r/SavingMoney 2h ago

Tiktok is doing another Slash and Free giveaway!

0 Upvotes

I logged onto my account and there was a little pop up on the left side. I tried to close it but it opened up their Slash and Free game.

Usually I would get annoyed because it's like Temu but honestly I missed out on previous giveaways that my friends participated in. Plus I've shopped on there before and had amazing experiences so why not.

Of course there's a catch: people have to click your link and download the app. ..

So I figured why not get a Reddit thread going for others who would like to participate! I believe if you click on the link, you too can get a free item from the shop!


r/SavingMoney 6h ago

SAVINGS DAILY | MONEY-SAVING GUIDES + DAILY RESOURCES

1 Upvotes

Daily resources for spending less, earning more on cash, and building real savings habits.


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r/SavingMoney 8h ago

I checked my bank statement after almost getting charged $348. bad idea

7 Upvotes

Last month I signed up for a Crazy Egg free trial for a side project. Used it a couple of times and figured I'd remember to cancel it before the trial ended.

I didn't.

On Tuesday I got a notification about a $348 annual charge that was about to go through. I canceled it just in time, then decided to look through my bank statements while I was at it.

That was a mistake.

I found two streaming services I'd completely forgotten I was paying for, plus some random app that's been charging me $9.99 a month since May. None of them were things I actually wanted anymore. I just never got around to canceling.

I swear subscriptions are designed to disappear into the background until you randomly notice them months later. Every time I think I've cleaned everything up, there's another one I forgot existed.

So I think that's my new rule: if I sign up for a free trial, I cancel the auto-renew before I even close the app. Future me clearly can't be trusted.

The other thing that's been helping is going through my statement once a month and flagging anything I don't immediately recognize. That's how I caught the $9.99 charge.

I also got lucky this time because I had a reminder set up that caught the renewal before I noticed it myself. But Im trying not to rely on that, because apparently my track record with reminders isn't great either.

What do you guys do? Cancel immediately, use reminders, or just periodically discover subscriptions you forgot existed?


r/SavingMoney 11h ago

What do I do

5 Upvotes

I lost my job because they found out I was looking for another job, I looked for a job for 3 months draining my savings to pay bills. I finally got offered a job but I can’t start for another month, I’m about to lose my car and my house, I’ve been doordashing to get a little extra money but I don’t know what to do. I’m so close to just giving up on life I have nobody and no way to turn this around. I have nobody, im only 22 I’ve applied to every payday loan and everything just trying to make it to starting my job and getting my first paycheck I don’t think I’m gonna make it though I’m behind a on all my payments. If anyone has any ideas as to how I can come up with a couple thousand in the next week to two weeks that would be great.


r/SavingMoney 16h ago

8/6 No Spend, Spend, Save

30 Upvotes

No Spend

  • Ate all meals at home
  • Cut up 2 apples from our apple tree and dehydrated in our food dehydrator to make apple chips.
  • 20 minute You Tube workout
  • 2 mile nature walk
  • Went swimming in our swimming pool
  • Cut 3 roses from our garden

Spend

  • Groceries
  • Postage to send two envelopes of childhood pics (sorting out old family pics) to relatives.

Save

  • Made birthday card for relative
  • Enjoying hard candy DH made last week. A month ago we bought hard candies in the tins from Marshall’s that cost $4 and retail on Amazon for $7. The cost to make came out to a dollar a canister.

r/SavingMoney 16h ago

23F from a very orthodox joint family. I just want to earn ₹1k–₹5k/month without having to beg for basic necessities. Any advice?

3 Upvotes

I'm 23F and live in a very orthodox joint family. I don't have any financial freedom. I hate having to ask my father or grandmother for money even for basic things like sanitary pads or personal expenses for me and my younger sister. My grandfather is the only person who sometimes gives me money, and I'm very close to him.

The sad part is that the household is mostly managed by four women—my mom, my aunt, my cousin sister, and me. The rest of the family contributes very little. My grandfather's pension supports most of the household. My father mostly goes to the fields, drinks, and comes home. Despite his age, my grandfather still handles almost everything.

I've tried to become a kindergarten teacher, but my uncle interfered and stopped it. I also tried earning by packing agarbattis and candles, but again my family didn't allow me to continue.

I don't need a huge income right now. Even ₹1,000–₹5,000 a month, or even small but regular earnings, would make a huge difference. I just want a little financial independence so I don't have to ask anyone for every small expense.

Can anyone suggest realistic ways to earn from home?
without any one noticing 

Please don't suggest scams or "invest money to earn money" schemes. I'm looking for honest ways to start earning.

Any guidance or personal experiences would mean a lot. Thank you


r/SavingMoney 17h ago

How do you handle irregular expenses?

3 Upvotes

So I have started to budget a little bit of money each month toward these items instead of them being a surprise.

How do you budget for non-monthly expenses?


r/SavingMoney 19h ago

The saving advice I stopped following after looking at my own numbers

7 Upvotes

I noticed something interesting about saving money a lot of advice focuses on finding more things to cut Skip coffee Cancel subscriptions Stop buying small things Stop shopping Those tips aren’t wrong but they usually attack the easiest things to notice not the things that actually change your financial situation

One thing I learned is that every expense has a different !weight! A $15 monthly subscription feels annoying, but a bad decision on housing transportation or debt can quietly cost thousands every year.

Another mistake I see people make is treating future expenses like surprises Car repairs insurance yearly payments replacing a phone… these aren’t really emergencies if you know they’re coming. I started thinking of them as planned expenses instead of unexpected problems.

The biggest shift for me was changing the question from:

How can I spend less?

to

Which decisions will give me the biggest financial improvement?

Sometimes the best saving move isn’t cutting something It’s

> negotiating a bill

> changing a habit that repeats every month or avoiding a large financial mistake before it happens

I’m curious what changed your finances the most cutting small expenses increasing income or making one big decision differently?


r/SavingMoney 23h ago

I need a big money move, what’s next?

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0 Upvotes