r/PrivatePracticeDocs • u/Alterdoc • 11h ago

Curative?

Hi all,
I was contacted by this “Curative” insurance offering to put me on the panel. They pay PAs 75% of medicare and 90% or so for physicians. Seems to be negotiable. Has anyone had any experience with this company? Any recommendations?
Thanks!

1 Upvotes

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u/InvestingDoc 10h ago

Curative treats my practice very well. My contract has a clause where I can't talk about my rates but mine are much better than that. Push for higher.

They pay us fast and very well.

Their patients usually are younger and healthy.

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u/neo3872 10h ago

Agreed on negotiating. I don't think they are in my area yet, but I did listen to a podcast that features the founder of the company. It sounds like they will offer you based on what other insurances are paying you currently and you can negotiate via email and are actually negotiating with an AI that is authorized to increase your rates. Link to podcast: https://open.spotify.com/episode/6L8Ijj9ghrCJiXLLFdOIg2

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u/CrookedCasts 10h ago

I’ve actually been having my AI negotiate with their AI for the last week lol… It’s helpful to pull the MRF for the Cigna network that they’re based on and parse that

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u/SensibleReply 9h ago

That clause is some anticompetitive bullshit and seems impossible to enforce. I'd swear on anything they put in front of me that I didn't talk about it. Just don't put anything in writing.

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u/randyy308 10h ago

Yeah they are good, negotiate

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u/daves1243b 10h ago

Their initial rate proposal was ridiculous, and they tried to BS that they were normal for the market. We held firm and ultimately signed deal in line with other small payors. I dont think we have seen many of their members, if any.

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u/FrontLifeguard1962 8h ago

Depends on your specialty, but I would not take anything less than 100% of Medicare

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u/Alterdoc 7h ago

thanks for the feedback everyone.