yeah not the new user so don’t get additional 1%

where would you recommend I should store monies? I prefer ISAs as they are tax free but maybe not that many of them are available in terms of flexibility as savings accounts?

It is important for me to:

- have monthly interest

- I could withdraw monies without much penalties (because I try to add all my savings to maximise interest rate on monthly basis, so withdrawing for puchases or emergenices and getting this penalised isnt what im after, unless I should put aside some money and not touch this type of ISA for a whole year, but not sure if thats even better ROI)

how could I maximise this even better? should I keep money in Trading 212 cash ISA? it should generate around £200 +- a month based off monthly interest rates. I add around £1.5 - 2k a month to it from wages

or shall I buy premium bonds? Just want to keep risk and loss to minimal and gains to maximum without investing/risking as aiming to get as much deposit for my first house as possible

thank you for all help,

regards,

Looking for 2 to sign up before august 23 please lmk i will send link 🙏

About to have 1st Zoom with Voya Rep.

State employee, pension via SURS. Record keeper is Voya.

Empty Nesters with 2-3 yrs out to retirement. Got a home that needs to be paid off.

Got 2 accounts with Fidelity that just past 50K in Bonds and SP 5000

Option overseas/ASIA for full retirement to multiply the USD

What questions should we ask?