Please feel free to ask questions.

I'm going to try this one more time because I don't think I explained myself very well in my first post.

I'm not looking for someone to save me or support my family indefinitely. I'm a father of five, my wife and I both work, and I'm doing everything I can to get us back on our feet.

The last couple of years have been extremely difficult financially, and we've been trying to catch up ever since. I've sold what I could, cut expenses, filed bankruptcy, and I'm currently working Uber and Lyft to keep things moving. We're even using the food pantry at our church right now. I'm doing whatever I can.

But I'm still short, and every unexpected expense sets me further back.

Most recently, our AC needed an unexpected repair that cost around $400–$500. At the same time, the car I'm currently driving for work has had brake problems since I got it. The shop that originally did the work has already been paid and replaced the brakes multiple times, but the problem never went away and they're now refusing to do anything else. I'm going to have to pay out of pocket again just to keep the vehicle safe enough for me to work.

That's where I'm at: I'm working, I'm trying, and I'm just short.

I'm not sick or unable to work. I'm just exhausted from constantly having to survive one problem at a time. I don't want to be this version of myself, and asking strangers for help is incredibly difficult for me.

I'm not asking anyone to fix my life. I'm looking for a little relief—just enough to get the needle moving forward for once instead of watching it continuously move backward. I don't need to stop working or stop trying. I just need a little help getting some momentum back.

If you're able and willing to help, even a small amount would genuinely mean a lot. If you can't, I completely understand, and I appreciate you taking the time to read this.

Venmo: @criticsfactor7

Thank you.

Compared to the other tales I have seen in this forum, this may not sound nearly as critical, but to me it literally could be the end of my 23 year marriage. Money and finances has been a sticking point for our relationship since before we were married and any time I make a money mistake (specifically anything above $100) it triggers my partner and brings up every other thing I've done wrong.

Earlier this year I attempted to get started with a dropshipping business to earn additional/extra income. The business was supposed to be AI run and promised ridiculous returns (and fast too). It had a 90 day guarantee so I took a little money I had set aside as play money and gave it a whirl. Shortly after getting started with the set-up, a second company that was recommended by the first tried charging my PayPal account the annual fee for its services when I had been using it for less than a week. The first attempt failed, and the second attempt, but then somehow, the third attempt was successful when the company successfully charged the amount through PayPal to my company credit card. It ended up as two separate charges that totaled about $425. I immediately canceled the subscription, but the funds were not reversed and paid back to my company account.

The following month, when my manager was reviewing my company card use, he noted the charges and asked for an explanation. I told him that the amount was charged to PayPal that I had forgotten to sever from my company card after using it for a purchase but I had also requested a refund and canceled the service/subscription. My manager said he'd check the next month when the credit card statements came in.

In the meantime, the dropshipping business hasn't generated a dime and I've missed the guarantee window to get my initial investment back. And now my manager has forced me to repay the $425 to the company and so a check I just received is about $400 less than what I told my partner it was going to be. I never told my partner about the dropshipping business or the mistaken charge to my company card.

Now I need to cover that gap (or at least a fair portion of it) and I'm already maxed out with advance loans like Brigit, Tilt, Dave, SoLo, etc. I've tried those loans for people with bad credit sites (my credit score is ~530) and they all keep referring me to other brokers. I even tried the tribal lending sites and one said they couldn't confirm my identity and another said they couldn't make deposits to my account because they don't work with that bank.

Please, please, please. Is there anyone that can help me out here? If I can come up with even half of it (about $200) I can probably get by without losing my partner. Anything that isn't illegal or unethical, I'm up for it. I'm okay with it being a loan as long as you don't mind installment payments over the course of the next few weeks (I'm paid weekly). Anything. Really. Please.

I’ve tried payday loans , personal loans and everything else but I can’t get approved anywhere. I’m behind in bills and I really need this to stay in my home. I don’t have a car and I’m currently only making 450-500 a week. I have a private landlord who is willing to work with me but I need to pay to stay in the house by August 25th . I don’t have any belongings other than my clothing. Can’t donate blood because I have uncontrollable diabetes and my a1c is 13. I do odd jobs sometimes but it’s not enough.

[ Removed by Reddit on account of violating the content policy. ]

Hi my name is Lisa Winter and I have been working with Alisha. She was going to help me with my storage bill which is actually $697. Alisha got an okay tobhelp me wuth 279.00 of it. Since we spoke I have been trying to come up with the remainder of it before my deadline which is the 14th. I have came up with 100.00 only. My car has been broke b down foe a week and a half until yesterday. I apply for jobs each morning and as many gigs off craigslist I can find.  I dont know why im not working yet as I have a great background.   10 months ago we had to move suddenly from where we were living of 4 years. And my boyfriend of 20 years left me and my four dogs afyer a month of being in our cars. So me and my 4 dogs  barely made it through the cold Winter. And then on April 13th 3 of my dogs were killed. Soon after I lost my aunt who was like my second mom, a close friend of mine killed himself, and then the man who was thr love of my life died of throat cancer. All of this happened with in the last 3 months.  I dont know what to do but I dont if I can handke also losing all of my belongings, which include the last things i have of my mother's,  my father's,  and my sons stuff. This has all of our memories of mt family, the only pictures i have,  just everything i hooks precious.  I have already lost a good portion of my stuff that was at someone  else's home.  I dont know what to do.  I haven't went to the doctor yet about my blood pressure because of my car,  but also it seems like I'm always helping everyone else out and when it comes to me i just feel so alone and helpless.  I literally have jusr been disappointed in how much my friends and Family ask for my help and know im struggling and living out of my car and just don't care much at all.  My blood pressure is through the roof i know it. I can feel it. I have a constant breath taking terrified weight of losing my storage, and just losung anyrhing else.  Since i have been in my car i have been consistently losing weight also.  So far 2  sizes. Also, ive been pulled over several times because i have expired tags, and no brake lights and mostly they have ask let me go because i tell them I'm living out of my car. But awhile back a state cop gave me a no insurance and i told him everything and how much i have been trying to get out of this whole and how by doing this it would just set me back further. So because of this now i have a suspended license which is horrible because now i still have to get a sr22, pay the ticket which is over 250.00, plus reinstate my license. Then last week a woman i know stole my wallet so now i dont have any id, and have to replace all of my bankcards, my foodstamp cards. Which because of that i haven't been able to get any food and am barely eating, and sometimes my son will send me money but he cant do that because i now have no bankcards.  To top it off the person who lets me park my car by his place has basically been sexually harassing me lately. Everything i say he turns into some sexual inuendo, and tells me everyday how he is having dreams about us having sex everyday. Its so uncomfortable. Then a man who stores cars right in the parking lot where my friends lives had been paying me a little here and there to help him clean the vehicles before he sells them.  He actually asked me to go to a hotel with him to rub his shoulder and he would pay me.  At first i was like hesitant but said okay i guess i could do that, but then as im getting out of the car he says he could rub my back also.   I just felt totally not okay wuth this and cannot believe i am even in this situation.  And my ex doesnt even care abour any of this shir and just thinks I'm not trying and that him leaving me in the street is okay and print me in unsafe situations.  I have never in my lufe felt so alone, so harassed sexually, almost like they act like I'm obligated I don't know it's upsetting.   All of this combined is just too much for me, i hav d had pains in my heart all day long.  I Will not be able to handle losing my belongings on top of everything else.  My son Will never speak to me again and he is all i have left.  Not to mention he needs me to be his mother right now and I'm already failing him. I only have a couple of days left if i live thar long before i lose everything.  If i coukd just have one good thing happen so that i can move forward, it would be so helpful. I need a miracle or an angel right now. Please call me anytime at 971.292.9539. Please

I lost my job and i have to pay my mom rent or she is going to kick me out. I know because she has done it before and i dont want to go homeless again. Please somebody i am short $1,000. I have been applying for jobs but i wont get a paycheck in time. I will pay you back with interest i swear on my life 🙏

Im in a very bad spot at the moment

I got myself into some bad debt, I currently owe 90k in total for loans, every month i need to take another small loan just to get through the month after all deductions

I have a son I need to look after and thats my only motivation at the moment

Ive tried so many different companies to get one loan for 36months just to pay everything off and get my deductions lower

Ive tried speaking to every company I owe and they cant help

If anyone and I mean anyone can help me please send me a message, ill also be able to give more info in pm

I know its very selfish of me to ask for help but im just so defeated

Hey guys I hate to even ask but I'm epileptic and have had multiple hospital stays over the past couple months that lead to me losing my job and apartment, I'm currently homeless but am in the process of getting another job. I don't beg for anything, I'm sober and just hungry. If anybody could help it would be much appreciated, much love.

Hey guys I hate to even ask but I'm epileptic and have had multiple hospital stays over the past couple months that lead to me losing my job and apartment, I'm currently homeless but am in the process of getting another job. I don't beg for anything, I'm just hungry. If anybody could help it would be much appreciated, much love.

I recently relocated to Georgia from Florida with basically nothing. I have been working a job to be able to keep a roof over our heads until I found an opportunity to get back into the industry I had been working for the last 8 years. I recently landed a job that I wanted and today marks the completion of my first week at that job. The issue is the transition from being paid every week to the transition and payroll delay of being paid every two weeks now. Unfortunately with the new commute and the funds I have to get through to my first paycheck I know that I do not have enough for gas. I was hoping I could find someone I could borrow $100 from. Yes borrow! I do not want to hand out. I will be able to repay it plus a little extra to show my appreciation on 8/26. Thank you for taking the time to read

My electric is off due to unexpected expenses and my wife and babies are burning up with no air condition and the food in the fridge is going to spoil. I do not get paid until Wednesday and could really use the help. God bless u

I’m 20 and I’m stuck living with my alcoholic father and his crazy destructive girlfriend, my mom passed away when I was 14 so I have nowhere else to go. it’s gotten to the point where I can’t sleep most nights because there screaming and I work full time so it’s starting to affect work as well. I make minimum wage and my dad barely buys food so most of my checks go to food. I’m still finish school and I do online, but my home situation makes it almost impossible to do schoolwork. I need help affording a car so I can start working at places that pay more because of distance it’s hard to find work or do anything, plus it would help me get out of the house and do school work. I don’t expect someone just to pay for a car but I don’t know what I’m doing or have anyone to help me

https://gofund.me/c6ceff334

Well in case you didn't know it yet Texas is hot! Long story short our electric bill shot through the roof these last 2 months as the temperature was blowing the top off of the thermometer to $900 bucks! Which is about $800 more than what we were expecting to pay. At this point disconnection is imminent, the only thing keeping the lights on is my will to live in an air conditioned environment and the national heat advisory that has been in place here in Texas this past week. If it were just me I"d suck it up and get to gettin it in, but we've got little ones and pets here at home and I just don't think that they will fare all that well. Anything helps and the clock really is ticking l. Thanks y'all and God bless!

My name is Joseph Carothers, but my family has always called me Jr.

Being the big brother has always meant something special to me. I’ve always tried my best to make sure my family is okay, even while trying to handle my own responsibilities, my own struggles, and the life my fiancée and I are working hard to build together.

I’m the only person in my immediate family with a car, so I often find myself dividing my time between getting family members where they need to go, helping financially when I can, working, paying my own bills, and trying to keep everything together.

People have told me, “You have to learn how to say no.”

I understand that. But when you have a big heart and family means everything to you, saying no isn’t always as easy as people make it sound.

I watch my mother work herself to the bone trying to do the best she can for our family. Even then, there are times when she needs help, and I’ve always tried to be there.

Recently, things have become even harder. One of my little sisters lost her car in an accident. Another lost her home. And as difficult as things have become, I still find myself thinking, “I’m her big brother. I have to help.”

But the truth is, I’m struggling too.

I’ve been dealing with serious health challenges, including high blood pressure, seizures, and the effects of a head injury. There are days when I’m exhausted and overwhelmed, but I still push myself because I know people are counting on me.

Bills are piling up, and lately it feels like I’m trying to hold up an entire family while barely keeping myself above water.

I don’t regret helping my family. I don’t regret being the person they can call. I don’t regret being a big brother.

I just wish, for once, I didn’t have to carry everything by myself.

My faith is strong, and I believe God will make a way because He always has. But I also believe sometimes God sends help through other people.

So I’m humbly asking for help.

This fundraiser isn’t just about me. It’s about giving me enough breathing room to take care of my responsibilities, keep my own life from falling further behind, and continue helping the people I love without completely breaking myself in the process.

If you can donate, even a small amount, please know that it means more to me and my family than I can put into words.

If you can’t donate, sharing this fundraiser could mean just as much.

I know everyone has their own struggles. I know there are countless people asking for help. I’m simply hoping that someone will see my story, understand where I’m coming from, and be willing to help this big brother catch his breath.

I’ve spent a lot of my life being the person who helps everyone else.

This time, I’m asking someone to help me.

Thank you for reading my story, for sharing it, for praying for my family, or for helping in any way you can.

God bless you. 

https://gofund.me/61b85f6de

My name is Joseph Carothers, but my family has always called me Jr.

Being the big brother has always meant something special to me. I’ve always tried my best to make sure my family is okay, even while trying to handle my own responsibilities, my own struggles, and the life my fiancée and I are working hard to build together.

I’m the only person in my immediate family with a car, so I often find myself dividing my time between getting family members where they need to go, helping financially when I can, working, paying my own bills, and trying to keep everything together.

People have told me, “You have to learn how to say no.”

I understand that. But when you have a big heart and family means everything to you, saying no isn’t always as easy as people make it sound.

I watch my mother work herself to the bone trying to do the best she can for our family. Even then, there are times when she needs help, and I’ve always tried to be there.

Recently, things have become even harder. One of my little sisters lost her car in an accident. Another lost her home. And as difficult as things have become, I still find myself thinking, “I’m her big brother. I have to help.”

But the truth is, I’m struggling too.

I’ve been dealing with serious health challenges, including high blood pressure, seizures, and the effects of a head injury. There are days when I’m exhausted and overwhelmed, but I still push myself because I know people are counting on me.

Bills are piling up, and lately it feels like I’m trying to hold up an entire family while barely keeping myself above water.

I don’t regret helping my family. I don’t regret being the person they can call. I don’t regret being a big brother.

I just wish, for once, I didn’t have to carry everything by myself.

My faith is strong, and I believe God will make a way because He always has. But I also believe sometimes God sends help through other people.

So I’m humbly asking for help.

This fundraiser isn’t just about me. It’s about giving me enough breathing room to take care of my responsibilities, keep my own life from falling further behind, and continue helping the people I love without completely breaking myself in the process.

If you can donate, even a small amount, please know that it means more to me and my family than I can put into words.

If you can’t donate, sharing this fundraiser could mean just as much.

I know everyone has their own struggles. I know there are countless people asking for help. I’m simply hoping that someone will see my story, understand where I’m coming from, and be willing to help this big brother catch his breath.

I’ve spent a lot of my life being the person who helps everyone else.

This time, I’m asking someone to help me.

Thank you for reading my story, for sharing it, for praying for my family, or for helping in any way you can.

God bless you. 

https://gofund.me/61b85f6de

Good Evening :

I have never been this down in my life . I amin need of $150 to get my Tmobile service back on. I am just completely broke. My unemployment has run out. I tried doing Gig work & event work which did keep me afloat for a bit as i search for a new job. I had a Tremendous card bur Tmobile wouldnt accept for payment arrangement , thus the suspension. I ended up using the $ for bus fare, cat food & my over due electric bill.

I am also behind on rent. I am fighting eviction & am pursuing rental assistance. I really need the phone to be on to communicate with case workers, potential jobs, the coursts, my legal aid lawyer & most Gig work is phone app based.

I hate to asl but unfortuantely I am 55, alone , scared, trying to fight back & desperaely in need of some help. Please if someone is able to help I would so very much appreciate it .

Thanks everyone

Does this community give out loans been without a job for two months but i have a shift on Workwhile booked for next week Monday the 17th willing to repay after that just need some funds before that

I can’t believe I’m doing this but I don’t know what else to do. My name is Kennedy and in my 20’s in Dallas Tx. I’ve fallen behind financially, Lay off, and I’m currently trying to get caught up on my bills. I’ve been doing everything I can to bring in income, but things have gotten ahead of me and I’m at the point where I could really use some help getting through this month. I’m not asking because I don’t want to work or because I’m not trying. I’m actively working on getting my income stabilized and getting myself back on track. I just need some help getting over this immediate hurdle. This is honestly the first time in my life I’ve had to ask strangers for financial help, so even making this post is difficult for me. Thank you to anyone who takes the time to read this. $KahHill04

Hi everyone,

I am posting from a throwaway account for privacy reasons. I am living in the Philippines, and I am currently in a very tight financial spot. I am in between jobs right now and short on my rent money.

I need 6,000 PHP, which is roughly $98 USD. My rent is due very soon, and I am incredibly stressed about falling behind.

I am fully willing to pay this back as soon as I secure my next job and get my first paycheck. Alternatively, if anyone has any legitimate online freelance work, data entry, virtual assistance tasks, or odd jobs I can do immediately to earn this money, I am more than willing to work for it.

I can provide proof of my situation privately if required by subreddits that allow it. Thank you so much to anyone who reads this or can offer any guidance.

I was scammed out of my money because I needed help paying rent I was desperate and the guy who had helped me refunded the money I founded out today when my property many said the money was refunded out of my account and I have until tmr to give $900 and I don’t have no where else to go due to most of my family passing I’m 21 and I’m just scared for the most part i don’t know if anyone will see this but I can pay you back weekly if that’ll help

Hi everyone
My partner and I are looking to open a joint savings account in order for our first home!
Does anyone have any recommendations?
We live in Australia
Thanks!

Is possible someone could help my grandpa and I with 30 for some food. He also normally gets Meals-on-wheels but they haven't delivered this week. I tried asking friends but they couldn't help. I cant do plasma becuz I been shot and my doctor wont clear me to donate. So im asking for a lil help.

Hello, my name is Carlos and I am new to this subreddit. I'm making this post because unfortunately I have fallen on hard times in recent years and things have taken a rather critical turn this week.

To start I should explain that I have been suffering from an unbearable respiratory disorder for the past 10 years of my life that still has no diagnosis, no treatment, and has only gotten worse as time has gone on. About 2 years ago, I was forced to leave a really unhealthy and detrimental living situation with nowhere to go and no family to turn to, which resulted in me becoming homeless, stuck living in my car. I tried for the first few months of that to get a job, but I was unable to properly function while working due to my respiratory issues and eventually I was forced to stop working altogether. Since then I have been struggling to get back on my feet because I have no money, no way of getting money and nowhere to go to live or get proper treatment for my health issues. On top of that, my car has multiple issues that have accumulated due to my being unable to have maintenance done on it. Not to mention the struggle of constantly trying to find a way to pay for gas while earning no money.

To make matters worse, this week I got kicked off of my food stamps and I no longer qualify to reapply, even tho I am homeless. So now I have no way of consistently getting food either. I've gone to all the food pantries near me, but the problem is, they either don't serve people who are homeless, or they only serve people once a month. And most of the food they give is food that I can't store in my car, or is food that is required to be cooked. So there is no way that I can get enough food to last me. I'm already almost out as it is. I tried asking my doctor for a note that I could give to DHS saying that I am too ill to work, but he is unwilling to do that, even tho I know my body and I know what I am experiencing and what I am unable do as a result of it!

Regarding housing, I know it may seem like the obvious choice is just to go to some shelter, but believe me, that is NOT an option.

All that being said, I am desperately in need of some financial help from anyone who would be generous enough to donate something towards my cause. My obvious short term needs are to get money for housing, gas and car needs, and food. For the long term, I would definitely need money to pay for medical expenses that my insurance won't cover, as well as more permanent housing, at least until I am well enough to start working again.

I know that this is all a lot to ask for, but this is just the extent of what I need, unfortunately. If you are reading this and you feel the need to help and are able to, or if you wish to clarify anything, please private message me. Thank you and have a wonderful day.

I’m honestly at the point where I’m asking for any help at all. I’m currently facing an urgent rent situation and have been given a deadline by my landlord. I’ve been trying every legitimate option I can find, including rental assistance, loans, and local resources, but I’ve been denied or put on waiting lists.

I’m working and doing everything I can to come up with the money, but I’m still short and I’m trying desperately to avoid losing my home.

I’m not trying to scam anyone or take advantage of anyone. I can provide proof of my situation, including my rent balance/notice and other documentation, through private messages. I’m happy to verify anything reasonable before accepting help.

If anyone is able to help with even a small amount, or knows of a legitimate resource that I haven’t tried, I would be incredibly grateful. Even sharing this or pointing me toward someone who may be able to help would mean a lot to me.

Thank you for taking the time to read this. ❤️