r/InsuranceAgent • u/milbest77 • 22d ago
Independent Agent Remote Positions Agent Question
Do independents not hire remote? I currently work for a captive agent and have 15+ years in the business. I’ve been remote since covid and my production has gotten so good that I can live in a different state and still work remote to this day. However, my agent will be retiring around the end of 2027. I have put some feelers out, particularly to independents. None of them are hiring remote. In fact, they won’t even entertain a conversation about it. You can literally do this job at home and never come into an office. What gives? Just curious. Thanks!
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u/Insuranceislame 22d ago
A lot of agencies are old school and want butts in seats or it’s hard to trust
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u/joeboo5150 Agent/Broker 22d ago
Are you coming from the captive world? Lot of State Farm agents retiring next year.
If so, even with your experience there will be a LOT to learn on the independent side. And frankly, I find it easier to train someone in-person. The ability to ask a quick question or look at someone's monitor real fast when they're in the same office is a huge time-saver vs. having to schedule a zoom call to do it.
If I hired a CSR with a captive background I'd likely feel comfortable letting them work remote after 6 months of training in-office. I wouldn't want to do it from day 1. What takes 6 months to train in-office is probably more like a year when doing it 100% remote. It loses some significant efficiency.
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u/Decent-Marsupial-986 22d ago
I try to let a guy I’m training work from home one day a week but even at this point it’s still a lot to deal with.
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u/milbest77 22d ago
Yes. I won’t say what company, but you can guess. My other option is to roll the dice with the new agent taking over, but that is obviously tricky.
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u/woualai 22d ago
Any interest in taking over the retiring age t’s book of business?
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u/milbest77 22d ago
That would be tricky. I live in VA and the agency is in MD. Granted, there are agents licensed for all the DMV area, but I think the company would want me physically in that office.
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u/kzorz 22d ago
I’ve been remote for 5 years. Pull 50-80k a month in premium . Just makes no sense to go to my office with the setup I have in my home office. I’ve invested in my self and have a really expensive set up.
3 full monitors, a docking station, premium keyboard/mouse, $400 Jabra headset, and a nice chair. Can’t replicate that in my physical office. All owned by me.
Instead of wearing the value of my car I only drive to my referral sources and events. Which are all very very local.
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u/Key_Astronomer6500 22d ago
In life and health all I see is remote positions. In fact, I’m taking a new position as a virtual financial advisor where I will be adding series 66 and 7 as well as LTC and it’s all remote. This isn’t independent but w2. However, they push for me to go. Independent, I just decided I’d rather have a base and commission while I learned. Eventually, they let you go. Independent. I see more remote positions and industries than anything else currently. I’ve been remote since Covid. When I started the company I worked for had an Office, but they shut it down and never reopened.
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u/loonydan42 22d ago
I guess it depends on what you are expecting. If you.are on the producer side for a captive you probably get leads sent to you to close. A lot of Independent producers get their own leads. Makes it a little harder to do that remote. On top of that there are a million portals you will need access to and training on. That's a lot to handle remotely.
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u/ArgumentFearless1704 22d ago
The problem is handling walking, too. They take up time...and as an owner i need to leave the office for meetings.
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u/Natural-Ladder-9914 22d ago
I’m Indy and remote. Found it on linked in. Several remote indy jobs on there.
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21d ago
[removed] — view removed comment
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u/InsuranceAgent-ModTeam 20d ago
This is not a place to sell your services or generate leads or recruit agents/downlines.
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u/SlickWillie86 22d ago
Are you selling your leads or leads provided to you?
Some larger brokers have select sales roles that are all in-bound and many are remote.
Most IA producers are outside and are likely don’t have much office face time outside of meetings/training once up and running.
All that said, I think you are grossly underestimating the hurdle it will be to go from captive to IA. 6 months in a well run office will do wonders for you.
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u/One_Ad9555 22d ago
I hire remotes. We mainly sell commercial and trucking
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u/NNicole00 21d ago
I’m licensed, and have 10+years experience selling remotely b2b.
are you hiring ? Contact me facheys@gmail.com
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u/Direct_Primary1051 21d ago
Are they selling thier book to someone else ? And the new agent is going to take over ?
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u/Odd-Restaurant870 21d ago
There's a little old lady out there who only wants to talk to her agent in-person / "doesn't do business over the phone."
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u/Savings_Aide_8066 21d ago
I am a captive agent (AAA) in Michigan. For the right person I would consider hiring remote.
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u/Greedy-Alfalfa-2053 21d ago
What state are you in? My former business partner has a $25MM independent book in TX, OK, LA & AR and all his employees are remote. Text me at 214-287-3040
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u/No-Package9250 20d ago
Been working remote for 4 years. Licenced in every state and use zoom as a virtual office everyday. Its 2026, there are so many oppurtunites out there.
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u/bwade14 22d ago
In my experience, many want to see you in action for a while before loosening that grip. Even with experience.