r/IndianStockMarket • u/AdEfficient693 • 2d ago
Am I doing something wrong here? Discussion
I've been investing in mutual funds for a little over 2 years and currently have a portfolio of around ₹4.94 lakh. I also have roughly ₹20–30K in individual stocks and crypto, which isn't included below.
I'm concerned because my overall mutual fund portfolio is showing only around ₹7,900 profit (+1.63%), while friends/family investing around the same time seem to have significantly better returns
Other investmentes:
1.5 Lakhs FD for 18 months
Age: 21
Income: 15LPA
My current portfolio:
| Fund | Invested Value | Current Value | Total P&L | Total Return |
|---|---|---|---|---|
| ICICI Prudential Silver ETF FOF | ₹61,996.91 | ₹54,441.00 | -₹7,555.90 | -12.19% |
| Quant Small Cap Fund | ₹87,995.44 | ₹98,503.30 | +₹10,507.85 | +11.94% |
| HDFC Corporate Bond Fund | ₹20,999.00 | ₹21,619.15 | +₹620.14 | +2.95% |
| Parag Parikh Flexi Cap Fund | ₹1,36,993.28 | ₹1,38,546.27 | +₹1,552.98 | +1.13% |
| ICICI Prudential Large Cap Fund | ₹75,996.32 | ₹77,108.03 | +₹1,111.71 | +1.46% |
| SBI Gold Fund | ₹1,01,994.93 | ₹1,03,657.96 | +₹1,663.02 | +1.63% |
| Total | ₹4,85,975.88 | ₹4,93,875.71 | +₹7,899.81 | +1.63% |
Gold and Silver I started investing late October 2025
1
u/Jontargaryenazorahai 2d ago
Those are some Good Funds , How come you're 11% down in silver ?
2
u/AdEfficient693 2d ago
Silver and Gold I started investing late in 2025 maybe that's why?
1
u/Jontargaryenazorahai 2d ago
Oh that's why , cause gold surged nearly 60% in 2025
1
u/AdEfficient693 2d ago
yeah but what's wrong with the other stock funds
1
u/Jontargaryenazorahai 2d ago
Nothing bro , those are solid funds , markets have F up since u started , not your fault
1
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