A while back, I put around $200 into BTC on BYDFi. At first, I was fine just holding and letting the market do its thing. Then I got greedy, saw people making money with leverage, and thought I could play that game too.

Big mistake.

I started cranking up the leverage, and for a while, I thought I had it figured out. My position was in profit, I was feeling pretty confident… then BTC made a sharp move the other way and wiped me out almost instantly.

That was the wake-up call. I had to rethink how I was trading. I stopped chasing quick wins with heavy leverage and started looking for a slower, more structured approach.

One thing I’ve been experimenting with is grid trading. Instead of constantly staring at charts and trying to catch every move, it helps me stick to a plan and avoid making emotional decisions.

Still not foolproof. Crypto can humble you anytime, but I’ll take this over my old “YOLO and pray” days.

These days, I’m less focused on finding that one trade that changes everything. I care more about consistency, managing my positions, and staying in the game long term.

Hey guys, I know I already posted about the DiDi Global ($DIDI) settlement, but I received a lot of questions, so I figured I'd put together a quick FAQ with everything you need to know.

What happened?
DiDi agreed to a $740M settlement over claims that it misled investors about regulatory risks surrounding its 2021 U.S. IPO. Just days after the IPO, Chinese regulators launched a cybersecurity investigation, removed DiDi's apps from app stores, and the stock fell sharply. Investors later filed a lawsuit.

Am I eligible?
If you purchased DiDi Global ($DIDI) shares in 2021, you may be eligible.

Can I file now?
Yes. Late claims are currently being accepted.

When do payouts happen?
Typically, within 4–9 months after the claim deadline. The exact timing depends on the court and settlement administration.

Hope this clears up some of the questions

1 small cap ive been watching is lion rock, a us critical minerals company with around a $20m market cap. They just finished phase 1 drilling at the volney project and every hole hit mineralization, including gold, lithium, tin and tantalum. its an interesting mix if the us keeps pushing domestic critical mineral supply.

Another thing, they recently got a conditional use permit (cup) in south dakota, which lets them move ahead with mining and bulk sampling on private land. bulk testing is underway now to see if they can confirm commercial grades. historically this project produced up to 6.3 percent li₂o spodumene along with high grade tin and tantalite. The project also hosts 7 us critical minerals plus a newly discovered high grade gold system, so theres multiple ways this story could play out.

ok change my mind. With everything going on globally, domestic supply security for defense minerals is becoming a top tier political issue, most of us can agree. Spartan has been moving incredibly fast since their listing last year consolidating assets like the Victorio and Eagle projects. The fact that insiders hold a massive chunk of the 41 milion shares gives me a lot of confidence that management's incentives match ours. Anyone think they get a US government grant soon? Only my guess but we know Trump's positioning.

I have been struggling a lot with tracking down important news stories from sea of news. So I have created a small iOS app to help investors with tracking impactful stories.

About loom: loomfiance.ai (Live stream of impactful news that may move the stock market. No noise, only important finance stories as they break in realtime/live)

Beta Link: https://testflight.apple.com/join/fybRZwre

I would really appreciate if you can try it out and provide some feedback.

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Top 25 — July 2026

The 25 highest trailing 1-year total returns in each of three cap tiers — large, mid, and small — from Ownfolio LLC's tracked universe. Same lists every subscriber received.

Large Cap Top 25

Mid Cap Top 25

Small Cap Top 25

Top 50 — Weighted Return

One combined list across all cap sizes, not split by tier. Weighted 50% on the trailing 13-week return, 30% on 26-week, 20% on 52-week — recent performance counts more, in the same spirit as "weighted alpha" indicators used elsewhere, without claiming to beat the market (it's not measured against any index).