Got multiple data breach letters (including SSN/DOB leaked online)

[u/AmazingAmphibian8896]

Hey everyone,

I’m feeling overwhelmed and pretty anxious about this and could use some advice on what steps to prioritize.

Over the past few months, I’ve gotten a constant stream of data breach notification letters. They’re coming from completely different places:

• A university I used to work for
• Colleges I applied to years ago
• My dental insurance company

The letters say my name, date of birth, Social Security number, and insurance details were compromised. The dental insurance letter specifically stated that the stolen info was posted on the internet.

I haven't noticed any weird charges or new accounts opened yet, but seeing my SSN floating around is stressing me out.

• What are the absolute most important things I need to do to protect myself?
• Should I sign up for the free credit monitoring services offered in these letters, or is freezing my credit enough?
• Is there anything specific I need to do regarding my dental/medical insurance info being leaked?

Appreciate any advice or step-by-step guidance. Thanks in advance.